Ticker | Company | Price | Valuation Score | Graham Fair Value | Graham Fair Value % | P/E | Forward P/E | P/S | P/B | PEG | Free Cash Flow | Free Cash Flow Yield | Book Value | BVPS | EV | EV/EBITDA |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
LPRO | OPEN LENDING CORP | $4.87 | $12.64 | -61.47% | 27.06x | 5.24x | 5.01x | 2.82x | 0.15x | $80.48M | 13.68% | $205.58M | 1.70 | $479.76M | 11.62 | |
QFIN | QIFU TECHNOLOGY INC | $18.73 | $76.91 | -75.65% | 5.05x | 3.15x | 1.33x | 0.97x | 0.12x | $988.66M | 32.92% | $3.05B | 19.00 | $2.02B | N/A | |
PYPL | PAYPAL HOLDINGS INC | $64.84 | $37.13 | 74.65% | 16.84x | 15.04x | 2.40x | 3.30x | 1.42x | $4.27B | 5.96% | $21.05B | 19.09 | $70.09B | 10.81 | |
NAVI | NAVIENT CORP | $16.09 | $39.71 | -59.48% | 9.75x | 5.53x | 1.67x | 0.65x | 0.18x | $713.00M | 39.22% | $2.77B | 24.48 | $54.13B | 209.79 | |
MA | MASTERCARD INC | $462.50 | $169.02 | 173.64% | 39.00x | 30.23x | 17.40x | 62.27x | 1.56x | $10.89B | 2.49% | $6.93B | 7.34 | $436.71B | 29.09 | |
DFS | DISCOVER FINANCIAL SERVICES | $129.02 | $156.58 | -17.60% | 11.45x | 8.88x | 3.28x | 2.18x | 0.48x | $8.26B | 25.55% | $14.83B | 59.18 | $41.93B | 9.98 | |
V | VISA INC | $275.02 | $86.59 | 217.63% | 30.76x | 27.82x | 16.22x | 13.65x | 2.57x | $19.73B | 3.56% | $40.49B | 20.10 | $558.82B | 23.33 | |
ATLC | ATLANTICUS HOLDINGS CORP | $24.88 | $107.24 | -76.80% | 4.65x | N/A | 1.02x | 0.92x | 0.11x | $455.33M | 125.23% | $394.68M | 27.01 | $2.01B | 15.03 | |
OMF | ONEMAIN HOLDINGS INC | $51.31 | $124.23 | -58.70% | 9.63x | 5.91x | 2.41x | 1.93x | 0.19x | $2.52B | 40.78% | $3.19B | 26.47 | $24.41B | 22.25 | |
COF | CAPITAL ONE FINANCIAL CORP | $148.87 | $234.87 | -36.62% | 12.43x | 8.15x | 2.15x | 0.97x | 0.31x | $19.61B | 34.65% | $58.09B | 152.78 | $63.16B | 6.81 | |
OCSL | OAKTREE SPECIALTY LENDING CORP | $19.69 | $27.96 | -29.58% | 12.87x | 8.87x | 3.85x | 1.03x | 0.35x | $339.79M | 22.17% | $1.51B | 19.42 | $3.05B | 12.68 | |
WU | WESTERN UNION CO | $13.59 | $18.07 | -24.79% | 7.99x | 6.80x | 1.07x | 11.56x | 0.54x | $614.30M | 13.13% | $397.90M | 1.16 | $6.03B | 5.89 | |
MFIN | MEDALLION FINANCIAL CORP | $8.28 | $16.90 | -51.02% | 3.38x | N/A | 1.15x | 0.57x | 0.84x | $113.76M | 61.04% | $342.99M | 15.24 | $295.16M | 3.46 | |
