WallStreetZenWallStreetZen

Sectors & IndustriesFinancial Services
Best Financial Stocks to Buy Now (2025)
Top financial stocks in 2025 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

Sector: Financial Services
OverviewZen RatingPriceValueGrowthFinancialsMomentumSentimentForecastDividendsDue Diligence
Ticker
Company
DD Score
Valuation Score
Financials Score
Forecast Score
Performance Score
Dividends Score
OPFI
OPPFI INC
16
0
29
22
10
20
HCI
HCI GROUP INC
52
29
57
44
70
60
BGC
BGC GROUP INC
43
57
43
44
50
20
EZPW
EZCORP INC
45
71
57
0
50
–
FCFS
FIRSTCASH HOLDINGS INC
42
43
43
22
40
60

Upgrade to Premium to View More

Use Due Diligence Score to quickly analyze stock fundamentals, even if you don't have a finance background. We run time-tested due diligence checks inspired by legendary investors like Warren Buffett, and score each company based on how many they pass/fail.

Already have access to Premium? Sign In
12345...146

Financial Industries

IndustryStocks1d %1w %1m %1y %DD ScoreP/E ratioP/B RatioROEROAROCEUpside/DownsideConsensus
101-0.56%+2.49%+1.23%-5.37%41.31x2.82x+11.43%+3.95%+0.47%+14.55%Buy
17-0.16%+3.63%+4.16%+31.33%16.03x1.61x+19.20%+0.86%N/A+12.50%Buy
324+0.24%+2.06%+5.23%-1.05%15.81x1.26x+11.37%+1.25%-0.00%+9.75%Buy
80+0.08%+3.89%+0.03%+5.17%21.04x2.89x+14.14%+2.47%+2.76%+12.26%Strong Buy
56-0.83%+0.57%+2.02%+4.55%35.10x4.97x+80.96%+16.21%+29.20%+14.90%Buy
3-1.55%-2.29%-1.30%+1.84%15.47x1.63x+12.45%-0.10%+1.10%+33.64%Strong Buy
10-0.68%-0.29%-1.96%-13.45%30.77x4.93x+14.04%+8.54%+16.23%+22.73%Buy
21-1.58%-2.80%-1.67%-19.60%24.70x4.30x+23.70%+6.01%+14.52%+21.83%Buy
14-1.01%-2.25%+0.56%-2.01%17.90x1.53x+9.72%+5.25%+0.04%+21.45%Buy
17-0.36%-0.11%-0.05%+1.35%14.66x1.49x+12.91%+1.38%+0.02%+14.09%Buy
40-0.22%-1.67%-0.05%+3.67%11.82x1.98x+21.61%+5.33%+0.02%+17.00%Buy
9-0.71%-0.74%-1.97%-8.40%11.51x0.99x+8.65%+1.49%N/A+14.94%Buy
20-1.15%-3.96%-4.25%-5.77%26.45x1.56x+12.63%+4.04%+1.22%+18.87%Buy
14-0.19%-1.90%-2.89%+2.89%32.94x0.50x+0.48%-0.15%-0.01%+22.53%Buy

Financial Stocks FAQ

What are the best financial stocks to buy right now in Dec 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best financial service stocks to buy right now are:

1. Oppfi (NYSE:OPFI)


Oppfi (NYSE:OPFI) is the #1 top financial stock out of 726 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Oppfi (NYSE:OPFI) is: Value: B, Growth: A, Momentum: C, Sentiment: B, Safety: B, Financials: A, and AI: C.

Oppfi (NYSE:OPFI) has a Due Diligence Score of 16, which is -18 points lower than the financial sector average of 34. Although this number is below the industry average, our proven quant model rates OPFI as a "A".It passed 6 out of 38 due diligence checks and has weak fundamentals. Oppfi has seen its stock return 48.54% over the past year, overperforming other financial stocks by 49 percentage points.

2. Hci Group (NYSE:HCI)


Hci Group (NYSE:HCI) is the #2 top financial stock out of 726 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Hci Group (NYSE:HCI) is: Value: C, Growth: A, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: B.

Hci Group (NYSE:HCI) has a Due Diligence Score of 52, which is 18 points higher than the financial sector average of 34. It passed 20 out of 38 due diligence checks and has strong fundamentals. Hci Group has seen its stock return 45.74% over the past year, overperforming other financial stocks by 47 percentage points.

