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Best Property & Casualty Insurance Stocks to Buy Now (2026)
Top property & casualty insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Life

Overview Zen Rating Price Value Growth Financials Momentum Sentiment Forecast

Property & Casualty Insurance is Zen Rated B and is the 49th ranked industry out of 145 stock market industries

Ticker	Company	Market Cap	Price	Price Target	Upside/Downside	Consensus	Analysts	Fore. Revenue Growth	Fore. Earnings Growth	Forecast ROE	Forecast ROA
PRU	PRUDENTIAL FINANCIAL INC	$42.60B	$122.77	$106.47	-13.28%	Sell	15	-0.48%	17.40%	20.17%	0.84%
FG	F&G ANNUITIES & LIFE INC	$3.86B	$29.13	$27.00	-7.31%	Hold	1	-23.71%	14.04%	17.94%	0.82%
PUK	PRUDENTIAL PLC	$39.47B	$30.98	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
ABX	ABACUS GLOBAL MANAGEMENT INC	$1.00B	$10.47	$13.00	24.16%	Hold	1	15.85%	69.49%	29.35%	14.77%
PRI	PRIMERICA INC	$10.08B	$323.32	$310.50	-3.97%	Buy	4	5.41%	7.34%	39.56%	6.79%
GNW	GENWORTH FINANCIAL INC	$3.81B	$9.96	$12.00	20.48%	Buy	1	N/A	43.89%	3.31%	0.34%
LNC	LINCOLN NATIONAL CORP	$8.81B	$46.02	$45.17	-1.85%	Buy	12	3.47%	-7.82%	17.55%	0.46%
MET	METLIFE INC	$62.46B	$97.07	$99.73	2.74%	Strong Buy	15	4.28%	33.43%	31.39%	1.15%
GL	GLOBE LIFE INC	$14.21B	$182.98	$190.91	4.33%	Strong Buy	11	5.51%	7.72%	26.48%	5.20%
JXN	JACKSON FINANCIAL INC	$8.50B	$121.90	$134.25	10.13%	Buy	4	15.10%	N/A	23.74%	0.66%
CNO	CNO FINANCIAL GROUP INC	$4.99B	$53.49	$53.33	-0.29%	Hold	3	-0.92%	29.65%	23.96%	1.54%
CIA	CITIZENS INC	$245.69M	$4.86	N/A	N/A	N/A	N/A	0.84%	-18.11%	7.70%	1.06%
AFL	AFLAC INC	$64.82B	$127.36	$115.25	-9.51%	Hold	12	-1.81%	-3.08%	14.41%	3.71%
BHF	BRIGHTHOUSE FINANCIAL INC	$3.64B	$63.45	$67.00	5.59%	Hold	1	14.92%	N/A	21.49%	0.50%
MFC	MANULIFE FINANCIAL CORP	$74.35B	$44.55	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
UNM	UNUM GROUP	$13.74B	$86.77	$99.08	14.19%	Buy	12	-0.82%	35.91%	18.05%	3.07%
LIFE	ETHOS TECHNOLOGIES INC	$1.28B	$20.27	$22.56	11.28%	Strong Buy	9	N/A	N/A	32.15%	22.91%
AAME	ATLANTIC AMERICAN CORP	$31.62M	$1.55	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Jul 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Prudential Financial (NYSE:PRU)

Prudential Financial (NYSE:PRU) is the #1 top property & casualty insurance stock out of 18 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Prudential Financial (NYSE:PRU) is: Value: B, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: B.

Prudential Financial (NYSE:PRU) has a Due Diligence Score of 53, which is 17 points higher than the property & casualty insurance industry average of 36.

PRU passed 18 out of 38 due diligence checks and has strong fundamentals. Prudential Financial has seen its stock return 20.62% over the past year, underperforming other property & casualty insurance stocks by -8 percentage points.

Prudential Financial has an average 1 year price target of $106.47, a downside of -13.28% from Prudential Financial's current stock price of $122.77.

Prudential Financial stock has a consensus Sell recommendation according to Wall Street analysts. Of the 15 analysts covering Prudential Financial, 0% have issued a Strong Buy rating, 0% have issued a Buy, 73.33% have issued a hold, while 6.67% have issued a Sell rating, and 20% have issued a Strong Sell.

2. F&G Annuities & Life (NYSE:FG)

F&G Annuities & Life (NYSE:FG) is the #2 top property & casualty insurance stock out of 18 with a Zen Rating of C. Stocks with a rating of C have had an average return of +5.11% per year. Learn more.

The Component Grade breakdown for F&G Annuities & Life (NYSE:FG) is: Value: B, Growth: B, Momentum: C, Sentiment: D, Safety: C, Financials: C, and AI: A.

