Sectors & Industries Financial ServicesInsurance - Property & Casualty
Best Property & Casualty Insurance Stocks to Buy Now (2026)
Top property & casualty insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Property & Ca...

Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Insurance - Property & Casualty is Zen Rated B and is the 54th ranked industry out of 145 stock market industries

Ticker	Company	Price	Graham Fair Value	Graham Fair Value %	P/E	Forward P/E	P/S	P/B	PEG	Free Cash Flow	Free Cash Flow Yield	Book Value	BVPS	EV	EV/EBITDA
HCI	HCI GROUP INC	$149.25	N/A	N/A	6.07x	8.80x	2.15x	1.86x	N/A	$440.82M	22.73%	$1.04B	80.13	$793.05M	1.85
MCY	MERCURY GENERAL CORP	$95.49	N/A	N/A	9.77x	10.50x	0.88x	2.19x	N/A	$1.06B	20.10%	$2.42B	43.64	$4.56B	5.94
UVE	UNIVERSAL INSURANCE HOLDINGS INC	$39.08	N/A	N/A	5.55x	8.84x	0.67x	1.87x	N/A	$344.82M	31.91%	$584.74M	21.15	$592.65M	2.18
HRTG	HERITAGE INSURANCE HOLDINGS INC	$28.43	N/A	N/A	4.49x	6.04x	1.04x	1.73x	N/A	$177.35M	20.19%	$505.25M	16.36	$400.63M	1.43
SAFT	SAFETY INSURANCE GROUP INC	$75.29	$48.09	56.56%	11.20x	10.54x	0.88x	1.23x	2.21x	$191.99M	17.33%	$892.31M	60.65	$1.09B	8.17
STC	STEWART INFORMATION SERVICES CORP	$68.20	$58.87	15.84%	16.55x	11.23x	0.67x	1.26x	0.64x	$132.28M	6.91%	$1.64B	58.47	$2.52B	10.85
SLDE	SLIDE INSURANCE HOLDINGS INC	$18.43	N/A	N/A	4.07x	5.34x	1.80x	1.90x	N/A	$987.16M	43.42%	$1.11B	9.03	$452.61M	0.68
KINS	KINGSTONE COMPANIES INC	$15.55	N/A	N/A	5.31x	6.63x	1.01x	1.83x	N/A	$73.05M	33.74%	$122.73M	8.81	$217.38M	4.02
ACIC	AMERICAN COASTAL INSURANCE CORP	$11.65	N/A	N/A	5.30x	7.72x	1.68x	1.78x	N/A	$70.87M	12.55%	$317.57M	6.55	$426.48M	2.65
AII	AMERICAN INTEGRITY INSURANCE GROUP INC	$18.94	N/A	N/A	3.35x	6.65x	1.18x	1.10x	N/A	$133.18M	40.80%	$337.02M	19.55	$127.78M	1.09
WTM	WHITE MOUNTAINS INSURANCE GROUP LTD	$2,167.41	N/A	N/A	5.04x	18.66x	1.43x	0.99x	N/A	$550.50M	10.30%	$5.43B	2,199.14	$6.00B	4.54
UFCS	UNITED FIRE GROUP INC	$39.23	N/A	N/A	8.45x	10.73x	0.72x	1.06x	N/A	$263.30M	26.35%	$941.17M	36.95	$991.10M	5.83
ALL	ALLSTATE CORP	$219.87	N/A	N/A	4.80x	7.99x	0.84x	1.79x	N/A	$11.53B	20.22%	$31.61B	121.85	$63.39B	3.86
SKWD	SKYWARD SPECIALTY INSURANCE GROUP INC	$43.64	$44.37	-1.65%	10.37x	8.81x	1.24x	1.92x	0.70x	$402.62M	22.83%	$1.01B	24.99	$1.86B	8.17
PLMR	PALOMAR HOLDINGS INC	$115.55	$73.42	57.38%	15.61x	11.80x	3.51x	3.27x	1.19x	$403.24M	13.10%	$942.67M	35.39	$2.98B	11.33
ASIC	ATEGRITY SPECIALTY INSURANCE CO HOLDINGS	$19.16	$21.48	-10.82%	11.68x	9.67x	2.02x	1.50x	0.52x	$140.72M	16.45%	$613.76M	13.74	$891.24M	9.31
L	LOEWS CORP	$105.15	$53.70	95.80%	13.34x	N/A	1.17x	1.16x	3.28x	$1.93B	8.90%	$18.70B	90.72	$29.73B	9.33
THG	HANOVER INSURANCE GROUP INC	$183.28	N/A	N/A	9.06x	10.10x	0.96x	1.80x	N/A	$1.25B	19.35%	$3.57B	101.43	$7.01B	7.28
HGTY	HAGERTY INC	$10.07	$6.75	49.09%	24.56x	72.76x	0.65x	15.59x	0.77x	$194.45M	20.46%	$221.32M	2.34	$3.33B	26.36
