Sectors & Industries Financial ServicesInsurance - Property & Casualty
Best Property & Casualty Insurance Stocks to Buy Now (2026)
Top property & casualty insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Property & Ca...

Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Insurance - Property & Casualty is Zen Rated B and is the 34th ranked industry out of 145 stock market industries

Ticker	Company	Price	Graham Fair Value	Graham Fair Value %	P/E	Forward P/E	P/S	P/B	PEG	Free Cash Flow	Free Cash Flow Yield	Book Value	BVPS	EV	EV/EBITDA
HCI	HCI GROUP INC	$151.55	N/A	N/A	6.17x	8.84x	2.19x	1.89x	N/A	$440.82M	22.39%	$1.04B	80.13	$822.93M	1.92
UVE	UNIVERSAL INSURANCE HOLDINGS INC	$33.13	N/A	N/A	5.05x	8.20x	0.58x	1.68x	N/A	$377.10M	40.81%	$551.04M	19.76	$550.55M	2.15
MCY	MERCURY GENERAL CORP	$86.83	N/A	N/A	8.89x	10.23x	0.80x	1.99x	N/A	$1.06B	22.10%	$2.42B	43.64	$4.08B	5.32
HRTG	HERITAGE INSURANCE HOLDINGS INC	$25.65	N/A	N/A	4.05x	5.85x	0.94x	1.56x	N/A	$177.35M	22.38%	$505.25M	16.36	$315.23M	1.13
WTM	WHITE MOUNTAINS INSURANCE GROUP LTD	$2,155.01	N/A	N/A	5.01x	18.55x	1.42x	0.98x	N/A	$550.50M	10.35%	$5.43B	2,199.14	$5.97B	4.52
ALL	ALLSTATE CORP	$205.62	N/A	N/A	5.33x	8.07x	0.80x	1.74x	N/A	$9.88B	18.23%	$30.61B	116.12	$60.18B	4.28
SKWD	SKYWARD SPECIALTY INSURANCE GROUP INC	$41.26	$45.30	-8.92%	9.80x	8.31x	1.18x	1.82x	0.65x	$402.62M	24.15%	$1.01B	24.99	$1.76B	7.70
SAFT	SAFETY INSURANCE GROUP INC	$71.46	$48.89	46.16%	10.63x	10.01x	0.83x	1.17x	2.10x	$191.99M	18.26%	$892.31M	60.65	$1.03B	7.75
STC	STEWART INFORMATION SERVICES CORP	$57.39	$61.18	-6.20%	13.93x	10.25x	0.56x	1.06x	0.52x	$132.28M	8.21%	$1.64B	58.47	$2.19B	9.43
SLDE	SLIDE INSURANCE HOLDINGS INC	$16.37	N/A	N/A	3.45x	4.92x	1.32x	1.83x	N/A	$794.58M	51.99%	$1.11B	11.92	$395.48M	0.65
MKL	MARKEL GROUP INC	$1,875.35	N/A	N/A	11.05x	16.14x	1.52x	1.27x	N/A	$2.55B	10.83%	$18.60B	1,478.86	$23.28B	7.18
ACIC	AMERICAN COASTAL INSURANCE CORP	$11.06	N/A	N/A	5.03x	7.33x	1.60x	1.69x	N/A	$70.87M	13.22%	$317.57M	6.55	$397.77M	2.47
AII	AMERICAN INTEGRITY INSURANCE GROUP INC	$18.78	N/A	N/A	3.32x	6.66x	1.17x	1.09x	N/A	$133.18M	41.14%	$337.02M	19.55	$124.65M	1.06
KINS	KINGSTONE COMPANIES INC	$14.53	N/A	N/A	4.96x	6.63x	0.94x	1.71x	N/A	$73.05M	36.10%	$122.73M	8.81	$202.61M	3.75
THG	HANOVER INSURANCE GROUP INC	$168.84	N/A	N/A	9.13x	9.76x	0.92x	1.66x	N/A	$1.17B	19.36%	$3.57B	99.76	$6.03B	6.82
PLMR	PALOMAR HOLDINGS INC	$116.90	$92.65	26.17%	15.80x	11.96x	3.56x	3.31x	0.79x	$403.24M	12.95%	$942.67M	35.39	$3.01B	11.47
CINF	CINCINNATI FINANCIAL CORP	$158.43	N/A	N/A	10.34x	18.46x	1.95x	1.55x	N/A	$3.09B	12.54%	$15.91B	102.24	$24.11B	7.53
UFCS	UNITED FIRE GROUP INC	$36.40	N/A	N/A	7.84x	9.71x	0.67x	0.99x	N/A	$263.30M	28.40%	$941.17M	36.95	$918.87M	5.41
ASIC	ATEGRITY SPECIALTY INSURANCE CO HOLDINGS	$19.36	$22.74	-14.85%	11.80x	10.02x	2.04x	1.52x	0.50x	$140.72M	16.28%	$613.76M	13.74	$900.85M	9.41
