NASDAQ: NODKNi Holdings Inc Stock
$15.91+0.18 (+1.14%)
Updated Jun 18, 2026
NODK Price
$15.91
Fair Value Price
$8.83
Market Cap
$325.86M
52 Week Low
$12.22
52 Week High
$16.00
P/E
-79.55x
P/B
1.3x
P/S
0.99x
PEG
N/A
Dividend Yield
N/A
Revenue
$273.22M
Earnings
-$4.37M
Gross Margin
32.1%
Operating Margin
-1.6%
Profit Margin
-1.6%
Debt to Equity
0.97
Operating Cash Flow
-$27M
Beta
0.51
Next Earnings
Aug 7, 2026
Ex-Dividend
N/A
Next Dividend
N/A
NODK Overview
NI Holdings, Inc. provides a comprehensive range of property and casualty insurance policies across the United States. Their product portfolio includes coverage for personal and specialized automobile risks, residential properties, agricultural holdings, various types of crop damage (including hail and multi-peril), and general liability. Established in 1946, the company's primary operations are situated in Fargo, North Dakota, as a subsidiary of Nodak Mutual Group, Inc.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine NODK's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Property & Casualty Insurance
Industry Rating
D
NODK
Ranked#10 of 41
Ranked#10 of 41
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $102.67 | B | |
| $48.29 | B | |
| $66.46 | B |
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NODK News
Overview
Due Diligence Score
–
Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how NODK scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
NODK ($15.91) is overvalued by 80.1% relative to our estimate of its Fair Value price of $8.83 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
NODK ($15.91) is not significantly undervalued (80.1%) relative to our estimate of its Fair Value price of $8.83 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
NODK is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more NODK due diligence checks available for Premium users.
Valuation
NODK fair value
Fair Value of NODK stock based on Discounted Cash Flow (DCF)
Price
$15.91
Fair Value
$8.83
Overvalued by
80.10%
NODK ($15.91) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
NODK ($15.91) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
NODK is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
NODK price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-79.55x
Industry
10.18x
Market
9.47x
NODK price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.3x
Industry
1.95x
NODK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
NODK's financial health
Profit margin
Revenue
$59.6M
Net Income
$12.5M
Profit Margin
21%
NODK's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$492.1M
Liabilities
$241.9M
Debt to equity
0.97
NODK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
NODK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$1.9M
Investing
$8.9M
Financing
-$1.1M
NODK vs Property & Casualty Insurance Stocks
Ni Holdings Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.