NASDAQ: AAME
Atlantic American Corp Stock

$1.77-0.04 (-2.21%)
Updated Jun 17, 2026
AAME Price
$1.77
Fair Value Price
$4.17
Market Cap
$36.10M
52 Week Low
$1.59
52 Week High
$3.71
P/E
8.05x
P/B
0.33x
P/S
0.28x
PEG
0.37x
Dividend Yield
N/A
Revenue
$208.22M
Earnings
$5.11M
Gross Margin
36.4%
Operating Margin
4.67%
Profit Margin
2.3%
Debt to Equity
2.94
Operating Cash Flow
$25M
Beta
0.36
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

AAME Overview

Atlantic American Corporation (AAME) is an insurance holding company that, through its subsidiaries, delivers a diverse range of life, health, and property & casualty insurance offerings throughout the United States. Its operations are segmented into American Southern and Bankers Fidelity. Within its property and casualty division, AAME underwrites commercial auto coverage tailored for state and local government agencies, as well as various motor pool and fleet operators. This division also furnishes inland marine and general liability insurance. Additionally, it offers surety bonds, including those for subdivision development, school bus service contracts, and guarantees of performance and payment. Furthermore, the company's life and health insurance portfolio encompasses both individual and group whole life policies, alongside Medicare supplement plans. It also extends a suite of additional accident and health coverages. These include specific individual and group policies providing benefits for diagnosed cancer and other critical illnesses, as well as policies for short-term nursing facility care, accident expenses, hospital indemnity, and disability protection. Distribution of its diverse product lines is managed through a network of independent agents and brokers. Established in 1937, Atlantic American Corporation maintains its corporate headquarters in Atlanta, Georgia.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine AAME's potential to beat the market

Zen Rating Component Grades

N/A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Property & Casualty Insurance

Industry Rating
C
AAME
Ranked
Unranked of 19

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
$26.79B
$107.01C
$91.62C
View Top Property & Casualty Insurance Stocks

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Overview

Due Diligence Score

Industry Average (36)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how AAME scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

AAME ($1.77) is undervalued by 57.51% relative to our estimate of its Fair Value price of $4.17 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
AAME ($1.77) is significantly undervalued by 57.51% relative to our estimate of its Fair Value price of $4.17 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
AAME ($1.77) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more AAME due diligence checks available for Premium users.

Valuation

AAME fair value

Fair Value of AAME stock based on Discounted Cash Flow (DCF)

Price
$1.77
Fair Value
$4.17
Undervalued by
57.51%
AAME ($1.77) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
AAME ($1.77) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
AAME ($1.77) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

AAME price to earnings (PE)

For valuing profitable companies with steady earnings

Company
8.05x
Industry
12.48x
Market
12.4x
AAME is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
AAME is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

AAME price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.33x
Industry
1.54x
AAME is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

AAME price to earnings growth (PEG)

For valuing profitable companies with growth potential

AAME is good value based... subscribe to Premium to read more.
PEG Value Valuation

AAME's financial health

Profit margin

Revenue
$53.8M
Net Income
$577.0k
Profit Margin
0.9%
AAME's Earnings (EBIT) of $9.72M... subscribe to Premium to read more.
Interest Coverage Financials
AAME's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$430.9M
Liabilities
$321.4M
Debt to equity
2.94
AAME's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
AAME's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$6.6M
Investing
-$18.6M
Financing
$0.0
AAME's operating cash flow ($24.81M)... subscribe to Premium to read more.
Debt Coverage Financials

AAME vs Property & Casualty Insurance Stocks

TickerZen RatingMarket Cap1d %P/EP/B
AAME$36.10M-2.21%8.05x0.33x
CIAC$287.14M+1.07%15.35x1.20x
ABXC$926.61M-0.82%24.15x2.22x
LIFED$1.00B-0.31%N/A2.27x
GNWD$3.44B+0.11%16.92x0.39x

Atlantic American Stock FAQ

What is Atlantic American's quote symbol?

(NASDAQ: AAME) Atlantic American trades on the NASDAQ under the ticker symbol AAME. Atlantic American stock quotes can also be displayed as NASDAQ: AAME.

If you're new to stock investing, here's how to buy Atlantic American stock.

What is the 52 week high and low for Atlantic American (NASDAQ: AAME)?

(NASDAQ: AAME) Atlantic American's 52-week high was $3.71, and its 52-week low was $1.59. It is currently -52.29% from its 52-week high and 11.32% from its 52-week low.

How much is Atlantic American stock worth today?

(NASDAQ: AAME) Atlantic American currently has 20,397,228 outstanding shares. With Atlantic American stock trading at $1.77 per share, the total value of Atlantic American stock (market capitalization) is $36.10M.

Atlantic American stock was originally listed at a price of $5.06 in Dec 31, 1997. If you had invested in Atlantic American stock at $5.06, your return over the last 28 years would have been -65.04%, for an annualized return of -3.68% (not including any dividends or dividend reinvestments).

How much is Atlantic American's stock price per share?

(NASDAQ: AAME) Atlantic American stock price per share is $1.77 today (as of Jun 17, 2026).

What is Atlantic American's Market Cap?

(NASDAQ: AAME) Atlantic American's market cap is $36.10M, as of Jun 18, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Atlantic American's market cap is calculated by multiplying AAME's current stock price of $1.77 by AAME's total outstanding shares of 20,397,228.
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.