CB	CHUBB LTD	$322.58	$217.12	48.57%	12.44x	11.70x	2.12x	1.71x	1.52x	$12.82B	10.18%	$73.76B	189.05	$144.36B	10.46
L	LOEWS CORP	$105.60	$58.79	79.63%	13.23x	N/A	1.20x	1.16x	2.49x	$2.70B	12.24%	$18.69B	89.42	$30.75B	9.54
CNA	CNA FINANCIAL CORP	$45.36	N/A	N/A	9.63x	9.87x	0.82x	1.06x	N/A	$2.42B	19.64%	$11.62B	42.85	$14.82B	8.12
RLI	RLI CORP	$57.96	N/A	N/A	13.20x	20.20x	2.83x	3.00x	N/A	$608.70M	11.44%	$1.78B	19.36	$5.38B	10.35
HGTY	HAGERTY INC	$10.49	$6.60	59.05%	25.59x	38.71x	0.68x	16.24x	0.85x	$194.45M	19.64%	$221.32M	2.34	$3.47B	27.50
LMND	LEMONADE INC	$64.18	N/A	N/A	-28.65x	-36.43x	6.43x	9.19x	N/A	-$25.90M	-0.55%	$533.60M	7.22	$4.66B	-32.01
TRV	TRAVELERS COMPANIES INC	$296.60	$168.38	76.14%	10.66x	10.78x	1.36x	1.95x	6.79x	$10.61B	15.95%	$32.89B	146.72	$72.56B	8.83
SIGI	SELECTIVE INSURANCE GROUP INC	$74.04	$61.63	20.13%	9.82x	9.07x	0.83x	1.23x	1.29x	$1.19B	26.85%	$3.61B	60.07	$5.33B	7.94
PGR	PROGRESSIVE CORP	$206.00	N/A	N/A	10.68x	12.66x	1.38x	3.98x	N/A	$17.28B	14.31%	$30.32B	51.72	$127.46B	8.60
HMN	HORACE MANN EDUCATORS CORP	$41.49	$41.10	0.94%	10.56x	8.99x	1.00x	1.13x	0.75x	$553.20M	32.36%	$1.48B	35.99	$2.24B	8.48
AFG	AMERICAN FINANCIAL GROUP INC	$124.18	$86.58	43.43%	12.32x	11.09x	1.27x	2.15x	1.40x	$1.40B	13.50%	$4.82B	57.73	$10.44B	8.42
BOW	BOWHEAD SPECIALTY HOLDINGS INC	$21.67	$20.29	6.82%	13.21x	10.93x	1.29x	1.58x	0.67x	$326.02M	45.95%	$449.27M	13.72	$623.09M	8.62
PRA	PROASSURANCE CORP	$24.58	$9.85	149.58%	24.83x	21.47x	1.15x	0.94x	1.96x	-$9.91M	-0.79%	$1.35B	26.28	$1.66B	15.59
DGICA	DONEGAL GROUP INC	$16.87	N/A	N/A	7.60x	7.99x	0.64x	0.97x	N/A	$70.20M	11.24%	$640.42M	17.31	$632.45M	6.20
ROOT	ROOT INC	$45.59	$17.83	155.69%	18.31x	22.80x	0.46x	2.49x	3.87x	$192.40M	27.41%	$284.30M	18.46	$219.54M	2.98
WRB	BERKLEY W R CORP	$65.74	$32.28	103.66%	14.67x	14.23x	1.67x	2.54x	3.02x	$3.43B	13.92%	$9.70B	25.90	$24.99B	10.61
KMPR	KEMPER CORP	$29.69	$50.31	-40.98%	12.85x	7.40x	0.36x	0.65x	0.28x	$556.90M	31.95%	$2.68B	45.67	$2.56B	9.01
KNSL	KINSALE CAPITAL GROUP INC	$328.21	$133.06	146.66%	15.08x	15.78x	4.05x	3.88x	8.60x	$990.05M	13.04%	$1.96B	84.68	$7.66B	11.77
PRHI	PRESURANCE HOLDINGS INC	$0.65	N/A	N/A	-0.30x	N/A	0.15x	0.31x	N/A	-$38.70M	-487.08%	$25.30M	2.07	$12.65M	-0.54
GBLI	GLOBAL INDEMNITY GROUP LLC	$28.84	$52.93	-45.51%	16.48x	8.81x	0.91x	0.59x	0.23x	$9.07M	2.22%	$706.59M	49.79	$356.67M	9.15
NODK	NI HOLDINGS INC	$13.13	N/A	N/A	-26.26x	N/A	0.97x	1.12x	N/A	-$15.12M	-5.48%	$240.34M	11.45	$217.94M	-18.89

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Mar 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Hci Group (NYSE:HCI)

Hci Group (NYSE:HCI) is the #1 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Hci Group (NYSE:HCI) is: Value: C, Growth: B, Momentum: C, Sentiment: A, Safety: C, Financials: B, and AI: A.

