Ticker | Company | Price | Valuation Score | Graham Fair Value | Graham Fair Value % | P/E | Forward P/E | P/S | P/B | PEG | Free Cash Flow | Free Cash Flow Yield | Book Value | BVPS | EV | EV/EBITDA |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
LPRO | OPEN LENDING CORP | $6.19 | $12.64 | -51.03% | 34.39x | 6.66x | 6.37x | 3.58x | 0.19x | $80.48M | 10.76% | $205.58M | 1.70 | $636.67M | 15.42 | |
QFIN | QIFU TECHNOLOGY INC | $18.20 | $76.91 | -76.34% | 4.90x | 3.06x | 1.29x | 0.94x | 0.11x | $988.66M | 33.87% | $3.05B | 19.00 | $1.94B | N/A | |
PYPL | PAYPAL HOLDINGS INC | $66.57 | $37.13 | 79.31% | 17.29x | 15.45x | 2.47x | 3.39x | 1.46x | $4.27B | 5.81% | $21.05B | 19.09 | $71.94B | 11.10 | |
MA | MASTERCARD INC | $477.95 | $169.02 | 182.78% | 40.30x | 31.24x | 17.98x | 64.35x | 1.61x | $10.89B | 2.41% | $6.93B | 7.34 | $451.12B | 30.05 | |
DFS | DISCOVER FINANCIAL SERVICES | $128.00 | $156.58 | -18.25% | 11.36x | 8.81x | 3.26x | 2.16x | 0.47x | $8.26B | 25.76% | $14.83B | 59.18 | $41.67B | 9.92 | |
NAVI | NAVIENT CORP | $17.22 | $36.97 | -53.42% | 9.21x | 5.92x | 1.83x | 0.24x | 0.23x | $676.00M | 32.18% | $8.01B | 65.69 | $56.78B | 181.39 | |
V | VISA INC | $279.02 | $87.62 | 218.43% | 32.11x | 28.22x | 16.89x | 14.17x | 2.45x | $19.12B | 3.39% | $39.73B | 19.68 | $568.65B | 23.93 | |
ATLC | ATLANTICUS HOLDINGS CORP | $30.50 | $107.24 | -71.56% | 5.70x | N/A | 1.26x | 1.13x | 0.14x | $455.33M | 102.16% | $394.68M | 27.01 | $2.09B | 15.64 | |
OMF | ONEMAIN HOLDINGS INC | $50.52 | $124.23 | -59.33% | 9.48x | 5.82x | 2.38x | 1.90x | 0.19x | $2.52B | 41.42% | $3.19B | 26.47 | $24.32B | 22.17 | |
COF | CAPITAL ONE FINANCIAL CORP | $144.51 | $234.87 | -38.47% | 12.06x | 7.91x | 2.08x | 0.95x | 0.30x | $19.61B | 35.70% | $58.09B | 152.78 | $61.50B | 6.63 | |
OCSL | OAKTREE SPECIALTY LENDING CORP | $19.50 | $27.96 | -30.26% | 12.75x | 8.78x | 3.81x | 1.02x | 0.35x | $339.79M | 22.38% | $1.51B | 19.42 | $3.03B | 12.62 | |
MFIN | MEDALLION FINANCIAL CORP | $7.87 | $16.90 | -53.44% | 3.21x | N/A | 1.10x | 0.54x | 0.80x | $113.76M | 64.22% | $342.99M | 15.24 | $285.53M | 3.35 | |
WU | WESTERN UNION CO | $13.71 | $18.28 | -25.00% | 8.11x | 6.86x | 1.17x | 9.79x | 0.53x | $635.30M | 12.49% | $479.00M | 1.29 | $5.93B | 5.73 | |
ALLY | ALLY FINANCIAL INC | $39.81 | $121.10 | -67.13% | 13.27x | 4.88x | 1.47x | 0.88x | 0.13x | $4.66B | 38.56% | $13.77B | 45.32 | $26.02B | 11.73 | |
SYF | SYNCHRONY FINANCIAL | $42.28 | $52.11 | -18.87% | 8.12x | 7.38x | 2.24x | 1.24x | 0.63x | $8.59B | 49.96% | $13.90B | 34.17 | $18.92B | 5.70 | |
SLM | SLM CORP | $21.60 | $34.94 | -38.18% | 8.85x | 6.71x | 3.41x | 2.53x | 0.35x | -$144.64M | -2.89% | $1.88B | 8.13 | $5.69B | 6.59 | |
AXP | AMERICAN EXPRESS CO | $227.75 | $113.93 | 99.90% | 20.28x | 17.75x | 3.01x | 5.88x | 1.52x | $17.00B | 10.15% | $28.06B | 38.17 | $167.42B | 13.76 | |
AGM | FEDERAL AGRICULTURAL MORTGAGE CORP | $195.12 | $138.10 | 41.29% | 12.22x | N/A | 6.04x | 1.50x | 1.35x | $375.80M | 17.76% | $1.41B | 130.17 | $28.92B | 114.24 | |
