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Best Financial Stocks to Buy Now (2025)
Top financial stocks in 2025 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

Sector: Financial Services
OverviewZen RatingPriceValueGrowthFinancials
MomentumSentimentForecastDividendsDue Diligence
Ticker
Company
Zen Rating
Financials
Market Cap
ROE
ROA
ROCE
ROIC
D/E
Current Ratio
Gross Margin
Profit Margin
Operating Margin
MEGL
MAGIC EMPIRE GLOBAL LTD
$6.74M-7.60%-7.40%-7.79%-38.50%0.0533.37100.00%-97.40%-97.40%
ZBAO
ZHIBAO TECHNOLOGY INC
$28.84M47.60%7.70%37.41%-82.30%3.331.2735.50%8.60%12.17%
COHN
COHEN & CO INC
$38.28M9.20%0.40%N/A0.70%14.06N/A100.00%2.10%5.64%
PROV
PROVIDENT FINANCIAL HOLDINGS INC
$104.36M4.70%0.50%N/A0.60%8.59N/A100.00%15.20%22.40%
ASRV
AMERISERV FINANCIAL INC
$52.21M4.60%0.40%N/A0.40%11.76N/A100.00%9.50%11.58%
MGLD
MARYGOLD COMPANIES INC
$38.96M-19.60%-14.70%-19.57%-24.00%0.243.7773.50%-15.70%-15.79%
MBBC
MARATHON BANCORP INC
$34.12M0.80%0.10%N/A0.10%4.32N/A100.00%4.30%4.69%
GRAN
GRANDE GROUP LTD
$85.93M-5.50%-3.60%-0.88%6.50%0.274.6970.30%-9.80%-2.93%
MBCN
MIDDLEFIELD BANC CORP
$298.49M9.80%1.10%N/A1.30%7.83N/A100.00%27.80%33.33%
MAAS
MAASE INC
$70.67M-20.40%-5.10%-7.72%-7.90%1.853.8499.60%-13.00%-14.29%
MOFG
MIDWESTONE FINANCIAL GROUP INC
$859.56M10.00%0.90%N/A1.20%9.31N/A100.00%26.40%33.71%
SIEB
SIEBERT FINANCIAL CORP
$156.45M8.20%1.30%9.05%-8.80%5.671.1439.10%8.10%10.12%
OMCC
OLD MARKET CAPITAL CORP
$35.31M-5.00%-3.40%-3.34%-6.40%0.284.5566.20%-21.90%-21.00%
MDBH
MDB CAPITAL HOLDINGS LLC
$33.25M17.70%17.20%N/A23.80%0.03N/A100.00%864.20%869.67%
MGYR
MAGYAR BANCORP INC
$110.94M8.60%1.00%N/A1.50%7.49N/A100.00%27.50%40.17%
SHFS
SHF HOLDINGS INC
$4.93MN/A-539.30%-107.61%-125.50%0.952.0825.60%-573.50%-96.60%
TCBS
TEXAS COMMUNITY BANCSHARES INC
$47.98M4.80%0.60%N/A0.60%7.21N/A100.00%16.50%19.31%
BFIN
BANKFINANCIAL CORP
$161.24M1.50%0.20%N/A0.10%8.24N/A100.00%5.00%4.00%
MRCC
MONROE CAPITAL CORP
$140.18M-2.30%-1.00%N/A2.00%1.25N/A83.50%-9.60%31.45%
BOTJ
BANK OF THE JAMES FINANCIAL GROUP INC
$84.05M11.20%0.80%N/A1.00%12.25N/A100.00%16.60%20.40%
BSBK
BOGOTA FINANCIAL CORP
$105.69M0.30%0.10%N/A0.10%5.58N/A100.00%3.00%5.77%
CBC
CENTRAL BANCOMPANY INC
N/AN/AN/AN/AN/A4.84N/AN/AN/AN/A
TOP
TOP FINANCIAL GROUP LTD
$41.12M-15.80%-11.40%N/A-22.90%0.34N/A7.40%-179.30%-174.91%
CPSS
CONSUMER PORTFOLIO SERVICES INC
$209.23M6.50%0.50%N/A3.70%11.39N/A77.80%4.50%58.88%
GOCO
GOHEALTH INC
$82.70M-107.10%-15.30%-14.15%-8.60%15.221.6480.50%-27.00%-16.38%
BMHL
BLUEMOUNT HOLDINGS LTD
$86.00M30.30%9.10%35.25%47.30%1.921.5037.10%18.80%25.25%
PFX
PHENIXFIN CORP
$88.68M2.60%1.30%N/A3.20%0.97N/A100.00%16.40%56.31%
1...45678

