NASDAQ: PNBKPatriot National Bancorp Inc Stock
$1.00-0.01 (-0.99%)
Updated Jun 16, 2025
PNBK Price
$1.00
Fair Value Price
N/A
Market Cap
$75.88M
52 Week Low
$0.96
52 Week High
$7.47
P/E
-0.1x
P/B
1.33x
P/S
0.31x
PEG
N/A
Dividend Yield
N/A
Revenue
$14.94M
Earnings
-$42.36M
Gross Margin
100%
Operating Margin
-124.77%
Profit Margin
-283.5%
Debt to Equity
15.74
Operating Cash Flow
-$5M
Beta
0.39
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
PNBK Overview
Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, savings, prepaid deposit, on-line national money market, individual retirement accounts, and health savings accounts, as well as certificate of deposit account registry service. Its loan portfolio comprises commercial real estate, commercial business, small business administration, construction, purchased residential real estate, and various consumer loans. The company also offers automated clearing house transfers, lockbox, Internet banking, bill payment, remote deposit capture, debit card, money order, traveler's check, and automatic teller machine services. It operated through a network of eight branch offices located in Fairfield and New Haven Counties, Connecticut; and one branch offices located in Westchester County, New York. The company was founded in 1994 and is headquartered in Stamford, Connecticut.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine PNBK's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
PNBK
Ranked#77 of 297
Ranked#77 of 297
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $34.80 | A | |
| $36.13 | B | |
| $14.41 | B |
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PNBK News
Overview
Due Diligence Score
–
Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how PNBK scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
PNBK is unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
PNBK is poor value based on its book value relative to its share price (1.33x), compared to the US Banks - Regional industry average (1.16x)
P/B vs Industry Valuation
PNBK is unprofitable, so we... subscribe to Premium to read more.
PEG Value Valuation
There are 35 more PNBK due diligence checks available for Premium users.
Valuation
PNBK fair value
Fair Value of PNBK stock based on Discounted Cash Flow (DCF)
Price
$1.00
Fair Value
$2.80
Undervalued by
64.26%
PNBK is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
PNBK price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-0.1x
Industry
12.05x
Market
29.27x
PNBK price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.33x
Industry
1.16x
PNBK is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
PNBK's financial health
Profit margin
Revenue
$5.9M
Net Income
-$2.8M
Profit Margin
-46.7%
PNBK's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$956.6M
Liabilities
$899.5M
Debt to equity
15.74
PNBK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
PNBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$5.8M
Investing
$34.3M
Financing
-$54.9M
PNBK vs Bank Stocks
Patriot National Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.