Sectors & Industries Financial ServicesInsurance - Life
Best Property & Casualty Insurance Stocks to Buy Now (2025)
Top property & casualty insurance stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Life

Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Property & Casualty Insurance is Zen Rated D and is the 93rd ranked industry out of 145 stock market industries

Ticker	Company	Price	Graham Fair Value	Graham Fair Value %	P/E	Forward P/E	P/S	P/B	PEG	Free Cash Flow	Free Cash Flow Yield	Book Value	BVPS	EV	EV/EBITDA
PUK	PRUDENTIAL PLC	$24.80	$20.66	20.05%	14.74x	11.94x	2.73x	1.88x	0.79x	$3.51B	10.65%	$17.49B	13.16	$31.90B	10.66
BHF	BRIGHTHOUSE FINANCIAL INC	$47.15	$175.05	-73.07%	5.85x	2.51x	0.38x	0.52x	0.13x	$386.00M	14.26%	$5.24B	91.26	$1.19B	1.76
ABL	ABACUS GLOBAL MANAGEMENT INC	$5.38	N/A	N/A	-20.69x	7.06x	3.85x	0.02x	N/A	-$273.52M	-52.84%	$430.68M	4.48	$324.47M	20.38
MET	METLIFE INC	$74.79	$84.30	-11.28%	12.12x	8.35x	0.68x	1.83x	0.54x	$16.53B	32.93%	$27.49B	40.96	$48.57B	7.33
JXN	JACKSON FINANCIAL INC	$85.97	$74.09	16.03%	81.88x	4.27x	0.84x	0.60x	0.45x	$5.96B	97.06%	$10.30B	144.19	$7.62B	43.81
PRI	PRIMERICA INC	$261.87	$179.76	45.68%	17.62x	12.50x	2.75x	3.81x	0.97x	$819.09M	9.40%	$2.26B	67.78	$8.63B	12.04
GL	GLOBE LIFE INC	$141.05	$111.24	26.80%	11.41x	9.85x	1.99x	2.15x	1.20x	$1.41B	12.11%	$5.43B	65.73	$14.21B	9.73
UNM	UNUM GROUP	$71.11	$71.23	-0.16%	8.47x	8.01x	0.94x	1.07x	1.05x	$1.44B	11.92%	$11.32B	66.47	$14.66B	6.53
MFC	MANULIFE FINANCIAL CORP	$30.70	$28.62	7.28%	15.92x	10.35x	1.93x	1.42x	0.62x	$20.73B	39.30%	$37.05B	21.57	$44.64B	7.19
CNO	CNO FINANCIAL GROUP INC	$36.06	$34.30	5.14%	12.43x	9.58x	0.85x	1.41x	0.71x	$669.80M	18.44%	$2.53B	25.12	$6.95B	10.76
PRU	PRUDENTIAL FINANCIAL INC	$101.78	$116.36	-12.53%	15.98x	7.56x	0.60x	1.21x	0.45x	$775.00M	2.15%	$29.88B	84.42	$49.91B	19.60
FG	F&G ANNUITIES & LIFE INC	$30.70	N/A	N/A	7.89x	8.53x	0.76x	0.95x	N/A	$5.40B	139.57%	$4.36B	34.63	$3.08B	2.28
LNC	LINCOLN NATIONAL CORP	$34.20	$50.90	-32.80%	4.69x	4.87x	0.31x	0.71x	1.22x	-$936.00M	-16.03%	$8.19B	47.99	$7.42B	46.32
CIA	CITIZENS INC	$3.98	$2.17	83.66%	22.11x	18.09x	0.82x	0.91x	1.23x	$25.17M	12.61%	$218.14M	4.35	$181.24M	20.36
GNW	GENWORTH FINANCIAL INC	$7.93	$5.42	46.23%	15.86x	N/A	0.46x	0.38x	1.08x	$229.00M	6.90%	$8.71B	20.82	$2.91B	6.43
AFL	AFLAC INC	$98.59	$49.58	98.85%	15.38x	14.60x	3.18x	2.02x	2.58x	$2.45B	4.56%	$26.34B	48.35	$55.82B	12.16
AAME	ATLANTIC AMERICAN CORP	$2.26	N/A	N/A	-22.61x	N/A	0.24x	0.45x	N/A	$8.95M	19.42%	$102.39M	5.02	$47.98M	24.67

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Jul 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Prudential (NYSE:PUK)

Prudential (NYSE:PUK) is the #1 top property & casualty insurance stock out of 17 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Prudential (NYSE:PUK) is: Value: C, Growth: B, Momentum: A, Sentiment: A, Safety: C, Financials: C, and AI: C.

Prudential (NYSE:PUK) has a Due Diligence Score of 45, which is 8 points higher than the property & casualty insurance industry average of 37.

PUK passed 17 out of 38 due diligence checks and has strong fundamentals. Prudential has seen its stock return 40.03% over the past year, overperforming other property & casualty insurance stocks by 35 percentage points.

