Ticker | Company | Price | Valuation Score | Graham Fair Value | Graham Fair Value % | P/E | Forward P/E | P/S | P/B | PEG | Free Cash Flow | Free Cash Flow Yield | Book Value | BVPS | EV | EV/EBITDA |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
LPRO | OPEN LENDING CORP | $4.96 | $12.64 | -60.76% | 27.56x | 5.33x | 5.10x | 2.87x | 0.15x | $80.48M | 13.43% | $205.58M | 1.70 | $490.46M | 11.88 | |
QFIN | QIFU TECHNOLOGY INC | $18.52 | $77.11 | -75.98% | 5.01x | 3.12x | 1.32x | 0.97x | 0.11x | $972.86M | 32.75% | $3.03B | 18.92 | $1.99B | 2.69 | |
PYPL | PAYPAL HOLDINGS INC | $65.96 | $37.13 | 77.67% | 17.13x | 15.30x | 2.44x | 3.36x | 1.44x | $4.27B | 5.86% | $21.05B | 19.09 | $71.29B | 11.00 | |
DFS | DISCOVER FINANCIAL SERVICES | $127.70 | $156.58 | -18.44% | 11.33x | 8.79x | 3.25x | 2.16x | 0.47x | $8.26B | 25.82% | $14.83B | 59.18 | $41.60B | 9.90 | |
NAVI | NAVIENT CORP | $15.72 | $39.71 | -60.41% | 9.53x | 5.40x | 1.63x | 0.64x | 0.18x | $713.00M | 40.14% | $2.77B | 24.48 | $54.08B | 209.63 | |
MA | MASTERCARD INC | $462.42 | $169.02 | 173.59% | 38.99x | 30.22x | 17.39x | 62.26x | 1.56x | $10.89B | 2.50% | $6.93B | 7.34 | $436.64B | 29.08 | |
V | VISA INC | $274.52 | $85.87 | 219.69% | 30.71x | 27.75x | 16.19x | 13.63x | 2.61x | $19.73B | 3.57% | $40.49B | 20.10 | $557.81B | 23.29 | |
ATLC | ATLANTICUS HOLDINGS CORP | $27.11 | $107.24 | -74.72% | 5.07x | N/A | 1.12x | 1.00x | 0.12x | $455.33M | 114.93% | $394.68M | 27.01 | $2.04B | 15.27 | |
OMF | ONEMAIN HOLDINGS INC | $50.89 | $124.23 | -59.04% | 9.55x | 5.86x | 2.39x | 1.91x | 0.19x | $2.52B | 41.12% | $3.19B | 26.47 | $24.36B | 22.21 | |
COF | CAPITAL ONE FINANCIAL CORP | $146.21 | $234.87 | -37.75% | 12.20x | 8.00x | 2.11x | 0.96x | 0.30x | $19.61B | 35.28% | $58.09B | 152.78 | $62.15B | 6.70 | |
OCSL | OAKTREE SPECIALTY LENDING CORP | $19.83 | $27.96 | -29.08% | 12.96x | 8.93x | 3.88x | 1.04x | 0.35x | $339.79M | 22.01% | $1.51B | 19.42 | $3.06B | 12.73 | |
WU | WESTERN UNION CO | $13.47 | $18.07 | -25.45% | 7.92x | 6.74x | 1.06x | 11.45x | 0.54x | $614.30M | 13.24% | $397.90M | 1.16 | $5.99B | 5.85 | |
MFIN | MEDALLION FINANCIAL CORP | $7.91 | $16.90 | -53.20% | 3.23x | N/A | 1.10x | 0.54x | 0.80x | $113.76M | 63.89% | $342.99M | 15.24 | $286.47M | 3.36 | |
