Sectors & Industries Financial ServicesInsurance - Life
Best Property & Casualty Insurance Stocks to Buy Now (2025)
Top property & casualty insurance stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Life

Overview Zen Rating Price Value Growth Financials Momentum Sentiment Forecast

Property & Casualty Insurance is Zen Rated C and is the 63rd ranked industry out of 145 stock market industries

Ticker	Company	Market Cap	Price	Price Target	Upside/Downside	Consensus	Analysts	Fore. Revenue Growth	Fore. Earnings Growth	Forecast ROE	Forecast ROA
PUK	PRUDENTIAL PLC	$27.88B	$20.98	N/A	N/A	N/A	N/A	N/A	18.81%	41.32%	3.97%
GL	GLOBE LIFE INC	$10.20B	$121.68	$130.56	7.29%	Buy	9	4.60%	10.95%	29.00%	5.29%
BHF	BRIGHTHOUSE FINANCIAL INC	$3.01B	$51.82	$62.00	19.64%	Hold	8	26.64%	74.60%	32.37%	0.67%
PRI	PRIMERICA INC	$8.47B	$254.76	$319.17	25.28%	Buy	6	4.41%	21.21%	40.48%	6.27%
GNW	GENWORTH FINANCIAL INC	$2.76B	$6.58	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
CNO	CNO FINANCIAL GROUP INC	$3.90B	$38.63	$43.40	12.35%	Buy	5	-2.23%	7.24%	N/A	N/A
LNC	LINCOLN NATIONAL CORP	$5.17B	$30.33	$36.86	21.52%	Hold	7	2.37%	-22.47%	20.61%	0.44%
FG	F&G ANNUITIES & LIFE INC	$4.32B	$34.07	$44.00	29.15%	Hold	2	7.56%	6.43%	19.59%	0.91%
MET	METLIFE INC	$49.79B	$73.09	$93.56	28.00%	Strong Buy	9	5.18%	23.83%	31.40%	1.27%
UNM	UNUM GROUP	$13.67B	$77.31	$90.55	17.12%	Strong Buy	11	3.62%	3.81%	19.35%	3.42%
ABL	ABACUS GLOBAL MANAGEMENT INC	$787.90M	$8.14	$13.33	63.90%	Strong Buy	3	70.90%	N/A	21.46%	10.41%
MFC	MANULIFE FINANCIAL CORP	$53.64B	$29.23	$51.00	74.48%	Buy	1	6.28%	24.65%	16.61%	0.87%
AFL	AFLAC INC	$59.20B	$108.31	$105.30	-2.78%	Hold	10	-1.59%	-8.04%	17.28%	3.84%
JXN	JACKSON FINANCIAL INC	$5.29B	$72.76	$94.25	29.54%	Hold	4	28.53%	22.70%	18.64%	0.54%
CIA	CITIZENS INC	$221.59M	$4.44	N/A	N/A	N/A	N/A	4.59%	3.33%	9.49%	1.18%
PRU	PRUDENTIAL FINANCIAL INC	$35.47B	$100.21	$122.36	22.11%	Hold	11	-1.82%	28.91%	21.72%	0.82%
AAME	ATLANTIC AMERICAN CORP	$31.07M	$1.52	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Apr 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Prudential (NYSE:PUK)

Prudential (NYSE:PUK) is the #1 top property & casualty insurance stock out of 17 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Prudential (NYSE:PUK) is: Value: C, Growth: B, Momentum: B, Sentiment: C, Safety: C, Financials: C, and AI: C.

Prudential (NYSE:PUK) has a Due Diligence Score of 38, which is -1 points lower than the property & casualty insurance industry average of 39. Although this number is below the industry average, our proven quant model rates PUK as a "B".

PUK passed 14 out of 38 due diligence checks and has average fundamentals. Prudential has seen its stock return 13.71% over the past year, underperforming other property & casualty insurance stocks by -5 percentage points.

2. Globe Life (NYSE:GL)

Globe Life (NYSE:GL) is the #2 top property & casualty insurance stock out of 17 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Globe Life (NYSE:GL) is: Value: B, Growth: C, Momentum: B, Sentiment: C, Safety: C, Financials: C, and AI: C.

Globe Life (NYSE:GL) has a Due Diligence Score of 40, which is 1 points higher than the property & casualty insurance industry average of 39.

