Sectors & Industries Financial ServicesInsurance - Life
Best Property & Casualty Insurance Stocks to Buy Now (2026)
Top property & casualty insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Life

Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Property & Casualty Insurance is Zen Rated B and is the 58th ranked industry out of 145 stock market industries

Ticker	Company	Price	Graham Fair Value	Graham Fair Value %	P/E	Forward P/E	P/S	P/B	PEG	Free Cash Flow	Free Cash Flow Yield	Book Value	BVPS	EV	EV/EBITDA
JXN	JACKSON FINANCIAL INC	$101.40	N/A	N/A	-422.50x	4.00x	1.07x	0.72x	N/A	$5.76B	80.34%	$9.95B	140.81	$7.11B	-120.46
FG	F&G ANNUITIES & LIFE INC	$24.20	$60.81	-60.21%	12.80x	4.26x	0.55x	0.68x	0.16x	$4.67B	147.18%	$4.80B	36.67	$4.03B	3.52
CIA	CITIZENS INC	$4.58	$1.90	140.44%	15.79x	15.12x	0.90x	0.98x	4.35x	$17.54M	7.62%	$234.99M	4.67	$206.77M	11.35
CNO	CNO FINANCIAL GROUP INC	$39.55	$38.38	3.04%	16.83x	8.96x	0.86x	1.41x	0.52x	$675.70M	17.48%	$2.64B	26.99	$6.80B	12.96
MET	METLIFE INC	$67.70	$85.41	-20.74%	14.28x	6.85x	0.57x	1.55x	0.38x	$17.09B	38.72%	$28.40B	43.55	$42.65B	7.91
MFC	MANULIFE FINANCIAL CORP	$33.63	N/A	N/A	14.85x	N/A	2.07x	1.63x	N/A	$23.61B	39.36%	$36.85B	20.67	$51.13B	7.72
PRU	PRUDENTIAL FINANCIAL INC	$93.29	$116.68	-20.05%	9.28x	6.41x	0.53x	1.00x	0.50x	$6.27B	19.32%	$32.44B	93.21	$45.31B	9.52
ABX	ABACUS GLOBAL MANAGEMENT INC	$8.34	$19.04	-56.19%	21.95x	8.36x	3.41x	1.92x	0.17x	-$26.61M	-3.32%	$418.54M	4.35	$1.18B	10.73
PRI	PRIMERICA INC	$246.21	$181.78	35.45%	10.73x	10.21x	2.44x	3.19x	1.41x	$875.13M	10.89%	$2.45B	74.95	$7.68B	7.55
PUK	PRUDENTIAL PLC	$27.78	$26.83	3.55%	9.01x	N/A	2.74x	1.76x	0.91x	$2.35B	6.64%	$20.12B	15.79	$32.98B	6.62
GL	GLOBE LIFE INC	$135.11	$120.98	11.68%	9.47x	8.61x	1.77x	1.78x	1.02x	$1.25B	11.80%	$5.97B	75.98	$13.11B	8.31
LNC	LINCOLN NATIONAL CORP	$34.18	$65.63	-47.92%	5.75x	4.20x	0.36x	0.60x	0.34x	-$167.00M	-2.57%	$10.91B	57.37	$3.26B	2.08
LIFE	ETHOS TECHNOLOGIES INC	$10.13	N/A	N/A	2.35x	-64.32x	0.43x	-26.41x	N/A	$30.45M	18.22%	-$24.12M	-1.46	$572.39M	6.72
UNM	UNUM GROUP	$72.90	$76.51	-4.72%	17.03x	8.16x	0.91x	1.07x	0.46x	$555.40M	4.65%	$11.12B	67.90	$15.55B	12.29
AFL	AFLAC INC	$106.41	$51.33	107.29%	15.56x	14.32x	3.30x	1.86x	2.44x	$2.56B	4.51%	$29.49B	55.34	$57.11B	12.02
GNW	GENWORTH FINANCIAL INC	$7.99	N/A	N/A	14.80x	17.38x	0.45x	0.35x	N/A	$350.00M	10.71%	$8.75B	21.39	$2.57B	6.25
BHF	BRIGHTHOUSE FINANCIAL INC	$59.98	$135.89	-55.86%	10.43x	2.86x	0.51x	0.51x	0.19x	$259.00M	7.55%	$6.77B	118.36	$1.20B	2.55
AAME	ATLANTIC AMERICAN CORP	$2.39	$2.79	-14.40%	10.86x	N/A	0.23x	0.45x	0.50x	$24.25M	49.75%	$109.49M	5.37	$52.06M	5.17

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Mar 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Jackson Financial (NYSE:JXN)

Jackson Financial (NYSE:JXN) is the #1 top property & casualty insurance stock out of 18 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Jackson Financial (NYSE:JXN) is: Value: B, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

Jackson Financial (NYSE:JXN) has a Due Diligence Score of 29, which is -9 points lower than the property & casualty insurance industry average of 38. Although this number is below the industry average, our proven quant model rates JXN as a "B".

