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Best Property & Casualty Insurance Stocks to Buy Now (2025)
Top property & casualty insurance stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Life

Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Property & Casualty Insurance is Zen Rated B and is the 31st ranked industry out of 145 stock market industries

Ticker	Company	Price	Graham Fair Value	Graham Fair Value %	P/E	Forward P/E	P/S	P/B	PEG	Free Cash Flow	Free Cash Flow Yield	Book Value	BVPS	EV	EV/EBITDA
FG	F&G ANNUITIES & LIFE INC	$31.82	$51.47	-38.18%	9.12x	5.47x	0.77x	0.89x	0.38x	$4.82B	113.80%	$4.82B	36.27	$4.33B	3.15
CNO	CNO FINANCIAL GROUP INC	$42.79	$37.51	14.09%	14.76x	9.75x	0.93x	1.56x	0.77x	$671.00M	16.23%	$2.61B	27.03	$6.89B	11.08
PRU	PRUDENTIAL FINANCIAL INC	$113.69	$123.67	-8.07%	15.47x	7.54x	0.69x	1.24x	0.52x	$5.27B	13.25%	$32.09B	91.70	$54.31B	15.78
MFC	MANULIFE FINANCIAL CORP	$36.53	$38.56	-5.25%	16.29x	8.02x	2.17x	1.70x	0.53x	$21.88B	35.54%	$36.23B	21.50	$52.69B	7.80
PRI	PRIMERICA INC	$260.50	$179.31	45.28%	11.97x	10.79x	2.62x	3.62x	1.86x	$813.54M	9.64%	$2.30B	70.85	$8.32B	8.42
PUK	PRUDENTIAL PLC	$31.34	N/A	N/A	18.63x	25.63x	3.45x	2.38x	N/A	$3.51B	8.42%	$17.49B	13.16	$40.59B	13.56
CIA	CITIZENS INC	$5.16	$2.55	102.48%	24.57x	17.03x	1.05x	1.15x	1.45x	$19.27M	7.42%	$225.60M	4.49	$236.41M	16.85
GL	GLOBE LIFE INC	$141.46	$113.85	24.25%	10.12x	9.15x	1.90x	1.98x	1.64x	$1.25B	11.06%	$5.69B	71.47	$13.67B	8.76
LNC	LINCOLN NATIONAL CORP	$44.91	N/A	N/A	3.93x	5.54x	0.46x	0.82x	N/A	-$178.00M	-2.09%	$10.45B	55.03	$3.63B	-2.91
AFL	AFLAC INC	$110.80	$46.08	140.47%	14.43x	14.88x	3.32x	2.02x	33.82x	$2.57B	4.38%	$28.69B	54.12	$59.99B	11.31
GNW	GENWORTH FINANCIAL INC	$9.10	N/A	N/A	16.85x	19.85x	0.51x	0.41x	N/A	$154.00M	4.14%	$8.81B	21.60	$3.12B	7.32
JXN	JACKSON FINANCIAL INC	$107.56	$192.61	-44.16%	14.86x	4.32x	1.49x	0.71x	0.27x	$5.66B	77.45%	$10.23B	150.49	$8.43B	12.32
MET	METLIFE INC	$79.78	$88.31	-9.66%	14.94x	7.89x	0.73x	1.82x	0.52x	$14.63B	27.83%	$28.94B	43.93	$52.56B	9.36
UNM	UNUM GROUP	$78.32	$79.70	-1.73%	15.15x	8.45x	1.00x	1.20x	0.59x	$689.10M	5.26%	$10.91B	65.19	$16.52B	11.11
AAME	ATLANTIC AMERICAN CORP	$2.69	$3.06	-12.02%	12.23x	N/A	0.26x	0.50x	0.57x	$24.25M	44.20%	$109.49M	5.37	$58.18M	5.78
BHF	BRIGHTHOUSE FINANCIAL INC	$64.80	$144.36	-55.11%	4.50x	3.16x	0.59x	0.58x	0.40x	$144.00M	3.89%	$6.36B	111.30	$253.69M	0.22
ABL	ABACUS GLOBAL MANAGEMENT INC	$8.47	$6.02	40.67%	169.40x	8.48x	4.14x	1.91x	0.55x	-$111.24M	-13.68%	$434.59M	4.53	$1.16B	17.01

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Dec 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. F&G Annuities & Life (NYSE:FG)

F&G Annuities & Life (NYSE:FG) is the #1 top property & casualty insurance stock out of 17 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for F&G Annuities & Life (NYSE:FG) is: Value: A, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

F&G Annuities & Life (NYSE:FG) has a Due Diligence Score of 43, which is 3 points higher than the property & casualty insurance industry average of 40.

FG passed 16 out of 38 due diligence checks and has strong fundamentals. F&G Annuities & Life has seen its stock lose -23.44% over the past year, underperforming other property & casualty insurance stocks by -33 percentage points.

