NASDAQ: PGYPagaya Technologies Ltd Stock
$11.19-0.16 (-1.41%)
Updated Mar 19, 2025
PGY Price
$11.19
Fair Value Price
$3.27
Market Cap
$842.59M
52 Week Low
$8.20
52 Week High
$19.20
P/E
-1.98x
P/B
2.58x
P/S
0.64x
PEG
N/A
Dividend Yield
N/A
Revenue
$1.03B
Earnings
-$401.41M
Gross Margin
42.1%
Operating Margin
-36.51%
Profit Margin
-38.9%
Debt to Equity
2.38
Operating Cash Flow
$67M
Beta
1.53
Next Earnings
May 7, 2025
Ex-Dividend
N/A
Next Dividend
N/A
PGY Overview
Pagaya Technologies Ltd. operates as a financial technology company in Israel, the United States, and the Cayman Islands. It develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include high-growth financial technology companies, incumbent financial institutions, auto finance providers, and brokers. The company was founded in 2016 and is headquartered in Tel Aviv, Israel.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine PGY's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Software Infrastructure
Industry Rating
B
PGY
Ranked#93 of 125
Ranked#93 of 125
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $60.16 | A | |
| $12.10 | A | |
| $21.62 | A |
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PGY News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how PGY scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
PGY ($11.19) is overvalued by 242.63% relative to our estimate of its Fair Value price of $3.27 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
PGY ($11.19) is not significantly undervalued (242.63%) relative to our estimate of its Fair Value price of $3.27 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
PGY is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more PGY due diligence checks available for Premium users.
Valuation
PGY fair value
Fair Value of PGY stock based on Discounted Cash Flow (DCF)
Price
$11.19
Fair Value
$3.27
Overvalued by
242.63%
PGY ($11.19) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
PGY ($11.19) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
PGY is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
PGY price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-1.98x
Industry
-57.03x
Market
31.13x
PGY price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
2.58x
Industry
10.18x
PGY is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
PGY's financial health
Profit margin
Revenue
$279.4M
Net Income
-$237.9M
Profit Margin
-85.2%
PGY's Earnings (EBIT) of -$376.83M... subscribe to Premium to read more.
Interest Coverage Financials
PGY's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.3B
Liabilities
$775.3M
Debt to equity
2.38
PGY's short-term assets ($351.48M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
PGY's long-term liabilities ($579.78M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
PGY's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$32.1M
Investing
-$36.0M
Financing
$587.8M
PGY's operating cash flow ($66.52M)... subscribe to Premium to read more.
Debt Coverage Financials
PGY vs Software Infrastructure Stocks
Pagaya Technologies Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.