NASDAQ: NODKNi Holdings Inc Stock
$13.21+0.02 (+0.15%)
Updated Oct 29, 2025
NODK Price
$13.21
Fair Value Price
$34.34
Market Cap
$273.12M
52 Week Low
$12.01
52 Week High
$17.24
P/E
165.13x
P/B
1.12x
P/S
0.86x
PEG
N/A
Dividend Yield
N/A
Revenue
$310.39M
Earnings
$1.55M
Gross Margin
34.6%
Operating Margin
0.9%
Profit Margin
0.5%
Debt to Equity
1.55
Operating Cash Flow
$20M
Beta
0.55
Next Earnings
Nov 6, 2025
Ex-Dividend
N/A
Next Dividend
N/A
NODK Overview
NI Holdings, Inc. underwrites property and casualty insurance products in the United States. The company's products include private passenger auto, non-standard automobile, homeowners, farm owners, crop hail and multi-peril crop, and liability insurance policies. The company was founded in 1946 and is headquartered in Fargo, North Dakota. NI Holdings, Inc. is a subsidiary of Nodak Mutual Group, Inc.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine NODK's potential to beat the market
- NODK doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Property & Casualty Insurance
Industry Rating
A
NODK
RankedUnranked of 39
RankedUnranked of 39
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $31.44 | A | |
| $14.52 | A | |
| $190.00 | A |
Be the first to know about important NODK news, forecast changes, insider trades & much more!
NODK News
Overview
Due Diligence Score
–
Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how NODK scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
NODK ($13.21) is undervalued by 61.53% relative to our estimate of its Fair Value price of $34.34 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
NODK ($13.21) is significantly undervalued by 61.53% relative to our estimate of its Fair Value price of $34.34 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
NODK was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more NODK due diligence checks available for Premium users.
Valuation
NODK fair value
Fair Value of NODK stock based on Discounted Cash Flow (DCF)
Price
$13.21
Fair Value
$34.34
Undervalued by
61.53%
NODK ($13.21) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
NODK ($13.21) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
NODK was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
NODK price to earnings (PE)
For valuing profitable companies with steady earnings
Company
165.13x
Industry
12.08x
Market
41.57x
NODK is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
NODK is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
NODK price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.12x
Industry
1.95x
NODK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
NODK's financial health
Profit margin
Revenue
$76.1M
Net Income
-$12.1M
Profit Margin
-15.8%
NODK's Earnings (EBIT) of $2.81M... subscribe to Premium to read more.
Interest Coverage Financials
NODK's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$620.1M
Liabilities
$376.7M
Debt to equity
1.55
NODK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
NODK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$6.4M
Investing
-$6.8M
Financing
-$32.0k
NODK's operating cash flow ($20.04M)... subscribe to Premium to read more.
Debt Coverage Financials
NODK vs Property & Casualty Insurance Stocks
Ni Holdings Stock FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterWallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.