NASDAQ: CINF
Cincinnati Financial Corp Stock

$156.03-1.13 (-0.72%)
Updated Dec 6, 2024
CINF Price
$156.03
Fair Value Price
$393.16
Market Cap
$24.39B
52 Week Low
$100.31
52 Week High
$161.75
P/E
7.96x
P/B
1.77x
P/S
1.75x
PEG
N/A
Dividend Yield
2.04%
Revenue
$12.16B
Earnings
$3.07B
Gross Margin
53.8%
Operating Margin
32.27%
Profit Margin
25.3%
Debt to Equity
1.68
Operating Cash Flow
$3B
Beta
1.02
Next Earnings
Feb 4, 2025
Ex-Dividend
N/A
Next Dividend
N/A

CINF Overview

Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine CINF's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Value
C
Growth
A
Momentum
C
Sentiment
C
Safety
C
Financials
B
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Property & Casualty Insurance

Industry Rating
A
CINF
Ranked
#25 of 38

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
$16.44A
$76.25A
$203.64A
View Top Property & Casualty Insurance Stocks

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CINF News

Overview

Due Diligence Score

Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CINF scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

CINF ($156.03) is undervalued by 60.31% relative to our estimate of its Fair Value price of $393.16 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
CINF ($156.03) is significantly undervalued by 60.31% relative to our estimate of its Fair Value price of $393.16 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
CINF is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more CINF due diligence checks available for Premium users.

Valuation

CINF fair value

Fair Value of CINF stock based on Discounted Cash Flow (DCF)

Price
$156.03
Fair Value
$393.16
Undervalued by
60.31%
CINF ($156.03) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
CINF ($156.03) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
CINF is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

CINF price to earnings (PE)

For valuing profitable companies with steady earnings

Company
7.96x
Industry
14.27x
Market
29.86x
CINF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CINF is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

CINF price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.77x
Industry
2.32x
CINF is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CINF's financial health

Profit margin

Revenue
$3.3B
Net Income
$820.0M
Profit Margin
24.7%
CINF's Earnings (EBIT) of $3.92B... subscribe to Premium to read more.
Interest Coverage Financials
CINF's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$37.0B
Liabilities
$23.2B
Debt to equity
1.68
CINF's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CINF's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$912.0M
Investing
$251.0M
Financing
-$182.0M
CINF's operating cash flow ($2.58B)... subscribe to Premium to read more.
Debt Coverage Financials

CINF vs Property & Casualty Insurance Stocks

TickerZen RatingMarket Cap1d %P/EP/B
CINFC$24.39B-0.72%7.96x1.77x
WRBC$23.99B-1.04%15.99x2.85x
MKLC$22.60B-0.13%8.09x1.33x
LB$18.75B+0.16%11.43x1.08x
CNAC$13.57B-1.69%10.44x1.26x

Cincinnati Financial Stock FAQ

What is Cincinnati Financial's quote symbol?

(NASDAQ: CINF) Cincinnati Financial trades on the NASDAQ under the ticker symbol CINF. Cincinnati Financial stock quotes can also be displayed as NASDAQ: CINF.

If you're new to stock investing, here's how to buy Cincinnati Financial stock.

What is the 52 week high and low for Cincinnati Financial (NASDAQ: CINF)?

(NASDAQ: CINF) Cincinnati Financial's 52-week high was $161.75, and its 52-week low was $100.31. It is currently -3.53% from its 52-week high and 55.55% from its 52-week low.

How much is Cincinnati Financial stock worth today?

(NASDAQ: CINF) Cincinnati Financial currently has 156,315,102 outstanding shares. With Cincinnati Financial stock trading at $156.03 per share, the total value of Cincinnati Financial stock (market capitalization) is $24.39B.

Cincinnati Financial stock was originally listed at a price of $42.56 in Dec 31, 1997. If you had invested in Cincinnati Financial stock at $42.56, your return over the last 26 years would have been 266.65%, for an annualized return of 5.12% (not including any dividends or dividend reinvestments).

How much is Cincinnati Financial's stock price per share?

(NASDAQ: CINF) Cincinnati Financial stock price per share is $156.03 today (as of Dec 6, 2024).

What is Cincinnati Financial's Market Cap?

(NASDAQ: CINF) Cincinnati Financial's market cap is $24.39B, as of Dec 9, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Cincinnati Financial's market cap is calculated by multiplying CINF's current stock price of $156.03 by CINF's total outstanding shares of 156,315,102.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.