Sectors & Industries Financial ServicesInsurance - Property & Casualty
Best Property & Casualty Insurance Stocks to Buy Now (2026)
Top property & casualty insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Property & Ca...

Overview Zen Rating Price Value Growth Financials Momentum Sentiment Forecast

Property & Casualty Insurance is Zen Rated A and is the 21st ranked industry out of 145 stock market industries

Ticker	Company	Market Cap	Price	Price Target	Upside/Downside	Consensus	Analysts	Fore. Revenue Growth	Fore. Earnings Growth	Forecast ROE	Forecast ROA
KINS	KINGSTONE COMPANIES INC	$285.18M	$19.70	N/A	N/A	N/A	N/A	15.44%	10.24%	37.73%	10.20%
MCY	MERCURY GENERAL CORP	$5.55B	$100.17	N/A	N/A	N/A	N/A	3.79%	-14.78%	22.69%	6.10%
ALL	ALLSTATE CORP	$63.27B	$250.20	$265.94	6.29%	Buy	19	-1.75%	-20.55%	N/A	N/A
HRTG	HERITAGE INSURANCE HOLDINGS INC	$1.03B	$34.73	$36.50	5.10%	Strong Buy	3	2.22%	-10.67%	28.90%	6.69%
UVE	UNIVERSAL INSURANCE HOLDINGS INC	$1.28B	$45.98	$51.00	10.92%	Hold	1	-1.13%	-17.03%	24.26%	4.68%
AII	AMERICAN INTEGRITY INSURANCE GROUP INC	$548.62M	$28.00	$28.00	0.00%	Strong Buy	4	20.63%	-10.34%	21.05%	4.82%
UFCS	UNITED FIRE GROUP INC	$1.45B	$56.32	$52.50	-6.78%	Strong Buy	2	14.79%	-2.72%	14.76%	3.59%
SKWD	SKYWARD SPECIALTY INSURANCE GROUP INC	$2.57B	$57.96	$71.00	22.50%	Strong Buy	5	10.31%	12.31%	24.19%	4.52%
SLDE	SLIDE INSURANCE HOLDINGS INC	$3.18B	$27.19	$27.25	0.22%	Buy	4	6.50%	-8.98%	37.10%	12.31%
AFG	AMERICAN FINANCIAL GROUP INC	$12.46B	$150.29	$156.33	4.02%	Buy	3	-2.92%	4.91%	21.99%	3.21%
HMN	HORACE MANN EDUCATORS CORP	$1.85B	$45.80	N/A	N/A	N/A	N/A	7.57%	11.38%	15.67%	1.51%
WTM	WHITE MOUNTAINS INSURANCE GROUP LTD	$5.27B	$2,208.58	N/A	N/A	N/A	N/A	N/A	-46.53%	6.04%	2.36%
DGICA	DONEGAL GROUP INC	$691.53M	$18.63	$20.00	7.35%	Hold	1	1.05%	-0.29%	11.34%	3.04%
PLMR	PALOMAR HOLDINGS INC	$3.59B	$136.44	$162.67	19.22%	Strong Buy	3	66.55%	21.85%	33.43%	8.27%
HCI	HCI GROUP INC	$2.43B	$195.24	$245.00	25.49%	Strong Buy	2	6.19%	-8.73%	23.05%	9.40%
ASIC	ATEGRITY SPECIALTY INSURANCE CO HOLDINGS	$1.11B	$23.22	$28.00	20.59%	Strong Buy	4	14.26%	7.44%	21.99%	8.78%
THG	HANOVER INSURANCE GROUP INC	$8.12B	$233.26	$223.13	-4.34%	Hold	8	1.77%	-2.95%	18.98%	4.13%
L	LOEWS CORP	$22.53B	$110.20	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SIGI	SELECTIVE INSURANCE GROUP INC	$5.77B	$97.73	$100.17	2.49%	Hold	6	-5.47%	4.43%	16.67%	3.66%
ACIC	AMERICAN COASTAL INSURANCE CORP	$513.82M	$10.87	N/A	N/A	N/A	N/A	-9.25%	-24.07%	12.73%	3.49%
NODK	NI HOLDINGS INC	$303.83M	$14.89	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
STC	STEWART INFORMATION SERVICES CORP	$1.35B	$44.30	$72.75	64.22%	Strong Buy	4	12.94%	13.45%	19.16%	9.68%
ROOT	ROOT INC	$807.20M	$52.10	$58.75	12.76%	Hold	4	1.41%	-6.92%	11.86%	2.33%
TRV	TRAVELERS COMPANIES INC	$80.75B	$394.01	$369.74	-6.16%	Hold	19	-1.34%	-7.30%	16.81%	3.43%
MKL	MARKEL GROUP INC	$22.86B	$1,844.76	$1.95k	5.70%	Hold	1	2.36%	-11.86%	11.09%	2.96%
HGTY	HAGERTY INC	$5.31B	$15.44	$13.75	-10.95%	Hold	4	4.46%	73.17%	172.43%	17.29%
CB	CHUBB LTD	$135.83B	$355.50	$373.50	5.06%	Hold	14	-4.14%	4.34%	14.51%	3.75%
PGR	PROGRESSIVE CORP	$131.19B	$225.66	$232.15	2.88%	Hold	13	2.21%	-7.48%	30.05%	8.26%
CNA	CNA FINANCIAL CORP	$12.96B	$47.89	N/A	N/A	N/A	N/A	-60.10%	-2.95%	12.22%	1.96%
OIG	ORION180 INSURANCE GROUP INC	N/A	$9.53	$15.23	59.76%	Buy	5	N/A	N/A	N/A	N/A
WRB	BERKLEY W R CORP	$26.59B	$71.63	$71.18	-0.63%	Hold	11	3.24%	1.41%	18.95%	4.08%
CINF	CINCINNATI FINANCIAL CORP	$27.54B	$179.39	$190.25	6.05%	Buy	4	-0.39%	-27.38%	8.92%	3.39%
RLI	RLI CORP	$5.85B	$63.76	$60.00	-5.90%	Sell	3	-3.14%	-16.94%	15.41%	4.06%
KMPR	KEMPER CORP	$1.74B	$29.48	$37.67	27.77%	Buy	3	-4.08%	N/A	14.43%	2.65%
KNSL	KINSALE CAPITAL GROUP INC	$8.07B	$358.42	$351.60	-1.90%	Hold	5	1.35%	-0.91%	27.50%	8.20%
LMND	LEMONADE INC	$3.51B	$45.36	$59.40	30.95%	Buy	5	30.52%	N/A	N/A	N/A
GBLI	GLOBAL INDEMNITY GROUP LLC	$355.03M	$24.25	N/A	N/A	N/A	N/A	10.43%	15.65%	7.34%	3.03%
BOW	BOWHEAD SPECIALTY HOLDINGS INC	$1.13B	$34.21	$34.60	1.14%	Buy	6	12.96%	14.86%	23.24%	4.11%
PRHI	PRESURANCE HOLDINGS INC	$26.37M	$7.04	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SAFT	SAFETY INSURANCE GROUP INC	$1.53B	$103.95	N/A	N/A	N/A	N/A	N/A	15.99%	12.81%	4.49%

