How to Buy Dave Stock
Dave Inc
Dave Inc. provides a suite of financial products and services through its financial service online platform.
Dave stock last closed at $214.24, down 2.14% from the previous day, and has increased 480.6% in one year. It has overperformed other stocks in the Software - Application industry by 4.93 percentage points. Dave stock is currently +472.22% from its 52-week low of $37.44, and -25.21% from its 52-week high of $286.45.
There are currently 13.5M shares of DAVE outstanding. The market cap of DAVE is $2.89B. In the last 24 hours, 438,000 DAVE shares were traded.
How to Buy Dave Stock
Wondering how to invest in Dave stock? Here's how.
- Figure out where to buy Dave stock: You need to decide on a stock brokerage, but don't worry - we've tried dozens of online stock brokerages and apps to help you determine where to buy Dave stock.
- Open a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've selected.
- Put funds into your investment account: Choose your payment method and add your info.
- Research Dave stock: The Dave ticker symbol is DAVE. Is Dave stock a good investment? Should you buy shares of DAVE? How do DAVE's underlying business fundamentals look? Do top analysts think Dave is a good buy? Why has DAVE's stock price moved recently? (Hint: Our stock analysis website can help you evaluate if DAVE is a good stock to buy).
- Place your DAVE purchase: Decide if you will purchase DAVE shares at the current market price or use a limit order to buy DAVE stock at a given price.
- Monitor your DAVE investment: Create a watchlist to watch your new investment in Dave stock.
Step 1: Figure out where to buy Dave stock
You need a brokerage account to access the NASDAQ market and buy DAVE shares.
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Open eToro AccountStep 2: Open a brokerage account
Now that you've picked the best brokerage, you'll need to fill out some personal info so you can buy DAVE stock today.
How to Start a New Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Enter your personal info to start a new trading account.
- Send your info by pressing the "Create Account" button. Get started with eToro today
Step 3: Put funds into your investment account
Now that you've finished signing up on app for stock, your next step is to transfer the money for your investment:
Check out the video below if you need help depositing money into your new investment account.
Step 4: Research Dave stock
After you have chosen the best place to buy Dave stock, it's crucial to analyze their stock before you buy, so you actually understand the risk as well as the opportunity.
Overview of key DAVE info
DAVE Overview
WallStreetZen was designed to help part-time investors do better fundamental analysis.
You can view all of the due diligence checks on DAVE's stock page.
What is the fair value of DAVE stock?
Analysts use a variety of different financial metrics, analyses, models, and charts to gauge DAVE's fair value.
Using relative valuations measures:
- DAVE could be overvalued based on its P/E ratio of 50.65x, relative to Software - Application industry P/E ratio of 29.01x
- DAVE may be overvalued based on its P/B ratio of 13.32x, relative to Software - Application industry P/B ratio of 6.75x
- DAVE may be overvalued based on its PEG ratio of 1.12x
You can access additional valuation research on DAVE's stock here.
DAVE Financials at a glance
Passed Health Checks:
- There are more short-term assets than short-term liabilities on the DAVE balance sheet.
- DAVE's operating cash flow of $192.23M allows it to safely service it's debt of $75.38M.
- There are more short-term assets than long-term liabilities on the DAVE balance sheet.
- DAVE profit margin has gone up from 9.8% to 12.7% in the past year.
- DAVE earnings of $71.05M is not sufficient to cover its interest payments.
Failed Health Checks:
- DAVE has a relatively high debt to equity ratio of 0.68.
Is it a good time to buy Dave stock, according to Wall Street analysts?
Out of 6 Wall Street analysts who give forecasts on DAVE, the consensus analyst rating on Dave is a Strong Buy
It's important to note that analyst ratings are not recommendations, nor are they financial advice.
Most Recent DAVE Analyst Upgrades/Downgrades
Jacob Stephan, a top 17% analyst from Lake Street maintains DAVE with a strong buy rating and raises their DAVE price target from $118.00 to $177.00, on May 9, 2025.
Lake Street's Jacob Stephan raised their price target on Dave (NASDAQ: DAVE) by 50% from $118 to $177 on 2025/05/09. The analyst maintained their Strong Buy rating on the stock.
