Sectors & Industries Financial ServicesCredit Services
Best Credit Service Stocks to Buy Now (2025)
Top credit service stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best credit service stocks to buy now. Learn More.

Industry: Credit Services

Value Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Credit Services is Zen Rated A and is the 21st ranked industry out of 145 stock market industries

Ticker	Company	Price	1d %	1w %	1m %	3m %	6m %	1y %	3y %	5y %	10y %	52-week High	52-week Low	% off 52-week High	% off 52-week Low	Beta	Volume	Vol 1d %
FINV	FINVOLUTION GROUP	$8.97	3.10%	2.75%	5.53%	-1.64%	30.57%	88.45%	105.73%	460.63%	N/A	$11.08	$4.63	19.04%	93.74%	0.82	1,004,000	133.49%
OPFI	OPPFI INC	$12.30	0.74%	-11.45%	4.15%	32.97%	62.27%	255.49%	253.45%	N/A	N/A	$17.73	$3.09	30.62%	297.93%	1.18	1,016,000	-24.46%
ENVA	ENOVA INTERNATIONAL INC	$96.02	2.89%	-1.09%	-1.95%	3.06%	-5.45%	60.41%	260.57%	509.26%	411.02%	$117.56	$59.29	18.32%	61.96%	1.34	285,000	-28.93%
OPRT	OPORTUN FINANCIAL CORP	$7.32	7.49%	7.49%	8.44%	26.42%	88.66%	147.30%	-18.58%	-46.61%	N/A	$9.25	$2.37	20.82%	209.51%	1.44	301,000	7.12%
XYF	X FINANCIAL	$17.57	-4.51%	-5.13%	17.13%	36.20%	109.42%	302.98%	543.59%	474.18%	N/A	$19.80	$3.78	11.26%	364.81%	0.62	560,000	216.38%
LX	LEXINFINTECH HOLDINGS LTD	$7.17	2.14%	-4.65%	-17.87%	-31.91%	24.05%	326.79%	273.44%	-33.36%	N/A	$11.64	$1.57	38.38%	356.69%	1.29	2,518,000	156.42%
EZPW	EZCORP INC	$13.32	1.14%	-2.84%	-4.58%	-3.55%	11.09%	30.46%	86.29%	110.43%	82.72%	$16.60	$9.66	19.76%	37.96%	0.59	1,234,000	208.50%
FCFS	FIRSTCASH HOLDINGS INC	$130.43	0.22%	-0.49%	2.95%	11.41%	23.63%	19.32%	101.50%	84.88%	182.81%	$135.57	$100.24	3.79%	30.12%	0.70	185,000	-31.23%
WRLD	WORLD ACCEPTANCE CORP	$153.37	1.71%	-2.69%	0.76%	24.17%	30.18%	26.37%	38.00%	117.79%	93.84%	$164.00	$101.85	6.48%	50.59%	1.36	29,400	-40.00%
ATLC	ATLANTICUS HOLDINGS CORP	$51.49	1.08%	-0.81%	-1.87%	8.22%	-13.90%	87.03%	60.86%	274.75%	1,356.58%	$64.70	$25.44	20.42%	102.40%	1.59	63,000	-5.97%
QFIN	QIFU TECHNOLOGY INC	$42.66	2.33%	-0.07%	-3.64%	-9.48%	11.38%	118.55%	182.33%	326.60%	N/A	$48.94	$18.13	12.83%	135.30%	1.28	1,458,000	-28.39%
