How to Buy Pagaya Technologies Stock

Pagaya Technologies Ltd

Pagaya Technologies Ltd. operates as a financial technology company in Israel, the United States, and the Cayman Islands.

Pagaya Technologies stock last closed at $11.89, down 5.93% from the previous day, and has decreased 25.97% in one year. It has underperformed other stocks in the Software - Infrastructure industry by 0.04 percentage points. Pagaya Technologies stock is currently +39.88% from its 52-week low of $8.50, and -73.57% from its 52-week high of $44.99.

As of Feb 20, 2026, there are 82.42M PGY shares outstanding. The market capitalization of PGY is $980.01M. In the past 24 hours, 4.25M PGY shares were traded.

How to Buy Pagaya Technologies Stock

Wondering how to invest in Pagaya Technologies stock? Here's how.

  1. Decide where to buy Pagaya Technologies stock: You need to choose an online brokerage, but don't worry - we've analyzed dozens of stock brokerages and apps to help you figure out where to buy Pagaya Technologies stock.
  2. Sign up for a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
  3. Deposit funds into your brokerage account: Select your method of payment and add your information.
  4. Research Pagaya Technologies stock: The Pagaya Technologies ticker symbol is PGY. Is Pagaya Technologies stock a good investment? Should you buy shares of PGY? How do PGY's underlying business fundamentals look? Do top analysts think Pagaya Technologies is a good buy? Why has PGY's stock price moved recently? (Hint: Our stock analysis website can help you understand if PGY is a good stock to buy).
  5. Place your PGY purchase: Decide if you will purchase PGY shares at the current market price or use a limit order to purchase PGY stock at a particular price.
  6. Watch your PGY investment: Create a watchlist to watch your new investment in Pagaya Technologies shares.

Step 1: Decide where to buy Pagaya Technologies stock

You need a brokerage account in order to access the NASDAQ market and buy PGY shares.

A brokerage account is an investment account that enables you to buy and sell a number of investments, such as stocks, bonds, mutual funds, and ETFs.

Our preferred brokerage: eToro

In our opinion, eToro is the best brokerage. eToro gives you:

  • You can invest in stocks with 0% commissions: Invest without paying trading commissions.
  • Buy fractional shares: Even if you don't have the money to buy a full share, you can still invest in the stock.
  • Access to global financial markets: From Tech to Energy, New York to Shanghai (for US users, only US stocks are available) — you can fill your portfolio with stocks from the globe's top stock exchanges.
  • Social investing: eToro boasts a community with more than 20 million users worldwide. Talk to, learn from, and copy the crypto trades of top investors.
  • Security: eToro is a regulated and licensed brokerage platform.
  • Buy other assets: Such as ETFs and cryptocurrencies.

Get $10 towards your share purchase by opening an account with eToro today. This offer is only for US users.

Open eToro Account
eToro securities trading is offered by eToro USA Securities, Inc. (“the BD”), member of FINRA and SIPC. Cryptocurrency is offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk, and content is provided for educational purposes only, does not imply a recommendation, and is not a guarantee of future performance. https://www.wallstreetzen.com is not an affiliate and may be compensated if you access certain products or services offered by the MSB and/or the BD.

Step 2: Sign up for a brokerage account

Now that you've picked your brokerage, you need to fill out some personal information so you are able to invest in PGY stock today.

How to Open a New Account on eToro

  1. Click here to get started.
    eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
  2. Enter your personal data to create your new trading account.
  1. Submit your information by clicking the "Create Account" button.
  2. Get started with eToro today
    eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Step 3: Deposit funds into your brokerage account

Now that you have opened your account on the best stock trading app, your next step is to transfer the money for your investment:

Check out this video walkthrough if you need help transferring money into your new brokerage account.

Get started with eToro today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Step 4: Research Pagaya Technologies stock

Once you have decided on the best place to buy Pagaya Technologies stock, it's crucial to analyze their stock before you invest, so you actually wrap your head around the risk as well as the opportunity.

Pagaya Technologies stock data

PGY Price
$11.89
1w %
-4.34%
1y %
-25.97%
5y %
-90.19%
P/E
-4.34x
P/B
2.24x
P/S
0.75x
PEG
N/A
Revenue
$1.25B
Earnings
-$193.59M
Fore. Rev. Growth
16.88%
Fore. Earn. Growth
N/A
Market Cap
$980.01M
Next Earnings
N/A
Next Dividend
N/A

Pagaya Technologies Due Diligence Score

WallStreetZen was built to help average investors perform more in-depth fundamental analysis.

