Sectors & IndustriesFinancial Services

Best Financial Stocks to Buy Now (2025)

Top financial stocks in 2025 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best financial service stocks to buy right now are:

Oppfi (NYSE:OPFI) is the #1 top financial stock out of 727 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Oppfi (NYSE:OPFI) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: A, Financials: A, and AI: C.

Oppfi (NYSE:OPFI) has a Due Diligence Score of 22, which is -12 points lower than the financial sector average of 34. Although this number is below the industry average, our proven quant model rates OPFI as a "A".It passed 9 out of 38 due diligence checks and has weak fundamentals. Oppfi has seen its stock return 102.05% over the past year, overperforming other financial stocks by 97 percentage points.

Oppfi has an average 1 year price target of $13.50, an upside of 36.92% from Oppfi's current stock price of $9.86.

Oppfi stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Oppfi, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Bitcoin Depot (NASDAQ:BTM) is the #2 top financial stock out of 727 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Bitcoin Depot (NASDAQ:BTM) is: Value: B, Growth: A, Momentum: C, Sentiment: B, Safety: D, Financials: A, and AI: C.

Bitcoin Depot (NASDAQ:BTM) has a Due Diligence Score of 44, which is 10 points higher than the financial sector average of 34. It passed 14 out of 33 due diligence checks and has strong fundamentals. Bitcoin Depot has seen its stock return 95.33% over the past year, overperforming other financial stocks by 91 percentage points.

Bitcoin Depot has an average 1 year price target of $6.25, an upside of 113.31% from Bitcoin Depot's current stock price of $2.93.

Bitcoin Depot stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Bitcoin Depot, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Universal Insurance Holdings (NYSE:UVE) is the #3 top financial stock out of 727 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Universal Insurance Holdings (NYSE:UVE) is: Value: A, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: C.

Universal Insurance Holdings (NYSE:UVE) has a Due Diligence Score of 41, which is 7 points higher than the financial sector average of 34. It passed 15 out of 38 due diligence checks and has strong fundamentals. Universal Insurance Holdings has seen its stock return 49.42% over the past year, overperforming other financial stocks by 45 percentage points.

Out of 472 financial stocks that have issued dividends in the past year, the 3 financial stocks with the highest dividend yields are:

Credicorp (NYSE:BAP) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.51%. Credicorp's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Credicorp's dividend has shown consistent growth over the last 10 years.

Credicorp's dividend payout ratio of 65.1% indicates that its dividend yield is sustainable for the long-term.

Great Elm Capital (NASDAQ:GECC) has an annual dividend yield of 20.57%, which is 17 percentage points higher than the financial sector average of 3.51%. Great Elm Capital's dividend payout is not stable, having dropped more than 10% six times in the last 10 years. Great Elm Capital's dividend has shown consistent growth over the last 10 years.

Great Elm Capital's dividend payout ratio of 94.9% indicates that its high dividend yield might not be sustainable for the long-term.

Whitehorse Finance (NASDAQ:WHF) has an annual dividend yield of 20.53%, which is 17 percentage points higher than the financial sector average of 3.51%. Whitehorse Finance's dividend payout is not stable, having dropped more than 10% six times in the last 10 years. Whitehorse Finance's dividend has shown consistent growth over the last 10 years.

Whitehorse Finance's dividend payout ratio of 457.7% indicates that its high dividend yield might not be sustainable for the long-term.

Financial stocks were down -0.99% in the last day, and down -1.05% over the last week. First Horizon was the among the top losers in the financial services sector, dropping -9.43% yesterday.

Shares of companies within the broader financial services sector are trading lower amid overall market weakness as traders move into safe-haven assets like gold and metals. Regional banks shares have been moving lower as well as concerns grow on Wall Street over sour loans.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued financial stocks right now are:

Newtekone (NASDAQ:NEWT) is the most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 31 points higher than the financial sector average of 40. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has dropped -16.6% in the past year. It has underperformed other stocks in the financial sector by -21 percentage points.

Crawford & Co (NYSE:CRD.A) is the second most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Crawford & Co has a valuation score of 71, which is 31 points higher than the financial sector average of 40. It passed 5 out of 7 valuation due diligence checks.

Crawford & Co's stock has dropped -5.91% in the past year. It has underperformed other stocks in the financial sector by -11 percentage points.

Hamilton Insurance Group (NYSE:HG) is the third most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Hamilton Insurance Group has a valuation score of 29, which is -11 points higher than the financial sector average of 40. It passed 2 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates HG a Valuation Rating of "A".

Hamilton Insurance Group's stock has gained 31.52% in the past year. It has overperformed other stocks in the financial sector by 27 percentage points.

37.63% of financial stocks rated by analysts are a buy right now. On average, analysts expect financial stocks to rise by 14.06% over the next year.

2.56% of financial stocks have a Zen Rating of A (Strong Buy), 8.81% of financial stocks are rated B (Buy), 75.32% are rated C (Hold), 12.02% are rated D (Sell), and 1.28% are rated F (Strong Sell).