NASDAQ: PGYPagaya Technologies Ltd Stock
$15.42-0.33 (-2.1%)
Updated Jun 12, 2026
PGY Price
$15.42
Fair Value Price
$2.97
Market Cap
$1.28B
52 Week Low
$10.40
52 Week High
$44.99
P/E
13.07x
P/B
2.41x
P/S
0.73x
PEG
0.47x
Dividend Yield
N/A
Revenue
$1.33B
Earnings
$98.19M
Gross Margin
42.9%
Operating Margin
6.33%
Profit Margin
7.4%
Debt to Equity
1.93
Operating Cash Flow
$247M
Beta
1.82
Next Earnings
Aug 6, 2026
Ex-Dividend
N/A
Next Dividend
N/A
PGY Overview
Pagaya Technologies Ltd. is a financial technology enterprise operating across Israel, the United States, and the Cayman Islands. The company specializes in developing and implementing its proprietary artificial intelligence systems and associated software platforms. These advanced solutions are designed to assist its diverse range of partners – including rapidly growing fintech companies, traditional financial institutions, auto finance providers, and brokers – in originating various loans and other financial assets. Founded in 2016, Pagaya Technologies Ltd. is headquartered in Tel Aviv, Israel.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine PGY's potential to beat the market
BBuy
- Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Software Infrastructure
Industry Rating
B
PGY
Ranked#20 of 128
Ranked#20 of 128
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $21.23 | A | |
| $26.80 | A | |
| $4.70 | A |
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PGY News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how PGY scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
PGY ($15.42) is overvalued by 419.77% relative to our estimate of its Fair Value price of $2.97 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
PGY ($15.42) is not significantly undervalued (419.77%) relative to our estimate of its Fair Value price of $2.97 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
PGY ($15.42) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more PGY due diligence checks available for Premium users.
Valuation
PGY fair value
Fair Value of PGY stock based on Discounted Cash Flow (DCF)
Price
$15.42
Fair Value
$2.97
Overvalued by
419.77%
PGY ($15.42) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
PGY ($15.42) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
PGY ($15.42) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
PGY price to earnings (PE)
For valuing profitable companies with steady earnings
Company
13.07x
Industry
-215.26x
Market
14.15x
PGY is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PGY is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
PGY price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
2.41x
Industry
7.74x
PGY is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
PGY price to earnings growth (PEG)
For valuing profitable companies with growth potential
PGY is good value based... subscribe to Premium to read more.
PEG Value Valuation
PGY's financial health
Profit margin
Revenue
$317.9M
Net Income
$24.7M
Profit Margin
7.8%
PGY's Earnings (EBIT) of $84.13M... subscribe to Premium to read more.
Interest Coverage Financials
PGY's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.6B
Liabilities
$1.0B
Debt to equity
1.93
PGY's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
PGY's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$43.2M
Investing
-$15.9M
Financing
$64.2M
PGY's operating cash flow ($247.38M)... subscribe to Premium to read more.
Debt Coverage Financials
PGY vs Software Infrastructure Stocks
Pagaya Technologies Stock FAQ
Company
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