You can see all of the due diligence checks on PGY's stock page.

Is PGY stock overvalued?

You can use many financial metrics, analyses, models, and charts to gauge PGY's fair value.

Using relative valuations measures:

  • PGY may be undervalued based on its P/B ratio of 2.24x, relative to Software - Infrastructure industry P/B ratio of 7.94x

You can access additional valuation analysis on PGY's stock here.

How do PGY Financials look?

Passed Financial Due Diligence Checks:

  • PGY's operating cash flow of $190.89M allows it to safely service it's debt of $802.42M.
  • PGY profit margin has gone up from -18.3% to -15.5% in the past year.

Failed Financial Due Diligence Checks:

  • PGY earnings of -$187.02M is not enough to cover its interest payments.
  • PGY has a relatively high debt to equity ratio of 2.03.

Is it a good time to buy Pagaya Technologies stock, according to Wall Street analysts?

Out of 5 sell side analysts who research PGY, the consensus analyst rating on Pagaya Technologies is a Strong Buy

Please keep in mind that analyst forecasts are not stock recommendations, nor are they investment advice.

You can dive deeper into what analysts are projecting on the Pagaya Technologies stock forecast page.

PGY Trading Indicators

SMA10
13.36
SMA20
16.58
SMA50
20.43
SMA100
23.5
SMA200
24.96
MACD
-2.69
MACD Signal
-2.36
MACD Histogram
-0.34
RSI
24.79
Stochastic %K
5.16
Stochastic %D
5.34
StochRSI %K
10.18
StochRSI %D
8.04

Is PGY Growing Revenue?

Last year, PGY revenue was $1.25B. Over the past 4 year, PGY's revenue has increased by 40.49% per year. This was faster than the Software - Infrastructure industry average of 17.54%.

You can analyze PGY's earnings and revenue performance here.

Who is buying/selling PGY?

In the last year, executives and large shareholders at PGY have sold more shares than they have bought.

Sanjiv Das, President of PGY, was the latest PGY insider to sell. They sold $90,695.55 worth of PGY stock on Jan 5, 2026.

Dig into more about who owns PGY shares here.

Does PGY stock generate passive income?

No, Pagaya Technologies doesn't provide an income stream by paying out dividends.

What do other traders have to say about PGY?

One of the reasons eToro is our favorite brokerage is because of its social trading community.

Click below to see what other investors have to say.

Step 5: Place your PGY purchase

You have two primary options:

  • Market order: A market order is an order to buy or sell a security at the best price on the market.
    Market orders are generally the best for newer investors.
  • Limit order: A limit order allows you to buy or sell a stock at a specific price (or better).
    If you want to be sure you're buying or selling at a given dollar amount, use a limit order.

Click the Open button and your broker will place the order.

If you want additional help investing in stocks on eToro, click the how to video below:

Open eToro Account

Step 6: Watch your PGY investment

Now that you own some PGY shares, you'll want to stay up-to-date on your new investment.

Start a watchlist to track the most important metrics related to your PGY stock.

PGY Feed

How to Buy Stock in Pagaya Technologies

To reiterate, here are the 6 steps to buy Pagaya Technologies stock:

  1. Decide where to buy Pagaya Technologies stock
  2. Sign up for a brokerage account
  3. Deposit funds into your brokerage account
  4. Research Pagaya Technologies stock
  5. Place your PGY purchase
  6. Watch your PGY investment

If you are looking for a brokerage, eToro is our favorite option.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you would like to keep tabs on your new investment in Pagaya Technologies, add PGY to your watchlist below.

NASDAQ: PGY
$11.89-0.75 (-5.93%)
Updated Feb 20, 2026
Open eToro Account
Your capital is at risk.
NASDAQ: PGY
$11.89-0.75 (-5.93%)
Updated Feb 20, 2026
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Pagaya Technologies share?

As of Feb 20, 2026, it costs $11.89 to buy one share of Pagaya Technologies stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $5, you can buy 0.421 shares of PGY.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Pagaya Technologies stock?

According to 5 Wall Street analysts who monitor Pagaya Technologies, their consensus recommendation is to buy Pagaya Technologies stock.

What is the best way to buy Pagaya Technologies stock?

One way to place an order for Pagaya Technologies stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.