ALLY | ALLY FINANCIAL INC | $39.30 | $121.10 | -67.55% | 13.10x | 4.82x | 1.45x | 0.87x | 0.13x | $4.66B | 39.06% | $13.77B | 45.32 | $25.87B | 11.66 | |
SYF | SYNCHRONY FINANCIAL | $44.67 | N/A | N/A | 6.35x | 7.80x | 2.07x | 1.17x | N/A | $8.96B | 49.92% | $15.28B | 38.06 | $14.05B | 3.31 | |
AGM | FEDERAL AGRICULTURAL MORTGAGE CORP | $191.03 | $138.10 | 38.33% | 11.96x | N/A | 5.92x | 1.47x | 1.33x | $375.80M | 18.14% | $1.41B | 130.17 | $28.87B | 114.07 | |
AXP | AMERICAN EXPRESS CO | $235.64 | $107.60 | 118.99% | 19.38x | 18.15x | 2.99x | 5.89x | 2.02x | $22.89B | 13.47% | $28.76B | 39.90 | $165.85B | 12.63 | |
LX | LEXINFINTECH HOLDINGS LTD | $1.71 | N/A | N/A | 1.90x | 1.20x | 0.15x | 0.21x | N/A | N/A | N/A | $1.35B | 8.21 | $477.73M | N/A | |
FINV | FINVOLUTION GROUP | $4.89 | $6.48 | -24.53% | 4.16x | N/A | 0.77x | 0.68x | 68.22x | $121.07M | 9.00% | $1.90B | 6.92 | $366.68M | 0.95 | |
NISN | NISUN INTERNATIONAL ENTERPRISE DEVELOPMENT GROUP CO LTD | $7.52 | N/A | N/A | 2.04x | N/A | 0.12x | 0.16x | N/A | $57.95M | 195.41% | $188.76M | 47.87 | -$73.64M | -3.43 | |
BBDC | BARINGS BDC INC | $9.32 | $6.85 | 36.12% | 7.77x | N/A | 3.45x | 0.83x | 12.52x | $76.94M | 7.71% | $1.20B | 11.18 | $2.37B | 18.29 | |
BFH | BREAD FINANCIAL HOLDINGS INC | $36.97 | N/A | N/A | 2.57x | 2.79x | 0.60x | 0.63x | N/A | $1.94B | 105.32% | $2.92B | 58.59 | $3.53B | 3.31 | |
SLM | SLM CORP | $21.90 | N/A | N/A | 6.76x | 6.80x | 2.84x | 2.28x | N/A | -$230.24M | -4.77% | $2.11B | 9.59 | $6.07B | 5.55 | |
EZPW | EZCORP INC | $11.36 | $9.14 | 24.24% | 12.48x | N/A | 0.58x | 0.81x | 0.96x | $71.20M | 11.38% | $774.88M | 14.07 | $1.01B | 5.95 | |
LC | LENDINGCLUB CORP | $8.10 | $17.03 | -52.43% | 22.50x | 5.40x | 1.02x | 0.71x | 0.19x | -$1.20B | -136.14% | $1.25B | 11.54 | -$380.47M | -3.74 | |
ENVA | ENOVA INTERNATIONAL INC | $63.23 | $62.06 | 1.88% | 10.90x | N/A | 1.38x | 1.49x | 0.73x | $1.19B | 66.60% | $1.15B | 40.79 | $4.55B | 9.46 | |
XYF | X FINANCIAL | $3.85 | $23.62 | -83.72% | 1.12x | N/A | 0.28x | 0.23x | 0.28x | N/A | N/A | $812.10M | 16.91 | $493.30M | N/A | |
YRD | YIREN DIGITAL LTD | $5.08 | $22.94 | -77.85% | 1.55x | N/A | 0.66x | 0.40x | 0.36x | N/A | N/A | $1.12B | 12.71 | -$392.56M | N/A | |
NRDS | NERDWALLET INC | $12.89 | N/A | N/A | -75.82x | 61.38x | 1.68x | 2.65x | N/A | $51.10M | 5.14% | $378.70M | 4.91 | $891.14M | 14.75 | |
