Sectors & Industries Financial ServicesCredit Services
Best Credit Service Stocks to Buy Now (2025)
Top credit service stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best credit service stocks to buy now. Learn More.

Industry: Credit Services

Value Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Credit Services is Zen Rated A and is the 18th ranked industry out of 145 stock market industries

Ticker	Company	Price	1d %	1w %	1m %	3m %	6m %	1y %	3y %	5y %	10y %	52-week High	52-week Low	% off 52-week High	% off 52-week Low	Beta	Volume	Vol 1d %
OPFI	OPPFI INC	$9.46	-4.06%	-5.96%	-17.16%	-19.49%	13.29%	94.25%	346.23%	-5.40%	N/A	$17.73	$4.83	46.64%	96.06%	1.20	861,000	-8.40%
ATLC	ATLANTICUS HOLDINGS CORP	$53.47	-7.70%	-7.51%	-26.35%	1.65%	2.93%	47.38%	100.11%	341.54%	1,458.89%	$78.91	$35.36	32.24%	51.22%	1.72	73,000	22.90%
RM	REGIONAL MANAGEMENT CORP	$38.79	-2.49%	-0.59%	-12.04%	19.80%	24.81%	25.13%	33.07%	80.25%	138.41%	$46.00	$25.41	15.67%	52.66%	1.13	40,600	69.17%
ENVA	ENOVA INTERNATIONAL INC	$107.07	-4.15%	-0.86%	-11.61%	-5.84%	17.58%	20.32%	234.80%	521.78%	709.30%	$130.34	$79.41	17.85%	34.84%	1.38	202,000	-4.27%
NNI	NELNET INC	$128.29	-1.44%	-0.23%	3.20%	7.24%	21.48%	11.35%	54.14%	90.26%	269.18%	$136.17	$98.15	5.79%	30.71%	0.67	64,000	0.63%
EZPW	EZCORP INC	$18.71	-1.53%	-0.64%	9.03%	31.58%	18.42%	60.60%	129.29%	257.06%	183.48%	$19.44	$11.09	3.76%	68.71%	0.58	673,000	-83.29%
FINV	FINVOLUTION GROUP	$6.42	-2.43%	-8.15%	-15.97%	-36.12%	-10.96%	9.93%	34.87%	210.14%	N/A	$11.08	$5.81	42.06%	10.59%	0.86	1,124,000	37.58%
MFIN	MEDALLION FINANCIAL CORP	$9.81	-3.16%	1.55%	-5.94%	3.81%	12.37%	8.04%	44.48%	297.17%	14.74%	$10.98	$7.71	10.66%	27.24%	0.75	30,000	13.21%
IX	ORIX CORP	$24.84	-0.92%	-0.96%	-8.20%	11.49%	30.46%	12.10%	73.71%	94.06%	66.35%	$27.21	$17.75	8.71%	39.94%	0.76	122,000	-20.26%
GDOT	GREEN DOT CORP	$12.19	-3.94%	-4.47%	-11.60%	14.14%	64.29%	4.19%	-36.81%	-80.03%	-30.34%	$15.41	$6.13	20.90%	99.02%	1.24	615,000	1.49%
XYF	X FINANCIAL	$13.26	-3.35%	-6.82%	-5.35%	-27.54%	16.11%	90.79%	666.47%	636.67%	N/A	$20.36	$6.04	34.86%	119.54%	0.73	156,000	57.58%