CB	CHUBB LTD	$325.12	$199.94	62.61%	11.38x	11.66x	2.07x	1.71x	2.47x	$15.20B	12.05%	$73.79B	190.24	$145.10B	9.59
HMN	HORACE MANN EDUCATORS CORP	$45.56	$37.06	22.95%	11.59x	9.99x	1.10x	1.24x	1.00x	$553.20M	29.47%	$1.48B	35.99	$2.41B	9.10
TRV	TRAVELERS COMPANIES INC	$301.53	N/A	N/A	8.86x	10.63x	1.33x	2.00x	N/A	$11.44B	17.64%	$31.99B	148.63	$72.77B	7.36
CNA	CNA FINANCIAL CORP	$44.22	$30.29	46.01%	9.87x	9.42x	0.80x	1.10x	2.52x	$2.18B	18.15%	$10.86B	40.05	$14.41B	8.25
WRB	BERKLEY W R CORP	$66.32	$30.53	117.26%	13.99x	14.09x	1.66x	2.53x	4.69x	$3.40B	13.75%	$9.74B	26.16	$25.25B	10.41
CINF	CINCINNATI FINANCIAL CORP	$159.57	N/A	N/A	9.03x	18.33x	1.91x	1.57x	N/A	$3.44B	13.93%	$15.71B	101.59	$24.36B	6.68
SIGI	SELECTIVE INSURANCE GROUP INC	$80.88	$60.62	33.42%	10.99x	10.22x	0.89x	1.35x	1.34x	$1.13B	23.41%	$3.59B	59.92	$5.73B	8.67
ROOT	ROOT INC	$52.54	N/A	N/A	21.10x	26.10x	0.53x	2.87x	N/A	$192.40M	23.78%	$284.30M	18.46	$327.64M	4.45
PGR	PROGRESSIVE CORP	$199.24	N/A	N/A	10.10x	12.08x	1.30x	3.63x	N/A	$16.50B	14.14%	$32.04B	54.71	$124.63B	8.23
LMND	LEMONADE INC	$55.05	N/A	N/A	-29.60x	-30.93x	4.97x	8.16x	N/A	$19.50M	0.47%	$518.00M	6.79	$4.02B	-33.32
BOW	BOWHEAD SPECIALTY HOLDINGS INC	$23.28	$19.78	17.68%	14.20x	11.92x	1.38x	1.70x	0.74x	$326.02M	42.77%	$449.27M	13.72	$675.88M	9.35
DGICA	DONEGAL GROUP INC	$16.32	N/A	N/A	7.35x	8.33x	0.62x	0.94x	N/A	$70.20M	11.62%	$640.42M	17.31	$612.10M	6.00
AFG	AMERICAN FINANCIAL GROUP INC	$131.40	$86.12	52.57%	13.04x	11.62x	1.34x	2.27x	1.43x	$1.40B	12.76%	$4.82B	57.73	$11.04B	8.91
PRA	PROASSURANCE CORP	$24.65	$8.77	181.23%	24.90x	22.17x	1.15x	0.94x	2.49x	-$9.91M	-0.78%	$1.35B	26.28	$1.67B	15.63
KNSL	KINSALE CAPITAL GROUP INC	$304.16	N/A	N/A	13.33x	14.51x	3.64x	3.57x	N/A	$1.01B	14.51%	$1.97B	85.63	$7.02B	10.34
KMPR	KEMPER CORP	$33.55	$47.50	-29.36%	14.52x	8.46x	0.41x	0.73x	0.33x	$556.90M	28.27%	$2.68B	45.67	$2.79B	9.81
RLI	RLI CORP	$50.73	N/A	N/A	11.80x	18.06x	2.46x	2.60x	N/A	$548.00M	11.75%	$1.80B	19.54	$4.96B	9.75
MKL	MARKEL GROUP INC	$1,751.37	N/A	N/A	12.59x	15.08x	1.36x	1.21x	N/A	$2.19B	9.98%	$18.13B	1,448.97	$22.12B	7.87
GBLI	GLOBAL INDEMNITY GROUP LLC	$27.94	$35.24	-20.74%	15.96x	10.45x	0.88x	0.57x	0.37x	$9.07M	2.29%	$706.59M	49.79	$343.68M	8.82
NODK	NI HOLDINGS INC	$12.88	N/A	N/A	-25.76x	N/A	0.95x	1.10x	N/A	-$15.12M	-5.59%	$240.34M	11.45	$212.81M	-18.45
PRHI	PRESURANCE HOLDINGS INC	$0.70	N/A	N/A	-0.46x	N/A	0.20x	2.04x	N/A	-$43.88M	-514.33%	$8.97M	0.73	$3.13M	-0.20

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in May 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Hci Group (NYSE:HCI)

Hci Group (NYSE:HCI) is the #1 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Hci Group (NYSE:HCI) is: Value: B, Growth: B, Momentum: D, Sentiment: B, Safety: C, Financials: B, and AI: B.