OMF	ONEMAIN HOLDINGS INC	$52.88	1.95%	0.02%	2.08%	8.83%	-5.11%	10.17%	51.39%	94.77%	11.00%	$58.90	$38.00	10.22%	39.16%	1.32	753,000	14.79%
SEZL	SEZZLE INC	$146.43	9.65%	10.80%	56.13%	273.86%	168.56%	991.38%	N/A	N/A	N/A	$147.50	$11.67	0.73%	1,155.08%	2.90	1,073,000	-22.13%
RM	REGIONAL MANAGEMENT CORP	$28.16	0.04%	1.15%	-1.37%	-5.31%	-17.59%	3.83%	-25.31%	44.34%	53.13%	$37.52	$25.41	24.95%	10.82%	1.09	56,000	-26.32%
MFIN	MEDALLION FINANCIAL CORP	$9.46	3.39%	-1.97%	3.73%	7.87%	-7.44%	16.65%	39.94%	250.37%	4.19%	$10.50	$6.48	9.90%	45.99%	0.76	32,600	-8.68%
PMTS	CPI CARD GROUP INC	$23.03	3.13%	4.44%	-4.72%	-20.09%	-32.26%	-15.14%	78.39%	971.16%	N/A	$35.19	$18.46	34.55%	24.76%	1.02	132,000	264.64%
GDOT	GREEN DOT CORP	$10.06	1.00%	-2.04%	6.57%	35.22%	-10.18%	10.79%	-55.39%	-74.22%	-32.66%	$13.58	$6.13	25.92%	64.24%	1.23	661,000	-1.49%
NNI	NELNET INC	$113.27	0.73%	-1.30%	-4.41%	-1.43%	4.92%	13.69%	54.19%	133.88%	162.20%	$127.32	$98.15	11.04%	15.40%	0.67	52,500	0.96%
FOA	FINANCE OF AMERICA COMPANIES INC	$22.11	2.41%	-1.99%	1.38%	-0.85%	-10.99%	288.78%	25.63%	-78.00%	N/A	$32.40	$4.10	31.76%	438.87%	0.85	64,500	19.44%
CPSS	CONSUMER PORTFOLIO SERVICES INC	$9.74	-2.11%	1.78%	10.06%	15.27%	-10.40%	12.60%	-7.41%	258.09%	61.53%	$12.73	$7.99	23.49%	21.90%	1.09	13,500	-33.50%
BFH	BREAD FINANCIAL HOLDINGS INC	$52.55	3.61%	2.62%	-2.59%	9.57%	-20.79%	29.27%	23.15%	-1.00%	-82.33%	$66.71	$38.21	21.23%	37.53%	1.53	477,000	-23.56%
YRD	YIREN DIGITAL LTD	$6.14	-3.15%	-17.36%	-0.81%	-22.28%	27.92%	27.92%	252.87%	30.92%	N/A	$9.20	$4.12	33.26%	49.03%	0.99	152,000	-26.92%
CACC	CREDIT ACCEPTANCE CORP	$496.09	2.35%	-2.10%	-1.21%	1.90%	-0.02%	2.73%	7.69%	12.70%	118.55%	$614.96	$409.22	19.33%	21.23%	1.21	100,000	-34.21%
RWAY	RUNWAY GROWTH FINANCE CORP	$10.04	0.20%	-0.69%	-0.79%	-7.81%	-4.56%	-14.48%	-12.85%	N/A	N/A	$12.09	$8.35	16.96%	20.24%	0.59	166,000	-10.75%
SYF	SYNCHRONY FINANCIAL	$61.27	2.39%	0.72%	0.77%	14.65%	-10.62%	42.19%	111.86%	143.52%	88.52%	$70.93	$40.55	13.62%	51.12%	1.37	1,587,000	-46.39%
UPST	UPSTART HOLDINGS INC	$55.06	5.84%	-4.11%	14.52%	10.03%	-34.38%	145.91%	71.63%	N/A	N/A	$96.43	$20.60	42.90%	167.28%	2.80	4,555,000	-18.99%
MA	MASTERCARD INC	$568.67	1.18%	-2.68%	-2.50%	6.89%	7.23%	26.90%	84.17%	86.77%	504.00%	$594.71	$428.86	4.38%	32.60%	1.03	2,532,000	-57.11%