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Oct 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Kingstone Companies (NASDAQ:KINS)

Kingstone Companies (NASDAQ:KINS) is the #1 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Kingstone Companies (NASDAQ:KINS) is: Value: A, Growth: C, Momentum: B, Sentiment: A, Safety: C, Financials: C, and AI: A.

Kingstone Companies (NASDAQ:KINS) has a Due Diligence Score of 49, which is 13 points higher than the property & casualty insurance industry average of 36.

KINS passed 20 out of 38 due diligence checks and has strong fundamentals. Kingstone Companies has seen its stock return 35.77% over the past year, overperforming other property & casualty insurance stocks by 25 percentage points.

2. Mercury General (NYSE:MCY)

Mercury General (NYSE:MCY) is the #2 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Mercury General (NYSE:MCY) is: Value: B, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: A.

Mercury General (NYSE:MCY) has a Due Diligence Score of 42, which is 6 points higher than the property & casualty insurance industry average of 36.

MCY passed 16 out of 38 due diligence checks and has strong fundamentals. Mercury General has seen its stock return 30.41% over the past year, overperforming other property & casualty insurance stocks by 19 percentage points.

3. Allstate (NYSE:ALL)

Allstate (NYSE:ALL) is the #3 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Allstate (NYSE:ALL) is: Value: B, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: A.

Allstate (NYSE:ALL) has a Due Diligence Score of 48, which is 12 points higher than the property & casualty insurance industry average of 36.

