How to Buy Chime Financial Stock
Chime Financial Inc
Chime functions as a digital-first financial technology company, delivering a range of banking services that come without typical fees.
Chime Financial stock last closed at $29.10, down 6.88% from the previous day, and has decreased 14.06% in one year. It has overperformed other stocks in the Software - Application industry by 0.38 percentage points. Chime Financial stock is currently +83.25% from its 52-week low of $15.88, and -12.9% from its 52-week high of $33.41.
At the moment, there are 378.59M CHYM shares outstanding. The market value of CHYM is $11.02B. In the last 24 hours, 19.98M CHYM shares were traded.
How to Buy Chime Financial Stock
Not sure how to invest in Chime Financial stock? Here's how.
- Decide where to buy Chime Financial stock: You need to pick an online brokerage, but don't worry - we've sifted through dozens of online brokerages and apps to help you choose where to buy Chime Financial stock.
- Open a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've selected.
- Deposit funds into your investment account: Select your payment method and add your info.
- Analyze Chime Financial stock: The Chime Financial ticker symbol is CHYM. Is Chime Financial stock a good investment? Should you buy shares of CHYM? How do CHYM's underlying business fundamentals look? Do top analysts think Chime Financial is a good buy? Why has CHYM's stock price moved recently? (Hint: Our stock market analysis website can help you figure out if CHYM is a good stock to buy).
- Execute your CHYM trade: Decide if you will purchase CHYM shares at the current market price or use a limit order to buy CHYM stock at a particular price.
- Get the latest news on your investment in CHYM: Create a watchlist to keep tabs on your investment in Chime Financial stock.
Step 1: Decide where to buy Chime Financial stock
You will need an online brokerage account in order to access the NASDAQ market and buy CHYM shares.
Our preferred brokerage: eToro
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- Social investing: eToro offers a community of more than 20 million users globally. Talk to, learn from, and copy the crypto trades of other investors.
- Security: eToro is a regulated and licensed fintech leader.
- Buy other financial assets: Such as ETFs and cryptocurrencies.
Get $10 towards your purchase of shares by creating an account with eToro now. This offer is only for US users.
Open eToro AccountStep 2: Open a brokerage account
Now that you've chosen your brokerage, you'll need to fill out some personal information so you can invest in CHYM today.
How to Create a New Brokerage Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Input your personal details to start your new trading account.
- Submit your information by clicking the "Create Account" button. Get started with eToro today
Step 3: Deposit funds into your investment account
Now that you have filled out your info on stock market app, you need to deposit funds:
Watch the video below if you need help depositing funds into your new brokerage account.
Step 4: Analyze Chime Financial stock
After you have selected the best place to buy Chime Financial stock, it's absolutely critical to research their stock prior to buying, so you actually understand the risk and upside.
Chime Financial stock quick numbers
CHYM Overview
WallStreetZen was built to help everyday investors do more accurate fundamental analysis.
You can view all of the due diligence checks on CHYM's stock page.
Is CHYM stock properly valued?
You can use a variety of different financial metrics, analyses, models, and charts to gauge CHYM's intrinsic value.
Using relative valuations metrics:
- CHYM may be undervalued based on its P/E ratio of 32.7x, relative to Software - Application industry P/E ratio of 42.59x
- CHYM could be overvalued based on its P/B ratio of 7.84x, relative to Software - Application industry P/B ratio of 5.83x
You can access additional valuation research on CHYM's stock here.
Is CHYM a healthy company?
Signs that CHYM is financially healthy:
- CHYM profit margin has gone up from -49.6% to -0.7% in the past year.
- There are more short-term assets than short-term liabilities on the CHYM balance sheet.
- CHYM's operating cash flow of $344.99M allows it to safely service it's debt of $167.85M.
- There are more short-term assets than long-term liabilities on the CHYM balance sheet.
Signs that CHYM is not financially healthy:
- CHYM earnings of -$17.20M is not sufficient to cover its interest payments.
- CHYM has a relatively high debt to equity ratio of 0.42.
Do analysts think it's a good time to buy Chime Financial stock
Out of 13 Equities analysts who give recommendations on CHYM, the consensus analyst rating on Chime Financial is a Strong Buy
Please keep in mind that analyst forecasts are not recommendations, nor are they financial advice.
Latest CHYM Analyst Forecasts
Hal Goetsch, a top 4% analyst from B. Riley Securities maintains CHYM with a strong buy rating and raises their CHYM price target from $35.00 to $37.00, on Aug 6, 2026.
B. Riley Securities's Hal Goetsch raised their price target on Chime Financial (NASDAQ: CHYM) by 5.7% from $35 to $37 on 2026/08/06. The analyst maintained their Strong Buy rating on the stock.
Chime Financial reported its Q2 2026 earnings.
Goetsch called the results "solid," adding that they remained optimistic on Chime Financial's stock.
Sanjay Sakhrani, a top 19% analyst from Keefe, Bruyette & Woods maintains CHYM with a buy rating and raises their CHYM price target from $30.00 to $35.00, on Aug 6, 2026.
Andrew Bauch, a top 26% analyst from BMO Capital maintains CHYM with a buy rating and raises their CHYM price target from $28.00 to $32.00, on Aug 6, 2026.
Will Nance, a bottom 5% analyst from Goldman Sachs maintains CHYM with a strong buy rating and raises their CHYM price target from $26.00 to $33.00, on Aug 6, 2026.
Cassie Chan, a bottom 21% analyst from Wells Fargo maintains CHYM with a strong buy rating and raises their CHYM price target from $25.00 to $28.00, on May 7, 2026.
You can dive deeper into what analysts are forecasting on the Chime Financial stock forecast page.
CHYM Technicals
CHYM Growth Metrics
Last year, CHYM revenue was $2.46B. In the last one years, CHYM's revenue has gone up by 26.39% per year. This was faster than the Software - Application industry average of 21.95%.
Dig into CHYM's earnings and revenue performance here.
Are CHYM executives and large shareholders buying or selling the stock?
Over the past year, insiders at CHYM have sold more shares than they have bought.
Amine Asmerom, CAO of CHYM, was the latest CHYM insider to sell. They sold $250,000.00 worth of CHYM stock on Aug 4, 2026.
Dig into more about who owns CHYM stock here.
Does CHYM stock generate passive income?
No, Chime Financial doesn't provide an income stream by paying out dividends.
CHYM Social Trading Data
One of the major reasons eToro is our top-rated brokerage is because of its social trading community.
Click below to find out what other community members have to say.
Step 5: Execute your CHYM trade
There are two main types of orders:
- Market order: A market order is an order to buy or sell a security at the best price on the market.
Market orders are usually fine. - Limit order: A limit order is an order to buy or sell a security at a specific price (or better).
If you want to ensure you're buying or selling at an exact price limit, place a limit order.
Press the Open Trade button and your broker will execute your order.
If you want additional assistance investing in stocks on eToro, click the how to video below:
Step 6: Get the latest news on your investment in CHYM
Now that you own some CHYM shares, you'll want to stay up-to-date on your investment.
Start a watchlist to get alerted to the latest events about your CHYM stock.
CHYM Feed
How to Buy Stock in Chime Financial
To summarize, here are the 6 steps to buy Chime Financial stock:
- Decide where to buy Chime Financial stock
- Open a brokerage account
- Deposit funds into your investment account
- Analyze Chime Financial stock
- Execute your CHYM trade
- Get the latest news on your investment in CHYM
If you need a place to buy stocks, eToro is our recommended option.
Get Started with eToro TodayIf you would like to get the latest news on your new investment in Chime Financial, create a watchlist today.
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