PYPL	PAYPAL HOLDINGS INC	$72.26	2.02%	-1.75%	0.11%	3.75%	-20.85%	20.17%	1.45%	-55.18%	N/A	$93.66	$55.85	22.85%	29.38%	1.43	7,063,000	-57.80%
IX	ORIX CORP	$21.60	-0.14%	0.28%	5.16%	0.19%	0.05%	0.46%	26.09%	61.70%	44.54%	$25.17	$17.75	14.18%	21.69%	0.74	182,000	56.90%
COF	CAPITAL ONE FINANCIAL CORP	$197.62	2.48%	-0.69%	0.20%	19.58%	6.76%	44.14%	93.54%	168.51%	124.39%	$210.67	$128.23	6.19%	54.12%	1.32	3,080,000	-9.70%
V	VISA INC	$355.48	0.75%	-3.05%	-2.64%	6.26%	12.53%	31.09%	88.03%	84.30%	415.11%	$375.51	$252.70	5.33%	40.67%	0.90	6,171,000	-56.47%
OCSL	OAKTREE SPECIALTY LENDING CORP	$13.68	-4.67%	-5.33%	-4.60%	-11.46%	-11.00%	-28.04%	-26.81%	1.11%	-32.14%	$19.09	$12.50	28.34%	9.44%	0.56	803,000	61.90%
AXP	AMERICAN EXPRESS CO	$294.22	2.23%	-2.43%	-1.84%	11.29%	-3.08%	28.89%	113.98%	178.56%	270.74%	$326.28	$220.43	9.82%	33.48%	1.19	1,699,000	-50.12%
SLM	SLM CORP	$31.82	1.99%	-0.06%	-5.55%	8.75%	14.67%	55.68%	112.70%	295.77%	210.14%	$34.55	$19.39	7.89%	64.11%	1.14	1,501,000	-25.58%
BBDC	BARINGS BDC INC	$9.01	-0.55%	-0.99%	-0.99%	-4.15%	-5.65%	-6.05%	-2.91%	17.93%	-62.06%	$10.85	$7.66	16.96%	17.62%	0.54	398,000	-3.40%
NAVI	NAVIENT CORP	$13.30	0.68%	-2.06%	-3.31%	-0.82%	-9.89%	-6.80%	5.30%	64.40%	-30.51%	$16.97	$10.53	21.60%	26.31%	1.17	502,000	41.41%
QD	QUDIAN INC	$2.89	-1.37%	-1.70%	-1.37%	3.96%	7.84%	64.20%	202.30%	76.22%	N/A	$3.34	$1.64	13.47%	76.22%	1.18	250,000	54.32%
ANTA	ANTALPHA PLATFORM HOLDING CO	$12.79	4.84%	2.48%	6.41%	N/A	N/A	N/A	N/A	N/A	N/A	$27.72	$10.19	53.86%	25.52%	1.20	218,000	344.90%
SOFI	SOFI TECHNOLOGIES INC	$14.90	5.75%	5.67%	7.04%	20.94%	-11.73%	130.65%	172.39%	N/A	N/A	$18.42	$6.01	19.11%	147.92%	1.99	65,025,000	-15.28%
CRCL	CIRCLE INTERNET GROUP INC	$151.06	13.10%	31.07%	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$165.60	$64.00	8.78%	136.03%	-3.48	42,775,000	26.70%
WU	WESTERN UNION CO	$8.65	0.23%	-6.79%	-12.98%	-18.78%	-22.70%	-29.04%	-44.09%	-60.66%	-59.37%	$13.12	$8.52	34.04%	1.53%	0.70	10,110,000	-27.52%
AGM	FEDERAL AGRICULTURAL MORTGAGE CORP	$186.65	0.48%	-2.45%	-3.61%	-3.92%	-11.17%	7.23%	105.77%	169.53%	504.05%	$217.60	$159.64	14.22%	16.92%	0.86	346,000	198.28%
