Sectors & Industries Financial ServicesInsurance - Life
Best Property & Casualty Insurance Stocks to Buy Now (2025)
Top property & casualty insurance stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Life

Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Property & Casualty Insurance is Zen Rated C and is the 84th ranked industry out of 145 stock market industries

Ticker	Company	Price	Graham Fair Value	Graham Fair Value %	P/E	Forward P/E	P/S	P/B	PEG	Free Cash Flow	Free Cash Flow Yield	Book Value	BVPS	EV	EV/EBITDA
PUK	PRUDENTIAL PLC	$24.75	$20.59	20.20%	14.71x	11.90x	2.72x	1.88x	0.80x	$3.51B	10.67%	$17.49B	13.16	$31.84B	10.63
ABL	ABACUS GLOBAL MANAGEMENT INC	$5.33	N/A	N/A	-20.50x	6.99x	3.81x	0.02x	N/A	-$273.52M	-53.34%	$430.68M	4.48	$324.40M	20.38
GL	GLOBE LIFE INC	$120.29	$113.84	5.67%	9.73x	8.84x	1.70x	1.83x	0.98x	$1.41B	14.20%	$5.43B	65.73	$12.50B	8.55
BHF	BRIGHTHOUSE FINANCIAL INC	$53.78	$175.31	-69.32%	6.67x	2.83x	0.44x	0.59x	0.15x	$386.00M	12.50%	$5.24B	91.26	$1.58B	2.33
MET	METLIFE INC	$80.15	$84.74	-5.41%	12.99x	8.88x	0.73x	1.96x	0.58x	$16.53B	30.73%	$27.49B	40.96	$52.17B	7.87
JXN	JACKSON FINANCIAL INC	$88.12	$72.17	22.09%	83.92x	4.56x	0.86x	0.61x	0.48x	$5.96B	94.69%	$10.30B	144.19	$7.78B	44.69
PRI	PRIMERICA INC	$274.68	$180.72	51.99%	18.48x	13.15x	2.88x	4.00x	1.02x	$819.09M	8.96%	$2.26B	67.78	$9.05B	12.63
UNM	UNUM GROUP	$81.24	$71.33	13.89%	9.54x	9.12x	1.11x	1.26x	1.25x	$1.44B	10.13%	$11.21B	64.32	$17.67B	7.62
CNO	CNO FINANCIAL GROUP INC	$37.86	$34.38	10.13%	13.06x	9.97x	0.89x	1.48x	0.75x	$669.80M	17.56%	$2.53B	25.12	$7.13B	11.03
MFC	MANULIFE FINANCIAL CORP	$31.45	$28.16	11.68%	16.31x	10.71x	1.98x	1.46x	0.65x	$20.73B	38.37%	$37.05B	21.57	$45.93B	7.40
FG	F&G ANNUITIES & LIFE INC	$32.23	$22.19	45.26%	8.29x	8.26x	0.80x	1.00x	39.79x	$5.40B	132.95%	$4.36B	34.63	$3.28B	2.43
PRU	PRUDENTIAL FINANCIAL INC	$108.66	$117.34	-7.40%	17.06x	7.95x	0.64x	1.29x	0.48x	$775.00M	2.01%	$29.88B	84.42	$52.34B	20.56
CIA	CITIZENS INC	$3.57	$2.18	64.04%	19.83x	16.23x	0.74x	0.82x	1.10x	$25.17M	14.06%	$218.14M	4.35	$160.68M	18.05
LNC	LINCOLN NATIONAL CORP	$34.97	$52.57	-33.48%	4.80x	4.91x	0.31x	0.73x	1.09x	-$936.00M	-15.68%	$8.19B	47.99	$7.55B	47.14
AFL	AFLAC INC	$103.52	$48.91	111.65%	16.15x	15.36x	3.34x	2.12x	2.90x	$2.45B	4.34%	$26.34B	48.35	$58.49B	12.74
GNW	GENWORTH FINANCIAL INC	$7.83	$5.45	43.77%	15.66x	N/A	0.45x	0.37x	1.07x	$229.00M	6.99%	$8.71B	20.82	$2.87B	6.34
AAME	ATLANTIC AMERICAN CORP	$2.36	N/A	N/A	-23.60x	N/A	0.25x	0.47x	N/A	$8.95M	18.60%	$102.39M	5.02	$49.99M	25.70

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Jul 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Prudential (NYSE:PUK)

Prudential (NYSE:PUK) is the #1 top property & casualty insurance stock out of 17 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Prudential (NYSE:PUK) is: Value: C, Growth: B, Momentum: A, Sentiment: B, Safety: C, Financials: C, and AI: B.

