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NASDAQ: DAVE
Dave Inc Stock

Overview
ForecastEarningsRevenueDividendOwnership
$185.45+1.60 (+0.87%)
Updated May 16, 2025
DAVE Price
$185.45
Fair Value Price
-$18.39
Market Cap
$2.47B
52 Week Low
$28.31
52 Week High
$188.93
P/E
45.68x
P/B
12.4x
P/S
2.85x
PEG
N/A
Dividend Yield
N/A
Revenue
$381.43M
Earnings
$52.44M
Gross Margin
92.2%
Operating Margin
16.86%
Profit Margin
13.7%
Debt to Equity
0.58
Operating Cash Flow
$152M
Beta
1.72
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

DAVE Overview

Dave Inc. provides online financial products and services. Platforms include Insights, a personal financial management tool, ExtraCash, a free overdraft and short-term credit alternative, and Side Hustle, a job application portal. Dave also provides digital checking and demand deposit account s through ave Banking. The company was founded in 2015 and is based in West Hollywood, CA.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine DAVE's potential to beat the market

BBuy
  • Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More
View All “A” Zen Rated Stocks
→

Zen Rating Component Grades

D
Value
B
Growth
B
Momentum
A
Sentiment
C
Safety
A
Financials
C
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: App

Industry Rating
B
DAVE
Ranked#40 of 199

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
Corecard (CCRD)
$24.43A
Red Violet (RDVT)
$49.20A
Rimini Street (RMNI)
$3.34A
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DAVE News

Overview

Due Diligence Score

–
Industry Average (26)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how DAVE scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

DAVE ($185.45) is overvalued by 1,108.6% relative to our estimate of its Fair Value price of -$18.39 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
DAVE ($185.45) is not significantly undervalued (1,108.6%) relative to our estimate of its Fair Value price of -$18.39 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
DAVE is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more DAVE due diligence checks available for Premium users.

Valuation

DAVE fair value

Fair Value of DAVE stock based on Discounted Cash Flow (DCF)

Price
$185.45
Fair Value
-$18.39
Undervalued by
1,108.60%
DAVE ($185.45) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
DAVE ($185.45) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
DAVE is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

DAVE price to earnings (PE)

For valuing profitable companies with steady earnings

Company
45.68x
Industry
30.92x
Market
25.95x
DAVE is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
DAVE is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

DAVE price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
12.4x
Industry
7.39x
DAVE is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

DAVE's financial health

Profit margin

Revenue
$108.0M
Net Income
$28.8M
Profit Margin
26.7%
DAVE's Earnings (EBIT) of $64.31M... subscribe to Premium to read more.
Interest Coverage Financials
DAVE's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$315.7M
Liabilities
$116.2M
Debt to equity
0.58
DAVE's short-term assets ($298.78M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
DAVE's short-term assets ($298.78M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
DAVE's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$45.2M
Investing
-$28.1M
Financing
-$19.9M
DAVE's operating cash flow ($152.04M)... subscribe to Premium to read more.
Debt Coverage Financials

DAVE vs App Stocks

TickerZen RatingMarket Cap1d %P/EP/B
DAVEB$2.47B+0.87%45.68x12.40x
RNGA$2.53B+0.29%-63.84x-4.67x
AGYSC$2.40B+3.97%111.69x9.37x
DVC$2.31B-1.11%47.47x2.24x
PRGSA$2.72B+0.80%48.18x6.29x
View Top App Stocks

Dave Stock FAQ

What is Dave's quote symbol?

(NASDAQ: DAVE) Dave trades on the NASDAQ under the ticker symbol DAVE. Dave stock quotes can also be displayed as NASDAQ: DAVE.

If you're new to stock investing, here's how to buy Dave stock.

What is the 52 week high and low for Dave (NASDAQ: DAVE)?

(NASDAQ: DAVE) Dave's 52-week high was $188.93, and its 52-week low was $28.31. It is currently -1.84% from its 52-week high and 555.07% from its 52-week low.

How much is Dave stock worth today?

(NASDAQ: DAVE) Dave currently has 13,340,440 outstanding shares. With Dave stock trading at $185.45 per share, the total value of Dave stock (market capitalization) is $2.47B.

Dave stock was originally listed at a price of $321.60 in Mar 5, 2021. If you had invested in Dave stock at $321.60, your return over the last 4 years would have been -42.34%, for an annualized return of -12.86% (not including any dividends or dividend reinvestments).

How much is Dave's stock price per share?

(NASDAQ: DAVE) Dave stock price per share is $185.45 today (as of May 16, 2025).

What is Dave's Market Cap?

(NASDAQ: DAVE) Dave's market cap is $2.47B, as of May 18, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Dave's market cap is calculated by multiplying DAVE's current stock price of $185.45 by DAVE's total outstanding shares of 13,340,440.
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