BFH	BREAD FINANCIAL HOLDINGS INC	$57.61	-3.58%	3.23%	-8.54%	-5.74%	25.59%	8.43%	79.47%	4.75%	-79.29%	$68.01	$38.21	15.29%	50.77%	1.59	836,000	3.85%
OPRT	OPORTUN FINANCIAL CORP	$5.24	-5.07%	-2.78%	-21.67%	-15.76%	18.82%	104.69%	19.63%	-63.86%	N/A	$9.25	$2.51	43.32%	109.10%	1.48	566,000	14.81%
COF	CAPITAL ONE FINANCIAL CORP	$203.15	-5.56%	-3.60%	-9.47%	-6.22%	26.92%	28.52%	108.42%	156.44%	172.06%	$232.45	$143.22	12.60%	41.84%	1.33	7,840,000	182.52%
LX	LEXINFINTECH HOLDINGS LTD	$5.00	-0.20%	-3.47%	-11.97%	-23.66%	-29.48%	73.61%	208.64%	-29.68%	N/A	$11.64	$2.88	57.03%	73.61%	1.29	2,003,000	-8.95%
FCFS	FIRSTCASH HOLDINGS INC	$158.52	-1.05%	2.66%	8.81%	21.36%	32.03%	38.18%	94.46%	165.62%	273.34%	$163.01	$100.24	2.75%	58.14%	0.70	360,000	62.16%
SYF	SYNCHRONY FINANCIAL	$70.25	-2.86%	-1.04%	-5.74%	1.37%	50.24%	24.29%	118.37%	139.11%	133.00%	$77.41	$40.55	9.25%	73.26%	1.41	5,552,000	26.58%
MA	MASTERCARD INC	$549.88	-2.30%	-2.60%	-6.23%	-1.02%	7.10%	6.97%	86.37%	62.02%	463.17%	$601.77	$465.59	8.62%	18.10%	1.01	3,210,000	84.06%
PYPL	PAYPAL HOLDINGS INC	$66.05	-2.84%	-12.81%	-1.20%	-9.48%	9.64%	-18.28%	-21.98%	-67.69%	92.62%	$93.66	$55.85	29.48%	18.26%	1.46	19,231,000	71.80%
OMF	ONEMAIN HOLDINGS INC	$53.27	-3.29%	-3.06%	-12.01%	-6.90%	20.79%	10.91%	60.26%	49.05%	14.98%	$63.25	$38.00	15.77%	40.18%	1.34	867,000	-1.25%
SEZL	SEZZLE INC	$74.90	-3.96%	-8.31%	-15.68%	-48.33%	75.25%	121.19%	N/A	N/A	N/A	$186.74	$24.86	59.89%	201.29%	2.85	556,000	-21.91%
QFIN	QFIN HOLDINGS INC	$25.29	-3.40%	-9.35%	-12.31%	-38.87%	-30.79%	-22.18%	82.34%	110.40%	N/A	$48.94	$25.21	48.32%	0.32%	1.28	1,663,000	43.36%
V	VISA INC	$335.40	-2.98%	-3.35%	-1.36%	-4.14%	1.23%	16.65%	81.05%	67.48%	341.32%	$375.51	$280.78	10.68%	19.45%	0.90	6,231,000	64.97%
AXP	AMERICAN EXPRESS CO	$323.12	-2.28%	-0.41%	-1.20%	3.60%	27.76%	14.71%	128.29%	208.00%	318.50%	$349.19	$220.43	7.47%	46.59%	1.20	3,263,000	49.34%
SOFI	SOFI TECHNOLOGIES INC	$26.60	-5.10%	-6.50%	-2.99%	24.36%	149.53%	164.94%	424.65%	149.65%	N/A	$30.30	$8.60	12.21%	209.30%	2.01	73,473,000	8.29%
YRD	YIREN DIGITAL LTD	$5.77	-3.67%	-9.13%	-2.20%	-5.56%	-1.54%	0.87%	484.60%	68.22%	N/A	$8.74	$4.41	33.98%	30.84%	1.05	119,000	224.25%