LPRO	OPEN LENDING CORP	$2.20	6.80%	6.28%	6.80%	-43.73%	-62.13%	-61.67%	-78.17%	-84.62%	N/A	$6.92	$0.70	68.21%	214.29%	1.56	575,000	-34.88%
LC	LENDINGCLUB CORP	$11.04	5.54%	3.18%	3.76%	2.03%	-38.36%	33.17%	-6.84%	107.13%	-87.19%	$18.75	$7.81	41.12%	41.36%	2.03	1,499,000	21.67%
OBDC	BLUE OWL CAPITAL CORP	$14.49	-0.69%	-1.43%	-1.50%	-2.75%	-3.98%	-8.41%	18.38%	16.20%	N/A	$15.98	$12.11	9.32%	19.65%	0.66	2,031,000	35.76%
ALLY	ALLY FINANCIAL INC	$36.62	1.67%	0.05%	1.64%	6.30%	-2.58%	-7.87%	13.59%	74.55%	59.08%	$45.46	$29.52	19.45%	24.05%	1.39	2,317,000	-18.30%
PRAA	PRA GROUP INC	$14.71	1.10%	0.41%	-5.04%	-24.87%	-35.31%	-24.91%	-57.56%	-62.18%	-75.47%	$27.54	$12.91	46.59%	13.94%	0.84	457,000	17.18%
LU	LUFAX HOLDING LTD	$2.87	2.50%	-0.35%	-4.97%	-10.03%	10.38%	21.10%	-88.22%	N/A	N/A	$4.15	$2.13	30.84%	34.74%	1.14	1,786,000	-32.86%
NISN	NISUN INTERNATIONAL ENTERPRISE DEVELOPMENT GROUP CO LTD	$3.71	2.77%	-13.43%	-18.93%	-52.07%	-31.89%	0.14%	-49.07%	-97.54%	N/A	$22.55	$3.14	83.57%	17.92%	1.13	84,000	46.09%
DXF	EASON TECHNOLOGY LTD	$5.80	0.52%	-9.66%	-19.67%	-22.25%	6,490.91%	2,130.77%	1,095.88%	792.31%	-14.45%	$48.26	$0.07	87.98%	8,069.01%	1.17	57,500	-20.58%
AIHS	SENMIAO TECHNOLOGY LTD	$0.34	-10.73%	-68.72%	-63.65%	-61.12%	-61.25%	-62.53%	-64.11%	-95.26%	N/A	$1.70	$0.34	79.94%	0.29%	0.64	2,502,000	-85.91%
MCVT	MILL CITY VENTURES III LTD	$1.83	-2.14%	-4.94%	1.10%	-1.08%	-6.63%	-29.62%	N/A	N/A	N/A	$3.88	$1.13	52.84%	61.95%	0.67	8,700	-21.62%
CHYM	CHIME FINANCIAL INC	$36.81	5.81%	-0.81%	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$44.94	$33.00	18.09%	11.55%	5.83	5,944,000	-36.89%
LMFA	LM FUNDING AMERICA INC	$1.76	7.32%	-7.85%	5.39%	18.92%	-36.92%	-68.79%	-62.88%	-94.52%	N/A	$5.72	$1.02	69.23%	72.21%	1.67	27,500	-6.78%
PT	PINTEC TECHNOLOGY HOLDINGS LTD	$0.90	0.67%	-1.65%	-3.14%	-8.57%	-2.61%	-17.04%	-58.52%	-80.57%	N/A	$1.15	$0.76	22.09%	17.89%	0.53	11,000	400.00%
SNTG	SENTAGE HOLDINGS INC	$1.81	-1.52%	2.37%	3.54%	-3.62%	-4.18%	-15.33%	-43.38%	N/A	N/A	$3.97	$1.43	54.36%	27.16%	0.57	8,700	-33.59%
OMCC	OLD MARKET CAPITAL CORP	$5.10	-3.04%	1.59%	-16.53%	-19.05%	-15.42%	-20.93%	-48.48%	-40.00%	-59.72%	$7.00	$4.21	27.14%	21.14%	0.35	250	-77.27%

