Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2025)
Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional

Value Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Banks is Zen Rated D and is the 101st ranked industry out of 145 stock market industries

Ticker	Company	Price	1d %	1w %	1m %	3m %	6m %	1y %	3y %	5y %	10y %	52-week High	52-week Low	% off 52-week High	% off 52-week Low	Beta	Volume	Vol 1d %
HFBL	HOME FEDERAL BANCORP INC OF LOUISIANA	$13.42	0.75%	-0.15%	-0.74%	-0.07%	3.23%	-2.26%	-32.90%	14.21%	23.12%	$14.25	$11.75	5.82%	14.21%	0.04	2,500	212.50%
BYFC	BROADWAY FINANCIAL CORP	$7.86	-2.60%	-5.07%	8.41%	13.58%	-0.01%	47.19%	2.85%	-46.60%	-27.76%	$9.46	$5.60	16.91%	40.36%	0.63	1,400	-48.15%
COLB	COLUMBIA BANKING SYSTEM INC	$25.64	-1.91%	6.52%	7.60%	2.03%	-7.87%	8.60%	-20.59%	-14.96%	-23.37%	$32.85	$19.61	21.95%	30.75%	1.09	2,926,000	25.04%
CLST	CATALYST BANCORP INC	$12.60	0.04%	0.22%	2.86%	6.78%	7.69%	7.14%	-4.40%	N/A	N/A	$14.23	$10.67	11.45%	18.09%	0.18	1,300	-77.97%
GNTY	GUARANTY BANCSHARES INC	$45.50	-1.47%	4.10%	2.52%	7.95%	9.64%	41.61%	21.63%	65.03%	N/A	$47.20	$32.04	3.60%	42.01%	0.65	47,600	-5.56%
AFBI	AFFINITY BANCSHARES INC	$19.00	-0.78%	-0.78%	1.28%	1.23%	3.09%	-10.50%	26.67%	N/A	N/A	$22.50	$17.00	15.56%	11.76%	0.14	2,100	75.00%
FNWB	FIRST NORTHWEST BANCORP	$8.18	2.00%	5.55%	2.25%	-15.15%	-28.31%	-19.09%	-50.48%	-31.32%	-33.39%	$12.10	$6.05	32.40%	35.21%	0.39	83,500	403.01%
ITUB	ITAU UNIBANCO HOLDING SA	$6.97	0.00%	1.60%	10.81%	4.97%	26.93%	13.24%	46.03%	75.83%	67.55%	$7.13	$4.42	2.18%	57.76%	0.67	27,047,000	-7.25%
BHB	BAR HARBOR BANKSHARES	$30.74	-2.32%	3.05%	-0.19%	-1.38%	-8.05%	6.48%	1.79%	47.36%	37.85%	$38.47	$26.43	20.09%	16.31%	0.88	47,000	-11.99%
FGBI	FIRST GUARANTY BANCSHARES INC	$8.12	0.00%	0.62%	-6.56%	-14.16%	-17.73%	-22.45%	-67.57%	-30.86%	N/A	$15.25	$6.56	46.75%	23.87%	0.49	1,500	-31.82%
FDSB	FIFTH DISTRICT BANCORP INC	$13.36	-0.37%	1.98%	2.97%	6.75%	6.12%	28.46%	N/A	N/A	N/A	$14.50	$10.03	7.86%	33.20%	0.31	900	-93.38%
ASRV	AMERISERV FINANCIAL INC	$2.97	1.02%	2.41%	-5.71%	17.39%	14.67%	30.26%	-25.00%	1.02%	-9.73%	$3.42	$2.03	13.16%	46.31%	0.19	7,100	208.70%
IROQ	IF BANCORP INC	$25.10	0.20%	0.40%	0.40%	3.85%	3.21%	46.36%	32.87%	51.30%	51.20%	$25.76	$17.10	2.56%	46.78%	0.04	1,600	N/A
HONE	HARBORONE BANCORP INC	$12.03	-1.31%	2.38%	1.01%	2.47%	-0.25%	-1.23%	-18.27%	30.76%	N/A	$13.73	$8.89	12.38%	35.32%	0.74	177,000	-2.75%
