Best Credit Service Stocks to Buy Now (2026)Top credit service stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best credit service stocks to buy now. Learn More.
Industry: Credit Services
B
Credit Services is Zen Rated B and is the 57th ranked industry out of 146 stock market industries
Learn how the Zen Ratings work| Ticker | Company | Price | 1d % | 1w % | 1m % | 3m % | 6m % | 1y % | 3y % | 5y % | 10y % | 52-week High | 52-week Low | % off 52-week High | % off 52-week Low | Beta | Volume | Vol 1d % |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ATLC | ATLANTICUS HOLDINGS CORP | $95.06 | 2.90% | 10.68% | 23.20% | 94.28% | 46.65% | 84.62% | 121.22% | 140.66% | 3,500.76% | $96.60 | $45.74 | 1.59% | 107.83% | 1.71 | 232,000 | 60.00% |
| EZPW | EZCORP INC | $32.24 | 3.17% | 3.23% | -2.30% | 24.96% | 57.04% | 142.04% | 279.29% | 347.16% | 404.54% | $37.13 | $12.85 | 13.16% | 150.89% | 0.57 | 571,000 | 12.62% |
| PMTS | CPI CARD GROUP INC | $18.86 | -1.00% | 10.68% | 12.53% | 26.83% | 14.79% | -18.11% | -25.16% | -0.74% | -18.35% | $25.50 | $10.81 | 26.02% | 74.47% | 1.01 | 23,600 | -38.38% |
| RM | REGIONAL MANAGEMENT CORP | $36.77 | -1.18% | 3.34% | 7.51% | 18.96% | -7.05% | 30.58% | 20.87% | -25.19% | 159.86% | $46.00 | $26.98 | 20.07% | 36.30% | 1.10 | 39,000 | 89.32% |
| OPFI | OPPFI INC | $8.26 | -1.20% | 5.36% | -4.07% | -0.36% | -22.59% | -32.85% | 267.11% | -19.18% | N/A | $15.03 | $7.36 | 45.04% | 12.23% | 1.31 | 362,000 | -21.30% |
| PRAA | PRA GROUP INC | $15.50 | -1.21% | 1.97% | 2.24% | -9.41% | -6.79% | 5.37% | -32.90% | -61.10% | -35.95% | $22.55 | $10.25 | 31.26% | 51.22% | 0.88 | 549,000 | -5.02% |
| FCFS | FIRSTCASH HOLDINGS INC | $223.78 | -0.49% | 0.02% | -1.22% | 18.65% | 35.95% | 71.57% | 137.71% | 164.45% | 382.39% | $235.68 | $119.21 | 5.05% | 87.73% | 0.64 | 368,000 | 4.84% |
| ENVA | ENOVA INTERNATIONAL INC | $189.16 | -0.09% | 10.27% | 15.33% | 41.08% | 17.91% | 97.00% | 261.96% | 420.67% | 2,590.75% | $193.54 | $94.95 | 2.26% | 99.23% | 1.35 | 260,000 | -51.31% |
| WRLD | WORLD ACCEPTANCE CORP | $173.15 | -2.97% | 1.58% | 13.04% | 29.89% | 18.86% | 12.90% | 33.78% | 6.41% | 327.43% | $185.48 | $110.00 | 6.65% | 57.41% | 1.47 | 74,500 | -55.39% |
| BFH | BREAD FINANCIAL HOLDINGS INC | $102.50 | 0.78% | 12.12% | 18.14% | 46.60% | 37.86% | 95.05% | 231.18% | -9.87% | -50.71% | $105.20 | $51.31 | 2.57% | 99.77% | 1.53 | 831,000 | 64.55% |
| IX | ORIX CORP | $38.41 | -0.67% | -0.31% | 4.80% | 26.39% | 30.96% | 77.82% | 112.07% | 118.02% | 192.49% | $40.00 | $21.14 | 3.98% | 81.69% | 0.75 | 263,000 | -2.59% |