SYF | SYNCHRONY FINANCIAL | $45.02 | $52.11 | -13.61% | 8.64x | 7.86x | 2.39x | 1.32x | 0.67x | $8.59B | 46.91% | $13.90B | 34.17 | $20.04B | 6.04 | |
ALLY | ALLY FINANCIAL INC | $39.76 | $121.10 | -67.17% | 13.25x | 4.87x | 1.47x | 0.88x | 0.13x | $4.66B | 38.61% | $13.77B | 45.32 | $26.01B | 11.73 | |
AGM | FEDERAL AGRICULTURAL MORTGAGE CORP | $190.33 | $138.10 | 37.82% | 11.92x | N/A | 5.89x | 1.46x | 1.32x | $375.80M | 18.20% | $1.41B | 130.17 | $28.86B | 114.04 | |
SLM | SLM CORP | $22.10 | N/A | N/A | 6.82x | 6.86x | 2.86x | 2.30x | N/A | -$230.24M | -4.73% | $2.11B | 9.59 | $6.11B | 5.59 | |
AXP | AMERICAN EXPRESS CO | $239.12 | $107.59 | 122.24% | 19.66x | 18.42x | 3.03x | 5.98x | 2.05x | $22.89B | 13.28% | $28.76B | 39.90 | $168.35B | 12.82 | |
LX | LEXINFINTECH HOLDINGS LTD | $1.70 | N/A | N/A | 1.89x | 1.19x | 0.15x | 0.21x | N/A | N/A | N/A | $1.35B | 8.21 | $476.08M | N/A | |
FINV | FINVOLUTION GROUP | $4.90 | $6.51 | -24.70% | 4.15x | N/A | 0.77x | 0.69x | 68.07x | $196.31M | 14.57% | $1.91B | 6.95 | $381.67M | N/A | |
NISN | NISUN INTERNATIONAL ENTERPRISE DEVELOPMENT GROUP CO LTD | $7.61 | N/A | N/A | 2.06x | N/A | 0.12x | 0.16x | N/A | $57.95M | 193.10% | $188.76M | 47.87 | -$73.29M | -3.41 | |
EZPW | EZCORP INC | $11.50 | $9.14 | 25.77% | 12.64x | N/A | 0.58x | 0.82x | 0.97x | $71.20M | 11.24% | $774.88M | 14.07 | $1.01B | 5.99 | |
BBDC | BARINGS BDC INC | $9.25 | $6.85 | 35.10% | 7.71x | N/A | 3.42x | 0.82x | 12.42x | $76.94M | 7.77% | $1.20B | 11.18 | $2.36B | 18.23 | |
BFH | BREAD FINANCIAL HOLDINGS INC | $35.53 | N/A | N/A | 2.47x | 2.68x | 0.58x | 0.60x | N/A | $1.94B | 109.59% | $2.92B | 58.59 | $3.46B | 3.25 | |
NRDS | NERDWALLET INC | $13.76 | N/A | N/A | -91.73x | 65.52x | 1.76x | 2.89x | N/A | $42.60M | 4.03% | $366.90M | 4.78 | $959.22M | 17.35 | |
LC | LENDINGCLUB CORP | $8.19 | $17.03 | -51.91% | 22.75x | 5.46x | 1.03x | 0.72x | 0.19x | -$1.20B | -134.64% | $1.25B | 11.54 | -$370.53M | -3.64 | |
XYF | X FINANCIAL | $3.83 | $23.62 | -83.78% | 1.12x | N/A | 0.28x | 0.23x | 0.28x | N/A | N/A | $812.10M | 16.91 | $492.52M | N/A | |
YRD | YIREN DIGITAL LTD | $5.08 | $22.94 | -77.85% | 1.55x | N/A | 0.66x | 0.40x | 0.36x | N/A | N/A | $1.12B | 12.71 | -$392.56M | N/A | |
CPSS | CONSUMER PORTFOLIO SERVICES INC | $8.84 | $26.37 | -66.48% | 4.07x | N/A | 0.52x | 0.68x | 0.21x | $237.42M | 128.53% | $274.67M | 13.15 | $2.63B | 12.60 | |