ALLY	ALLY FINANCIAL INC	$38.45	-3.15%	-1.89%	-11.20%	-2.24%	19.48%	6.98%	27.70%	34.30%	87.56%	$44.83	$29.52	14.23%	30.25%	1.41	5,972,000	100.87%
JCAP	JEFFERSON CAPITAL INC	$17.71	-2.48%	-1.01%	-2.48%	4.12%	N/A	N/A	N/A	N/A	N/A	$20.30	$15.98	12.74%	10.83%	1.65	60,000	-37.50%
PMTS	CPI CARD GROUP INC	$15.28	-0.81%	-5.42%	3.49%	-29.90%	-38.70%	-36.59%	-17.48%	480.80%	-75.62%	$35.19	$12.52	56.59%	22.00%	0.98	38,400	96.92%
PRAA	PRA GROUP INC	$13.33	-4.44%	-2.91%	-19.65%	-14.17%	-19.89%	-38.77%	-58.23%	-66.71%	-75.39%	$25.43	$12.91	47.58%	3.25%	0.86	267,000	1.52%
UPST	UPSTART HOLDINGS INC	$47.79	-6.43%	-8.76%	-28.86%	-37.91%	21.22%	-12.13%	106.41%	N/A	N/A	$96.43	$31.40	50.45%	52.18%	2.79	6,426,000	8.00%
ANTA	ANTALPHA PLATFORM HOLDING CO	$11.44	-3.13%	-7.89%	-1.68%	2.14%	N/A	N/A	N/A	N/A	N/A	$27.72	$10.19	58.73%	12.27%	1.33	28,200	63.01%
LU	LUFAX HOLDING LTD	$3.31	-9.07%	-15.78%	11.45%	20.80%	36.21%	2.80%	-56.22%	N/A	N/A	$4.57	$2.22	27.57%	49.10%	1.16	5,264,000	102.31%
SUIG	SUI GROUP HOLDINGS LTD	$3.06	-7.27%	-25.37%	-25.55%	71.91%	111.03%	45.02%	N/A	N/A	N/A	$8.66	$1.13	64.67%	170.80%	0.98	1,155,000	-11.15%
LC	LENDINGCLUB CORP	$15.56	-5.75%	-2.45%	-9.53%	22.91%	65.88%	17.61%	31.98%	212.45%	-78.33%	$18.75	$7.90	17.01%	96.96%	2.08	1,774,000	-9.40%
RWAY	RUNWAY GROWTH FINANCE CORP	$9.71	-0.61%	-1.12%	-5.08%	-12.52%	8.73%	-9.25%	-15.64%	N/A	N/A	$11.73	$8.35	17.22%	16.29%	0.59	390,000	-0.76%
OBDC	BLUE OWL CAPITAL CORP	$12.54	-2.56%	2.53%	-8.47%	-16.12%	-7.32%	-17.17%	14.63%	5.47%	N/A	$15.73	$12.04	20.28%	4.15%	0.68	5,525,000	-18.15%
OCSL	OAKTREE SPECIALTY LENDING CORP	$12.78	-3.03%	1.75%	-4.05%	-12.53%	-8.58%	-22.78%	-32.81%	-12.35%	-29.35%	$16.66	$12.44	23.29%	2.73%	0.58	1,109,000	56.86%
WRLD	WORLD ACCEPTANCE CORP	$172.76	-3.64%	-1.39%	2.66%	2.81%	41.49%	45.30%	68.60%	60.54%	496.55%	$185.48	$104.99	6.86%	64.55%	1.41	68,000	25.93%
CACC	CREDIT ACCEPTANCE CORP	$475.76	-3.13%	-3.47%	-5.04%	-5.20%	-1.33%	-1.07%	6.66%	42.61%	115.22%	$560.00	$414.16	15.04%	14.87%	1.23	122,000	-42.72%
LPRO	OPEN LENDING CORP	$1.86	-3.13%	-7.00%	-11.43%	-25.00%	118.82%	-68.84%	-74.62%	-93.24%	N/A	$6.92	$0.70	73.12%	165.71%	1.63	1,328,000	104.94%