Financial Industries

IndustryStocks1d %1w %1m %1y %DD ScoreP/E ratioP/B RatioROEROAROCEUpside/DownsideConsensus
101-0.54%+3.16%+9.37%-2.33%41.38x2.88x+11.44%+3.91%+0.46%+14.16%Buy
17+0.48%+3.06%+10.06%+36.60%16.52x1.66x+19.29%+0.86%N/A+9.64%Buy
324+0.56%+4.46%+13.41%+3.50%16.22x1.29x+11.31%+1.25%-0.00%+5.20%Buy
80-1.95%-1.39%+4.82%+2.89%20.35x2.83x+14.32%+2.42%+2.24%+14.11%Strong Buy
57-1.03%+4.00%+10.55%+7.70%36.77x5.21x+81.33%+16.31%+29.37%+11.56%Buy
3-1.89%+0.84%+5.90%+13.19%15.46x1.68x+12.47%+0.29%+0.96%+32.24%Strong Buy
10-0.79%+0.34%+1.53%-13.21%31.09x4.94x+13.67%+8.47%+16.20%+22.50%Buy
21+0.28%+3.84%+1.06%-16.05%25.96x4.49x+23.50%+5.96%+14.41%+16.26%Buy
14+1.20%+4.24%+4.27%+4.79%18.42x1.58x+9.70%+5.23%+0.04%+16.49%Buy
17+0.68%+4.56%+6.19%+7.19%15.30x1.55x+12.90%+1.37%+0.02%+9.74%Buy
40+0.31%+4.57%+5.19%+10.55%12.47x2.08x+21.70%+5.36%+0.02%+10.65%Buy
9+0.10%+4.94%+5.13%-0.59%11.94x1.03x+8.64%+1.49%N/A+9.17%Buy
20+1.14%+4.56%+1.46%-1.38%26.35x1.63x+12.65%+4.08%+1.18%+13.05%Buy
14-0.69%-0.95%+2.08%+2.83%34.57x0.48x+0.54%-0.13%-0.01%+22.12%Buy

Financial Stocks FAQ

What are the best financial stocks to buy right now in Dec 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best financial service stocks to buy right now are:

1. Oppfi (NYSE:OPFI)


Oppfi (NYSE:OPFI) is the #1 top financial stock out of 727 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Oppfi (NYSE:OPFI) is: Value: B, Growth: A, Momentum: C, Sentiment: B, Safety: B, Financials: A, and AI: B.

Oppfi (NYSE:OPFI) has a Due Diligence Score of 16, which is -18 points lower than the financial sector average of 34. Although this number is below the industry average, our proven quant model rates OPFI as a "A".It passed 6 out of 38 due diligence checks and has weak fundamentals. Oppfi has seen its stock return 40.77% over the past year, overperforming other financial stocks by 38 percentage points.

2. Hci Group (NYSE:HCI)


Hci Group (NYSE:HCI) is the #2 top financial stock out of 727 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Hci Group (NYSE:HCI) is: Value: C, Growth: A, Momentum: C, Sentiment: A, Safety: C, Financials: B, and AI: B.

