NYSE: DFSDiscover Financial Services Stock
$172.33+7.02 (+4.25%)
Updated Apr 22, 2025
DFS Price
$172.33
Fair Value Price
N/A
Market Cap
$43.36B
52 Week Low
$119.95
52 Week High
$205.76
P/E
9.73x
P/B
2.42x
P/S
3.35x
PEG
N/A
Dividend Yield
1.62%
Revenue
$13.00B
Earnings
$4.45B
Gross Margin
100%
Operating Margin
46.04%
Profit Margin
34.2%
Debt to Equity
7.24
Operating Cash Flow
$8B
Beta
1.39
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
DFS Overview
Discover Financial Services owns and operates Discover Bank, which offers checking and savings accounts, personal loans, home equity loans, student loans, and credit cards. It also owns and operates the Discover and Pulse networks, and Diners Club International. There are ~50M Discover cardholders in the U.S. Discover was founded in 1985 and is headquartered in Chicago, IL.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine DFS's potential to beat the market
BBuy
- Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Credit Service
Industry Rating
A
DFS
Ranked#17 of 50
Ranked#17 of 50
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $26.10 | A | |
| $8.44 | A | |
| $7.36 | A |
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DFS News
Overview
Due Diligence Score
–
Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how DFS scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
DFS is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
DFS is good value based on its earnings relative to its share price (9.73x), compared to the US market average (28.14x)
P/E vs Market Valuation
DFS is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more DFS due diligence checks available for Premium users.
Valuation
DFS price to earnings (PE)
For valuing profitable companies with steady earnings
Company
9.73x
Industry
28.79x
Market
28.14x
DFS is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
DFS is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
DFS price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
2.42x
Industry
5.2x
DFS is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
DFS's financial health
Profit margin
Revenue
$3.6B
Net Income
$1.3B
Profit Margin
36.1%
DFS's Earnings (EBIT) of $5.99B... subscribe to Premium to read more.
Interest Coverage Financials
DFS's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$147.6B
Liabilities
$129.7B
Debt to equity
7.24
DFS's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
DFS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$2.0B
Investing
$619.0M
Financing
-$4.9B
DFS's operating cash flow ($8.43B)... subscribe to Premium to read more.
Debt Coverage Financials
DFS vs Credit Service Stocks
Discover Financial Services Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.