How to Buy Chime Financial Stock
Chime Financial Inc
Chime is a mobile-first fintech platform offering fee-free banking services—such as checking, savings, early paycheck access, and overdraft protection—via partnerships with FDIC-insured banks.
Chime Financial stock last closed at $20.35, down 1.26% from the previous day, and has decreased N/A in one year. It has underperformed other stocks in the Software - Application industry by N/A percentage points. Chime Financial stock is currently +25.85% from its 52-week low of $16.17, and -54.72% from its 52-week high of $44.94.
At the moment, there are 384.1M CHYM shares outstanding. The market value of CHYM is $7.82B. In the last 24 hours, 4.7M CHYM shares were traded.
How to Buy Chime Financial Stock
Not sure how to invest in Chime Financial stock? Here's how.
- Decide where to buy Chime Financial stock: You need to pick an online brokerage, but don't worry - we've sifted through dozens of online brokerages and apps to help you choose where to buy Chime Financial stock.
- Open a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've selected.
- Deposit funds into your investment account: Select your payment method and add your info.
- Analyze Chime Financial stock: The Chime Financial ticker symbol is CHYM. Is Chime Financial stock a good investment? Should you buy shares of CHYM? How do CHYM's underlying business fundamentals look? Do top analysts think Chime Financial is a good buy? Why has CHYM's stock price moved recently? (Hint: Our stock market analysis website can help you figure out if CHYM is a good stock to buy).
- Execute your CHYM trade: Decide if you will purchase CHYM shares at the current market price or use a limit order to buy CHYM stock at a particular price.
- Get the latest news on your investment in CHYM: Create a watchlist to keep tabs on your investment in Chime Financial stock.
Step 1: Decide where to buy Chime Financial stock
You will need an online brokerage account in order to access the NASDAQ market and buy CHYM shares.
Our preferred brokerage: eToro
In our opinion, eToro is the best place to buy stocks. eToro gives you:
- Invest in stocks with 0% commissions: Invest without paying trading commissions.
- Buy fractional shares: Even if you don't have the money to buy a full share, you can still buy the stock.
- Access to global financial markets: From Tech to Healthcare, New York to London (for US users, only US stocks are available) — you can fill your portfolio with stocks from the world's leading exchanges.
- Social investing: eToro offers a community of more than 20 million users globally. Talk to, learn from, and copy the crypto trades of other investors.
- Security: eToro is a regulated and licensed fintech leader.
- Buy other financial assets: Such as ETFs and cryptocurrencies.
Get $10 towards your purchase of shares by creating an account with eToro now. This offer is only for US users.
Open eToro AccountStep 2: Open a brokerage account
Now that you've chosen your brokerage, you'll need to fill out some personal information so you can invest in CHYM today.
How to Create a New Brokerage Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Input your personal details to start your new trading account.
- Submit your information by clicking the "Create Account" button. Get started with eToro today
Step 3: Deposit funds into your investment account
Now that you have filled out your info on stock market app, you need to deposit funds:
Watch the video below if you need help depositing funds into your new brokerage account.
Step 4: Analyze Chime Financial stock
After you have selected the best place to buy Chime Financial stock, it's absolutely critical to research their stock prior to buying, so you actually understand the risk and upside.
Chime Financial stock quick numbers
CHYM Overview
WallStreetZen was built to help everyday investors do more accurate fundamental analysis.
You can view all of the due diligence checks on CHYM's stock page.
Is CHYM stock properly valued?
You can use a variety of different financial metrics, analyses, models, and charts to gauge CHYM's intrinsic value.
Using relative valuations metrics:
- CHYM may be overvalued based on its P/B ratio of 5.58x, relative to Software - Application industry P/B ratio of 0x
You can access additional valuation analysis on CHYM's stock here.
Is CHYM a healthy company?
Signs that CHYM is financially healthy:
- There are more short-term assets than short-term liabilities on the CHYM balance sheet.
- CHYM's operating cash flow of $52.78M allows it to safely service it's debt of $123.28M.
- There are more short-term assets than long-term liabilities on the CHYM balance sheet.
Signs that CHYM is not financially healthy:
- CHYM earnings of -$1.01B is not sufficient to cover its interest payments.
- CHYM has a relatively high debt to equity ratio of 0.4.
- CHYM profit margin has gone down from -1.5% to -46.2% in the past year.
Is it a good time to buy CHYM stock, according to Wall Street analysts?
Out of 11 sell side analysts who give recommendations on CHYM, the consensus analyst rating on Chime Financial is a Strong Buy
It's important to note that analyst ratings are not stock recommendations, nor are they financial advice.
Most Recent CHYM Analyst Forecasts
Hal Goetsch, a top 4% analyst from B. Riley Securities initiates coverage on CHYM with a strong buy rating and announces their CHYM price target of $35.00, on Dec 11, 2025.
Tien-tsin Huang, a bottom 5% analyst from JP Morgan maintains CHYM with a strong buy rating and lowers their CHYM price target from $40.00 to $34.00, on Nov 6, 2025.
Patrick Moley, a top 2% analyst from Piper Sandler maintains CHYM with a strong buy rating and lowers their CHYM price target from $35.00 to $30.00, on Nov 6, 2025.
Trevor Williams, a top 19% analyst from Jefferies initiates coverage on CHYM with a hold rating and announces their CHYM price target of $17.00, on Nov 3, 2025.
Joseph Vafi, a top 2% analyst from Canaccord Genuity maintains CHYM with a strong buy rating and maintains their CHYM price target from $40.00 to $40.00, on Oct 30, 2025.
You can dig deeper into what analysts are saying on the Chime Financial stock forecast page.
CHYM Technicals
Is CHYM Growing Revenue?
Last year, CHYM revenue was $2.19B. During the past three year, CHYM's revenue has gone up by 105.3% per year. This was faster than the Software - Application industry average of 23.64%.
Find out more about CHYM's earnings and revenue performance here.
Are CHYM insiders buying or selling the stock?
In the last 12 months, executives and large shareholders at CHYM have sold more shares than they have bought.
Cynthia Marshall, Director of CHYM, was the latest CHYM insider to sell. They sold $779,660.00 worth of CHYM stock on Mar 2, 2026.
Get more info about who owns CHYM stock here.
Does CHYM provide a stable income stream?
No, Chime Financial doesn't provide an income stream by paying out dividends.
What others are saying about CHYM
One of the primary reasons eToro is our favorite brokerage is because of its social trading community.
Click below to learn what other community members have to say.
Step 5: Execute your CHYM trade
There are two primary options:
- Market order: A market order is an order to buy or sell a security at the best possible price.
Market orders are generally sufficient. - Limit order: A limit order lets you buy or sell a stock at a specific price (or better).
If you want to be sure you're buying or selling at an exact price, place a limit order.
Press the Open button and your broker will execute your order.
If you need additional info about buying stocks on eToro, watch the how to video below:
Step 6: Get the latest news on your investment in CHYM
Now that you own some CHYM shares, you'll want to keep up with your new company.
Start a watchlist to see the latest developments about your CHYM stock.
CHYM Feed
How to Buy Stock in Chime Financial
To summarize, here are the 6 steps to buy stock in Chime Financial:
- Decide where to buy Chime Financial stock
- Open a brokerage account
- Deposit funds into your investment account
- Analyze Chime Financial stock
- Execute your CHYM trade
- Get the latest news on your investment in CHYM
If you require a brokerage account, eToro is our recommended venue.
Get Started with eToro TodayIf you want to get notifications regarding your investment in Chime Financial, create your watchlist below.
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