Sectors & Industries Financial ServicesInsurance - Property & Casualty
Best Property & Casualty Insurance Stocks to Buy Now (2026)
Top property & casualty insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Property & Ca...

Overview Zen Rating Price Value Growth Financials Momentum Sentiment Forecast

Insurance - Property & Casualty is Zen Rated C and is the 84th ranked industry out of 146 stock market industries

Ticker	Company	Market Cap	Price	Price Target	Upside/Downside	Consensus	Analysts	Fore. Revenue Growth	Fore. Earnings Growth	Forecast ROE	Forecast ROA
MCY	MERCURY GENERAL CORP	$5.43B	$98.03	N/A	N/A	N/A	N/A	3.93%	-17.54%	26.46%	6.94%
UFCS	UNITED FIRE GROUP INC	$1.14B	$44.33	$51.00	15.05%	Strong Buy	2	10.48%	-16.00%	12.76%	3.10%
PLGO	PELAGOS INSURANCE CAPITAL LTD	$1.85B	$21.58	$23.60	9.36%	Hold	5	13.79%	5.78%	17.31%	2.85%
STC	STEWART INFORMATION SERVICES CORP	$1.98B	$64.98	$83.00	27.73%	Strong Buy	3	9.63%	21.56%	19.40%	9.81%
UVE	UNIVERSAL INSURANCE HOLDINGS INC	$1.03B	$37.02	$40.00	8.05%	Strong Buy	1	-2.66%	-33.65%	22.66%	4.78%
ASIC	ATEGRITY SPECIALTY INSURANCE CO HOLDINGS	$937.12M	$19.51	$26.50	35.83%	Strong Buy	4	24.48%	15.64%	23.82%	9.88%
SKWD	SKYWARD SPECIALTY INSURANCE GROUP INC	$1.79B	$44.12	$65.00	47.33%	Strong Buy	4	17.42%	14.19%	22.86%	4.28%
SLDE	SLIDE INSURANCE HOLDINGS INC	$2.07B	$18.03	$26.00	44.20%	Strong Buy	3	9.95%	-10.55%	38.27%	14.79%
ALL	ALLSTATE CORP	$53.05B	$206.09	$240.50	16.70%	Hold	10	-0.41%	-18.33%	N/A	N/A
NODK	NI HOLDINGS INC	$286.33M	$13.98	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
BOW	BOWHEAD SPECIALTY HOLDINGS INC	$874.15M	$26.62	$31.80	19.46%	Buy	5	16.89%	15.85%	23.91%	4.43%
KINS	KINGSTONE COMPANIES INC	$215.39M	$14.87	N/A	N/A	N/A	N/A	18.00%	5.20%	37.42%	9.21%
THG	HANOVER INSURANCE GROUP INC	$6.51B	$186.20	$206.29	10.79%	Buy	7	3.03%	-4.45%	17.76%	3.84%
HCI	HCI GROUP INC	$1.97B	$154.07	N/A	N/A	N/A	N/A	4.79%	-26.59%	20.71%	8.64%
TRV	TRAVELERS COMPANIES INC	$62.07B	$291.89	$315.83	8.20%	Buy	12	-1.20%	-5.00%	15.81%	3.55%
PLMR	PALOMAR HOLDINGS INC	$2.84B	$107.04	$147.00	37.33%	Strong Buy	3	76.32%	22.78%	34.07%	9.05%
ROOT	ROOT INC	$823.92M	$52.06	$67.67	29.98%	Hold	3	7.32%	-16.55%	10.77%	2.08%