ALL passed 17 out of 38 due diligence checks and has strong fundamentals. Allstate has seen its stock return 31.1% over the past year, overperforming other property & casualty insurance stocks by 20 percentage points.

Allstate has an average 1 year price target of $265.94, an upside of 6.29% from Allstate's current stock price of $250.20.

Allstate stock has a consensus Buy recommendation according to Wall Street analysts. Of the 19 analysts covering Allstate, 36.84% have issued a Strong Buy rating, 5.26% have issued a Buy, 42.11% have issued a hold, while 5.26% have issued a Sell rating, and 10.53% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 29 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Cna Financial (NYSE:CNA)

Cna Financial (NYSE:CNA) has an annual dividend yield of 8.14%, which is 5 percentage points higher than the property & casualty insurance industry average of 2.68%. Cna Financial's dividend payout is not stable, having dropped more than 10% ten times in the last 10 years. Cna Financial's dividend has shown consistent growth over the last 10 years.

Cna Financial's dividend payout ratio of 85.1% indicates that its high dividend yield is sustainable for the long-term.

2. American Coastal Insurance (NASDAQ:ACIC)

American Coastal Insurance (NASDAQ:ACIC) has an annual dividend yield of 6.9%, which is 4 percentage points higher than the property & casualty insurance industry average of 2.68%. American Coastal Insurance's dividend payout is stable, having never dropped by more than 10% in the last 10 years. American Coastal Insurance's dividend has shown consistent growth over the last 10 years.

American Coastal Insurance's dividend payout ratio of 36.2% indicates that its high dividend yield is sustainable for the long-term.

3. Progressive (NYSE:PGR)

Progressive (NYSE:PGR) has an annual dividend yield of 6.16%, which is 3 percentage points higher than the property & casualty insurance industry average of 2.68%. Progressive's dividend payout is not stable, having dropped more than 10% seven times in the last 10 years. Progressive's dividend has not shown consistent growth over the last 10 years.

Progressive's dividend payout ratio of 69.5% indicates that its high dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks down?

Property & casualty insurance stocks were down -0.58% in the last day, and down -0.97% over the last week.

We couldn't find a catalyst for why property & casualty insurance stocks are down.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. Kingstone Companies (NASDAQ:KINS)

Kingstone Companies (NASDAQ:KINS) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Kingstone Companies has a valuation score of 71, which is 38 points higher than the property & casualty insurance industry average of 33. It passed 5 out of 7 valuation due diligence checks.

Kingstone Companies's stock has gained 35.77% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 25 percentage points.

2. Heritage Insurance Holdings (NYSE:HRTG)

Heritage Insurance Holdings (NYSE:HRTG) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Heritage Insurance Holdings has a valuation score of 43, which is 10 points higher than the property & casualty insurance industry average of 33. It passed 3 out of 7 valuation due diligence checks.

Heritage Insurance Holdings's stock has gained 50.41% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 39 percentage points.

3. American Integrity Insurance Group (NYSE:AII)

American Integrity Insurance Group (NYSE:AII) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

American Integrity Insurance Group has a valuation score of 43, which is 10 points higher than the property & casualty insurance industry average of 33. It passed 3 out of 7 valuation due diligence checks.

American Integrity Insurance Group's stock has gained 17.89% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 7 percentage points.

Are property & casualty insurance stocks a good buy now?

41.38% of property & casualty insurance stocks rated by analysts are a hold right now. On average, analysts expect property & casualty insurance stocks to rise by 5.5% over the next year.

8.33% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 22.22% of property & casualty insurance stocks are rated B (Buy), 69.44% are rated C (Hold), 0% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - property & casualty industry?

The average P/E ratio of the insurance - property & casualty industry is 11.38x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Property & Casualty Insurance Stocks FAQ

1. Kingstone Companies (NASDAQ:KINS)

2. Mercury General (NYSE:MCY)

3. Allstate (NYSE:ALL)

1. Cna Financial (NYSE:CNA)

2. American Coastal Insurance (NASDAQ:ACIC)

3. Progressive (NYSE:PGR)

1. Kingstone Companies (NASDAQ:KINS)

2. Heritage Insurance Holdings (NYSE:HRTG)

3. American Integrity Insurance Group (NYSE:AII)

Company

Stock Tools

Stock Ideas