ENVA | ENOVA INTERNATIONAL INC | $62.19 | $64.29 | -3.27% | 10.89x | N/A | 1.55x | 1.41x | 0.66x | $1.12B | 58.80% | $1.24B | 40.43 | $4.35B | 9.44 | |
LX | LEXINFINTECH HOLDINGS LTD | $1.79 | N/A | N/A | 1.99x | 1.25x | 0.16x | 0.22x | N/A | N/A | N/A | $1.35B | 8.21 | $490.90M | N/A | |
EZPW | EZCORP INC | $11.10 | $9.14 | 21.40% | 12.20x | N/A | 0.56x | 0.79x | 0.94x | $71.20M | 11.65% | $774.88M | 14.07 | $992.21M | 5.86 | |
BBDC | BARINGS BDC INC | $9.18 | $6.85 | 34.08% | 7.65x | N/A | 3.40x | 0.81x | 12.33x | $76.94M | 7.83% | $1.20B | 11.18 | $2.36B | 18.17 | |
BFH | BREAD FINANCIAL HOLDINGS INC | $37.62 | N/A | N/A | 2.61x | 2.84x | 0.61x | 0.64x | N/A | $1.94B | 103.50% | $2.92B | 58.59 | $3.56B | 3.34 | |
FINV | FINVOLUTION GROUP | $4.92 | $6.51 | -24.39% | 4.17x | N/A | 0.78x | 0.69x | 68.35x | $196.31M | 14.51% | $1.91B | 6.95 | $387.04M | N/A | |
IX | ORIX CORP | $110.26 | $161.60 | -31.77% | 13.41x | 8.94x | 1.48x | 1.07x | 0.33x | $1.47B | 5.39% | $25.37B | 102.74 | $60.83B | 9.53 | |
XYF | X FINANCIAL | $3.55 | $23.62 | -84.97% | 1.03x | N/A | 0.25x | 0.21x | 0.26x | N/A | N/A | $812.10M | 16.91 | $478.90M | N/A | |
NRDS | NERDWALLET INC | $14.74 | N/A | N/A | -98.27x | 70.19x | 1.89x | 3.09x | N/A | $42.60M | 3.77% | $366.90M | 4.78 | $1.03B | 18.71 | |
FCFS | FIRSTCASH HOLDINGS INC | $126.21 | $35.19 | 258.64% | 26.18x | N/A | 1.81x | 2.85x | 5.06x | $285.54M | 5.02% | $2.00B | 44.26 | $7.49B | 8.26 | |
LC | LENDINGCLUB CORP | $8.68 | $17.03 | -49.03% | 24.11x | 5.79x | 1.09x | 0.77x | 0.20x | -$1.20B | -127.04% | $1.25B | 11.54 | -$316.43M | -3.11 | |
NISN | NISUN INTERNATIONAL ENTERPRISE DEVELOPMENT GROUP CO LTD | $5.10 | N/A | N/A | 1.38x | N/A | 0.08x | 0.11x | N/A | $57.95M | 288.14% | $188.76M | 47.87 | -$83.18M | -3.87 | |
YRD | YIREN DIGITAL LTD | $4.51 | $22.94 | -80.34% | 1.38x | N/A | 0.59x | 0.35x | 0.32x | N/A | N/A | $1.12B | 12.71 | -$442.56M | N/A | |
CPSS | CONSUMER PORTFOLIO SERVICES INC | $7.89 | $26.37 | -70.08% | 3.64x | N/A | 0.47x | 0.61x | 0.19x | $237.42M | 144.01% | $274.67M | 13.15 | $2.61B | 12.50 | |
RWAY | RUNWAY GROWTH FINANCE CORP | $12.12 | N/A | N/A | 11.12x | N/A | 2.99x | 0.90x | N/A | $112.44M | 22.90% | $547.07M | 13.51 | $998.08M | 11.32 | |
LMFA | LM FUNDING AMERICA INC | $3.20 | N/A | N/A | -0.21x | N/A | 0.72x | 0.21x | N/A | -$10.16M | -141.31% | $37.37M | 16.63 | $7.63M | -0.26 | |
SOFI | SOFI TECHNOLOGIES INC | $7.36 | N/A | N/A | -20.44x | 92.00x | 3.28x | 1.37x | N/A | -$7.35B | -105.65% | $5.23B | 5.54 | $8.92B | -89.46 | |
SNTG | SENTAGE HOLDINGS INC | $2.27 | N/A | N/A | -2.01x | N/A | -324.29x | 0.49x | N/A | -$6.03M | -111.81% | $13.04M | 5.49 | $3.73M | -1.42 | |
NNI | NELNET INC | $93.33 | N/A | N/A | 38.09x | N/A | 3.02x | 1.06x | N/A | $358.92M | 10.28% | $3.26B | 87.20 | $14.26B | 54.52 | |
WRLD | WORLD ACCEPTANCE CORP | $144.91 | N/A | N/A | 12.30x | 12.59x | 1.45x | 2.16x | N/A | $262.41M | 31.37% | $407.02M | 70.51 | $1.54B | 10.45 | |
RM | REGIONAL MANAGEMENT CORP | $24.20 | N/A | N/A | 14.24x | N/A | 0.41x | 0.73x | N/A | $244.47M | 107.49% | $322.27M | 34.29 | $1.54B | 14.96 | |
