According to
Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:
1. Hci Group (NYSE:HCI)
Hci Group (NYSE:HCI) is the #1 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year.
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The Component Grade breakdown for Hci Group (NYSE:HCI) is: Value: C, Growth: B, Momentum: C, Sentiment: A, Safety: C, Financials: B, and AI: A.
Hci Group (NYSE:HCI) has a Due Diligence Score of 53, which is 15 points higher than the property & casualty insurance industry average of 38.
HCI passed 20 out of 38 due diligence checks and has strong fundamentals. Hci Group has seen its stock return 10.56% over the past year, overperforming other property & casualty insurance stocks by 10 percentage points.
Hci Group has an average 1 year
price target of $245.00, an upside of 61.66% from Hci Group's current stock price of $151.55.
Hci Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Hci Group, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.
2. Universal Insurance Holdings (NYSE:UVE)
The Component Grade breakdown for Universal Insurance Holdings (NYSE:UVE) is: Value: B, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: A.
Universal Insurance Holdings (NYSE:UVE) has a Due Diligence Score of 43, which is 5 points higher than the property & casualty insurance industry average of 38.
UVE passed 16 out of 38 due diligence checks and has strong fundamentals. Universal Insurance Holdings has seen its stock return 52.11% over the past year, overperforming other property & casualty insurance stocks by 51 percentage points.
Universal Insurance Holdings has an average 1 year
price target of $40.00, an upside of 20.74% from Universal Insurance Holdings's current stock price of $33.13.
Universal Insurance Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Universal Insurance Holdings, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.
3. Mercury General (NYSE:MCY)
Mercury General (NYSE:MCY) is the #3 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year.
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The Component Grade breakdown for Mercury General (NYSE:MCY) is: Value: C, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: A.
Mercury General (NYSE:MCY) has a Due Diligence Score of 33, which is -5 points lower than the property & casualty insurance industry average of 38. Although this number is below the industry average, our proven quant model rates MCY as a "A".
MCY passed 12 out of 38 due diligence checks and has average fundamentals. Mercury General has seen its stock return 52.82% over the past year, overperforming other property & casualty insurance stocks by 52 percentage points.
Mercury General has an average 1 year
price target of $100.00, an upside of 15.17% from Mercury General's current stock price of $86.83.
Mercury General stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Mercury General, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.