Hci Group (NYSE:HCI) has a Due Diligence Score of 52, which is 18 points higher than the financial sector average of 34. It passed 20 out of 38 due diligence checks and has strong fundamentals. Hci Group has seen its stock return 66.89% over the past year, overperforming other financial stocks by 64 percentage points.

Hci Group has an average 1 year price target of $245.00, an upside of 31.07% from Hci Group's current stock price of $186.92.

Hci Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Hci Group, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Bgc Group (NASDAQ:BGC)


Bgc Group (NASDAQ:BGC) is the #3 top financial stock out of 727 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Bgc Group (NASDAQ:BGC) is: Value: B, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: A.

Bgc Group (NASDAQ:BGC) has a Due Diligence Score of 43, which is 9 points higher than the financial sector average of 34. It passed 17 out of 38 due diligence checks and has strong fundamentals. Bgc Group has seen its stock lose -1.66% over the past year, underperforming other financial stocks by -4 percentage points.

What are the financial stocks with highest dividends?

Out of 476 financial stocks that have issued dividends in the past year, the 3 financial stocks with the highest dividend yields are:

1. Arch Capital Group (NASDAQ:ACGL)


Arch Capital Group (NASDAQ:ACGL) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.28%.

Arch Capital Group's dividend payout ratio of 45.8% indicates that its dividend yield is sustainable for the long-term.

2. Futu Holdings (NASDAQ:FUTU)


Futu Holdings (NASDAQ:FUTU) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.28%.

Futu Holdings's dividend payout ratio of 22% indicates that its dividend yield is sustainable for the long-term.

3. Sun Life Financial (NYSE:SLF)


Sun Life Financial (NYSE:SLF) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.28%. Sun Life Financial's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Sun Life Financial's dividend has shown consistent growth over the last 10 years.

Sun Life Financial's dividend payout ratio of 54.6% indicates that its dividend yield is sustainable for the long-term.

Why are financial stocks down?

Financial stocks were down -0.07% in the last day, and up 3.31% over the last week. Argo Blockchain was the among the top losers in the financial services sector, dropping -17.61% yesterday.

Shares of crypto-related companies are trading lower amid volatility in the price of Bitcoin.

What are the most undervalued financial stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued financial stocks right now are:

1. Qfin Holdings (NASDAQ:QFIN)


Qfin Holdings (NASDAQ:QFIN) is the most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Qfin Holdings has a valuation score of 71, which is 30 points higher than the financial sector average of 41. It passed 5 out of 7 valuation due diligence checks.

Qfin Holdings's stock has dropped -49.84% in the past year. It has underperformed other stocks in the financial sector by -53 percentage points.

2. Crawford & Co (NYSE:CRD.A)


Crawford & Co (NYSE:CRD.A) is the second most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Crawford & Co has a valuation score of 71, which is 30 points higher than the financial sector average of 41. It passed 5 out of 7 valuation due diligence checks.

Crawford & Co's stock has dropped -0.88% in the past year. It has underperformed other stocks in the financial sector by -4 percentage points.

3. Aegon (NYSE:AEG)


Aegon (NYSE:AEG) is the third most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Aegon has a valuation score of 57, which is 16 points higher than the financial sector average of 41. It passed 4 out of 7 valuation due diligence checks.

Aegon's stock has gained 28.4% in the past year. It has overperformed other stocks in the financial sector by 26 percentage points.

Are financial stocks a good buy now?

38.37% of financial stocks rated by analysts are a buy right now. On average, analysts expect financial stocks to rise by 11.25% over the next year.

1.8% of financial stocks have a Zen Rating of A (Strong Buy), 10.16% of financial stocks are rated B (Buy), 71.64% are rated C (Hold), 14.43% are rated D (Sell), and 1.97% are rated F (Strong Sell).

What is the average p/e ratio of the financial services sector?

The average P/E ratio of the financial services sector is 23.18x.
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