Credit Service Stocks FAQ

What are the best credit service stocks to buy right now in Jun 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best credit service stocks to buy right now are:

1. Finvolution Group (NYSE:FINV)

Finvolution Group (NYSE:FINV) is the #1 top credit service stock out of 57 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Finvolution Group (NYSE:FINV) is: Value: B, Growth: C, Momentum: A, Sentiment: B, Safety: A, Financials: B, and AI: A.

Finvolution Group (NYSE:FINV) has a Due Diligence Score of 27, which is -5 points lower than the credit service industry average of 32. Although this number is below the industry average, our proven quant model rates FINV as a "A".

FINV passed 10 out of 38 due diligence checks and has average fundamentals. Finvolution Group has seen its stock return 88.45% over the past year, overperforming other credit service stocks by 60 percentage points.

Finvolution Group has an average 1 year price target of $11.55, an upside of 28.76% from Finvolution Group's current stock price of $8.97.

Finvolution Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Finvolution Group, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Oppfi (NYSE:OPFI)

Oppfi (NYSE:OPFI) is the #2 top credit service stock out of 57 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Oppfi (NYSE:OPFI) is: Value: C, Growth: A, Momentum: B, Sentiment: C, Safety: A, Financials: A, and AI: C.

Oppfi (NYSE:OPFI) has a Due Diligence Score of 22, which is -10 points lower than the credit service industry average of 32. Although this number is below the industry average, our proven quant model rates OPFI as a "A".

OPFI passed 9 out of 38 due diligence checks and has weak fundamentals. Oppfi has seen its stock return 255.49% over the past year, overperforming other credit service stocks by 227 percentage points.

Oppfi has an average 1 year price target of $13.50, an upside of 9.76% from Oppfi's current stock price of $12.30.

Oppfi stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Oppfi, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Enova International (NYSE:ENVA)

Enova International (NYSE:ENVA) is the #3 top credit service stock out of 57 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Enova International (NYSE:ENVA) is: Value: B, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: A.

Enova International (NYSE:ENVA) has a Due Diligence Score of 54, which is 22 points higher than the credit service industry average of 32.

ENVA passed 18 out of 33 due diligence checks and has strong fundamentals. Enova International has seen its stock return 60.41% over the past year, overperforming other credit service stocks by 32 percentage points.

Enova International has an average 1 year price target of $132.40, an upside of 37.89% from Enova International's current stock price of $96.02.

Enova International stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 5 analysts covering Enova International, 60% have issued a Strong Buy rating, 40% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the credit service stocks with highest dividends?

Out of 22 credit service stocks that have issued dividends in the past year, the 3 credit service stocks with the highest dividend yields are:

1. Oaktree Specialty Lending (NASDAQ:OCSL)

Oaktree Specialty Lending (NASDAQ:OCSL) has an annual dividend yield of 11.48%, which is 8 percentage points higher than the credit service industry average of 3.58%. Oaktree Specialty Lending's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Oaktree Specialty Lending's dividend has shown consistent growth over the last 10 years.

Oaktree Specialty Lending's dividend payout ratio of 1,514.3% indicates that its high dividend yield might not be sustainable for the long-term.

2. Runway Growth Finance (NASDAQ:RWAY)

Runway Growth Finance (NASDAQ:RWAY) has an annual dividend yield of 11.06%, which is 7 percentage points higher than the credit service industry average of 3.58%.

Runway Growth Finance's dividend payout ratio of 73.3% indicates that its high dividend yield is sustainable for the long-term.