Prudential (NYSE:PUK) has a Due Diligence Score of 45, which is 9 points higher than the property & casualty insurance industry average of 36.

PUK passed 17 out of 38 due diligence checks and has strong fundamentals. Prudential has seen its stock return 35.91% over the past year, overperforming other property & casualty insurance stocks by 19 percentage points.

2. Abacus Global Management (NASDAQ:ABL)

Abacus Global Management (NASDAQ:ABL) is the #2 top property & casualty insurance stock out of 17 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Abacus Global Management (NASDAQ:ABL) is: Value: C, Growth: A, Momentum: C, Sentiment: B, Safety: F, Financials: C, and AI: D.

Abacus Global Management (NASDAQ:ABL) has a Due Diligence Score of 20, which is -16 points lower than the property & casualty insurance industry average of 36. Although this number is below the industry average, our proven quant model rates ABL as a "B".

ABL passed 7 out of 33 due diligence checks and has weak fundamentals. Abacus Global Management has seen its stock lose -39.43% over the past year, underperforming other property & casualty insurance stocks by -57 percentage points.

Abacus Global Management has an average 1 year price target of $12.50, an upside of 134.52% from Abacus Global Management's current stock price of $5.33.

Abacus Global Management stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Abacus Global Management, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Globe Life (NYSE:GL)

Globe Life (NYSE:GL) is the #3 top property & casualty insurance stock out of 17 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Globe Life (NYSE:GL) is: Value: B, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: B.

Globe Life (NYSE:GL) has a Due Diligence Score of 40, which is 4 points higher than the property & casualty insurance industry average of 36.

GL passed 17 out of 38 due diligence checks and has average fundamentals. Globe Life has seen its stock return 44.79% over the past year, overperforming other property & casualty insurance stocks by 28 percentage points.

Globe Life has an average 1 year price target of $136.86, an upside of 13.77% from Globe Life's current stock price of $120.29.

Globe Life stock has a consensus Buy recommendation according to Wall Street analysts. Of the 7 analysts covering Globe Life, 42.86% have issued a Strong Buy rating, 28.57% have issued a Buy, 28.57% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 10 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Prudential Financial (NYSE:PRU)

Prudential Financial (NYSE:PRU) has an annual dividend yield of 4.88%, which is 3 percentage points higher than the property & casualty insurance industry average of 2.1%. Prudential Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Prudential Financial's dividend has shown consistent growth over the last 10 years.

Prudential Financial's dividend payout ratio of 82.4% indicates that its high dividend yield is sustainable for the long-term.

2. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) has an annual dividend yield of 3.86%, which is 2 percentage points higher than the property & casualty insurance industry average of 2.1%. Lincoln National's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Lincoln National's dividend has shown consistent growth over the last 10 years.

Lincoln National's dividend payout ratio of 24.7% indicates that its high dividend yield is sustainable for the long-term.

3. Metlife (NYSE:MET)

Metlife (NYSE:MET) has an annual dividend yield of 2.75%, which is 1 percentage points higher than the property & casualty insurance industry average of 2.1%. Metlife's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Metlife's dividend has shown consistent growth over the last 10 years.

Metlife's dividend payout ratio of 35.4% indicates that its dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks down?

Property & casualty insurance stocks were down -1.38% in the last day, and up 2.28% over the last week.

We couldn't find a catalyst for why property & casualty insurance stocks are down.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. Brighthouse Financial (NASDAQ:BHF)

Brighthouse Financial (NASDAQ:BHF) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Brighthouse Financial has a valuation score of 71, which is 30 points higher than the property & casualty insurance industry average of 41. It passed 5 out of 7 valuation due diligence checks.

Brighthouse Financial's stock has gained 22.56% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 5 percentage points.

2. F&G Annuities & Life (NYSE:FG)

F&G Annuities & Life (NYSE:FG) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

F&G Annuities & Life has a valuation score of 43, which is 2 points higher than the property & casualty insurance industry average of 41. It passed 3 out of 7 valuation due diligence checks.

F&G Annuities & Life's stock has dropped -13.85% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -31 percentage points.

3. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Lincoln National has a valuation score of 57, which is 16 points higher than the property & casualty insurance industry average of 41. It passed 4 out of 7 valuation due diligence checks.

Lincoln National's stock has gained 11.44% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -6 percentage points.

Are property & casualty insurance stocks a good buy now?

42.86% of property & casualty insurance stocks rated by analysts are a hold right now. On average, analysts expect property & casualty insurance stocks to rise by 14.3% over the next year.

0% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 12.5% of property & casualty insurance stocks are rated B (Buy), 56.25% are rated C (Hold), 31.25% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - life industry?

The average P/E ratio of the insurance - life industry is 16.05x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.