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How to Buy Citizens Stock

Citizens Inc

Citizens is a property & casualty insurance company located in Texas, United States, which is part of the Financial Services sector, and is traded under the ticker CIA on the NYSE exchange.

Citizens stock last closed at $2.12, down 8.23% from the previous day, and has increased 21.84% in one year. It has underperformed other stocks in the Insurance - Life industry by 0.18 percentage points. Citizens stock is currently +29.27% from its 52-week low of $1.64, and -42.55% from its 52-week high of $3.69.

There are currently 49.63M CIA shares outstanding. The market capitalization of CIA is $105.22M. In the past 24 hours, 92,491 CIA shares were traded.

How to Buy Citizens Stock

Wondering how to invest in Citizens stock? Here's how.
  1. Choose where to buy Citizens stock: You need to choose a stock brokerage, but don't worry - we've researched dozens of stock brokerages and apps to help you figure out where to buy Citizens stock.
  2. Create a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
  3. Put funds into your investment account: Pick your payment method and add your details.
  4. Research Citizens stock: The Citizens ticker symbol is CIA. Is Citizens stock a good investment? Should you buy shares of CIA? How do CIA's underlying business fundamentals look? Do top analysts think Citizens is a good buy? Why has CIA's stock price moved recently? (Hint: Our stock market analysis website can help you understand if CIA is a good stock to buy).
  5. Make your CIA purchase: Decide if you will purchase CIA shares at the current market price or use a limit order to buy CIA shares at a given price.
  6. Watch your CIA position: Create a watchlist to keep tabs on your new investment in Citizens stock.

Step 1: Choose where to buy Citizens stock

You need an online brokerage account to access the NYSE market and buy CIA stock.

A brokerage account allows you to buy and sell a number of investments, such as stocks, bonds, mutual funds, and ETFs.

Our recommended brokerage: eToro

Based on our research, eToro is the best brokerage. eToro gives you:

  • You can invest in stocks with 0% commissions: Invest without paying trading commissions.
  • Buy fractional shares: Even if you don't have the money to buy a full share, you can still purchase the stock.
  • Access to world financial markets: From Tech to Utilities, New York to Shanghai — you can fill your portfolio with stocks from the world's top stock exchanges.
  • Social investing: eToro boasts a community of more than 20 million users globally. Talk to, learn from, and copy the unique crypto portfolios of other investors.
  • Security: eToro is a regulated and licensed fintech leader.
  • Buy other financial assets: Such as ETFs and cryptocurrencies.

Get $10 towards your stock purchase by creating an account with eToro now.

Open eToro Account
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Step 2: Create a brokerage account

Now that you've picked the right brokerage, the next step is to fill out some personal info so you are able to invest in CIA today.

How to Create a New Brokerage Account on eToro

  1. Click here to get started.
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  2. Enter your personal details to open your new trading account.
  1. Send your information by hitting the "Create Account" button.
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Step 3: Put funds into your investment account

Now that you've finished signing up on the best beginner stock app, you can securely and quickly fund your account:

Watch this video walkthrough if you need help transferring funds into your investment account.

Get started with eToro today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Step 4: Research Citizens stock

Once you have selected the best place to buy Citizens stock, it's important to analyze their stock prior to investing, so you actually understand the risk and upside.

Citizens Metrics

CIA Price
$2.12
1w %
-4.93%
1y %
21.84%
5y %
-68.78%
P/E
4.42x
P/B
0.54x
P/S
0.43x
PEG
N/A
Revenue
$242.48M
Earnings
$24.11M
Fore. Rev. Growth
1.41%
Fore. Earn. Growth
N/A
Market Cap
$105.22M
Next Earnings
May 22, 2024
Next Dividend
N/A

Citizens Zen Score

WallStreetZen was created to help everyday investors perform better fundamental analysis.

You can view all of the due diligence checks on CIA's stock page.

Is CIA stock undervalued or overvalued?

Investors use many financial metrics, analyses, models, and charts to gauge CIA's intrinsic value.

Using relative valuations metrics:

  • CIA may be undervalued based on its P/E ratio of 4.42x, relative to Insurance - Life industry P/E ratio of 13.31x
  • CIA could be undervalued based on its P/B ratio of 0.54x, relative to Insurance - Life industry P/B ratio of 1.4x

You can access more valuation research on CIA's stock here.

A quick look at CIA Financials

Signs that CIA is financially healthy:

  • CIA's operating cash flow of $21.49M allows it to safely service it's debt of $0.00.
  • CIA earnings of $24.38M is not enough to cover its interest payments.

Signs that CIA is not financially healthy:

  • Total CIA debt is higher than 5 years ago, relative to shareholder equity.
  • CIA profit margin has gone down from 10.5% to 9.9% in the past year.
  • CIA has a relatively high debt to equity ratio of 7.53.

You can dive deeper into what analysts are saying on the Citizens stock forecast page.

CIA Technical Indicators

SMA10
2.15
SMA20
2.08
SMA50
2.2
SMA100
2.51
SMA200
2.77
MACD
0
MACD Signal
-0.02
MACD Histogram
0.03
RSI
48.73
Stochastic %K
57.79
Stochastic %D
59.15
StochRSI %K
66.08
StochRSI %D
69.43

CIA Performance Metrics

Last year, CIA earnings were $24.11M. Over the past 2 year, CIA's earnings have gone up by -46.23% per year. This was slower than the Insurance - Life industry average of -0.49%.

Last year, CIA revenue was $242.48M. Over the last five year, CIA's revenue has gone up by -0.53% per year. This was faster than the Insurance - Life industry average of -1.37%.

Dive into CIA's earnings and revenue performance here.

Who is buying/selling CIA?

Over the last year, executives and large shareholders at CIA have bought more shares than they have sold.

Terry Sam Maness, Director of CIA, was the latest CIA insider to buy. They bought $675.21 worth of CIA shares on Apr 5, 2024.

Research more about who owns CIA shares here.

Does CIA stock generate passive income?

No, Citizens doesn't provide an income stream by paying out dividends.

What others are saying about CIA

One of the primary reasons eToro is our top-rated brokerage is because of its social trading community.

Click below to see what other investors have to say.

Step 5: Make your CIA purchase

There are two main options:

  • Market order: A market order is an order to buy or sell a security at the best available price.
    Market orders are usually the best for newer investors.
  • Limit order: A limit order is an order to buy or sell a security at a specific price (or better).
    If you want to make sure you're buying or selling at a particular price limit, use a limit order.

Press the Open Trade button and eToro will execute the order.

If you want more assistance investing in stocks on eToro, watch the how to video below:

Open eToro Account

Step 6: Watch your CIA position

Now that you own some CIA stock, you'll want to keep up with your new investment.

Make a watchlist to get the latest updates about your CIA stock.

CIA Feed

How to Buy Stock in Citizens

To summarize, here are the 6 steps for buying Citizens stock:

  1. Choose where to buy Citizens stock
  2. Create a brokerage account
  3. Put funds into your investment account
  4. Research Citizens stock
  5. Make your CIA purchase
  6. Watch your CIA position

If you need a online brokerage, eToro is our favorite venue.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you want to keep track of your new investment in Citizens, get started below.

NYSE: CIA
$2.12-0.19 (-8.23%)
Updated May 7, 2024
Open eToro Account
NYSE: CIA
$2.12-0.19 (-8.23%)
Updated May 7, 2024
Open eToro Account

FAQ

How much does it cost to buy one Citizens share?

As of May 7, 2024, it costs $2.12 to buy one share of Citizens stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $1, you can buy 0.472 shares of CIA.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Citizens stock?

One way to place an order for Citizens stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.