How to Buy Aflac Stock

Aflac Inc

Aflac is a property & casualty insurance company located in Georgia, United States, which is part of the Financial Services sector, and is traded under the ticker AFL on the NYSE exchange.

Aflac stock last closed at $102.18, down 0.44% from the previous day, and has increased 17.03% in one year. It has underperformed other stocks in the Insurance - Life industry by 0 percentage points. Aflac stock is currently +18.06% from its 52-week low of $86.55, and -11.53% from its 52-week high of $115.50.

There are currently 540.65M AFL shares outstanding. The market value of AFL is $55.24B. In the past 24 hours, 2.26M AFL shares were traded.

How to Buy Aflac Stock

Wondering how to invest in Aflac stock? Here's how.

  1. Figure out where to buy Aflac stock: You need to choose a stock brokerage, but don't worry - we've sifted through dozens of online brokerages and apps to help you figure out where to buy Aflac stock.
  2. Sign up for a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've selected.
  3. Put funds into your brokerage account: Choose your payment method and add your details.
  4. Analyze Aflac stock: The Aflac ticker symbol is AFL. Is Aflac stock a good investment? Should you buy shares of AFL? How do AFL's underlying business fundamentals look? Do top analysts think Aflac is a good buy? Why has AFL's stock price moved recently? (Hint: Our stock analysis website can help you evaluate if AFL is a good stock to buy).
  5. Make your AFL trade: Decide if you will purchase AFL shares at the current market price or use a limit order to buy AFL shares at a given price.
  6. Keep tabs on your investment in AFL: Create a watchlist to get live updates on your position in Aflac shares.

Step 1: Figure out where to buy Aflac stock

You will need a brokerage account in order to access the NYSE market and buy AFL shares.

A brokerage account enables you to buy and sell a variety of investments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Sign up for a brokerage account

Now that you've picked the right brokerage, the next step is to fill out some personal details so you are able to invest in AFL stock today.

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  2. Input your personal info to start a new brokerage account.
  1. Send your application by pressing the "Create Account" button.
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Step 3: Put funds into your brokerage account

Now that you have created your account on the best stock market app, your next step is to transfer the money for your investment:

Check out this video walkthrough for more details depositing money into your new brokerage account.

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Step 4: Analyze Aflac stock

After you have chosen the best place to buy Aflac stock, it's crucial to evaluate their stock prior to buying, so you can comprehend the risk as well as the opportunity.

Aflac quick stats

AFL Price
$102.18
1w %
-1.45%
1y %
17.03%
5y %
175.27%
P/E
15.94x
P/B
2.1x
P/S
3.3x
PEG
2.86x
Revenue
$16.89B
Earnings
$3.59B
Fore. Rev. Growth
2.39%
Fore. Earn. Growth
5.58%
Market Cap
$55.24B
Next Earnings
Jul 29, 2025
Next Dividend
N/A

Aflac Due Diligence Checks

WallStreetZen was built to help everyday investors do better fundamental analysis in less time.

You can view all of the due diligence checks on AFL's stock page.

What is the fair value of AFL stock?

You can use many financial metrics, analyses, models, and charts to gauge AFL's true value.

Using relative valuations measures:

  • AFL may be overvalued based on its P/E ratio of 15.94x, relative to Insurance - Life industry P/E ratio of 15.46x
  • AFL may be overvalued based on its P/B ratio of 2.1x, relative to Insurance - Life industry P/B ratio of 1.45x
  • AFL could be overvalued based on its PEG ratio of 2.86x

You can do additional valuation research on AFL's stock here.

Is AFL a healthy company?

Positive Financial Indicators:

  • AFL's operating cash flow of $2.45B allows it to safely service it's debt of $7.75B.
  • Total AFL debt is lower than 5 years ago, relative to shareholder equity.
  • AFL earnings of $4.59B is not sufficient to cover its interest payments.

Negative Financial Indicators:

  • AFL has a relatively high debt to equity ratio of 3.57.
  • AFL profit margin has gone down from 27.7% to 21.3% in the past year.

Is it a good time to buy AFL stock, according to Wall Street analysts?

