Sectors & Industries Financial ServicesInsurance - Life
Best Property & Casualty Insurance Stocks to Buy Now (2025)
Top property & casualty insurance stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Life

Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Property & Casualty Insurance is Zen Rated C and is the 80th ranked industry out of 145 stock market industries

Ticker	Company	Price	Graham Fair Value	Graham Fair Value %	P/E	Forward P/E	P/S	P/B	PEG	Free Cash Flow	Free Cash Flow Yield	Book Value	BVPS	EV	EV/EBITDA
PUK	PRUDENTIAL PLC	$21.88	$20.20	8.30%	13.01x	10.62x	2.41x	1.66x	0.70x	$3.51B	12.07%	$17.49B	13.16	$28.02B	9.36
MET	METLIFE INC	$77.59	$82.65	-6.12%	12.58x	8.52x	0.71x	1.89x	0.56x	$16.53B	31.74%	$27.49B	40.96	$50.45B	7.61
GL	GLOBE LIFE INC	$121.23	$110.19	10.01%	9.81x	8.92x	1.71x	1.84x	1.00x	$1.41B	14.09%	$5.43B	65.73	$12.58B	8.61
BHF	BRIGHTHOUSE FINANCIAL INC	$57.89	$146.54	-60.50%	12.40x	2.92x	0.71x	0.68x	0.17x	-$290.00M	-8.63%	$4.96B	85.41	$1.47B	3.53
JXN	JACKSON FINANCIAL INC	$84.84	$70.19	20.87%	80.80x	4.50x	0.83x	0.59x	0.46x	$5.96B	98.35%	$10.30B	144.19	$7.54B	43.34
LNC	LINCOLN NATIONAL CORP	$33.37	$55.08	-39.42%	4.58x	4.59x	0.30x	0.70x	0.78x	-$936.00M	-16.43%	$8.19B	47.99	$7.28B	45.44
PRI	PRIMERICA INC	$272.00	$175.47	55.01%	18.30x	13.11x	2.86x	3.96x	1.01x	$819.09M	9.05%	$2.26B	67.78	$8.96B	12.51
ABL	ABACUS GLOBAL MANAGEMENT INC	$8.38	N/A	N/A	-24.65x	10.85x	5.30x	1.91x	N/A	-$209.60M	-35.35%	$424.15M	5.99	$1.07B	-5,419.42
MFC	MANULIFE FINANCIAL CORP	$31.15	$26.55	17.35%	16.16x	10.88x	1.96x	1.44x	0.68x	$20.73B	38.74%	$37.05B	21.57	$45.41B	7.32
UNM	UNUM GROUP	$80.25	$70.79	13.36%	9.42x	8.98x	1.09x	1.25x	1.17x	$1.44B	10.26%	$11.21B	64.32	$17.50B	7.55
FG	F&G ANNUITIES & LIFE INC	$30.72	$54.24	-43.36%	7.90x	6.08x	0.76x	0.95x	0.33x	$5.40B	139.48%	$4.36B	34.63	$3.08B	2.28
CNO	CNO FINANCIAL GROUP INC	$37.69	$33.54	12.38%	13.00x	9.88x	0.88x	1.48x	0.75x	$669.80M	17.64%	$2.53B	25.12	$7.11B	11.01
CIA	CITIZENS INC	$4.01	$1.93	107.76%	13.37x	12.94x	0.82x	0.95x	4.95x	$31.26M	15.61%	$210.36M	4.22	$170.71M	10.94
GNW	GENWORTH FINANCIAL INC	$7.02	$5.31	32.20%	14.04x	N/A	0.41x	0.33x	0.96x	$229.00M	7.79%	$8.71B	20.82	$2.54B	5.60
PRU	PRUDENTIAL FINANCIAL INC	$103.61	$115.51	-10.30%	16.27x	7.52x	0.61x	1.23x	0.45x	$775.00M	2.11%	$29.88B	84.42	$50.55B	19.86
AFL	AFLAC INC	$106.30	$47.62	123.21%	16.58x	15.74x	3.43x	2.18x	2.99x	$2.45B	4.23%	$26.34B	48.35	$59.99B	13.07
AAME	ATLANTIC AMERICAN CORP	$1.80	N/A	N/A	-7.83x	N/A	0.20x	0.37x	N/A	$4.58M	12.44%	$99.61M	4.88	$38.91M	-26.31

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in May 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Prudential (NYSE:PUK)

Prudential (NYSE:PUK) is the #1 top property & casualty insurance stock out of 17 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Prudential (NYSE:PUK) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: C.

Prudential (NYSE:PUK) has a Due Diligence Score of 43, which is 5 points higher than the property & casualty insurance industry average of 38.

PUK passed 16 out of 38 due diligence checks and has strong fundamentals. Prudential has seen its stock return 11.98% over the past year, underperforming other property & casualty insurance stocks by -6 percentage points.

