NASDAQ: PGY
Pagaya Technologies Ltd Stock

$11.19-0.16 (-1.41%)
Updated Mar 19, 2025
PGY Price
$11.19
Fair Value Price
$3.27
Market Cap
$842.59M
52 Week Low
$8.20
52 Week High
$19.20
P/E
-1.98x
P/B
2.58x
P/S
0.64x
PEG
N/A
Dividend Yield
N/A
Revenue
$1.03B
Earnings
-$401.41M
Gross Margin
42.1%
Operating Margin
-36.51%
Profit Margin
-38.9%
Debt to Equity
2.38
Operating Cash Flow
$67M
Beta
1.53
Next Earnings
May 7, 2025
Ex-Dividend
N/A
Next Dividend
N/A

PGY Overview

Pagaya Technologies Ltd. operates as a financial technology company in Israel, the United States, and the Cayman Islands. It develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include high-growth financial technology companies, incumbent financial institutions, auto finance providers, and brokers. The company was founded in 2016 and is headquartered in Tel Aviv, Israel.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine PGY's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Software Infrastructure

Industry Rating
B
PGY
Ranked
#93 of 125

Top Ranked Stocks in Industry

View Top Software Infrastructure Stocks

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PGY News

Overview

Due Diligence Score

Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how PGY scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

PGY ($11.19) is overvalued by 242.63% relative to our estimate of its Fair Value price of $3.27 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
PGY ($11.19) is not significantly undervalued (242.63%) relative to our estimate of its Fair Value price of $3.27 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
PGY is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more PGY due diligence checks available for Premium users.

Valuation

PGY fair value

Fair Value of PGY stock based on Discounted Cash Flow (DCF)

Price
$11.19
Fair Value
$3.27
Overvalued by
242.63%
PGY ($11.19) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
PGY ($11.19) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
PGY is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

PGY price to earnings (PE)

For valuing profitable companies with steady earnings

Company
-1.98x
Industry
-57.03x
Market
31.13x

PGY price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
2.58x
Industry
10.18x
PGY is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

PGY's financial health

Profit margin

Revenue
$279.4M
Net Income
-$237.9M
Profit Margin
-85.2%
PGY's Earnings (EBIT) of -$376.83M... subscribe to Premium to read more.
Interest Coverage Financials
PGY's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.3B
Liabilities
$775.3M
Debt to equity
2.38
PGY's short-term assets ($351.48M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
PGY's long-term liabilities ($579.78M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
PGY's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$32.1M
Investing
-$36.0M
Financing
$587.8M
PGY's operating cash flow ($66.52M)... subscribe to Premium to read more.
Debt Coverage Financials

PGY vs Software Infrastructure Stocks

TickerZen RatingMarket Cap1d %P/EP/B
PGYC$842.59M-1.41%-1.98x2.58x
CINTB$864.48M+0.63%31.68xN/A
IIIVC$817.26M+2.87%5.06x2.18x
YEXTB$809.50M+2.40%-29.09x5.28x
TIXTC$767.25M+0.72%-12.68x0.39x

Pagaya Technologies Stock FAQ

What is Pagaya Technologies's quote symbol?

(NASDAQ: PGY) Pagaya Technologies trades on the NASDAQ under the ticker symbol PGY. Pagaya Technologies stock quotes can also be displayed as NASDAQ: PGY.

If you're new to stock investing, here's how to buy Pagaya Technologies stock.

What is the 52 week high and low for Pagaya Technologies (NASDAQ: PGY)?

(NASDAQ: PGY) Pagaya Technologies's 52-week high was $19.20, and its 52-week low was $8.20. It is currently -41.72% from its 52-week high and 36.46% from its 52-week low.

How much is Pagaya Technologies stock worth today?

(NASDAQ: PGY) Pagaya Technologies currently has 75,298,338 outstanding shares. With Pagaya Technologies stock trading at $11.19 per share, the total value of Pagaya Technologies stock (market capitalization) is $842.59M.

Pagaya Technologies stock was originally listed at a price of $121.20 in Feb 25, 2021. If you had invested in Pagaya Technologies stock at $121.20, your return over the last 4 years would have been -90.77%, for an annualized return of -44.88% (not including any dividends or dividend reinvestments).

How much is Pagaya Technologies's stock price per share?

(NASDAQ: PGY) Pagaya Technologies stock price per share is $11.19 today (as of Mar 19, 2025).

What is Pagaya Technologies's Market Cap?

(NASDAQ: PGY) Pagaya Technologies's market cap is $842.59M, as of Mar 20, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Pagaya Technologies's market cap is calculated by multiplying PGY's current stock price of $11.19 by PGY's total outstanding shares of 75,298,338.
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.