NASDAQ: OVLYOak Valley Bancorp Stock
$24.34+0.27 (+1.12%)
Updated Apr 26, 2024
OVLY Price
$24.34
Fair Value Price
N/A
Market Cap
$201.86M
52 Week Low
$22.49
52 Week High
$30.70
P/E
6.47x
P/B
1.22x
P/S
3.05x
PEG
0.42x
Dividend Yield
1.58%
Revenue
$81.46M
Earnings
$30.85M
Gross Margin
100%
Operating Margin
49.48%
Profit Margin
37.9%
Debt to Equity
10.09
Operating Cash Flow
$33M
Beta
0.76
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
OVLY Overview
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans consisting of automobile loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of December 31, 2021, it operated through seventeen full-service branch offices in Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, California, and Sacramento. The company was incorporated in 1990 and is headquartered in Oakdale, California.
Zen Score
–
Industry Average (33)
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Due Diligence Checks
OVLY ($24.34) is trading below its intrinsic value of $41.10, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
OVLY is good value based on its earnings relative to its share price (6.47x), compared to the US market average (41.14x)
P/E vs Market Valuation
OVLY is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more OVLY due diligence checks available for Premium users.
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OVLY News
Valuation
OVLY price to earnings (PE)
For valuing profitable companies with steady earnings
Company
6.47x
Industry
-9.61x
Market
41.14x
OVLY is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
OVLY is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
OVLY price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.22x
Industry
0.99x
OVLY is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
OVLY price to earnings growth (PEG)
For valuing profitable companies with growth potential
OVLY is good value based... subscribe to Premium to read more.
PEG Value Valuation
OVLY's financial health
Profit margin
Revenue
$18.5M
Net Income
$5.9M
Profit Margin
31.6%
OVLY's Earnings (EBIT) of $40.31M... subscribe to Premium to read more.
Interest Coverage Financials
OVLY's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.8B
Liabilities
$1.7B
Debt to equity
10.09
OVLY's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
OVLY's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$1.3M
Investing
-$43.9M
Financing
-$16.0M
OVLY's operating cash flow ($33.06M)... subscribe to Premium to read more.
Debt Coverage Financials
OVLY vs Bank Stocks
Oak Valley Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.