ENVA | ENOVA INTERNATIONAL INC | $63.54 | $62.06 | 2.38% | 10.96x | N/A | 1.39x | 1.50x | 0.74x | $1.19B | 66.27% | $1.15B | 40.79 | $4.56B | 9.48 | |
IX | ORIX CORP | $104.26 | $202.40 | -48.49% | 12.68x | 7.08x | 1.40x | 1.01x | 0.23x | $1.47B | 5.70% | $25.37B | 102.74 | $59.35B | 9.29 | |
FUFU | BITFUFU INC | $2.97 | $1.33 | 123.91% | 42.43x | N/A | 1.57x | 27.90x | 1.10x | N/A | N/A | $17.33M | 0.12 | $451.53M | N/A | |
RWAY | RUNWAY GROWTH FINANCE CORP | $12.59 | N/A | N/A | 11.55x | N/A | 3.11x | 0.93x | N/A | $112.44M | 22.05% | $547.07M | 13.51 | $1.02B | 11.54 | |
SNTG | SENTAGE HOLDINGS INC | $1.89 | N/A | N/A | -1.67x | N/A | -270.00x | 0.41x | N/A | -$6.03M | -134.29% | $13.04M | 5.49 | $2.67M | -1.02 | |
LMFA | LM FUNDING AMERICA INC | $2.73 | N/A | N/A | -0.39x | N/A | 0.48x | 0.19x | N/A | -$5.03M | -80.66% | $36.19M | 15.85 | $5.17M | -0.48 | |
SOFI | SOFI TECHNOLOGIES INC | $7.60 | N/A | N/A | -21.11x | 95.00x | 3.38x | 1.42x | N/A | -$7.35B | -102.32% | $5.23B | 5.54 | $9.16B | -91.81 | |
RM | REGIONAL MANAGEMENT CORP | $26.38 | N/A | N/A | 15.52x | N/A | 0.45x | 0.80x | N/A | $244.47M | 98.61% | $322.27M | 34.29 | $1.56B | 15.17 | |
WRLD | WORLD ACCEPTANCE CORP | $137.72 | $109.82 | 25.40% | 11.69x | N/A | 1.38x | 2.06x | 1.07x | $262.41M | 33.01% | $407.02M | 70.51 | $1.49B | 10.16 | |
FCFS | FIRSTCASH HOLDINGS INC | $132.03 | $35.19 | 275.17% | 27.39x | N/A | 1.89x | 2.98x | 5.29x | $285.54M | 4.79% | $2.00B | 44.26 | $7.75B | 8.55 | |
NNI | NELNET INC | $94.94 | N/A | N/A | 38.75x | N/A | 3.08x | 1.08x | N/A | $358.92M | 10.10% | $3.26B | 87.20 | $14.32B | 54.75 | |
PMTS | CPI CARD GROUP INC | $16.60 | $52.84 | -68.58% | 7.90x | N/A | 0.43x | -3.64x | 0.14x | $27.64M | 14.57% | -$51.94M | -4.55 | $441.84M | 5.72 | |
LU | LUFAX HOLDING LTD | $4.55 | N/A | N/A | 21.36x | N/A | 0.55x | 0.20x | N/A | $2.07B | 79.49% | $12.74B | 22.24 | $2.37B | 8.98 | |
QD | QUDIAN INC | $2.46 | N/A | N/A | 98.40x | N/A | 30.37x | 0.31x | N/A | N/A | N/A | $1.62B | 7.47 | -$497.57M | N/A | |
DXF | DUNXIN FINANCIAL HOLDINGS LTD | $0.25 | N/A | N/A | -1.78x | N/A | -1.84x | 0.13x | N/A | -$1.07M | -20.82% | $41.46M | 1.98 | $29.59M | -9.65 | |