Dave reported its Q1 2025 earnings.
The quarter delivered "sizeable upside to consensus," and management raised its FY 2025 revenue and adjusted EBITDA guidance 10% and 39%, respectively, Stephan summarized.
Looking ahead, the analyst said that "the full benefit of the pricing shift has yet to be realized, which should mean Q2 returns another quarter of accelerating growth."
Earnings Report
For Q1 2025, Dave reported:
- EPS of $2.48, which beat the Zacks Consensus Estimate of $1.54 and Q1 2024's $0.62.
- Revenue of $108M, which beat the Zacks Consensus Estimate by 17.9% and Q1 2024's $73.6M.
For FY 2025, management guided:
- Revenue of $460M to $475M, up from the $415M to $435M.
CEO Jason Wilk commented: “We knocked the cover off the ball in Q1.
“Revenue grew at the fastest year-over-year pace since 2021 when our business was a fraction of its current size.
"Given the operating leverage of our business model, Adjusted EBITDA increased 235% year-over-year and 32% sequentially to $44.2 million.
"This acceleration was driven by solid execution across the business and amplified by the early success of our new fee structure, which has enhanced monetization and conversion rates while maintaining strong member retention.
“Despite the typical seasonal patterns that temper ExtraCash demand in Q1, we originated over $1.5 billion, up 46% from Q1 2024 and 3% from Q4.
"Meanwhile, our credit metrics continue to hit record levels with our 28-day delinquency rate dropping by 33 basis points year-over-year, driven by ongoing optimization of CashAI.
"These improvements contributed to another record quarter of non-GAAP variable margin, which reached 77%, nearly doubling over the past three years.
“Building on the success of CashAI and our increased confidence in our new fee model, in combination with our positive growth outlook, we are raising full-year Revenue and Adjusted EBITDA guidance.”
You can dig deeper into what analysts are forecasting on the Dave stock forecast page.
DAVE Technical Indicators
How is DAVE performing as a company?
Last year, DAVE earnings were $55.12M. During the past 1 years, DAVE's earnings have increased by 81.55% per year. This was slower than the Software - Application industry average of 136.26%.
Last year, DAVE revenue was $433.07M. During the last 3 year, DAVE's revenue has grown by 115.77% per year. This was faster than the Software - Application industry average of 22.45%.
You can analyze DAVE's earnings and revenue performance here.
Latest Insiders Trades at DAVE
In the past 12 months, executives and large shareholders at DAVE have sold more shares than they have bought.
Kyle Beilman, CFO and COO and Secretary of DAVE, was the latest DAVE insider to sell. They sold $262,200.00 worth of DAVE stock on Sep 15, 2025.
Dig into more about who owns DAVE stock here.
Does DAVE provide a stable income stream?
No, Dave doesn't provide an income stream by paying out dividends.
What do other investors have to say about DAVE?
One of the reasons eToro is our top-rated brokerage is because of its social trading community.
Click below to learn what other traders have to say.
Step 5: Place your DAVE purchase
There are two main types of orders:
- Market order: A market order is an order to buy or sell a security at the best price on the market.
Market orders are usually the easiest way to buy. - Limit order: A limit order allows you to buy or sell a security at a specific price (or better).
If you want to make sure you're buying or selling at a given price, place a limit order.
Hit the Open Trade button and your broker will place the order.
If you want more help buying stocks on eToro, click the how to video below:
Step 6: Monitor your DAVE investment
Now that you own some DAVE stock, you'll want to keep up with your new investment.
Add DAVE to a watchlist to track your DAVE stock.
DAVE Feed
How to Buy Stock in Dave
To summarize, here are the 6 steps you need to take to buy Dave stock right now:
- Figure out where to buy Dave stock
- Open a brokerage account
- Put funds into your investment account
- Research Dave stock
- Place your DAVE purchase
- Monitor your DAVE investment
If you need a online brokerage, eToro is our recommended option.
Get Started with eToro TodayIf you want to keep tabs on your new investment in Dave, create your watchlist below.
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