PMTS | CPI CARD GROUP INC | $16.84 | $52.84 | -68.13% | 8.02x | N/A | 0.43x | -3.70x | 0.14x | $27.64M | 14.36% | -$51.94M | -4.55 | $444.57M | 5.75 | |
LU | LUFAX HOLDING LTD | $4.29 | N/A | N/A | 20.05x | N/A | 0.52x | 0.19x | N/A | $2.08B | 84.69% | $12.80B | 22.33 | $2.22B | N/A | |
QD | QUDIAN INC | $2.49 | N/A | N/A | 99.60x | N/A | 30.74x | 0.31x | N/A | N/A | N/A | $1.62B | 7.47 | -$491.45M | N/A | |
DXF | DUNXIN FINANCIAL HOLDINGS LTD | $0.31 | N/A | N/A | -2.25x | N/A | -2.33x | 0.16x | N/A | -$1.07M | -16.45% | $41.46M | 1.98 | $31.02M | -10.11 | |
OBDC | BLUE OWL CAPITAL CORP | $15.27 | $15.30 | -0.19% | 7.52x | N/A | 3.76x | 0.99x | 1.29x | $1.14B | 19.06% | $6.02B | 15.44 | $12.37B | 9.92 | |
CACC | CREDIT ACCEPTANCE CORP | $551.60 | N/A | N/A | 24.97x | N/A | 3.76x | 3.87x | N/A | $1.20B | 16.79% | $1.75B | 135.39 | $11.38B | 17.23 | |
UPST | UPSTART HOLDINGS INC | $28.17 | N/A | N/A | -9.82x | 176.06x | 4.59x | 3.83x | N/A | -$172.58M | -7.31% | $635.31M | 7.58 | $3.21B | -14.93 | |
AIHS | SENMIAO TECHNOLOGY LTD | $0.87 | N/A | N/A | -1.93x | N/A | 1.12x | 3.71x | N/A | $55.49k | 0.69% | $2.24M | 0.24 | $8.53M | -4.12 | |
OPFI | OPPFI INC | $2.49 | N/A | N/A | -41.50x | N/A | 0.15x | 26.45x | N/A | $287.16M | 703.57% | $10.44M | 0.64 | $551.42M | 9.07 | |
MCVT | MILL CITY VENTURES III LTD | $2.61 | N/A | N/A | -12.43x | N/A | 4.98x | 0.86x | N/A | $990.21k | 5.94% | $19.48M | 3.05 | $15.72M | -11.83 | |
GDOT | GREEN DOT CORP | $9.18 | N/A | N/A | 70.62x | N/A | 0.32x | 0.56x | N/A | $21.58M | 4.50% | $859.35M | 16.45 | -$134.24M | -1.33 | |
OPRT | OPORTUN FINANCIAL CORP | $2.42 | N/A | N/A | -0.50x | N/A | 0.32x | 0.21x | N/A | $361.50M | 405.08% | $404.40M | 10.97 | $2.82B | -14.17 | |
PAPL | PINEAPPLE FINANCIAL INC | $1.41 | N/A | N/A | N/A | N/A | N/A | 2.80x | N/A | N/A | N/A | $3.62M | 0.55 | $9.38M | N/A | |
NICK | NICHOLAS FINANCIAL INC | $6.76 | N/A | N/A | -1.35x | N/A | 1.83x | 0.84x | N/A | -$146.00k | -0.30% | $59.05M | 8.05 | $41.75M | -1.17 | |
PRAA | PRA GROUP INC | $26.04 | N/A | N/A | -12.23x | N/A | 1.27x | 0.88x | N/A | -$100.42M | -9.84% | $1.17B | 29.79 | $3.87B | 38.46 | |
FOA | FINANCE OF AMERICA COMPANIES INC | $0.70 | N/A | N/A | -0.71x | 0.78x | 0.24x | 0.29x | N/A | -$71.57M | -125.25% | $232.31M | 2.83 | $26.44B | -731.11 | |
MDBH | MDB CAPITAL HOLDINGS LLC | $9.80 | N/A | N/A | N/A | N/A | N/A | 2.33x | N/A | N/A | N/A | $39.02M | 4.98 | $66.86M | N/A | |
PT | PINTEC TECHNOLOGY HOLDINGS LTD | $1.10 | N/A | N/A | -1.01x | N/A | 1.38x | -0.24x | N/A | N/A | N/A | -$73.94M | -5.97 | $15.78M | N/A | |
GRYP | GRYPHON DIGITAL MINING INC | $1.37 | N/A | N/A | -0.01x | -0.01x | 0.26x | -0.08x | N/A | -$6.68M | -1,190.29% | -$9.20M | -22.45 | $9.08M | -0.30 | |
FUFU | BITFUFU INC | $4.97 | N/A | N/A | -13.43x | N/A | N/A | -3.42x | N/A | -$858.65k | -3.36% | -$6.37M | -1.24 | $24.36M | 14.58 | |
BCG | BINAH CAPITAL GROUP INC | $9.50 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $6.10M | 0.38 | N/A | N/A |