| V | VISA INC | $323.82 | 0.44% | 1.30% | -0.59% | 4.42% | -6.65% | -8.91% | 43.18% | 38.99% | 314.25% | $359.66 | $293.89 | 9.96% | 10.18% | 0.83 | 4,706,000 | -14.48% |
| SEZL | SEZZLE INC | $146.12 | 10.11% | 20.60% | 48.16% | 118.74% | 120.83% | -0.21% | N/A | N/A | N/A | $186.74 | $49.50 | 21.75% | 195.19% | 2.79 | 964,000 | 65.07% |
| MA | MASTERCARD INC | $490.64 | 0.13% | 1.02% | -0.72% | -3.51% | -13.79% | -13.72% | 29.44% | 33.28% | 425.65% | $601.77 | $464.52 | 18.47% | 5.62% | 0.91 | 2,756,000 | 3.38% |
| OPRT | OPORTUN FINANCIAL CORP | $5.21 | -0.76% | 9.22% | -0.76% | 20.05% | -4.58% | -28.83% | -9.23% | -75.73% | N/A | $7.97 | $4.03 | 34.59% | 29.28% | 1.50 | 296,000 | 2.78% |
| GDOT | GREEN DOT CORP | $12.82 | -2.06% | 0.55% | 1.50% | 20.38% | -1.31% | 27.44% | -34.89% | -73.64% | -41.06% | $15.41 | $9.31 | 16.81% | 37.70% | 1.22 | 298,000 | 2.05% |
| LX | LEXINFINTECH HOLDINGS LTD | $2.13 | 0.47% | 2.90% | 9.23% | -18.08% | -32.59% | -70.29% | -15.81% | -83.44% | N/A | $7.99 | $1.79 | 73.32% | 18.99% | 1.35 | 1,049,000 | 20.57% |
| FINV | FINVOLUTION GROUP | $5.00 | -0.60% | 3.09% | 5.49% | -8.93% | -3.29% | -44.26% | 8.93% | -46.52% | N/A | $10.90 | $4.35 | 54.13% | 14.94% | 0.78 | 1,206,000 | 171.01% |
| ALLY | ALLY FINANCIAL INC | $45.44 | 2.41% | 7.22% | 8.22% | 26.36% | 1.32% | 24.09% | 58.44% | -15.59% | 176.90% | $47.27 | $35.92 | 3.87% | 26.50% | 1.41 | 2,713,000 | 0.74% |
| PYPL | PAYPAL HOLDINGS INC | $42.49 | 2.31% | 2.98% | -4.32% | -6.45% | -30.05% | -41.20% | -35.47% | -84.37% | 15.34% | $79.50 | $38.46 | 46.55% | 10.48% | 1.42 | 22,533,000 | 92.38% |
| OMF | ONEMAIN HOLDINGS INC | $57.67 | 1.69% | 6.68% | 7.75% | 17.07% | -14.18% | 9.06% | 31.79% | -4.01% | 132.54% | $71.93 | $45.78 | 19.82% | 25.97% | 1.32 | 620,000 | -1.90% |
| LC | LENDINGCLUB CORP | $18.45 | 2.22% | 7.83% | 18.35% | 33.02% | -3.25% | 67.12% | 91.39% | 4.41% | -20.65% | $21.67 | $10.74 | 14.86% | 71.79% | 2.11 | 1,876,000 | 63.70% |
| COF | CAPITAL ONE FINANCIAL CORP | $194.62 | 5.35% | 7.89% | 3.98% | 7.66% | -18.84% | -1.52% | 74.31% | 20.05% | 201.08% | $259.64 | $174.24 | 25.04% | 11.70% | 1.36 | 5,967,000 | 55.59% |
| AXP | AMERICAN EXPRESS CO | $335.38 | 3.05% | 7.39% | 6.99% | 12.47% | -12.33% | 13.99% | 92.96% | 101.71% | 446.04% | $387.49 | $288.34 | 13.45% | 16.31% | 1.20 | 3,352,000 | 98.93% |
| JCAP | JEFFERSON CAPITAL INC | $16.32 | -0.24% | 4.02% | -8.67% | -18.48% | -25.14% | N/A | N/A | N/A | N/A | $23.80 | $15.51 | 31.43% | 5.26% | 1.07 | 333,000 | 66.50% |
| CACC | CREDIT ACCEPTANCE CORP | $572.79 | 4.50% | 1.80% | 4.56% | 28.85% | 23.44% | 15.46% | 12.55% | 34.03% | 227.78% | $579.80 | $401.90 | 1.21% | 42.52% | 1.31 | 160,000 | 6.67% |
