NYSE: CIACitizens Inc Stock
$2.06-0.04 (-1.9%)
Updated Apr 25, 2024
CIA Price
$2.06
Fair Value Price
N/A
Market Cap
$102.12M
52 Week Low
$1.64
52 Week High
$3.69
P/E
4.2x
P/B
0.59x
P/S
0.55x
PEG
N/A
Dividend Yield
N/A
Revenue
$240.68M
Earnings
$24.44M
Gross Margin
41.7%
Operating Margin
10.88%
Profit Margin
10.2%
Debt to Equity
8.7
Operating Cash Flow
$22M
Beta
0.8
Next Earnings
May 6, 2024
Ex-Dividend
N/A
Next Dividend
N/A
CIA Overview
Citizens, Inc. is an insurance company. Its Life Insurance segment issues whole life insurance and endowment policies to non-U.S. residents in through independent marketing agencies and consultants. Its Home Service Insurance segment offers life insurance and property insurance policies to middle-and lower-income households in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company also provides health insurance policies. Citizens was founded in 1969 and is headquartered in Austin, TX.
Zen Score
–
Industry Average (31)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how CIA scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
CIA was unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
CIA is good value based on its earnings relative to its share price (4.2x), compared to the US market average (40.97x)
P/E vs Market Valuation
CIA is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
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Valuation
CIA price to earnings (PE)
For valuing profitable companies with steady earnings
Company
4.2x
Industry
16.23x
Market
40.97x
CIA is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
CIA is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
CIA price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.59x
Industry
1.39x
CIA is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
CIA's financial health
Profit margin
Revenue
$66.8M
Net Income
$10.7M
Profit Margin
16.1%
CIA's Earnings (EBIT) of $26.17M... subscribe to Premium to read more.
Interest Coverage Financials
CIA's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.7B
Liabilities
$1.5B
Debt to equity
8.7
CIA's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CIA's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$6.6M
Investing
$4.0M
Financing
-$375.0k
CIA's operating cash flow ($22.06M)... subscribe to Premium to read more.
Debt Coverage Financials
CIA vs Property & Casualty Insurance Stocks
Citizens Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.