IX | ORIX CORP | $102.56 | $202.40 | -49.33% | 12.47x | 6.96x | 1.37x | 1.00x | 0.23x | $1.47B | 5.80% | $25.37B | 102.74 | $58.93B | 9.23 | |
CPSS | CONSUMER PORTFOLIO SERVICES INC | $8.59 | $26.37 | -67.43% | 3.96x | N/A | 0.51x | 0.66x | 0.21x | $237.42M | 132.27% | $274.67M | 13.15 | $2.62B | 12.57 | |
FUFU | BITFUFU INC | $3.09 | $1.33 | 132.95% | 44.14x | N/A | 1.63x | 29.04x | 1.15x | -$196.04M | -42.30% | $17.33M | 0.12 | $471.36M | 11.04 | |
RWAY | RUNWAY GROWTH FINANCE CORP | $12.78 | N/A | N/A | 11.72x | N/A | 3.15x | 0.95x | N/A | $112.44M | 21.72% | $547.07M | 13.51 | $1.02B | 11.63 | |
FCFS | FIRSTCASH HOLDINGS INC | $115.71 | $35.19 | 228.80% | 24.01x | N/A | 1.66x | 2.61x | 4.64x | $285.54M | 5.47% | $2.00B | 44.26 | $7.02B | 7.74 | |
LMFA | LM FUNDING AMERICA INC | $2.72 | N/A | N/A | -0.39x | N/A | 0.48x | 0.19x | N/A | -$5.03M | -80.96% | $36.19M | 15.85 | $5.14M | -0.48 | |
SOFI | SOFI TECHNOLOGIES INC | $7.87 | N/A | N/A | -21.86x | 98.38x | 3.50x | 1.47x | N/A | -$7.35B | -98.81% | $5.23B | 5.54 | $9.42B | -94.45 | |
WRLD | WORLD ACCEPTANCE CORP | $140.46 | $109.82 | 27.90% | 11.92x | N/A | 1.41x | 2.10x | 1.09x | $262.41M | 32.36% | $407.02M | 70.51 | $1.51B | 10.27 | |
NNI | NELNET INC | $94.82 | N/A | N/A | 38.70x | N/A | 3.07x | 1.08x | N/A | $358.92M | 10.12% | $3.26B | 87.20 | $14.32B | 54.73 | |
LU | LUFAX HOLDING LTD | $4.68 | N/A | N/A | 21.97x | N/A | 0.57x | 0.21x | N/A | $2.07B | 77.29% | $12.74B | 22.24 | $2.45B | 9.26 | |
PMTS | CPI CARD GROUP INC | $17.75 | $52.84 | -66.41% | 8.45x | N/A | 0.46x | -3.90x | 0.15x | $27.64M | 13.63% | -$51.94M | -4.55 | $454.95M | 5.89 | |
SNTG | SENTAGE HOLDINGS INC | $1.96 | N/A | N/A | -2.45x | N/A | 31.61x | 0.45x | N/A | -$1.85M | -39.74% | $12.23M | 5.15 | $3.28M | -1.83 | |
QD | QUDIAN INC | $2.46 | N/A | N/A | 98.40x | N/A | 30.37x | 0.31x | N/A | N/A | N/A | $1.62B | 7.47 | -$497.57M | N/A | |
DXF | DUNXIN FINANCIAL HOLDINGS LTD | $0.26 | N/A | N/A | -1.85x | N/A | -1.92x | 0.13x | N/A | -$1.07M | -20.00% | $41.46M | 1.98 | $29.81M | -9.72 | |
RM | REGIONAL MANAGEMENT CORP | $26.42 | N/A | N/A | 15.54x | N/A | 0.45x | 0.80x | N/A | $244.47M | 98.46% | $322.27M | 34.29 | $1.56B | 15.17 | |