| NAVI | NAVIENT CORP | $7.97 | 0.00% | 2.44% | -2.09% | -3.51% | -37.73% | -40.08% | -57.56% | -59.46% | -34.78% | $16.07 | $7.33 | 50.40% | 8.73% | 1.09 | 936,000 | 33.52% |
| SYF | SYNCHRONY FINANCIAL | $74.61 | 1.70% | 5.75% | 4.53% | 16.54% | -10.34% | 21.77% | 123.12% | 49.07% | 181.55% | $88.77 | $60.01 | 15.95% | 24.33% | 1.38 | 2,410,000 | -24.24% |
| LU | LUFAX HOLDING LTD | $1.36 | 2.26% | -1.45% | -27.27% | -39.82% | -47.29% | -52.61% | -79.76% | -97.24% | N/A | $4.57 | $1.29 | 70.24% | 5.43% | 1.19 | 885,000 | -11.23% |
| WU | WESTERN UNION CO | $7.49 | -0.79% | 1.77% | -10.19% | -21.07% | -21.90% | -13.41% | -35.60% | -69.39% | -60.29% | $10.35 | $7.24 | 27.63% | 3.45% | 0.67 | 10,019,000 | 23.39% |
| NNI | NELNET INC | $128.25 | -1.57% | 0.71% | 2.27% | -0.22% | -4.25% | 13.23% | 26.85% | 67.14% | 288.40% | $144.38 | $112.61 | 11.17% | 13.89% | 0.61 | 70,000 | -34.58% |
| XYF | X FINANCIAL | $5.10 | 1.39% | 5.37% | 8.28% | 9.68% | -25.87% | -70.97% | 19.44% | -38.33% | N/A | $20.36 | $3.30 | 74.94% | 54.55% | 0.71 | 185,000 | 707.86% |
| QFIN | QFIN HOLDINGS INC | $15.59 | 1.23% | 9.25% | 21.89% | 11.92% | -18.84% | -63.46% | -4.65% | -63.63% | N/A | $46.18 | $11.31 | 66.24% | 37.84% | 1.26 | 1,510,000 | -47.51% |
| FOA | FINANCE OF AMERICA COMPANIES INC | $19.95 | -1.43% | 2.94% | 0.71% | 13.42% | -14.85% | -9.77% | 10.22% | -77.56% | N/A | $29.58 | $15.77 | 32.56% | 26.51% | 1.08 | 61,000 | 69.44% |
| AGM | FEDERAL AGRICULTURAL MORTGAGE CORP | $183.46 | 0.74% | 1.03% | 5.86% | 22.49% | 2.70% | -1.71% | 22.67% | 80.87% | 435.96% | $210.64 | $136.57 | 12.90% | 34.33% | 0.86 | 98,000 | 101.23% |
| SLM | SLM CORP | $21.92 | -2.06% | -2.10% | 3.54% | 9.49% | -17.25% | -31.11% | 30.71% | 7.40% | 247.39% | $34.97 | $17.77 | 37.32% | 23.35% | 1.16 | 2,807,000 | -5.04% |
| BBDC | BARINGS BDC INC | $8.40 | 0.12% | 0.96% | -2.33% | 3.83% | -6.15% | -6.77% | 4.87% | -19.31% | -54.74% | $9.92 | $7.96 | 15.32% | 5.53% | 0.57 | 777,000 | 68.55% |
| MFIN | MEDALLION FINANCIAL CORP | $9.85 | 0.41% | 2.18% | 3.36% | 4.79% | -7.51% | 4.12% | 25.48% | 6.49% | 37.19% | $11.00 | $7.85 | 10.45% | 25.48% | 0.74 | 61,600 | 0.98% |
| UPST | UPSTART HOLDINGS INC | $32.36 | 6.10% | 4.39% | 9.66% | 16.44% | -29.73% | -41.23% | -14.16% | -73.70% | N/A | $87.30 | $23.97 | 62.93% | 35.00% | 2.89 | 6,545,000 | 37.41% |
| SOFI | SOFI TECHNOLOGIES INC | $17.13 | 3.32% | 3.82% | 9.74% | -2.84% | -33.66% | 14.97% | 79.37% | -17.64% | N/A | $32.73 | $14.23 | 47.66% | 20.38% | 2.12 | 75,979,000 | 53.78% |
| LPRO | OPEN LENDING CORP | $2.10 | -3.67% | -0.47% | 13.51% | 34.62% | 24.26% | -4.55% | -80.48% | -94.63% | N/A | $2.70 | $1.18 | 22.22% | 78.72% | 1.71 | 1,897,000 | 36.18% |