Hci Group (NYSE:HCI) has a Due Diligence Score of 53, which is 15 points higher than the property & casualty insurance industry average of 38.

HCI passed 20 out of 38 due diligence checks and has strong fundamentals. Hci Group has seen its stock return 10.56% over the past year, overperforming other property & casualty insurance stocks by 10 percentage points.

Hci Group has an average 1 year price target of $245.00, an upside of 61.66% from Hci Group's current stock price of $151.55.

Hci Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Hci Group, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Universal Insurance Holdings (NYSE:UVE)

Universal Insurance Holdings (NYSE:UVE) is the #2 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Universal Insurance Holdings (NYSE:UVE) is: Value: B, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: A.

Universal Insurance Holdings (NYSE:UVE) has a Due Diligence Score of 43, which is 5 points higher than the property & casualty insurance industry average of 38.

UVE passed 16 out of 38 due diligence checks and has strong fundamentals. Universal Insurance Holdings has seen its stock return 52.11% over the past year, overperforming other property & casualty insurance stocks by 51 percentage points.

Universal Insurance Holdings has an average 1 year price target of $40.00, an upside of 20.74% from Universal Insurance Holdings's current stock price of $33.13.

Universal Insurance Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Universal Insurance Holdings, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Mercury General (NYSE:MCY)

Mercury General (NYSE:MCY) is the #3 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Mercury General (NYSE:MCY) is: Value: C, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: A.

Mercury General (NYSE:MCY) has a Due Diligence Score of 33, which is -5 points lower than the property & casualty insurance industry average of 38. Although this number is below the industry average, our proven quant model rates MCY as a "A".

MCY passed 12 out of 38 due diligence checks and has average fundamentals. Mercury General has seen its stock return 52.82% over the past year, overperforming other property & casualty insurance stocks by 52 percentage points.

Mercury General has an average 1 year price target of $100.00, an upside of 15.17% from Mercury General's current stock price of $86.83.

Mercury General stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Mercury General, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 27 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Cna Financial (NYSE:CNA)

Cna Financial (NYSE:CNA) has an annual dividend yield of 8.51%, which is 6 percentage points higher than the property & casualty insurance industry average of 3%. Cna Financial's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. Cna Financial's dividend has shown consistent growth over the last 10 years.

Cna Financial's dividend payout ratio of 81.5% indicates that its high dividend yield is sustainable for the long-term.

2. American Coastal Insurance (NASDAQ:ACIC)

American Coastal Insurance (NASDAQ:ACIC) has an annual dividend yield of 6.78%, which is 4 percentage points higher than the property & casualty insurance industry average of 3%. American Coastal Insurance's dividend payout is stable, having never dropped by more than 10% in the last 10 years. American Coastal Insurance's dividend has shown consistent growth over the last 10 years.

American Coastal Insurance's dividend payout ratio of 34.1% indicates that its high dividend yield is sustainable for the long-term.

3. Progressive (NYSE:PGR)

Progressive (NYSE:PGR) has an annual dividend yield of 6.75%, which is 4 percentage points higher than the property & casualty insurance industry average of 3%. Progressive's dividend payout is not stable, having dropped more than 10% six times in the last 10 years. Progressive's dividend has shown consistent growth over the last 10 years.

Progressive's dividend payout ratio of 72.1% indicates that its high dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks down?

Property & casualty insurance stocks were down -0.49% in the last day, and down -2.88% over the last week.

We couldn't find a catalyst for why property & casualty insurance stocks are down.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. Heritage Insurance Holdings (NYSE:HRTG)

Heritage Insurance Holdings (NYSE:HRTG) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Heritage Insurance Holdings has a valuation score of 43, which is 8 points higher than the property & casualty insurance industry average of 35. It passed 3 out of 7 valuation due diligence checks.

Heritage Insurance Holdings's stock has gained 86.14% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 85 percentage points.

2. Slide Insurance Holdings (NASDAQ:SLDE)

Slide Insurance Holdings (NASDAQ:SLDE) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Slide Insurance Holdings has a valuation score of 43, which is 8 points higher than the property & casualty insurance industry average of 35. It passed 3 out of 7 valuation due diligence checks.

3. Kingstone Companies (NASDAQ:KINS)

Kingstone Companies (NASDAQ:KINS) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Kingstone Companies has a valuation score of 43, which is 8 points higher than the property & casualty insurance industry average of 35. It passed 3 out of 7 valuation due diligence checks.

Kingstone Companies's stock has dropped -8.21% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -9 percentage points.

Are property & casualty insurance stocks a good buy now?

34.48% of property & casualty insurance stocks rated by analysts are a buy right now. On average, analysts expect property & casualty insurance stocks to rise by 17.36% over the next year.

8.11% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 24.32% of property & casualty insurance stocks are rated B (Buy), 62.16% are rated C (Hold), 5.41% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - property & casualty industry?

The average P/E ratio of the insurance - property & casualty industry is 10.58x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.