CB	CHUBB LTD	$120.91B	$311.73	$345.44	10.81%	Buy	16	-2.34%	4.62%	14.35%	3.84%
AII	AMERICAN INTEGRITY INSURANCE GROUP INC	$320.51M	$16.36	$26.00	58.92%	Buy	2	20.13%	-4.14%	21.41%	6.11%
SIGI	SELECTIVE INSURANCE GROUP INC	$5.18B	$86.54	$95.60	10.47%	Buy	5	-0.71%	9.17%	15.44%	3.61%
L	LOEWS CORP	$21.31B	$103.55	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
WRB	BERKLEY W R CORP	$23.65B	$63.54	$68.31	7.50%	Hold	13	4.40%	3.10%	19.19%	4.22%
HRTG	HERITAGE INSURANCE HOLDINGS INC	$657.99M	$21.68	$36.00	66.05%	Strong Buy	1	4.07%	-9.09%	29.21%	7.52%
HMN	HORACE MANN EDUCATORS CORP	$1.85B	$45.73	N/A	N/A	N/A	N/A	5.25%	11.79%	14.76%	1.45%
CINF	CINCINNATI FINANCIAL CORP	$24.35B	$157.42	$183.25	16.41%	Strong Buy	4	-1.11%	-28.45%	8.79%	3.35%
CNA	CNA FINANCIAL CORP	$11.38B	$42.06	N/A	N/A	N/A	N/A	-84.81%	-9.26%	12.02%	1.90%
PGR	PROGRESSIVE CORP	$111.26B	$190.40	$237.67	24.83%	Buy	12	4.29%	-6.19%	32.42%	8.50%
ACIC	AMERICAN COASTAL INSURANCE CORP	$506.45M	$10.45	N/A	N/A	N/A	N/A	-3.64%	-22.44%	12.67%	4.21%
AFG	AMERICAN FINANCIAL GROUP INC	$10.78B	$129.80	$146.00	12.48%	Buy	3	-3.31%	7.96%	22.69%	3.28%
DGICA	DONEGAL GROUP INC	$628.73M	$16.97	$18.00	6.07%	Hold	1	1.16%	-1.91%	11.17%	2.96%
LMND	LEMONADE INC	$4.46B	$58.00	$70.50	21.55%	Buy	6	35.94%	N/A	N/A	N/A
KNSL	KINSALE CAPITAL GROUP INC	$7.03B	$304.77	$352.71	15.73%	Hold	7	3.60%	-1.45%	27.28%	8.64%
PRA	PROASSURANCE CORP	$1.24B	$23.99	N/A	N/A	N/A	N/A	-8.58%	-11.62%	3.99%	0.99%
SAFT	SAFETY INSURANCE GROUP INC	$1.03B	$70.17	N/A	N/A	N/A	N/A	N/A	14.27%	11.81%	4.15%
WTM	WHITE MOUNTAINS INSURANCE GROUP LTD	$5.11B	$2,064.82	N/A	N/A	N/A	N/A	N/A	-71.27%	6.05%	2.47%
RLI	RLI CORP	$4.60B	$50.04	$58.00	15.91%	Hold	3	-3.89%	-19.20%	13.96%	3.92%
HGTY	HAGERTY INC	$3.51B	$10.22	$11.67	14.16%	Hold	3	4.61%	51.04%	169.76%	18.34%
KMPR	KEMPER CORP	$1.45B	$24.67	$36.00	45.93%	Hold	2	-0.39%	158.20%	13.39%	2.86%
MKL	MARKEL GROUP INC	$22.72B	$1,815.59	$1.95k	7.40%	Hold	1	-0.18%	-3.18%	11.75%	3.10%
GBLI	GLOBAL INDEMNITY GROUP LLC	$394.45M	$27.00	N/A	N/A	N/A	N/A	12.55%	18.33%	6.65%	2.79%
PRHI	PRESURANCE HOLDINGS INC	$15.47M	$0.59	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in May 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Mercury General (NYSE:MCY)