3. Barings Bdc (NYSE:BBDC)

Barings Bdc (NYSE:BBDC) has an annual dividend yield of 9.21%, which is 6 percentage points higher than the credit service industry average of 3.58%. Barings Bdc's dividend payout is not stable, having dropped more than 10% three times in the last 10 years. Barings Bdc's dividend has not shown consistent growth over the last 10 years.

Barings Bdc's dividend payout ratio of 117.2% indicates that its high dividend yield might not be sustainable for the long-term.

Why are credit service stocks up?

Credit service stocks were up 2.36% in the last day, and down -0.44% over the last week. Circle Internet Group was the among the top gainers in the credit services industry, gaining 13.1% yesterday.

Circle Internet Group shares are trading higher. The stock may be experiencing continued IPO launch strength.

What are the most undervalued credit service stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued credit service stocks right now are:

1. Western Union Co (NYSE:WU)

Western Union Co (NYSE:WU) is the most undervalued credit service stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Western Union Co has a valuation score of 43, which is 4 points higher than the credit service industry average of 39. It passed 3 out of 7 valuation due diligence checks.

Western Union Co's stock has dropped -29.04% in the past year. It has underperformed other stocks in the credit service industry by -57 percentage points.

2. Orix (NYSE:IX)

Orix (NYSE:IX) is the second most undervalued credit service stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Orix has a valuation score of 14, which is -25 points higher than the credit service industry average of 39. It passed 1 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates IX a Valuation Rating of "A".

Orix's stock has gained 0.46% in the past year. It has underperformed other stocks in the credit service industry by -28 percentage points.

3. Bread Financial Holdings (NYSE:BFH)

Bread Financial Holdings (NYSE:BFH) is the third most undervalued credit service stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Bread Financial Holdings has a valuation score of 71, which is 32 points higher than the credit service industry average of 39. It passed 5 out of 7 valuation due diligence checks.

Bread Financial Holdings's stock has gained 29.27% in the past year. It has overperformed other stocks in the credit service industry by 1 percentage points.

Are credit service stocks a good buy now?

37.84% of credit service stocks rated by analysts are a buy right now. On average, analysts expect credit service stocks to rise by 7.89% over the next year.

16% of credit service stocks have a Zen Rating of A (Strong Buy), 18% of credit service stocks are rated B (Buy), 56% are rated C (Hold), 6% are rated D (Sell), and 4% are rated F (Strong Sell).

What is the average p/e ratio of the credit services industry?

The average P/E ratio of the credit services industry is 31.33x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Financial ServicesCredit Services
Best Credit Service Stocks to Buy Now (2025)
Top credit service stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best credit service stocks to buy now. Learn More.

Credit Service Stocks FAQ

1. Finvolution Group (NYSE:FINV)

2. Oppfi (NYSE:OPFI)

3. Enova International (NYSE:ENVA)

1. Oaktree Specialty Lending (NASDAQ:OCSL)

2. Runway Growth Finance (NASDAQ:RWAY)

3. Barings Bdc (NYSE:BBDC)

1. Western Union Co (NYSE:WU)

2. Orix (NYSE:IX)

3. Bread Financial Holdings (NYSE:BFH)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesCredit ServicesBest Credit Service Stocks to Buy Now (2025)Top credit service stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best credit service stocks to buy now. Learn More.

Credit Service Stocks FAQ

1. Finvolution Group (NYSE:FINV)

2. Oppfi (NYSE:OPFI)

3. Enova International (NYSE:ENVA)

1. Oaktree Specialty Lending (NASDAQ:OCSL)

2. Runway Growth Finance (NASDAQ:RWAY)

3. Barings Bdc (NYSE:BBDC)

1. Western Union Co (NYSE:WU)

2. Orix (NYSE:IX)

3. Bread Financial Holdings (NYSE:BFH)

Company

Stock Tools

Stock Ideas

Sectors & Industries Financial ServicesCredit Services
Best Credit Service Stocks to Buy Now (2025)
Top credit service stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best credit service stocks to buy now. Learn More.