LMFA	LM FUNDING AMERICA INC	$1.12	-7.44%	-13.18%	-10.40%	-49.55%	-3.45%	-62.23%	-79.49%	-94.59%	N/A	$5.14	$1.02	78.21%	9.59%	1.65	518,000	69.84%
QD	QUDIAN INC	$4.48	-2.61%	-3.66%	7.95%	39.13%	82.11%	104.57%	403.37%	247.29%	N/A	$5.08	$2.04	11.81%	119.61%	1.20	288,000	2.13%
FOA	FINANCE OF AMERICA COMPANIES INC	$21.62	0.98%	-5.59%	-11.86%	-11.28%	13.37%	96.55%	28.69%	-78.70%	N/A	$32.40	$10.59	33.27%	104.25%	0.96	110,000	-33.33%
BBDC	BARINGS BDC INC	$8.58	-2.05%	1.54%	-6.13%	-10.81%	0.35%	-12.98%	2.14%	5.28%	-51.33%	$10.85	$7.66	20.92%	12.01%	0.56	472,000	-12.43%
DXF	EASON TECHNOLOGY LTD	$3.15	0.48%	-4.40%	-36.11%	-37.13%	-65.95%	3,479.55%	943.05%	164.71%	-39.36%	$48.26	$0.09	93.47%	3,479.55%	1.22	27,000	-66.67%
WU	WESTERN UNION CO	$8.08	-0.98%	0.12%	-1.46%	-0.49%	-17.13%	-31.76%	-42.70%	-63.39%	-57.65%	$12.02	$7.85	32.78%	2.93%	0.70	9,248,000	25.86%
AIHS	SENMIAO TECHNOLOGY LTD	$1.95	-6.25%	-11.36%	-26.97%	-38.00%	-78.33%	-78.33%	-78.96%	-97.52%	N/A	$17.00	$1.84	88.53%	5.92%	0.65	125,000	95.31%
NAVI	NAVIENT CORP	$12.16	-2.84%	-1.30%	-6.25%	-17.78%	9.85%	-23.33%	-19.95%	24.21%	-0.82%	$16.15	$10.53	24.71%	15.48%	1.16	459,000	6.00%
AGM	FEDERAL AGRICULTURAL MORTGAGE CORP	$155.25	-5.11%	-3.82%	-16.76%	-12.41%	-9.15%	-18.18%	44.66%	123.96%	428.24%	$217.14	$155.19	28.50%	0.04%	0.87	67,000	1.52%
SLM	SLM CORP	$25.19	-4.22%	-4.73%	-10.16%	-22.95%	-4.15%	7.15%	61.79%	167.69%	263.49%	$34.97	$21.10	27.97%	19.38%	1.16	2,470,000	-6.90%
CPSS	CONSUMER PORTFOLIO SERVICES INC	$8.10	-0.12%	2.92%	-4.59%	-14.47%	-3.69%	-16.15%	66.32%	77.63%	59.76%	$12.73	$6.67	36.37%	21.49%	1.15	32,800	-62.30%
SNTG	SENTAGE HOLDINGS INC	$2.89	-1.70%	-8.25%	0.00%	48.97%	77.85%	34.42%	23.50%	N/A	N/A	$12.70	$1.43	77.24%	102.81%	0.63	5,400	-81.38%
NISN	NISUN INTERNATIONAL ENTERPRISE DEVELOPMENT GROUP CO LTD	$3.71	0.00%	-9.73%	7.54%	-1.07%	-31.30%	-71.72%	-33.21%	-97.59%	N/A	$14.45	$3.22	74.33%	15.22%	1.26	7,000	-76.67%
OMCC	OLD MARKET CAPITAL CORP	$5.46	-0.73%	3.02%	4.90%	-14.02%	-8.85%	-10.20%	-5.86%	-30.00%	-58.98%	$7.00	$4.21	22.00%	29.69%	0.37	5,400	-40.66%
PT	PINTEC TECHNOLOGY HOLDINGS LTD	$0.86	-3.26%	-1.15%	-8.51%	-18.10%	-14.85%	-9.57%	79.92%	-85.43%	N/A	$1.38	$0.76	37.68%	13.16%	0.57	103,000	15.73%

