How to Buy Chime Financial Stock
Chime Financial Inc
Chime is a mobile-first fintech platform offering fee-free banking services—such as checking, savings, early paycheck access, and overdraft protection—via partnerships with FDIC-insured banks.
Chime Financial stock last closed at $25.42, up 2.17% from the previous day, and has decreased N/A in one year. It has underperformed other stocks in the Software - Application industry by N/A percentage points. Chime Financial stock is currently +57.2% from its 52-week low of $16.17, and -43.44% from its 52-week high of $44.94.
As of Jan 30, 2026, there are 374.58M CHYM shares outstanding. The market capitalization of CHYM is $9.52B. In the past 24 hours, 3.23M CHYM shares were traded.
How to Buy Chime Financial Stock
Wondering how to invest in Chime Financial stock? Here's how.
- Decide where to buy Chime Financial stock: You need to choose a stock brokerage, but don't worry - we've tried dozens of online brokerages and apps to help you choose where to buy Chime Financial stock.
- Open a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
- Deposit funds into your investment account: Select your method of payment and add your details.
- Analyze Chime Financial stock: The Chime Financial ticker symbol is CHYM. Is Chime Financial stock a good investment? Should you buy shares of CHYM? How do CHYM's underlying business fundamentals look? Do top analysts think Chime Financial is a good buy? Why has CHYM's stock price moved recently? (Hint: Our stock market analysis website can help you evaluate if CHYM is a good stock to buy).
- Execute your CHYM trade: Decide if you will purchase CHYM shares at the current market price or use a limit order to purchase CHYM shares at a given price.
- Get the latest news on your investment in CHYM: Create a watchlist to the latest updates on your new investment in Chime Financial shares.
Step 1: Decide where to buy Chime Financial stock
You need an online brokerage account in order to access the NASDAQ market and buy CHYM shares.
Our favorite brokerage: eToro
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- Social investing: eToro boasts a community of more than 20 million users around the world. Talk to, learn from, and copy the unique crypto portfolios of other investors.
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Open eToro AccountStep 2: Open a brokerage account
Now that you've selected your brokerage, it's time to fill out some personal info so you can buy CHYM stock today.
How to Create a New Brokerage Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Input your personal details to start a new brokerage account.
- Submit your info by clicking the "Create Account" button. Get started with eToro today
Step 3: Deposit funds into your investment account
Now that you have opened your account on the best beginner stock app, your next step is to transfer the money for your investment:
Check out the video below for more details transferring money into your new brokerage account.
Step 4: Analyze Chime Financial stock
Once you have decided on the best place to buy Chime Financial stock, it's critical to evaluate their stock before you invest, so you actually comprehend the risk and upside.
Chime Financial shares at a glance
Chime Financial Fundamentals
WallStreetZen was built to help part-time investors do more in-depth fundamental analysis.
You can view all of the due diligence checks on CHYM's stock page.
Is CHYM stock properly valued?
Analysts use a variety of different financial metrics, analyses, models, and charts to gauge CHYM's intrinsic value.
Using relative valuations ratios:
- CHYM could be overvalued based on its P/B ratio of 6.6x, relative to Software - Application industry P/B ratio of 0.01x
You can do additional valuation analysis on CHYM's stock here.
CHYM Financial Overview
Signs that CHYM is financially healthy:
- There are more short-term assets than short-term liabilities on the CHYM balance sheet.
- There are more short-term assets than long-term liabilities on the CHYM balance sheet.
- CHYM has a low debt to equity ratio of 0.36.
Is CHYM stock a Buy, Hold, or Sell, according to Wall Street analysts?
Out of 9 Wall Street analysts who track CHYM, the consensus analyst rating on Chime Financial is a Strong Buy
Please note that analyst ratings are not recommendations, nor are they financial advice.
Latest CHYM Analyst Upgrades/Downgrades
Patrick Moley, a top 2% analyst from Piper Sandler maintains CHYM with a strong buy rating and lowers their CHYM price target from $35.00 to $30.00, on Nov 6, 2025.
Trevor Williams, a top 19% analyst from Jefferies initiates coverage on CHYM with a hold rating and announces their CHYM price target of $17.00, on Nov 3, 2025.
Joseph Vafi, a top 1% analyst from Canaccord Genuity maintains CHYM with a strong buy rating and maintains their CHYM price target from $40.00 to $40.00, on Oct 30, 2025.
Sanjay Sakhrani, a top 21% analyst from Keefe, Bruyette & Woods maintains CHYM with a buy rating and lowers their CHYM price target from $42.00 to $35.00, on Oct 1, 2025.
You can dig deeper into what analysts are forecasting on the Chime Financial stock forecast page.
CHYM Momentum
Who is buying/selling CHYM?
In the past year, insiders at CHYM have sold more shares than they have bought.
Christopher R. Britt, Chief Executive Officer of CHYM, was the latest CHYM insider to sell. They sold $1,402,800.00 worth of CHYM shares on Jan 9, 2026.
Research more about who owns CHYM stock here.
Can I rely on CHYM as an income stream?
No, Chime Financial doesn't provide an income stream by paying out dividends.
CHYM Social Trading Data
One of the biggest reasons eToro is our favorite brokerage is because of its social trading community.
Click below to see what other investors have to say.
Step 5: Execute your CHYM trade
There are two primary types of orders:
- Market order: A market order is an order to buy or sell a security at the best price on the market.
Market orders are usually the easiest way to buy. - Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
If you want to be sure you're buying or selling at a given dollar amount limit, use a limit order.
Press the Open button and your broker will execute your order.
If you need additional help buying stocks on eToro, watch the helpful video below:
Step 6: Get the latest news on your investment in CHYM
Now that you own some CHYM stock, you'll want to stay up-to-date on your new investment.
Create a watchlist to get the latest updates about your CHYM stock.
CHYM Feed
How to Buy Stock in Chime Financial
To summarize, here are the 6 steps for buying Chime Financial stock:
- Decide where to buy Chime Financial stock
- Open a brokerage account
- Deposit funds into your investment account
- Analyze Chime Financial stock
- Execute your CHYM trade
- Get the latest news on your investment in CHYM
If you require a brokerage, eToro is our favorite venue.
Get Started with eToro TodayIf you want to get updates on your investment in Chime Financial, create a watchlist on WallStreetZen today.
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