F&G Annuities & Life (NYSE:FG) has a Due Diligence Score of 40, which is 4 points higher than the property & casualty insurance industry average of 36.

FG passed 15 out of 38 due diligence checks and has average fundamentals. F&G Annuities & Life has seen its stock lose -5.11% over the past year, underperforming other property & casualty insurance stocks by -33 percentage points.

F&G Annuities & Life has an average 1 year price target of $27.00, a downside of -7.31% from F&G Annuities & Life's current stock price of $29.13.

F&G Annuities & Life stock has a consensus Hold recommendation according to Wall Street analysts. Of the 1 analyst covering F&G Annuities & Life, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Prudential (NYSE:PUK)

Prudential (NYSE:PUK) is the #3 top property & casualty insurance stock out of 18 with a Zen Rating of C. Stocks with a rating of C have had an average return of +5.11% per year. Learn more.

The Component Grade breakdown for Prudential (NYSE:PUK) is: Value: B, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

Prudential (NYSE:PUK) has a Due Diligence Score of 39, which is 3 points higher than the property & casualty insurance industry average of 36.

PUK passed 14 out of 38 due diligence checks and has average fundamentals. Prudential has seen its stock return 24.92% over the past year, underperforming other property & casualty insurance stocks by -3 percentage points.

What are the property & casualty insurance stocks with highest dividends?

Out of 13 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Prudential Financial (NYSE:PRU)

Prudential Financial (NYSE:PRU) has an annual dividend yield of 4.48%, which is 2 percentage points higher than the property & casualty insurance industry average of 2.21%. Prudential Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Prudential Financial's dividend has shown consistent growth over the last 10 years.

Prudential Financial's dividend payout ratio of 55.7% indicates that its high dividend yield is sustainable for the long-term.

2. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) has an annual dividend yield of 3.91%, which is 2 percentage points higher than the property & casualty insurance industry average of 2.21%. Lincoln National's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Lincoln National's dividend has shown consistent growth over the last 10 years.

Lincoln National's dividend payout ratio of 15.1% indicates that its high dividend yield is sustainable for the long-term.

3. F&G Annuities & Life (NYSE:FG)

F&G Annuities & Life (NYSE:FG) has an annual dividend yield of 3.33%, which is 1 percentage points higher than the property & casualty insurance industry average of 2.21%.

F&G Annuities & Life's dividend payout ratio of 24.2% indicates that its dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks up?

Property & casualty insurance stocks were up 1.08% in the last day, and up 4.34% over the last week. Lincoln National was the among the top gainers in the insurance - life industry, gaining 11.08% yesterday.

Lincoln National shares are trading higher after the company reported better-than-expected Q2 adjusted EPS results. Also, the company announced that it has entered into an agreement with Talcott Financial Group under which Lincoln will cede approximately $5.8 billion of in-force GUL statutory reserves.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. F&G Annuities & Life (NYSE:FG)

F&G Annuities & Life (NYSE:FG) is the most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

F&G Annuities & Life has a valuation score of 71, which is 41 points higher than the property & casualty insurance industry average of 30. It passed 5 out of 7 valuation due diligence checks.

F&G Annuities & Life's stock has dropped -5.11% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -33 percentage points.

2. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Lincoln National has a valuation score of 43, which is 13 points higher than the property & casualty insurance industry average of 30. It passed 3 out of 7 valuation due diligence checks.

Lincoln National's stock has gained 34.56% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 6 percentage points.

3. Prudential Financial (NYSE:PRU)

Prudential Financial (NYSE:PRU) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Prudential Financial has a valuation score of 57, which is 27 points higher than the property & casualty insurance industry average of 30. It passed 4 out of 7 valuation due diligence checks.

Prudential Financial's stock has gained 20.62% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -8 percentage points.

Are property & casualty insurance stocks a good buy now?

35.71% of property & casualty insurance stocks rated by analysts are a buy right now. On average, analysts expect property & casualty insurance stocks to rise by 0.1% over the next year.

0% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 5.88% of property & casualty insurance stocks are rated B (Buy), 88.24% are rated C (Hold), 5.88% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - life industry?

The average P/E ratio of the insurance - life industry is 13.77x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Property & Casualty Insurance Stocks FAQ

1. Prudential Financial (NYSE:PRU)

2. F&G Annuities & Life (NYSE:FG)

3. Prudential (NYSE:PUK)

1. Prudential Financial (NYSE:PRU)

2. Lincoln National (NYSE:LNC)

3. F&G Annuities & Life (NYSE:FG)

1. F&G Annuities & Life (NYSE:FG)

2. Lincoln National (NYSE:LNC)

3. Prudential Financial (NYSE:PRU)

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