NASDAQ: CHYMChime Financial Inc Stock
$17.64+0.94 (+5.63%)
Updated Jun 15, 2026
CHYM Price
$17.64
Fair Value Price
N/A
Market Cap
$6.72B
52 Week Low
$15.88
52 Week High
$38.67
P/E
-2.73x
P/B
4.66x
P/S
3.09x
PEG
N/A
Dividend Yield
N/A
Revenue
$2.32B
Earnings
-$969.42M
Gross Margin
88.4%
Operating Margin
-41.88%
Profit Margin
-41.9%
Debt to Equity
0.35
Operating Cash Flow
$166M
Beta
2.47
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
CHYM Overview
Chime functions as a digital-first financial technology company, delivering a range of banking services that come without typical fees. These offerings, which encompass checking and savings accounts, early access to paychecks, and overdraft protection, are provided in collaboration with banks that are insured by the FDIC. Chime largely targets consumers whose annual income is under $100,000, with its primary revenue stream originating from interchange fees.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine CHYM's potential to beat the market
BBuy
- Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More
Zen Rating Component Grades
B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
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CHYM News
Overview
Due Diligence Score
–
Industry Average (30)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CHYM scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
CHYM is unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
CHYM is good value based on its book value relative to its share price (4.66x), compared to the US Software - Application industry average (5.03x)
P/B vs Industry Valuation
CHYM is unprofitable, so we... subscribe to Premium to read more.
PEG Value Valuation
There are 30 more CHYM due diligence checks available for Premium users.
Valuation
CHYM fair value
Fair Value of CHYM stock based on Discounted Cash Flow (DCF)
Price
$17.64
Fair Value
-$7.26
Undervalued by
343.03%
CHYM is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
CHYM price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-2.73x
Industry
54.26x
Market
14.3x
CHYM price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
4.66x
Industry
5.03x
CHYM is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
CHYM's financial health
Profit margin
Revenue
$647.4M
Net Income
$53.5M
Profit Margin
8.3%
CHYM's Earnings (EBIT) of -$969.69M... subscribe to Premium to read more.
Interest Coverage Financials
CHYM's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.0B
Liabilities
$508.9M
Debt to equity
0.35
CHYM's short-term assets ($1.74B) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
CHYM's short-term assets ($1.74B) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
CHYM's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$87.5M
Investing
$127.3M
Financing
-$73.4M
CHYM's operating cash flow ($166.01M)... subscribe to Premium to read more.
Debt Coverage Financials
CHYM vs App Stocks
Chime Financial Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.