F&G Annuities & Life has an average 1 year price target of $35.00, an upside of 9.99% from F&G Annuities & Life's current stock price of $31.82.

F&G Annuities & Life stock has a consensus Hold recommendation according to Wall Street analysts. Of the 1 analyst covering F&G Annuities & Life, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Cno Financial Group (NYSE:CNO)

Cno Financial Group (NYSE:CNO) is the #2 top property & casualty insurance stock out of 17 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Cno Financial Group (NYSE:CNO) is: Value: C, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: B.

Cno Financial Group (NYSE:CNO) has a Due Diligence Score of 42, which is 2 points higher than the property & casualty insurance industry average of 40.

CNO passed 15 out of 38 due diligence checks and has strong fundamentals. Cno Financial Group has seen its stock return 15.12% over the past year, overperforming other property & casualty insurance stocks by 5 percentage points.

Cno Financial Group has an average 1 year price target of $47.33, an upside of 10.62% from Cno Financial Group's current stock price of $42.79.

Cno Financial Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Cno Financial Group, 66.67% have issued a Strong Buy rating, 0% have issued a Buy, 33.33% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Prudential Financial (NYSE:PRU)

Prudential Financial (NYSE:PRU) is the #3 top property & casualty insurance stock out of 17 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Prudential Financial (NYSE:PRU) is: Value: B, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: B.

Prudential Financial (NYSE:PRU) has a Due Diligence Score of 43, which is 3 points higher than the property & casualty insurance industry average of 40.

PRU passed 14 out of 38 due diligence checks and has strong fundamentals. Prudential Financial has seen its stock lose -3.77% over the past year, underperforming other property & casualty insurance stocks by -13 percentage points.

Prudential Financial has an average 1 year price target of $121.13, an upside of 6.54% from Prudential Financial's current stock price of $113.69.

Prudential Financial stock has a consensus Hold recommendation according to Wall Street analysts. Of the 8 analysts covering Prudential Financial, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 13 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Prudential Financial (NYSE:PRU)

Prudential Financial (NYSE:PRU) has an annual dividend yield of 4.75%, which is 3 percentage points higher than the property & casualty insurance industry average of 2.04%. Prudential Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Prudential Financial's dividend has shown consistent growth over the last 10 years.

Prudential Financial's dividend payout ratio of 72.8% indicates that its high dividend yield is sustainable for the long-term.

2. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) has an annual dividend yield of 3.01%, which is 1 percentage points higher than the property & casualty insurance industry average of 2.04%. Lincoln National's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Lincoln National's dividend has shown consistent growth over the last 10 years.

Lincoln National's dividend payout ratio of 15.7% indicates that its dividend yield is sustainable for the long-term.

3. F&G Annuities & Life (NYSE:FG)

F&G Annuities & Life (NYSE:FG) has an annual dividend yield of 2.86%, which is 1 percentage points higher than the property & casualty insurance industry average of 2.04%.

F&G Annuities & Life's dividend payout ratio of 25.2% indicates that its dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks up?

Property & casualty insurance stocks were up 0.02% in the last day, and down -0.55% over the last week.

We couldn't find a catalyst for why property & casualty insurance stocks are up.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. F&G Annuities & Life (NYSE:FG)

F&G Annuities & Life (NYSE:FG) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

F&G Annuities & Life has a valuation score of 71, which is 24 points higher than the property & casualty insurance industry average of 47. It passed 5 out of 7 valuation due diligence checks.

F&G Annuities & Life's stock has dropped -23.44% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -33 percentage points.

2. Jackson Financial (NYSE:JXN)

Jackson Financial (NYSE:JXN) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Jackson Financial has a valuation score of 71, which is 24 points higher than the property & casualty insurance industry average of 47. It passed 5 out of 7 valuation due diligence checks.

Jackson Financial's stock has gained 24.03% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 14 percentage points.

3. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Lincoln National has a valuation score of 43, which is -4 points higher than the property & casualty insurance industry average of 47. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates LNC a Valuation Rating of "B".

Lincoln National's stock has gained 42.53% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 33 percentage points.

Are property & casualty insurance stocks a good buy now?

50% of property & casualty insurance stocks rated by analysts are a hold right now. On average, analysts expect property & casualty insurance stocks to rise by 10.91% over the next year.

0% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 14.29% of property & casualty insurance stocks are rated B (Buy), 85.71% are rated C (Hold), 0% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - life industry?

The average P/E ratio of the insurance - life industry is 15.35x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Property & Casualty Insurance Stocks FAQ

1. F&G Annuities & Life (NYSE:FG)

2. Cno Financial Group (NYSE:CNO)

3. Prudential Financial (NYSE:PRU)

1. Prudential Financial (NYSE:PRU)

2. Lincoln National (NYSE:LNC)

3. F&G Annuities & Life (NYSE:FG)

1. F&G Annuities & Life (NYSE:FG)

2. Jackson Financial (NYSE:JXN)

3. Lincoln National (NYSE:LNC)

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