Mercury General (NYSE:MCY) is the #1 top property & casualty insurance stock out of 41 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Mercury General (NYSE:MCY) is: Value: B, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: A.

Mercury General (NYSE:MCY) has a Due Diligence Score of 39, which is 1 points higher than the property & casualty insurance industry average of 38.

MCY passed 15 out of 38 due diligence checks and has average fundamentals. Mercury General has seen its stock return 53.92% over the past year, overperforming other property & casualty insurance stocks by 56 percentage points.

2. United Fire Group (NASDAQ:UFCS)

United Fire Group (NASDAQ:UFCS) is the #2 top property & casualty insurance stock out of 41 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for United Fire Group (NASDAQ:UFCS) is: Value: C, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: A.

United Fire Group (NASDAQ:UFCS) has a Due Diligence Score of 31, which is -7 points lower than the property & casualty insurance industry average of 38. Although this number is below the industry average, our proven quant model rates UFCS as a "B".

UFCS passed 11 out of 38 due diligence checks and has average fundamentals. United Fire Group has seen its stock return 54.41% over the past year, overperforming other property & casualty insurance stocks by 57 percentage points.

United Fire Group has an average 1 year price target of $51.00, an upside of 15.05% from United Fire Group's current stock price of $44.33.

United Fire Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering United Fire Group, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Pelagos Insurance Capital (NYSE:PLGO)

Pelagos Insurance Capital (NYSE:PLGO) is the #3 top property & casualty insurance stock out of 41 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Pelagos Insurance Capital (NYSE:PLGO) is: Value: A, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Pelagos Insurance Capital (NYSE:PLGO) has a Due Diligence Score of 31, which is -7 points lower than the property & casualty insurance industry average of 38. Although this number is below the industry average, our proven quant model rates PLGO as a "B".

PLGO passed 11 out of 38 due diligence checks and has average fundamentals. Pelagos Insurance Capital has seen its stock return 25.47% over the past year, overperforming other property & casualty insurance stocks by 28 percentage points.

Pelagos Insurance Capital has an average 1 year price target of $23.60, an upside of 9.36% from Pelagos Insurance Capital's current stock price of $21.58.

Pelagos Insurance Capital stock has a consensus Hold recommendation according to Wall Street analysts. Of the 5 analysts covering Pelagos Insurance Capital, 20% have issued a Strong Buy rating, 20% have issued a Buy, 40% have issued a hold, while 0% have issued a Sell rating, and 20% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 28 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Cna Financial (NYSE:CNA)

Cna Financial (NYSE:CNA) has an annual dividend yield of 9.22%, which is 6 percentage points higher than the property & casualty insurance industry average of 3.05%. Cna Financial's dividend payout is not stable, having dropped more than 10% ten times in the last 10 years. Cna Financial's dividend has shown consistent growth over the last 10 years.

Cna Financial's dividend payout ratio of 86.2% indicates that its high dividend yield is sustainable for the long-term.

2. Progressive (NYSE:PGR)

Progressive (NYSE:PGR) has an annual dividend yield of 7.3%, which is 4 percentage points higher than the property & casualty insurance industry average of 3.05%. Progressive's dividend payout is not stable, having dropped more than 10% seven times in the last 10 years. Progressive's dividend has not shown consistent growth over the last 10 years.

Progressive's dividend payout ratio of 70.5% indicates that its high dividend yield is sustainable for the long-term.

3. American Coastal Insurance (NASDAQ:ACIC)

American Coastal Insurance (NASDAQ:ACIC) has an annual dividend yield of 7.18%, which is 4 percentage points higher than the property & casualty insurance industry average of 3.05%. American Coastal Insurance's dividend payout is stable, having never dropped by more than 10% in the last 10 years. American Coastal Insurance's dividend has shown consistent growth over the last 10 years.

American Coastal Insurance's dividend payout ratio of 34.7% indicates that its high dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks down?

Property & casualty insurance stocks were down -1.18% in the last day, and down -3.7% over the last week.

We couldn't find a catalyst for why property & casualty insurance stocks are down.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. Pelagos Insurance Capital (NYSE:PLGO)

Pelagos Insurance Capital (NYSE:PLGO) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Pelagos Insurance Capital has a valuation score of 57, which is 24 points higher than the property & casualty insurance industry average of 33. It passed 4 out of 7 valuation due diligence checks.

Pelagos Insurance Capital's stock has gained 25.47% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 28 percentage points.

2. Kingstone Companies (NASDAQ:KINS)

Kingstone Companies (NASDAQ:KINS) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Kingstone Companies has a valuation score of 43, which is 10 points higher than the property & casualty insurance industry average of 33. It passed 3 out of 7 valuation due diligence checks.

Kingstone Companies's stock has dropped -7.12% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -5 percentage points.

3. Heritage Insurance Holdings (NYSE:HRTG)

Heritage Insurance Holdings (NYSE:HRTG) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Heritage Insurance Holdings has a valuation score of 43, which is 10 points higher than the property & casualty insurance industry average of 33. It passed 3 out of 7 valuation due diligence checks.

Heritage Insurance Holdings's stock has dropped -8.6% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -6 percentage points.

Are property & casualty insurance stocks a good buy now?

35.71% of property & casualty insurance stocks rated by analysts are a hold right now. On average, analysts expect property & casualty insurance stocks to rise by 13.3% over the next year.

2.56% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 17.95% of property & casualty insurance stocks are rated B (Buy), 61.54% are rated C (Hold), 17.95% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - property & casualty industry?

The average P/E ratio of the insurance - property & casualty industry is 9.67x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.