NYSE: AFL
Aflac Inc Stock

$106.86+0.76 (+0.72%)
Updated Aug 29, 2025
AFL Price
$106.86
Fair Value Price
N/A
Market Cap
$57.15B
52 Week Low
$96.95
52 Week High
$115.50
P/E
24.18x
P/B
2.1x
P/S
3.56x
PEG
1.19x
Dividend Yield
1.55%
Revenue
$15.91B
Earnings
$2.44B
Gross Margin
53%
Operating Margin
21.35%
Profit Margin
15.3%
Debt to Equity
3.59
Operating Cash Flow
$3B
Beta
0.66
Next Earnings
Oct 28, 2025
Ex-Dividend
N/A
Next Dividend
N/A

AFL Overview

Aflac Incorporated provides supplemental health and life insurance products in the U.S. and Japan. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, whole and term life insurance products. The Aflac U.S. provides cancer, accident, short-term disability insurance products. It sells its products through sales associates, brokers, and agencies. Aflac was founded in 1955 and is based in Columbus, GA.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine AFL's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Property & Casualty Insurance

Industry Rating
B
AFL
Ranked
#17 of 19

Top Ranked Stocks in Industry

View Top Property & Casualty Insurance Stocks

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AFL News

Overview

Due Diligence Score

Industry Average (39)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how AFL scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

AFL ($106.86) is trading above its intrinsic value of $58.61, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
AFL is good value based on its earnings relative to its share price (24.18x), compared to the US market average (35.22x)
P/E vs Market Valuation
AFL is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more AFL due diligence checks available for Premium users.

Valuation

AFL price to earnings (PE)

For valuing profitable companies with steady earnings

Company
24.18x
Industry
-21.52x
Market
35.22x
AFL is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
AFL is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

AFL price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
2.1x
Industry
1.5x
AFL is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

AFL price to earnings growth (PEG)

For valuing profitable companies with growth potential

AFL is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

AFL's financial health

Profit margin

Revenue
$4.2B
Net Income
$599.0M
Profit Margin
14.4%
AFL's Earnings (EBIT) of $3.40B... subscribe to Premium to read more.
Interest Coverage Financials
AFL's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$124.7B
Liabilities
$97.5B
Debt to equity
3.59
AFL's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
AFL's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$399.0M
Investing
$1.5B
Financing
-$162.0M
AFL's operating cash flow ($2.59B)... subscribe to Premium to read more.
Debt Coverage Financials

AFL vs Property & Casualty Insurance Stocks

TickerZen RatingMarket Cap1d %P/EP/B
AFLC$57.15B+0.72%24.18x2.10x
METC$54.11B+0.69%13.72x1.95x
MFCC$52.23B+0.26%13.50x1.46x
PRUC$38.60B+0.85%24.05x1.26x
PUKC$35.35B+1.41%15.81x2.02x

Aflac Stock FAQ

What is Aflac's quote symbol?

(NYSE: AFL) Aflac trades on the NYSE under the ticker symbol AFL. Aflac stock quotes can also be displayed as NYSE: AFL.

If you're new to stock investing, here's how to buy Aflac stock.

What is the 52 week high and low for Aflac (NYSE: AFL)?

(NYSE: AFL) Aflac's 52-week high was $115.50, and its 52-week low was $96.95. It is currently -7.48% from its 52-week high and 10.22% from its 52-week low.

How much is Aflac stock worth today?

(NYSE: AFL) Aflac currently has 534,831,490 outstanding shares. With Aflac stock trading at $106.86 per share, the total value of Aflac stock (market capitalization) is $57.15B.

Aflac stock was originally listed at a price of $6.39 in Dec 31, 1997. If you had invested in Aflac stock at $6.39, your return over the last 27 years would have been 1,572.04%, for an annualized return of 11% (not including any dividends or dividend reinvestments).

How much is Aflac's stock price per share?

(NYSE: AFL) Aflac stock price per share is $106.86 today (as of Aug 29, 2025).

What is Aflac's Market Cap?

(NYSE: AFL) Aflac's market cap is $57.15B, as of Sep 2, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Aflac's market cap is calculated by multiplying AFL's current stock price of $106.86 by AFL's total outstanding shares of 534,831,490.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.