CACC | CREDIT ACCEPTANCE CORP | $522.22 | N/A | N/A | 23.64x | N/A | 3.56x | 3.66x | N/A | $1.20B | 17.74% | $1.75B | 135.39 | $11.02B | 16.68 | |
UPST | UPSTART HOLDINGS INC | $23.12 | N/A | N/A | -8.06x | 144.50x | 3.77x | 3.15x | N/A | -$172.58M | -8.91% | $635.31M | 7.58 | $2.77B | -12.90 | |
AIHS | SENMIAO TECHNOLOGY LTD | $0.82 | N/A | N/A | -1.83x | N/A | 1.06x | 3.51x | N/A | $55.49k | 0.73% | $2.24M | 0.24 | $8.08M | -3.90 | |
OPFI | OPPFI INC | $2.87 | N/A | N/A | -47.83x | N/A | 0.17x | 30.49x | N/A | $287.16M | 610.42% | $10.44M | 0.64 | $593.57M | 9.76 | |
OBDC | BLUE OWL CAPITAL CORP | $15.81 | $15.30 | 3.34% | 7.79x | N/A | 3.90x | 1.02x | 1.33x | $1.14B | 18.41% | $6.02B | 15.44 | $12.58B | 10.09 | |
MDBH | MDB CAPITAL HOLDINGS LLC | $8.96 | N/A | N/A | -8.62x | N/A | 12.11x | 2.23x | N/A | -$7.60M | -10.47% | $37.31M | 4.61 | $78.35M | -11.94 | |
GDOT | GREEN DOT CORP | $8.98 | N/A | N/A | 69.08x | N/A | 0.31x | 0.55x | N/A | $21.58M | 4.60% | $859.35M | 16.45 | -$144.81M | -1.44 | |
FOA | FINANCE OF AMERICA COMPANIES INC | $0.50 | N/A | N/A | -0.51x | 0.56x | 0.18x | 0.21x | N/A | -$71.57M | -174.60% | $232.31M | 2.83 | $26.42B | -730.58 | |
MCVT | MILL CITY VENTURES III LTD | $2.50 | N/A | N/A | -13.89x | N/A | 4.73x | 0.86x | N/A | -$1.14M | -7.28% | $18.59M | 2.97 | $15.60M | -10.11 | |
OPRT | OPORTUN FINANCIAL CORP | $3.24 | N/A | N/A | -0.66x | N/A | 0.43x | 0.28x | N/A | $361.50M | 302.56% | $404.40M | 10.97 | $2.84B | -14.31 | |
NICK | NICHOLAS FINANCIAL INC | $6.59 | N/A | N/A | -1.32x | N/A | 1.79x | 0.82x | N/A | -$146.00k | -0.30% | $59.05M | 8.05 | $40.50M | -1.13 | |
PAPL | PINEAPPLE FINANCIAL INC | $1.37 | N/A | N/A | -2.90x | N/A | 3.51x | 3.32x | N/A | N/A | N/A | $2.95M | 0.46 | $10.05M | N/A | |
GRYP | GRYPHON DIGITAL MINING INC | $1.39 | N/A | N/A | -0.04x | -0.01x | 0.08x | -5.99x | N/A | -$5.89M | -1,141.80% | -$9.01M | -24.29 | $58.31M | -6.12 | |
PRAA | PRA GROUP INC | $24.79 | N/A | N/A | -11.64x | N/A | 1.21x | 0.83x | N/A | -$100.42M | -10.34% | $1.17B | 29.79 | $3.82B | 37.97 | |
PT | PINTEC TECHNOLOGY HOLDINGS LTD | $1.11 | N/A | N/A | -1.02x | N/A | 1.40x | -0.24x | N/A | N/A | N/A | -$73.94M | -5.97 | $15.94M | N/A | |
BCG | BINAH CAPITAL GROUP INC | $6.63 | N/A | N/A | N/A | N/A | 0.65x | 21.37x | N/A | $2.47M | 2.26% | $5.10M | 0.31 | $138.80M | 19.23 |