FUSB	FIRST US BANCSHARES INC	$12.11	3.06%	-5.77%	-4.80%	-8.13%	-6.13%	17.56%	36.59%	94.30%	39.18%	$14.30	$10.30	15.32%	17.56%	0.11	4,500	-19.64%
FSEA	FIRST SEACOAST BANCORP INC	$11.21	-1.80%	-2.23%	-0.40%	-0.22%	3.56%	19.97%	-10.81%	48.77%	N/A	$11.80	$8.90	5.04%	25.90%	0.25	4,200	394.12%
GLBZ	GLEN BURNIE BANCORP	$4.00	-0.84%	-1.82%	-27.29%	-22.21%	-18.10%	-14.91%	-60.99%	-56.91%	-66.95%	$6.99	$3.89	42.79%	2.80%	0.11	4,100	-14.58%
BOTJ	BANK OF THE JAMES FINANCIAL GROUP INC	$13.60	-0.37%	-2.16%	-3.27%	-2.09%	-2.16%	0.74%	6.67%	36.93%	33.57%	$17.05	$11.56	20.23%	17.65%	0.17	1,100	0.00%
CFSB	CFSB BANCORP INC	$13.90	0.14%	0.14%	0.36%	78.21%	87.84%	107.15%	54.79%	N/A	N/A	$13.98	$6.34	0.57%	119.24%	0.01	4,100	925.00%
CARV	CARVER BANCORP INC	$1.80	-2.65%	1.69%	-2.17%	24.14%	4.65%	-12.20%	-70.15%	-73.33%	-69.23%	$3.20	$1.30	43.75%	38.46%	0.68	9,900	15.12%
BSBK	BOGOTA FINANCIAL CORP	$9.09	3.38%	8.21%	12.92%	30.49%	17.14%	26.80%	-18.03%	24.52%	N/A	$9.14	$6.59	0.50%	37.94%	0.11	15,300	112.50%
BRKL	BROOKLINE BANCORP INC	$10.56	-1.77%	4.04%	-2.94%	-4.95%	-13.44%	8.20%	-25.48%	4.50%	-2.85%	$13.15	$9.28	19.70%	13.79%	0.84	767,000	128.27%
BBD	BANK BRADESCO	$2.96	0.00%	2.07%	1.37%	8.42%	36.41%	6.09%	-22.31%	-3.71%	-24.18%	$3.13	$1.84	5.43%	60.87%	0.65	27,133,000	-7.52%
CIB	BANCOLOMBIA SA	$49.53	2.00%	5.27%	11.15%	17.37%	20.54%	44.40%	53.15%	93.02%	41.60%	$49.79	$30.65	0.52%	61.60%	0.68	372,000	-9.05%
COSO	COASTALSOUTH BANCSHARES INC	$20.04	-0.02%	-0.64%	-5.07%	N/A	N/A	N/A	N/A	N/A	N/A	$22.68	$19.24	11.66%	4.16%	-0.17	18,800	113.64%
AVAL	GRUPO AVAL ACCIONES Y VALORES SA	$3.16	-0.63%	4.64%	8.59%	10.10%	5.33%	49.06%	-5.95%	-28.83%	-59.38%	$3.32	$1.94	4.82%	62.89%	0.53	30,400	-26.39%
BAFN	BAYFIRST FINANCIAL CORP	$9.25	-4.15%	-22.27%	-36.64%	-39.14%	-46.53%	-29.39%	-51.32%	N/A	N/A	$19.75	$8.80	53.16%	5.11%	0.21	14,900	-41.80%
NSTS	NSTS BANCORP INC	$11.94	0.00%	-1.58%	-1.05%	2.52%	-3.76%	18.95%	8.57%	N/A	N/A	$13.32	$9.37	10.34%	27.46%	0.13	0	-100.00%
AUBN	AUBURN NATIONAL BANCORPORATION INC	$25.88	-0.38%	-4.15%	-0.42%	25.02%	24.01%	44.66%	-8.23%	-39.95%	-4.50%	$29.00	$17.51	10.76%	47.80%	0.12	300	-82.35%
AVBH	AVIDBANK HOLDINGS INC	$24.20	1.89%	4.09%	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$25.20	$22.95	3.97%	5.45%	-0.26	23,700	11.27%