Out of 9 Wall Street analysts who research AFL, the consensus analyst rating on Aflac is a Hold

Please note that analyst ratings are not stock recommendations, nor are they investment advice.

Most Recent AFL Analyst Forecasts

Brian Meredith, a top 5% analyst from UBS maintains AFL with a hold rating and raises their AFL price target from $109.00 to $114.00, on Apr 2, 2025.

John Barnidge, a top 9% analyst from Piper Sandler maintains AFL with a strong buy rating and raises their AFL price target from $118.00 to $124.00, on Apr 2, 2025.

Jimmy Bhullar, a top 19% analyst from JP Morgan maintains AFL with a hold rating and raises their AFL price target from $94.00 to $96.00, on Apr 2, 2025.

Jack Matten, a bottom 45% analyst from BMO Capital initiates coverage on AFL with a hold rating and announces their AFL price target of $111.00, on Jan 23, 2025.

You can dive deeper into what analysts are forecasting on the Aflac stock forecast page.

AFL Technicals

SMA10
102.75
SMA20
103.33
SMA50
105.06
SMA100
105.97
SMA200
107.21
MACD
-0.93
MACD Signal
-0.92
MACD Histogram
0
RSI
43.44
Stochastic %K
38.7
Stochastic %D
31
StochRSI %K
48.46
StochRSI %D
42.26

AFL Growth Numbers

Last year, AFL earnings were $3.59B. Over the past five year, AFL's earnings have grown by 9.89% per year. This was faster than the Insurance - Life industry average of 1.13%.

Last year, AFL revenue was $16.89B. In the past five year, AFL's revenue has grown by -4.99% per year. This was slower than the Insurance - Life industry average of -4.34%.

Dig into AFL's earnings and revenue performance here.

What are AFL executives and large shareholders up to?

In the past 12 months, executives and large shareholders at AFL have sold more shares than they have bought.

Masatoshi Koide, Pres. and Rep. Director ALIJ of AFL, was the latest AFL insider to sell. They sold $3,906,941.00 worth of AFL stock on May 20, 2025.

Get more info about who owns AFL shares here.

Can I get consistent income from AFL stock?

Aflac pays a dividend of 1.55%, compared to the Insurance - Life industry's average dividend yield of 2.1%. If you owned $1,000 worth of AFL stock, you would have been paid $15.46 last year.

Aflac dividend payments have consistently grown over the past decade and have remained stable.

Find more analysis about Aflac dividend yield and history here.

Get analysis from other investors

One of the biggest reasons eToro is our top-rated brokerage is because of its social trading community.

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Step 5: Make your AFL trade

You have two primary order types:

  • Market order: A market order is an order to buy or sell a stock at the best possible price.
    Market orders are mostly the easiest way to buy.
  • Limit order: A limit order allows you to buy or sell a security at a specific price (or better).
    If you want to make sure you're buying or selling at a specific dollar amount limit, place a limit order.

Press the Open Trade button and your broker will execute your order.

If you require additional info about buying stocks on eToro, click the helpful video below:

Open eToro Account

Step 6: Keep tabs on your investment in AFL

Now that you own some AFL stock, you'll want to keep up with your stock purchase.

Create a watchlist to get alerted to the latest events about your AFL stock.

AFL Feed

How to Buy Stock in Aflac

To summarize, here are the 6 steps to buy stock in Aflac:

  1. Figure out where to buy Aflac stock
  2. Sign up for a brokerage account
  3. Put funds into your brokerage account
  4. Analyze Aflac stock
  5. Make your AFL trade
  6. Keep tabs on your investment in AFL

If you require a place to buy stocks, eToro is our recommended option.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you would like to watch your new investment in Aflac, get started below.

NYSE: AFL
$102.18-0.45 (-0.44%)
Updated Jun 13, 2025
Open eToro Account
Your capital is at risk.
NYSE: AFL
$102.18-0.45 (-0.44%)
Updated Jun 13, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Aflac share?

As of Jun 13, 2025, it costs $102.18 to buy one share of Aflac stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.098 shares of AFL.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Aflac stock?

According to 9 Wall Street analysts who monitor Aflac, their consensus recommendation is to hold Aflac stock.

What is the best way to buy Aflac stock?

One way to place an order for Aflac stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.