Credit Service Stocks FAQ

What are the best credit service stocks to buy right now in Oct 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best credit service stocks to buy right now are:

1. Oppfi (NYSE:OPFI)

Oppfi (NYSE:OPFI) is the #1 top credit service stock out of 56 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Oppfi (NYSE:OPFI) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: A, Financials: A, and AI: C.

Oppfi (NYSE:OPFI) has a Due Diligence Score of 22, which is -9 points lower than the credit service industry average of 31. Although this number is below the industry average, our proven quant model rates OPFI as a "A".

OPFI passed 9 out of 38 due diligence checks and has weak fundamentals. Oppfi has seen its stock return 94.25% over the past year, overperforming other credit service stocks by 84 percentage points.

Oppfi has an average 1 year price target of $13.50, an upside of 42.71% from Oppfi's current stock price of $9.46.

Oppfi stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Oppfi, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Atlanticus Holdings (NASDAQ:ATLC)

Atlanticus Holdings (NASDAQ:ATLC) is the #2 top credit service stock out of 56 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Atlanticus Holdings (NASDAQ:ATLC) is: Value: B, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: A.

Atlanticus Holdings (NASDAQ:ATLC) has a Due Diligence Score of 55, which is 24 points higher than the credit service industry average of 31.

ATLC passed 18 out of 33 due diligence checks and has strong fundamentals. Atlanticus Holdings has seen its stock return 47.38% over the past year, overperforming other credit service stocks by 37 percentage points.

Atlanticus Holdings has an average 1 year price target of $85.00, an upside of 58.97% from Atlanticus Holdings's current stock price of $53.47.

Atlanticus Holdings stock has a consensus Buy recommendation according to Wall Street analysts. Of the 5 analysts covering Atlanticus Holdings, 40% have issued a Strong Buy rating, 40% have issued a Buy, 20% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Regional Management (NYSE:RM)

Regional Management (NYSE:RM) is the #3 top credit service stock out of 56 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Regional Management (NYSE:RM) is: Value: B, Growth: C, Momentum: B, Sentiment: C, Safety: A, Financials: B, and AI: C.

Regional Management (NYSE:RM) has a Due Diligence Score of 42, which is 11 points higher than the credit service industry average of 31.

RM passed 14 out of 38 due diligence checks and has strong fundamentals. Regional Management has seen its stock return 25.13% over the past year, overperforming other credit service stocks by 15 percentage points.

Regional Management has an average 1 year price target of $30.00, a downside of -22.66% from Regional Management's current stock price of $38.79.

Regional Management stock has a consensus Hold recommendation according to Wall Street analysts. Of the 1 analyst covering Regional Management, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the credit service stocks with highest dividends?

Out of 23 credit service stocks that have issued dividends in the past year, the 3 credit service stocks with the highest dividend yields are:

1. Runway Growth Finance (NASDAQ:RWAY)

Runway Growth Finance (NASDAQ:RWAY) has an annual dividend yield of 15.14%, which is 10 percentage points higher than the credit service industry average of 4.73%.

Runway Growth Finance's dividend payout ratio of 73.3% indicates that its high dividend yield is sustainable for the long-term.

2. Oaktree Specialty Lending (NASDAQ:OCSL)

Oaktree Specialty Lending (NASDAQ:OCSL) has an annual dividend yield of 14.4%, which is 10 percentage points higher than the credit service industry average of 4.73%. Oaktree Specialty Lending's dividend payout is not stable, having dropped more than 10% six times in the last 10 years. Oaktree Specialty Lending's dividend has shown consistent growth over the last 10 years.

Oaktree Specialty Lending's dividend payout ratio of 349.1% indicates that its high dividend yield might not be sustainable for the long-term.

3. Barings Bdc (NYSE:BBDC)

Barings Bdc (NYSE:BBDC) has an annual dividend yield of 13.87%, which is 9 percentage points higher than the credit service industry average of 4.73%. Barings Bdc's dividend payout is not stable, having dropped more than 10% three times in the last 10 years. Barings Bdc's dividend has not shown consistent growth over the last 10 years.