Bank Stocks FAQ

What are the best bank stocks to buy right now in Aug 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Intercorp Financial Services (NYSE:IFS)

Intercorp Financial Services (NYSE:IFS) is the #1 top bank stock out of 330 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Intercorp Financial Services (NYSE:IFS) is: Value: B, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: A.

Intercorp Financial Services (NYSE:IFS) has a Due Diligence Score of 31, which is -5 points lower than the bank industry average of 36. Although this number is below the industry average, our proven quant model rates IFS as a "A".

IFS passed 13 out of 38 due diligence checks and has average fundamentals. Intercorp Financial Services has seen its stock return 65.99% over the past year, overperforming other bank stocks by 56 percentage points.

2. Bankwell Financial Group (NASDAQ:BWFG)

Bankwell Financial Group (NASDAQ:BWFG) is the #2 top bank stock out of 330 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Bankwell Financial Group (NASDAQ:BWFG) is: Value: C, Growth: B, Momentum: B, Sentiment: A, Safety: C, Financials: D, and AI: A.

Bankwell Financial Group (NASDAQ:BWFG) has a Due Diligence Score of 54, which is 18 points higher than the bank industry average of 36.

BWFG passed 19 out of 38 due diligence checks and has strong fundamentals. Bankwell Financial Group has seen its stock return 53.84% over the past year, overperforming other bank stocks by 44 percentage points.

Bankwell Financial Group has an average 1 year price target of $42.00, an upside of 4.32% from Bankwell Financial Group's current stock price of $40.26.

Bankwell Financial Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Bankwell Financial Group, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Citizens Financial Services (NASDAQ:CZFS)

Citizens Financial Services (NASDAQ:CZFS) is the #3 top bank stock out of 330 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Citizens Financial Services (NASDAQ:CZFS) is: Value: A, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Citizens Financial Services (NASDAQ:CZFS) has a Due Diligence Score of 40, which is 4 points higher than the bank industry average of 36.

CZFS passed 14 out of 38 due diligence checks and has average fundamentals. Citizens Financial Services has seen its stock return 18.13% over the past year, overperforming other bank stocks by 8 percentage points.

What are the bank stocks with highest dividends?

Out of 261 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Hdfc Bank (NYSE:HDB)

Hdfc Bank (NYSE:HDB) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.79%. Hdfc Bank's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Hdfc Bank's dividend has shown consistent growth over the last 10 years.

Hdfc Bank's dividend payout ratio of 22.1% indicates that its dividend yield is sustainable for the long-term.

2. Glen Burnie Bancorp (NASDAQ:GLBZ)

Glen Burnie Bancorp (NASDAQ:GLBZ) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.79%. Glen Burnie Bancorp's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Glen Burnie Bancorp's dividend has shown consistent growth over the last 10 years.

3. Macro Bank (NYSE:BMA)

Macro Bank (NYSE:BMA) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.79%. Macro Bank's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Macro Bank's dividend has shown consistent growth over the last 10 years.

Macro Bank's dividend payout ratio of 116.6% indicates that its dividend yield might not be sustainable for the long-term.

Why are bank stocks down?

Bank stocks were down -1.66% in the last day, and up 2.85% over the last week. Shf Holdings was the among the top losers in the banks - regional industry, dropping -17.59% yesterday.

SHF Holdings shares are trading lower after the company announced its Q1 financial statements were not reliable due to an error. The company's restatement will increase expenses and. net loss by $500,000.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Newtekone (NASDAQ:NEWT)

Newtekone (NASDAQ:NEWT) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 24 points higher than the bank industry average of 47. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has dropped -4.75% in the past year. It has underperformed other stocks in the bank industry by -15 percentage points.

2. Op Bancorp (NASDAQ:OPBK)

Op Bancorp (NASDAQ:OPBK) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Op Bancorp has a valuation score of 100, which is 53 points higher than the bank industry average of 47. It passed 7 out of 7 valuation due diligence checks.

Op Bancorp's stock has gained 10.02% in the past year. It has performed in line with other stocks in the bank industry.

3. Citizens Financial Services (NASDAQ:CZFS)

Citizens Financial Services (NASDAQ:CZFS) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Citizens Financial Services has a valuation score of 100, which is 53 points higher than the bank industry average of 47. It passed 7 out of 7 valuation due diligence checks.

Citizens Financial Services's stock has gained 18.13% in the past year. It has overperformed other stocks in the bank industry by 8 percentage points.

Are bank stocks a good buy now?

39.15% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 12.7% over the next year.

0.36% of bank stocks have a Zen Rating of A (Strong Buy), 5.73% of bank stocks are rated B (Buy), 74.19% are rated C (Hold), 17.56% are rated D (Sell), and 2.15% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 12.12x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2025)
Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Intercorp Financial Services (NYSE:IFS)

2. Bankwell Financial Group (NASDAQ:BWFG)

3. Citizens Financial Services (NASDAQ:CZFS)

1. Hdfc Bank (NYSE:HDB)

2. Glen Burnie Bancorp (NASDAQ:GLBZ)

3. Macro Bank (NYSE:BMA)

1. Newtekone (NASDAQ:NEWT)

2. Op Bancorp (NASDAQ:OPBK)

3. Citizens Financial Services (NASDAQ:CZFS)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesBanks - RegionalBest Bank Stocks to Buy Now (2025)Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Intercorp Financial Services (NYSE:IFS)

2. Bankwell Financial Group (NASDAQ:BWFG)

3. Citizens Financial Services (NASDAQ:CZFS)

1. Hdfc Bank (NYSE:HDB)

2. Glen Burnie Bancorp (NASDAQ:GLBZ)

3. Macro Bank (NYSE:BMA)

1. Newtekone (NASDAQ:NEWT)

2. Op Bancorp (NASDAQ:OPBK)

3. Citizens Financial Services (NASDAQ:CZFS)

Company

Stock Tools

Stock Ideas

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2025)
Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.