NASDAQ: CHYM
Chime Financial Inc Stock

$23.66-0.28 (-1.17%)
Updated Sep 12, 2025
CHYM Price
$23.66
Fair Value Price
N/A
Market Cap
$8.79B
52 Week Low
$22.13
52 Week High
$44.94
P/E
N/A
P/B
6.16x
P/S
N/A
PEG
N/A
Dividend Yield
N/A
Revenue
N/A
Earnings
N/A
Gross Margin
N/A
Operating Margin
N/A
Profit Margin
N/A
Debt to Equity
0.33
Operating Cash Flow
N/A
Beta
2.47
Next Earnings
Nov 6, 2025
Ex-Dividend
N/A
Next Dividend
N/A

CHYM Overview

Chime is a mobile-first fintech platform offering fee-free banking services—such as checking, savings, early paycheck access, and overdraft protection—via partnerships with FDIC-insured banks. It focuses on serving consumers earning under $100K/year and earns mainly through interchange fees.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine CHYM's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Credit Service

Industry Rating
B
CHYM
Ranked
#49 of 55

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
$10.99A
$42.63A
$123.28A
View Top Credit Service Stocks

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CHYM News

Overview

Due Diligence Score

Industry Average (30)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how CHYM scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

CHYM is poor value based on its book value relative to its share price (6.16x), compared to the US Credit Services industry average (5.21x)
P/B vs Industry Valuation
CHYM's short-term assets ($1.74B) exceed its short-term liabilities ($359.70M)
Short-term Liabilities Financials
CHYM's short-term assets ($1.74B) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
There are 30 more CHYM due diligence checks available for Premium users.

Valuation

CHYM price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
6.16x
Industry
5.21x
CHYM is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CHYM's financial health

Profit margin

Revenue
$528.1M
Net Income
-$923.4M
Profit Margin
-174.8%

Assets to liabilities

Assets
$1.9B
Liabilities
$474.4M
Debt to equity
0.33
CHYM's short-term assets ($1.74B) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
CHYM's short-term assets ($1.74B) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
CHYM's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$28.5M
Investing
$72.4M
Financing
$450.1M

CHYM vs Credit Service Stocks

TickerZen RatingMarket Cap1d %P/EP/B
CHYMC$8.79B-1.17%N/A6.16x
OBDCC$7.23B-0.84%9.37x0.94x
OMFB$7.20B-1.91%10.88x2.17x
FCFSB$6.49B-1.17%22.38x3.03x
UPSTC$6.07B+1.43%-1,051.33x8.41x

Chime Financial Stock FAQ

What is Chime Financial's quote symbol?

(NASDAQ: CHYM) Chime Financial trades on the NASDAQ under the ticker symbol CHYM. Chime Financial stock quotes can also be displayed as NASDAQ: CHYM.

If you're new to stock investing, here's how to buy Chime Financial stock.

What is the 52 week high and low for Chime Financial (NASDAQ: CHYM)?

(NASDAQ: CHYM) Chime Financial's 52-week high was $44.94, and its 52-week low was $22.13. It is currently -47.35% from its 52-week high and 6.91% from its 52-week low.

How much is Chime Financial's stock price per share?

(NASDAQ: CHYM) Chime Financial stock price per share is $23.66 today (as of Sep 12, 2025).

What is Chime Financial's Market Cap?

(NASDAQ: CHYM) Chime Financial's market cap is $8.79B, as of Sep 13, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Chime Financial's market cap is calculated by multiplying CHYM's current stock price of $23.66 by CHYM's total outstanding shares of 371,711,027.
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.