Barings Bdc's dividend payout ratio of 120% indicates that its high dividend yield might not be sustainable for the long-term.

Why are credit service stocks down?

Credit service stocks were down -3.14% in the last day, and down -2.81% over the last week. Capital One Financial was the among the top losers in the credit services industry, dropping -5.56% yesterday.

Shares of companies within the broader financial services sector are trading lower amid overall market weakness as traders move into safe-haven assets like gold and metals. Regional banks shares have been moving lower as well as concerns grow on Wall Street over sour loans.

What are the most undervalued credit service stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued credit service stocks right now are:

1. Western Union Co (NYSE:WU)

Western Union Co (NYSE:WU) is the most undervalued credit service stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Western Union Co has a valuation score of 43, which is 5 points higher than the credit service industry average of 38. It passed 3 out of 7 valuation due diligence checks.

Western Union Co's stock has dropped -31.76% in the past year. It has underperformed other stocks in the credit service industry by -42 percentage points.

2. Qfin Holdings (NASDAQ:QFIN)

Qfin Holdings (NASDAQ:QFIN) is the second most undervalued credit service stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Qfin Holdings has a valuation score of 57, which is 19 points higher than the credit service industry average of 38. It passed 4 out of 7 valuation due diligence checks.

Qfin Holdings's stock has dropped -22.18% in the past year. It has underperformed other stocks in the credit service industry by -33 percentage points.

3. Cpi Card Group (NASDAQ:PMTS)

Cpi Card Group (NASDAQ:PMTS) is the third most undervalued credit service stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Cpi Card Group has a valuation score of 57, which is 19 points higher than the credit service industry average of 38. It passed 4 out of 7 valuation due diligence checks.

Cpi Card Group's stock has dropped -36.59% in the past year. It has underperformed other stocks in the credit service industry by -47 percentage points.

Are credit service stocks a good buy now?

34.21% of credit service stocks rated by analysts are a buy right now. On average, analysts expect credit service stocks to rise by 21.06% over the next year.

13.73% of credit service stocks have a Zen Rating of A (Strong Buy), 19.61% of credit service stocks are rated B (Buy), 64.71% are rated C (Hold), 1.96% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the credit services industry?

The average P/E ratio of the credit services industry is 33.68x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Financial ServicesCredit Services
Best Credit Service Stocks to Buy Now (2025)
Top credit service stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best credit service stocks to buy now. Learn More.

Credit Service Stocks FAQ

1. Oppfi (NYSE:OPFI)

2. Atlanticus Holdings (NASDAQ:ATLC)

3. Regional Management (NYSE:RM)

1. Runway Growth Finance (NASDAQ:RWAY)

2. Oaktree Specialty Lending (NASDAQ:OCSL)

3. Barings Bdc (NYSE:BBDC)

1. Western Union Co (NYSE:WU)

2. Qfin Holdings (NASDAQ:QFIN)

3. Cpi Card Group (NASDAQ:PMTS)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesCredit ServicesBest Credit Service Stocks to Buy Now (2025)Top credit service stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best credit service stocks to buy now. Learn More.

Credit Service Stocks FAQ

1. Oppfi (NYSE:OPFI)

2. Atlanticus Holdings (NASDAQ:ATLC)

3. Regional Management (NYSE:RM)

1. Runway Growth Finance (NASDAQ:RWAY)

2. Oaktree Specialty Lending (NASDAQ:OCSL)

3. Barings Bdc (NYSE:BBDC)

1. Western Union Co (NYSE:WU)

2. Qfin Holdings (NASDAQ:QFIN)

3. Cpi Card Group (NASDAQ:PMTS)

Company

Stock Tools

Stock Ideas

Sectors & Industries Financial ServicesCredit Services
Best Credit Service Stocks to Buy Now (2025)
Top credit service stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best credit service stocks to buy now. Learn More.