JXN passed 10 out of 38 due diligence checks and has average fundamentals. Jackson Financial has seen its stock return 18.26% over the past year, overperforming other property & casualty insurance stocks by 25 percentage points.

Jackson Financial has an average 1 year price target of $115.50, an upside of 13.91% from Jackson Financial's current stock price of $101.40.

Jackson Financial stock has a consensus Hold recommendation according to Wall Street analysts. Of the 4 analysts covering Jackson Financial, 25% have issued a Strong Buy rating, 0% have issued a Buy, 50% have issued a hold, while 25% have issued a Sell rating, and 0% have issued a Strong Sell.

2. F&G Annuities & Life (NYSE:FG)

F&G Annuities & Life (NYSE:FG) is the #2 top property & casualty insurance stock out of 18 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for F&G Annuities & Life (NYSE:FG) is: Value: A, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: A.

F&G Annuities & Life (NYSE:FG) has a Due Diligence Score of 38, which is equal to the property & casualty insurance industry average of 38.

FG passed 14 out of 38 due diligence checks and has average fundamentals. F&G Annuities & Life has seen its stock lose -32.76% over the past year, underperforming other property & casualty insurance stocks by -26 percentage points.

F&G Annuities & Life has an average 1 year price target of $35.00, an upside of 44.63% from F&G Annuities & Life's current stock price of $24.20.

F&G Annuities & Life stock has a consensus Hold recommendation according to Wall Street analysts. Of the 1 analyst covering F&G Annuities & Life, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Citizens (NYSE:CIA)

Citizens (NYSE:CIA) is the #3 top property & casualty insurance stock out of 18 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Citizens (NYSE:CIA) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Citizens (NYSE:CIA) has a Due Diligence Score of 25, which is -13 points lower than the property & casualty insurance industry average of 38.

CIA passed 8 out of 33 due diligence checks and has weak fundamentals. Citizens has seen its stock lose -6.72% over the past year.

What are the property & casualty insurance stocks with highest dividends?

Out of 14 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Prudential Financial (NYSE:PRU)

Prudential Financial (NYSE:PRU) has an annual dividend yield of 5.84%, which is 3 percentage points higher than the property & casualty insurance industry average of 2.47%. Prudential Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Prudential Financial's dividend has shown consistent growth over the last 10 years.

Prudential Financial's dividend payout ratio of 53.7% indicates that its high dividend yield is sustainable for the long-term.

2. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) has an annual dividend yield of 5.27%, which is 3 percentage points higher than the property & casualty insurance industry average of 2.47%. Lincoln National's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Lincoln National's dividend has shown consistent growth over the last 10 years.

Lincoln National's dividend payout ratio of 30.3% indicates that its high dividend yield is sustainable for the long-term.

3. F&G Annuities & Life (NYSE:FG)

F&G Annuities & Life (NYSE:FG) has an annual dividend yield of 3.88%, which is 1 percentage points higher than the property & casualty insurance industry average of 2.47%.

F&G Annuities & Life's dividend payout ratio of 48.1% indicates that its dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks down?

Property & casualty insurance stocks were down -2.76% in the last day, and down -0.25% over the last week.

We couldn't find a catalyst for why property & casualty insurance stocks are down.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. F&G Annuities & Life (NYSE:FG)

F&G Annuities & Life (NYSE:FG) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

F&G Annuities & Life has a valuation score of 57, which is 20 points higher than the property & casualty insurance industry average of 37. It passed 4 out of 7 valuation due diligence checks.

F&G Annuities & Life's stock has dropped -32.76% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -26 percentage points.

2. Prudential Financial (NYSE:PRU)

Prudential Financial (NYSE:PRU) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Prudential Financial has a valuation score of 57, which is 20 points higher than the property & casualty insurance industry average of 37. It passed 4 out of 7 valuation due diligence checks.

Prudential Financial's stock has dropped -18.46% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -12 percentage points.

3. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Lincoln National has a valuation score of 57, which is 20 points higher than the property & casualty insurance industry average of 37. It passed 4 out of 7 valuation due diligence checks.

Lincoln National's stock has dropped -7.07% in the past year. It has performed in line with other stocks in the property & casualty insurance industry.

Are property & casualty insurance stocks a good buy now?

46.67% of property & casualty insurance stocks rated by analysts are a hold right now. On average, analysts expect property & casualty insurance stocks to rise by 21.89% over the next year.

0% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 12.5% of property & casualty insurance stocks are rated B (Buy), 68.75% are rated C (Hold), 18.75% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - life industry?

The average P/E ratio of the insurance - life industry is 2.11x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.