How to Buy Central Valley Community Bancorp Stock
Central Valley Community Bancorp
Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California.
Central Valley Community Bancorp stock last closed at $14.70, up 1.38% from the previous day, and has decreased 18.78% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.04 percentage points. Central Valley Community Bancorp stock is currently +16.76% from its 52-week low of $12.59, and -43.44% from its 52-week high of $25.99.
As of Sep 22, 2023, there are 11.81M CVCY shares outstanding. The market value of CVCY is $173.64M. In the last 24 hours, 23,496 CVCY shares were traded.
How to Buy Central Valley Community Bancorp Stock
Wondering how to invest in Central Valley Community Bancorp stock? Here's how.
- Choose where to buy Central Valley Community Bancorp stock: You need to decide on an online brokerage, but don't worry - we've researched dozens of online brokerages and apps to help you choose where to buy Central Valley Community Bancorp stock.
- Open a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
- Put funds into your brokerage account: Choose your payment method and add your details.
- Analyze Central Valley Community Bancorp stock: The Central Valley Community Bancorp ticker symbol is CVCY. Is Central Valley Community Bancorp stock a good investment? Should you buy shares of CVCY? How do CVCY's underlying business fundamentals look? Do top analysts think Central Valley Community Bancorp is a good buy? Why has CVCY's stock price moved recently? (Hint: Our stock market analysis tools can help you understand if CVCY is a good stock to buy).
- Make your CVCY trade: Decide if you will purchase CVCY shares at the current market price or use a limit order to purchase CVCY shares at a particular price.
- Keep an eye on your CVCY investment: Create a watchlist to watch your position in Central Valley Community Bancorp stock.
Step 1: Choose where to buy Central Valley Community Bancorp stock
You need an online brokerage account to access the NASDAQ market and buy CVCY stock.
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Open eToro AccountStep 2: Open a brokerage account
Now that you've picked the best brokerage, it's time to fill out some personal information so you are able to invest in CVCY stock today.
How to Open a New Brokerage Account on eToro
- Click here to get started.
- Enter your personal info to create a new trading account.
- Submit your application by hitting the "Create Account" button.
Step 3: Put funds into your brokerage account
Now that you've finished signing up on stock market app, you need to deposit funds:
Watch this video walkthrough if you need help transferring funds into your brokerage account.
Step 4: Analyze Central Valley Community Bancorp stock
After you have chosen the best place to buy Central Valley Community Bancorp stock, it's crucial to analyze their stock prior to buying, so you actually wrap your head around the risk and upside.
Central Valley Community Bancorp shares quick numbers
Central Valley Community Bancorp Due Diligence Checks
WallStreetZen was built to help average investors do better fundamental analysis quickly.
You can see all of the due diligence checks on CVCY's stock page.
Is CVCY stock properly valued?
Investors use many financial metrics, analyses, models, and charts to gauge CVCY's intrinsic value.
Using relative valuations methods:
- CVCY could be undervalued based on its P/E ratio of 6.28x, relative to Banks - Regional industry P/E ratio of -0.59x
- CVCY may be overvalued based on its P/B ratio of 0.93x, relative to Banks - Regional industry P/B ratio of 0.88x
- CVCY may be undervalued based on its PEG ratio of 0.54x
You can do more valuation analysis on CVCY's stock here.
A quick look at CVCY Financials
Pros:
- CVCY's operating cash flow of $34.14M allows it to safely service it's debt of $69.67M.
- CVCY earnings of $36.31M is not enough to cover its interest payments.
Cons:
- CVCY profit margin has gone down from 31.4% to 30.9% in the past year.
- Total CVCY debt is higher than 5 years ago, relative to shareholder equity.
- CVCY has a relatively high debt to equity ratio of 12.29.
Is it a good time to buy CVCY stock, according to Wall Street analysts?
Out of 1 sell side analysts who monitor CVCY, the consensus analyst rating on Central Valley Community Bancorp is a Strong Buy
Please note that analyst ratings are not stock recommendations, nor are they investment advice.
Latest CVCY Analyst Forecasts
Andrew Liesch, a bottom 10% analyst from Piper Sandler assumes CVCY with a strong buy rating and announces their CVCY price target of $19.00, on Jun 29, 2023.
You can dive deeper into what analysts are projecting on the Central Valley Community Bancorp stock forecast page.
Metrics for Advanced CVCY Traders
How is CVCY performing as a company?
Last year, CVCY earnings were $27.27M. During the last five year, CVCY's earnings have increased by 15.88% per year. This was slower than the Banks - Regional industry average of 21.72%.
Last year, CVCY revenue was $88.27M. In the last five year, CVCY's revenue has increased by 4.52% per year. This was slower than the Banks - Regional industry average of 6.04%.
Dive into CVCY's earnings and revenue performance here.
Latest Insiders Trades at CVCY
In the last 12 months, executives and large shareholders at CVCY have bought more shares than they have sold.
Shannon R. Avrett, EXECUTIVE VICE PRESIDENT of CVCY, was the latest CVCY insider to buy. They bought $3,460.55 worth of CVCY stock on Aug 31, 2023.
Learn more about who owns CVCY shares here.
Does CVCY stock generate passive income?
Central Valley Community Bancorp pays a dividend of 3.27%, compared to the Banks - Regional industry's average dividend yield of 4.18%. If you owned $1,000 of CVCY stock, you would have been paid $32.65 last year.
Central Valley Community Bancorp dividend payments have consistently grown over the past decade and have remained stable.
Dig into more analysis about Central Valley Community Bancorp dividend yield and history here.
CVCY Social Trading Data
One of the biggest reasons eToro is our highest-rated brokerage is because of its social trading community.
Click below to learn what other community members have to say.
Step 5: Make your CVCY trade
You have two main types of orders:
- Market order: A market order is an order to buy or sell a stock at the best price on the market.
Market orders are usually fine. - Limit order: A limit order is an order to buy or sell a security at a specific price (or better).
If you want to be certain you're buying or selling at a specific dollar amount limit, use a limit order.
Press the Open Trade button and your broker will execute the order.
If you need more help with investing in stocks on eToro, click the helpful video below:
Step 6: Keep an eye on your CVCY investment
Now that you own some CVCY shares, you'll want to stay up-to-date on your company.
Create a watchlist to keep tabs on your CVCY stock.
CVCY Feed
How to Buy Stock in Central Valley Community Bancorp
To summarize, here are the 6 steps to buy stock in Central Valley Community Bancorp:
- Choose where to buy Central Valley Community Bancorp stock
- Open a brokerage account
- Put funds into your brokerage account
- Analyze Central Valley Community Bancorp stock
- Make your CVCY trade
- Keep an eye on your CVCY investment
If you require a place to buy stocks, eToro is our recommended option.
Get Started with eToro TodayIf you would like to watch your new investment in Central Valley Community Bancorp, create your watchlist below.
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