UPST | UPSTART HOLDINGS INC | $23.46 | N/A | N/A | -8.17x | 146.63x | 3.83x | 3.19x | N/A | -$172.58M | -8.78% | $635.31M | 7.58 | $2.80B | -13.03 | |
AIHS | SENMIAO TECHNOLOGY LTD | $0.83 | N/A | N/A | -1.84x | N/A | 1.07x | 3.55x | N/A | $55.49k | 0.72% | $2.24M | 0.24 | $8.15M | -3.94 | |
CACC | CREDIT ACCEPTANCE CORP | $526.60 | N/A | N/A | 23.84x | N/A | 3.59x | 3.69x | N/A | $1.20B | 17.59% | $1.75B | 135.39 | $11.08B | 16.76 | |
OPFI | OPPFI INC | $2.66 | N/A | N/A | -44.33x | N/A | 0.16x | 28.26x | N/A | $287.16M | 658.61% | $10.44M | 0.64 | $570.28M | 9.38 | |
OBDC | BLUE OWL CAPITAL CORP | $15.93 | $15.30 | 4.13% | 7.85x | N/A | 3.93x | 1.03x | 1.34x | $1.14B | 18.27% | $6.02B | 15.44 | $12.63B | 10.13 | |
MDBH | MDB CAPITAL HOLDINGS LLC | $9.00 | N/A | N/A | -8.65x | N/A | 12.16x | 2.24x | N/A | -$7.60M | -10.42% | $37.31M | 4.61 | $78.72M | -12.00 | |
FOA | FINANCE OF AMERICA COMPANIES INC | $0.49 | N/A | N/A | -0.50x | 0.55x | 0.17x | 0.20x | N/A | -$71.57M | -177.08% | $232.31M | 2.83 | $26.42B | -730.56 | |
GDOT | GREEN DOT CORP | $9.04 | N/A | N/A | 69.54x | N/A | 0.31x | 0.56x | N/A | $21.58M | 4.57% | $859.35M | 16.45 | -$141.64M | -1.41 | |
OPRT | OPORTUN FINANCIAL CORP | $3.15 | N/A | N/A | -0.65x | N/A | 0.41x | 0.27x | N/A | $361.50M | 311.21% | $404.40M | 10.97 | $2.84B | -14.29 | |
MCVT | MILL CITY VENTURES III LTD | $2.70 | N/A | N/A | -15.00x | N/A | 5.11x | 0.93x | N/A | -$1.14M | -6.74% | $18.59M | 2.97 | $16.87M | -10.94 | |
NICK | NICHOLAS FINANCIAL INC | $6.75 | N/A | N/A | -1.35x | N/A | 1.83x | 0.84x | N/A | -$146.00k | -0.30% | $59.05M | 8.05 | $41.67M | -1.17 | |
PAPL | PINEAPPLE FINANCIAL INC | $1.33 | N/A | N/A | -2.83x | N/A | 3.42x | 3.24x | N/A | N/A | N/A | $2.95M | 0.46 | $9.80M | N/A | |
GRYP | GRYPHON DIGITAL MINING INC | $1.63 | N/A | N/A | -0.05x | -0.01x | 0.09x | -7.02x | N/A | -$5.89M | -973.68% | -$9.01M | -24.29 | $67.63M | -7.10 | |
PRAA | PRA GROUP INC | $24.11 | N/A | N/A | -11.32x | N/A | 1.18x | 0.81x | N/A | -$100.42M | -10.63% | $1.17B | 29.79 | $3.80B | 37.71 | |
PT | PINTEC TECHNOLOGY HOLDINGS LTD | $1.08 | N/A | N/A | -0.99x | N/A | 1.36x | -0.24x | N/A | N/A | N/A | -$73.94M | -5.97 | $15.46M | N/A | |
BCG | BINAH CAPITAL GROUP INC | $7.00 | N/A | N/A | N/A | N/A | 0.69x | 22.56x | N/A | $2.47M | 2.14% | $5.10M | 0.31 | $144.89M | 20.07 |