Hci Group (NYSE:HCI) has a Due Diligence Score of 59, which is 20 points higher than the property & casualty insurance industry average of 39.

HCI passed 22 out of 38 due diligence checks and has strong fundamentals. Hci Group has seen its stock return 0.36% over the past year.

Hci Group has an average 1 year price target of $245.00, an upside of 64.15% from Hci Group's current stock price of $149.25.

Hci Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Hci Group, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Mercury General (NYSE:MCY)

Mercury General (NYSE:MCY) is the #2 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Mercury General (NYSE:MCY) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Mercury General (NYSE:MCY) has a Due Diligence Score of 33, which is -6 points lower than the property & casualty insurance industry average of 39. Although this number is below the industry average, our proven quant model rates MCY as a "A".

MCY passed 12 out of 38 due diligence checks and has average fundamentals. Mercury General has seen its stock return 63.01% over the past year, overperforming other property & casualty insurance stocks by 63 percentage points.

3. Universal Insurance Holdings (NYSE:UVE)

Universal Insurance Holdings (NYSE:UVE) is the #3 top property & casualty insurance stock out of 40 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Universal Insurance Holdings (NYSE:UVE) is: Value: B, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: B, and AI: C.

Universal Insurance Holdings (NYSE:UVE) has a Due Diligence Score of 46, which is 7 points higher than the property & casualty insurance industry average of 39.

UVE passed 17 out of 38 due diligence checks and has strong fundamentals. Universal Insurance Holdings has seen its stock return 52.36% over the past year, overperforming other property & casualty insurance stocks by 52 percentage points.

Universal Insurance Holdings has an average 1 year price target of $40.00, an upside of 2.35% from Universal Insurance Holdings's current stock price of $39.08.

Universal Insurance Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Universal Insurance Holdings, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 27 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Cna Financial (NYSE:CNA)

Cna Financial (NYSE:CNA) has an annual dividend yield of 8.73%, which is 6 percentage points higher than the property & casualty insurance industry average of 2.94%. Cna Financial's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. Cna Financial's dividend has shown consistent growth over the last 10 years.

Cna Financial's dividend payout ratio of 86.2% indicates that its high dividend yield is sustainable for the long-term.

2. Progressive (NYSE:PGR)

Progressive (NYSE:PGR) has an annual dividend yield of 6.98%, which is 4 percentage points higher than the property & casualty insurance industry average of 2.94%. Progressive's dividend payout is not stable, having dropped more than 10% seven times in the last 10 years. Progressive's dividend has not shown consistent growth over the last 10 years.

Progressive's dividend payout ratio of 70.5% indicates that its high dividend yield is sustainable for the long-term.

3. American Coastal Insurance (NASDAQ:ACIC)

American Coastal Insurance (NASDAQ:ACIC) has an annual dividend yield of 6.44%, which is 3 percentage points higher than the property & casualty insurance industry average of 2.94%. American Coastal Insurance's dividend payout is stable, having never dropped by more than 10% in the last 10 years. American Coastal Insurance's dividend has shown consistent growth over the last 10 years.

American Coastal Insurance's dividend payout ratio of 34.1% indicates that its high dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks down?

Property & casualty insurance stocks were down -1.02% in the last day, and down -4.46% over the last week.

We couldn't find a catalyst for why property & casualty insurance stocks are down.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. Heritage Insurance Holdings (NYSE:HRTG)

Heritage Insurance Holdings (NYSE:HRTG) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Heritage Insurance Holdings has a valuation score of 43, which is 10 points higher than the property & casualty insurance industry average of 33. It passed 3 out of 7 valuation due diligence checks.

Heritage Insurance Holdings's stock has gained 42.15% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 42 percentage points.

2. Slide Insurance Holdings (NASDAQ:SLDE)

Slide Insurance Holdings (NASDAQ:SLDE) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Slide Insurance Holdings has a valuation score of 43, which is 10 points higher than the property & casualty insurance industry average of 33. It passed 3 out of 7 valuation due diligence checks.

3. American Integrity Insurance Group (NYSE:AII)

American Integrity Insurance Group (NYSE:AII) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

American Integrity Insurance Group has a valuation score of 43, which is 10 points higher than the property & casualty insurance industry average of 33. It passed 3 out of 7 valuation due diligence checks.

American Integrity Insurance Group's stock has gained 12.07% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 12 percentage points.

Are property & casualty insurance stocks a good buy now?

35.71% of property & casualty insurance stocks rated by analysts are a hold right now. On average, analysts expect property & casualty insurance stocks to rise by 14.92% over the next year.

5.41% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 18.92% of property & casualty insurance stocks are rated B (Buy), 62.16% are rated C (Hold), 13.51% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - property & casualty industry?

The average P/E ratio of the insurance - property & casualty industry is 9.95x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.