2. Metlife (NYSE:MET)

Metlife (NYSE:MET) is the #2 top property & casualty insurance stock out of 17 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Metlife (NYSE:MET) is: Value: B, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: A.

Metlife (NYSE:MET) has a Due Diligence Score of 53, which is 15 points higher than the property & casualty insurance industry average of 38.

MET passed 19 out of 38 due diligence checks and has strong fundamentals. Metlife has seen its stock return 8.28% over the past year, underperforming other property & casualty insurance stocks by -9 percentage points.

Metlife has an average 1 year price target of $93.89, an upside of 21.01% from Metlife's current stock price of $77.59.

Metlife stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 9 analysts covering Metlife, 77.78% have issued a Strong Buy rating, 11.11% have issued a Buy, 11.11% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Globe Life (NYSE:GL)

Globe Life (NYSE:GL) is the #3 top property & casualty insurance stock out of 17 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Globe Life (NYSE:GL) is: Value: B, Growth: C, Momentum: B, Sentiment: C, Safety: C, Financials: C, and AI: B.

Globe Life (NYSE:GL) has a Due Diligence Score of 37, which is -1 points lower than the property & casualty insurance industry average of 38.

GL passed 16 out of 38 due diligence checks and has average fundamentals. Globe Life has seen its stock return 35.47% over the past year, overperforming other property & casualty insurance stocks by 18 percentage points.

Globe Life has an average 1 year price target of $133.00, an upside of 9.71% from Globe Life's current stock price of $121.23.

Globe Life stock has a consensus Buy recommendation according to Wall Street analysts. Of the 8 analysts covering Globe Life, 37.5% have issued a Strong Buy rating, 25% have issued a Buy, 37.5% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 11 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Prudential Financial (NYSE:PRU)

Prudential Financial (NYSE:PRU) has an annual dividend yield of 5.07%, which is 3 percentage points higher than the property & casualty insurance industry average of 2.24%. Prudential Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Prudential Financial's dividend has shown consistent growth over the last 10 years.

Prudential Financial's dividend payout ratio of 82.4% indicates that its high dividend yield is sustainable for the long-term.

2. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) has an annual dividend yield of 4.05%, which is 2 percentage points higher than the property & casualty insurance industry average of 2.24%. Lincoln National's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Lincoln National's dividend has shown consistent growth over the last 10 years.

Lincoln National's dividend payout ratio of 24.7% indicates that its dividend yield is sustainable for the long-term.

3. Metlife (NYSE:MET)

Metlife (NYSE:MET) has an annual dividend yield of 2.85%, which is 1 percentage points higher than the property & casualty insurance industry average of 2.24%. Metlife's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Metlife's dividend has shown consistent growth over the last 10 years.

Metlife's dividend payout ratio of 35.4% indicates that its dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks up?

Property & casualty insurance stocks were up 0.32% in the last day, and up 3.06% over the last week.

We couldn't find a catalyst for why property & casualty insurance stocks are up.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. F&G Annuities & Life (NYSE:FG)

F&G Annuities & Life (NYSE:FG) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

F&G Annuities & Life has a valuation score of 71, which is 28 points higher than the property & casualty insurance industry average of 43. It passed 5 out of 7 valuation due diligence checks.

F&G Annuities & Life's stock has dropped -24.15% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -42 percentage points.

2. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Lincoln National has a valuation score of 71, which is 28 points higher than the property & casualty insurance industry average of 43. It passed 5 out of 7 valuation due diligence checks.

Lincoln National's stock has gained 13.93% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -4 percentage points.

3. Brighthouse Financial (NASDAQ:BHF)

Brighthouse Financial (NASDAQ:BHF) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Brighthouse Financial has a valuation score of 71, which is 28 points higher than the property & casualty insurance industry average of 43. It passed 5 out of 7 valuation due diligence checks.

Brighthouse Financial's stock has gained 26.48% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 9 percentage points.

Are property & casualty insurance stocks a good buy now?

53.85% of property & casualty insurance stocks rated by analysts are a hold right now. On average, analysts expect property & casualty insurance stocks to rise by 15.8% over the next year.

0% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 12.5% of property & casualty insurance stocks are rated B (Buy), 81.25% are rated C (Hold), 6.25% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - life industry?

The average P/E ratio of the insurance - life industry is 15.6x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Property & Casualty Insurance Stocks FAQ

1. Prudential (NYSE:PUK)

2. Metlife (NYSE:MET)

3. Globe Life (NYSE:GL)

1. Prudential Financial (NYSE:PRU)

2. Lincoln National (NYSE:LNC)

3. Metlife (NYSE:MET)

1. F&G Annuities & Life (NYSE:FG)

2. Lincoln National (NYSE:LNC)

3. Brighthouse Financial (NASDAQ:BHF)

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