Hci Group has an average 1 year price target of $245.00, an upside of 44.2% from Hci Group's current stock price of $169.90.

Hci Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Hci Group, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Bgc Group (NASDAQ:BGC)


Bgc Group (NASDAQ:BGC) is the #3 top financial stock out of 726 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Bgc Group (NASDAQ:BGC) is: Value: B, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: B, and AI: A.

Bgc Group (NASDAQ:BGC) has a Due Diligence Score of 43, which is 9 points higher than the financial sector average of 34. It passed 17 out of 38 due diligence checks and has strong fundamentals. Bgc Group has seen its stock lose -3.93% over the past year, underperforming other financial stocks by -3 percentage points.

What are the financial stocks with highest dividends?

Out of 475 financial stocks that have issued dividends in the past year, the 3 financial stocks with the highest dividend yields are:

1. Arch Capital Group (NASDAQ:ACGL)


Arch Capital Group (NASDAQ:ACGL) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.36%.

Arch Capital Group's dividend payout ratio of 45.8% indicates that its dividend yield is sustainable for the long-term.

2. Futu Holdings (NASDAQ:FUTU)


Futu Holdings (NASDAQ:FUTU) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.36%.

Futu Holdings's dividend payout ratio of 22% indicates that its dividend yield is sustainable for the long-term.

3. Sun Life Financial (NYSE:SLF)


Sun Life Financial (NYSE:SLF) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.36%. Sun Life Financial's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Sun Life Financial's dividend has shown consistent growth over the last 10 years.

Sun Life Financial's dividend payout ratio of 54.6% indicates that its dividend yield is sustainable for the long-term.

Why are financial stocks down?

Financial stocks were down -0.27% in the last day, and up 0.84% over the last week.

We couldn't find a catalyst for why financial stocks are down.

What are the most undervalued financial stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued financial stocks right now are:

1. Crawford & Co (NYSE:CRD.A)


Crawford & Co (NYSE:CRD.A) is the most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Crawford & Co has a valuation score of 71, which is 29 points higher than the financial sector average of 42. It passed 5 out of 7 valuation due diligence checks.

Crawford & Co's stock has dropped -6.01% in the past year. It has underperformed other stocks in the financial sector by -5 percentage points.

2. Qfin Holdings (NASDAQ:QFIN)


Qfin Holdings (NASDAQ:QFIN) is the second most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Qfin Holdings has a valuation score of 71, which is 29 points higher than the financial sector average of 42. It passed 5 out of 7 valuation due diligence checks.

Qfin Holdings's stock has dropped -50.46% in the past year. It has underperformed other stocks in the financial sector by -50 percentage points.

3. Virtus Investment Partners (NYSE:VRTS)


Virtus Investment Partners (NYSE:VRTS) is the third most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Virtus Investment Partners has a valuation score of 71, which is 29 points higher than the financial sector average of 42. It passed 5 out of 7 valuation due diligence checks.

Virtus Investment Partners's stock has dropped -35.64% in the past year. It has underperformed other stocks in the financial sector by -35 percentage points.

Are financial stocks a good buy now?

38.97% of financial stocks rated by analysts are a buy right now. On average, analysts expect financial stocks to rise by 14.26% over the next year.

1.97% of financial stocks have a Zen Rating of A (Strong Buy), 10.51% of financial stocks are rated B (Buy), 71.59% are rated C (Hold), 14.29% are rated D (Sell), and 1.64% are rated F (Strong Sell).

What is the average p/e ratio of the financial services sector?

The average P/E ratio of the financial services sector is 22.67x.
©2025 WallStreetZen
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletter
Stock Tools
Top Performing AnalystsStock ScreenerStock ForecastTrending StocksStrong Buy StocksHighest Earnings StocksBest Dividend Paying StocksStatisticsStock Market SectorsStock Market IndustriesHow to Buy Stocks Online
Stock Ideas
Buy The DipBiggest Stock Gainers TodayBiggest Stock Losers Today52 Week High Stocks52 Week Low StocksMost Active Stocks TodayMost Undervalued StocksBest Penny Stocks to Buy NowBest Stocks Under $5Best Stocks Under $10
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.