| OBDC | BLUE OWL CAPITAL CORP | $11.08 | -0.89% | 0.91% | -1.16% | -0.27% | -14.83% | -23.53% | -18.29% | -25.19% | N/A | $15.19 | $10.52 | 27.03% | 5.32% | 0.69 | 3,629,000 | 88.42% |
| OCSL | OAKTREE SPECIALTY LENDING CORP | $11.73 | -3.30% | -1.18% | -3.06% | 8.81% | -8.93% | -14.25% | -39.22% | -41.38% | -18.54% | $14.77 | $10.63 | 20.56% | 10.35% | 0.57 | 525,000 | -0.19% |
| RWAY | RUNWAY GROWTH FINANCE CORP | $5.60 | -7.13% | -6.82% | -15.79% | -16.91% | -38.19% | -44.22% | -52.90% | N/A | N/A | $11.41 | $5.60 | 50.90% | 0.00% | 0.59 | 1,260,000 | 287.69% |
| HTT | HIGH TEMPLAR TECH LTD | $3.00 | 0.00% | 1.69% | 36.99% | 12.36% | -21.26% | 3.81% | 64.84% | 25.00% | N/A | $5.08 | $1.88 | 40.94% | 59.57% | 1.17 | 383,000 | 42.38% |
| SUIG | SUI GROUP HOLDINGS LTD | $1.44 | 5.88% | 16.13% | -10.00% | -3.36% | -23.40% | -21.31% | N/A | N/A | N/A | $8.66 | $1.09 | 83.37% | 32.11% | 1.42 | 205,000 | -8.07% |
| LMFA | LM FUNDING AMERICA INC | $0.21 | -1.44% | -11.97% | -10.82% | -37.76% | -71.59% | -88.30% | -95.07% | -99.27% | -99.99% | $5.14 | $0.18 | 95.99% | 14.44% | 1.75 | 661,000 | 26.87% |
| CPSS | CONSUMER PORTFOLIO SERVICES INC | $9.58 | 0.52% | 6.44% | -3.13% | 20.05% | 1.05% | -1.64% | -22.93% | 106.47% | 162.47% | $10.49 | $6.67 | 8.67% | 43.69% | 1.13 | 9,500 | -40.99% |
| AIOS | AIOS TECH INC | $12.25 | 2.08% | -8.92% | -15.69% | -14.95% | -80.56% | -83.47% | -85.32% | -99.49% | N/A | $98.00 | $6.54 | 87.50% | 87.31% | 1.26 | 4,900 | -72.16% |
| YRD | YIREN DIGITAL LTD | $1.22 | 3.39% | 1.67% | -41.06% | -65.73% | -71.82% | -80.13% | -54.98% | -76.89% | -91.52% | $6.76 | $1.18 | 81.95% | 3.39% | 1.07 | 118,000 | 200.25% |
| AIHS | SENMIAO TECHNOLOGY LTD | $1.34 | -1.47% | 9.12% | 12.61% | -16.77% | 8.06% | -60.70% | -80.62% | -98.65% | N/A | $8.26 | $0.83 | 83.78% | 60.86% | 0.56 | 106,000 | 11.58% |
| DXF | EASON TECHNOLOGY LTD | $0.55 | -3.70% | -5.04% | -60.72% | -54.50% | -79.24% | -90.59% | 221.18% | -66.09% | -82.86% | $6.71 | $0.39 | 91.86% | 41.82% | 1.17 | 192,000 | -52.94% |
| JF | J & FRIENDS HOLDINGS LTD | $1.08 | -1.82% | 14.89% | 8.00% | 13.68% | 3.85% | 20.54% | -0.92% | -78.61% | N/A | $1.38 | $0.82 | 21.74% | 31.71% | 0.46 | 27,300 | -53.73% |
| ANTA | ANTALPHA PLATFORM HOLDING CO | $6.44 | -5.85% | -0.16% | -25.12% | -12.44% | -30.75% | -49.65% | N/A | N/A | N/A | $13.82 | $6.25 | 53.40% | 3.04% | 1.37 | 3,800 | 18.75% |
| SNTG | SENTAGE HOLDINGS INC | $2.38 | -0.42% | -1.65% | 19.00% | 23.32% | 0.42% | 31.35% | -19.05% | N/A | N/A | $12.70 | $1.60 | 81.26% | 48.75% | 0.64 | 3,600 | -85.71% |
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