GL passed 17 out of 38 due diligence checks and has average fundamentals. Globe Life has seen its stock return 83.28% over the past year, overperforming other property & casualty insurance stocks by 65 percentage points.

Globe Life has an average 1 year price target of $130.56, an upside of 7.29% from Globe Life's current stock price of $121.68.

Globe Life stock has a consensus Buy recommendation according to Wall Street analysts. Of the 9 analysts covering Globe Life, 33.33% have issued a Strong Buy rating, 22.22% have issued a Buy, 44.44% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Brighthouse Financial (NASDAQ:BHF)

Brighthouse Financial (NASDAQ:BHF) is the #3 top property & casualty insurance stock out of 17 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Brighthouse Financial (NASDAQ:BHF) is: Value: B, Growth: C, Momentum: B, Sentiment: C, Safety: C, Financials: C, and AI: A.

Brighthouse Financial (NASDAQ:BHF) has a Due Diligence Score of 46, which is 7 points higher than the property & casualty insurance industry average of 39.

BHF passed 15 out of 33 due diligence checks and has strong fundamentals. Brighthouse Financial has seen its stock return 5.43% over the past year, underperforming other property & casualty insurance stocks by -13 percentage points.

Brighthouse Financial has an average 1 year price target of $62.00, an upside of 19.64% from Brighthouse Financial's current stock price of $51.82.

Brighthouse Financial stock has a consensus Hold recommendation according to Wall Street analysts. Of the 8 analysts covering Brighthouse Financial, 25% have issued a Strong Buy rating, 0% have issued a Buy, 50% have issued a hold, while 0% have issued a Sell rating, and 25% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 10 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Prudential Financial (NYSE:PRU)

Prudential Financial (NYSE:PRU) has an annual dividend yield of 5.24%, which is 3 percentage points higher than the property & casualty insurance industry average of 2.35%. Prudential Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Prudential Financial's dividend has shown consistent growth over the last 10 years.

Prudential Financial's dividend payout ratio of 69% indicates that its high dividend yield is sustainable for the long-term.

2. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) has an annual dividend yield of 4.45%, which is 2 percentage points higher than the property & casualty insurance industry average of 2.35%. Lincoln National's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Lincoln National's dividend has shown consistent growth over the last 10 years.

Lincoln National's dividend payout ratio of 9.6% indicates that its high dividend yield is sustainable for the long-term.

3. Metlife (NYSE:MET)

Metlife (NYSE:MET) has an annual dividend yield of 2.99%, which is 1 percentage points higher than the property & casualty insurance industry average of 2.35%. Metlife's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Metlife's dividend has shown consistent growth over the last 10 years.

Metlife's dividend payout ratio of 36.5% indicates that its dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks up?

Property & casualty insurance stocks were up 3.51% in the last day, and down -0.1% over the last week. Lincoln National was the among the top gainers in the insurance - life industry, gaining 3.48% yesterday.

Shares of financial companies are trading higher amid overall market strength after President Trump said he will not be firing Fed Chair Powell. Additionally, Trump indicated the final tariff rate would be lower than the current one, which may lead to greater business and lending activity for financial institutions.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. Jackson Financial (NYSE:JXN)

Jackson Financial (NYSE:JXN) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Jackson Financial has a valuation score of 71, which is 32 points higher than the property & casualty insurance industry average of 39. It passed 5 out of 7 valuation due diligence checks.

Jackson Financial's stock has gained 8.52% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -10 percentage points.

2. F&G Annuities & Life (NYSE:FG)

F&G Annuities & Life (NYSE:FG) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

F&G Annuities & Life has a valuation score of 57, which is 18 points higher than the property & casualty insurance industry average of 39. It passed 4 out of 7 valuation due diligence checks.

F&G Annuities & Life's stock has dropped -8.44% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -27 percentage points.

3. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Lincoln National has a valuation score of 43, which is 4 points higher than the property & casualty insurance industry average of 39. It passed 3 out of 7 valuation due diligence checks.

Lincoln National's stock has gained 7.32% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -11 percentage points.

Are property & casualty insurance stocks a good buy now?

46.15% of property & casualty insurance stocks rated by analysts are a hold right now. On average, analysts expect property & casualty insurance stocks to rise by 20.59% over the next year.

0% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 6.25% of property & casualty insurance stocks are rated B (Buy), 93.75% are rated C (Hold), 0% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - life industry?

The average P/E ratio of the insurance - life industry is 11.97x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.