2. Brighthouse Financial (NASDAQ:BHF)

Brighthouse Financial (NASDAQ:BHF) is the #2 top property & casualty insurance stock out of 17 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Brighthouse Financial (NASDAQ:BHF) is: Value: A, Growth: B, Momentum: C, Sentiment: D, Safety: C, Financials: C, and AI: B.

Brighthouse Financial (NASDAQ:BHF) has a Due Diligence Score of 44, which is 7 points higher than the property & casualty insurance industry average of 37.

BHF passed 14 out of 33 due diligence checks and has strong fundamentals. Brighthouse Financial has seen its stock lose -6.93% over the past year, underperforming other property & casualty insurance stocks by -12 percentage points.

Brighthouse Financial has an average 1 year price target of $59.88, an upside of 26.99% from Brighthouse Financial's current stock price of $47.15.

Brighthouse Financial stock has a consensus Hold recommendation according to Wall Street analysts. Of the 8 analysts covering Brighthouse Financial, 25% have issued a Strong Buy rating, 0% have issued a Buy, 50% have issued a hold, while 0% have issued a Sell rating, and 25% have issued a Strong Sell.

3. Abacus Global Management (NASDAQ:ABL)

Abacus Global Management (NASDAQ:ABL) is the #3 top property & casualty insurance stock out of 17 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Abacus Global Management (NASDAQ:ABL) is: Value: C, Growth: A, Momentum: C, Sentiment: C, Safety: F, Financials: C, and AI: D.

Abacus Global Management (NASDAQ:ABL) has a Due Diligence Score of 20, which is -17 points lower than the property & casualty insurance industry average of 37.

ABL passed 7 out of 33 due diligence checks and has weak fundamentals. Abacus Global Management has seen its stock lose -43.19% over the past year, underperforming other property & casualty insurance stocks by -48 percentage points.

Abacus Global Management has an average 1 year price target of $10.00, an upside of 85.87% from Abacus Global Management's current stock price of $5.38.

Abacus Global Management stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Abacus Global Management, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 11 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Prudential Financial (NYSE:PRU)

Prudential Financial (NYSE:PRU) has an annual dividend yield of 5.21%, which is 3 percentage points higher than the property & casualty insurance industry average of 2.21%. Prudential Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Prudential Financial's dividend has shown consistent growth over the last 10 years.

Prudential Financial's dividend payout ratio of 82.4% indicates that its high dividend yield is sustainable for the long-term.

2. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) has an annual dividend yield of 3.95%, which is 2 percentage points higher than the property & casualty insurance industry average of 2.21%. Lincoln National's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Lincoln National's dividend has shown consistent growth over the last 10 years.

Lincoln National's dividend payout ratio of 24.7% indicates that its dividend yield is sustainable for the long-term.

3. Metlife (NYSE:MET)

Metlife (NYSE:MET) has an annual dividend yield of 2.95%, which is 1 percentage points higher than the property & casualty insurance industry average of 2.21%. Metlife's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Metlife's dividend has shown consistent growth over the last 10 years.

Metlife's dividend payout ratio of 35.4% indicates that its dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks down?

Property & casualty insurance stocks were down -2.92% in the last day, and down -2.03% over the last week. Unum Group was the among the top losers in the insurance - life industry, dropping -12.18% yesterday.

Unum Group shares are trading lower following a Q2 adjusted EPS miss and after the company cut its FY25 adjusted EPS guidance below estimates. Additionally, Evercore ISI Group cut its price target on the stock from $100 to $96.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. Brighthouse Financial (NASDAQ:BHF)

Brighthouse Financial (NASDAQ:BHF) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Brighthouse Financial has a valuation score of 71, which is 29 points higher than the property & casualty insurance industry average of 42. It passed 5 out of 7 valuation due diligence checks.

Brighthouse Financial's stock has dropped -6.93% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -12 percentage points.

2. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Lincoln National has a valuation score of 57, which is 15 points higher than the property & casualty insurance industry average of 42. It passed 4 out of 7 valuation due diligence checks.

Lincoln National's stock has gained 1.85% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -3 percentage points.

3. Unum Group (NYSE:UNM)

Unum Group (NYSE:UNM) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Unum Group has a valuation score of 57, which is 15 points higher than the property & casualty insurance industry average of 42. It passed 4 out of 7 valuation due diligence checks.

Unum Group's stock has gained 31.01% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 26 percentage points.

Are property & casualty insurance stocks a good buy now?

42.86% of property & casualty insurance stocks rated by analysts are a hold right now. On average, analysts expect property & casualty insurance stocks to rise by 19.81% over the next year.

0% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 6.25% of property & casualty insurance stocks are rated B (Buy), 68.75% are rated C (Hold), 25% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - life industry?

The average P/E ratio of the insurance - life industry is 15.5x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Property & Casualty Insurance Stocks FAQ

1. Prudential (NYSE:PUK)

2. Brighthouse Financial (NASDAQ:BHF)

3. Abacus Global Management (NASDAQ:ABL)

1. Prudential Financial (NYSE:PRU)

2. Lincoln National (NYSE:LNC)

3. Metlife (NYSE:MET)

1. Brighthouse Financial (NASDAQ:BHF)

2. Lincoln National (NYSE:LNC)

3. Unum Group (NYSE:UNM)

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