How to Buy Pagaya Technologies Stock
Pagaya Technologies Ltd
Pagaya Technologies Ltd. operates as a financial technology company in Israel, the United States, and the Cayman Islands.
Pagaya Technologies stock last closed at $22.93, up 4.09% from the previous day, and has increased 152.26% in one year. It has overperformed other stocks in the Software - Infrastructure industry by 1.53 percentage points. Pagaya Technologies stock is currently +177.27% from its 52-week low of $8.27, and -49.03% from its 52-week high of $44.99.
As of Dec 18, 2025, there are 82.42M PGY shares outstanding. The market capitalization of PGY is $1.89B. In the past 24 hours, 3.14M PGY shares were traded.
How to Buy Pagaya Technologies Stock
Wondering how to invest in Pagaya Technologies stock? Here's how.
- Decide where to buy Pagaya Technologies stock: You need to choose an online brokerage, but don't worry - we've analyzed dozens of stock brokerages and apps to help you figure out where to buy Pagaya Technologies stock.
- Sign up for a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
- Deposit funds into your brokerage account: Select your method of payment and add your information.
- Research Pagaya Technologies stock: The Pagaya Technologies ticker symbol is PGY. Is Pagaya Technologies stock a good investment? Should you buy shares of PGY? How do PGY's underlying business fundamentals look? Do top analysts think Pagaya Technologies is a good buy? Why has PGY's stock price moved recently? (Hint: Our stock analysis website can help you understand if PGY is a good stock to buy).
- Place your PGY purchase: Decide if you will purchase PGY shares at the current market price or use a limit order to purchase PGY stock at a particular price.
- Watch your PGY investment: Create a watchlist to watch your new investment in Pagaya Technologies shares.
Step 1: Decide where to buy Pagaya Technologies stock
You need a brokerage account in order to access the NASDAQ market and buy PGY shares.
Our preferred brokerage: eToro
In our opinion, eToro is the best brokerage. eToro gives you:
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- Social investing: eToro boasts a community with more than 20 million users worldwide. Talk to, learn from, and copy the crypto trades of top investors.
- Security: eToro is a regulated and licensed brokerage platform.
- Buy other assets: Such as ETFs and cryptocurrencies.
Get $10 towards your share purchase by opening an account with eToro today. This offer is only for US users.
Open eToro AccountStep 2: Sign up for a brokerage account
Now that you've picked your brokerage, you need to fill out some personal information so you are able to invest in PGY stock today.
How to Open a New Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Enter your personal data to create your new trading account.
- Submit your information by clicking the "Create Account" button. Get started with eToro today
Step 3: Deposit funds into your brokerage account
Now that you have opened your account on the best stock trading app, your next step is to transfer the money for your investment:
Check out this video walkthrough if you need help transferring money into your new brokerage account.
Step 4: Research Pagaya Technologies stock
Once you have decided on the best place to buy Pagaya Technologies stock, it's crucial to analyze their stock before you invest, so you actually wrap your head around the risk as well as the opportunity.
Pagaya Technologies stock data
Pagaya Technologies Due Diligence Score
WallStreetZen was built to help average investors perform more in-depth fundamental analysis.
You can see all of the due diligence checks on PGY's stock page.
Is PGY stock overvalued?
You can use many financial metrics, analyses, models, and charts to gauge PGY's fair value.
Using relative valuations measures:
- PGY may be undervalued based on its P/B ratio of 4.31x, relative to Software - Infrastructure industry P/B ratio of 10.11x
You can access additional valuation analysis on PGY's stock here.
How do PGY Financials look?
Passed Financial Due Diligence Checks:
- PGY's operating cash flow of $190.89M allows it to safely service it's debt of $802.42M.
- PGY profit margin has gone up from -18.3% to -15.5% in the past year.
Failed Financial Due Diligence Checks:
- PGY earnings of -$187.02M is not enough to cover its interest payments.
- PGY has a relatively high debt to equity ratio of 2.03.
Is it a good time to buy Pagaya Technologies stock, according to Wall Street analysts?
Out of 7 sell side analysts who research PGY, the consensus analyst rating on Pagaya Technologies is a Strong Buy
Please keep in mind that analyst forecasts are not stock recommendations, nor are they investment advice.
Most Recent PGY Analyst Forecasts
Peter Christiansen, a bottom 11% analyst from Citigroup maintains PGY with a strong buy rating and raises their PGY price target from $16.50 to $40.00, on Jul 21, 2025.
Citigroup's Peter Christiansen raised their price target on Pagaya Technologies (NASDAQ: PGY) by 142.4% from $16.5 to $40 on 2025/07/21. The analyst maintained their Strong Buy rating on the stock.
According to Christiansen, their price target hike on Pagaya Technologies was based on stronger network growth projections supported by better private credit momentum.
In its lending technology portfolio, the name remains Citigroup's favorite, the analyst noted.
Rayna Kumar, a bottom 7% analyst from Oppenheimer maintains PGY with a buy rating and raises their PGY price target from $16.00 to $25.00, on Jul 2, 2025.
You can dive deeper into what analysts are forecasting on the Pagaya Technologies stock forecast page.
Metrics for Advanced PGY Traders
How are PGY Revenues/Earnings doing?
Last year, PGY revenue was $1.25B. In the last four year, PGY's revenue has grown by 40.49% per year. This was faster than the Software - Infrastructure industry average of 17.48%.
You can research PGY's earnings and revenue performance here.
Who is buying/selling PGY?
Over the last 12 months, executives and large shareholders at PGY have sold more shares than they have bought.
Sanjiv Das, President of PGY, was the latest PGY insider to sell. They sold $12,694.80 worth of PGY stock on Dec 12, 2025.
Dig into more about who owns PGY stock here.
Does PGY provide a stable income stream?
No, Pagaya Technologies doesn't provide an income stream by paying out dividends.
PGY Social Trading Data
One of the reasons eToro is our highest-rated brokerage is because of its social trading community.
Click below to learn what other community members have to say.
Step 5: Place your PGY purchase
You have two primary order types:
- Market order: A market order is an order to buy or sell a stock at the best possible price.
Market orders are generally sufficient. - Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
If you want to make sure you're buying or selling at a specific price, place a limit order.
Click the Open button and eToro will place the order.
If you need additional help buying stocks on eToro, click the how to video below:
Step 6: Watch your PGY investment
Now that you own some shares in PGY, you'll want to stay up-to-date on your new shares.
Make a watchlist to track the most important metrics related to your PGY stock.
PGY Feed
How to Buy Stock in Pagaya Technologies
To reiterate, here are the 6 steps for buying Pagaya Technologies stock:
- Decide where to buy Pagaya Technologies stock
- Sign up for a brokerage account
- Deposit funds into your brokerage account
- Research Pagaya Technologies stock
- Place your PGY purchase
- Watch your PGY investment
If you are looking for a brokerage, eToro is our recommended option.
Get Started with eToro TodayIf you want to get updates on your investment in Pagaya Technologies, create a watchlist today.
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