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Sectors & IndustriesFinancial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2025)
Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional
OverviewZen RatingPriceValueGrowthFinancialsMomentumSentimentForecastDividends
Due Diligence
D
Banks is Zen Rated D and is the 99th ranked industry out of 145 stock market industries
Learn how the Zen Ratings work
Ticker
Company
Market Cap
Dividend Yield
Payout Ratio
Last Dividend
Annual Dividend
Dividend Percentile
Dividend Dropped Count (L10Y)
Ex-dividend Date
Div. Payment Date
GBCI
GLACIER BANCORP INC
$5.85B1.34%34.40%$0.3300$0.6631%7
SBSI
SOUTHSIDE BANCSHARES INC
$879.84M4.92%50.90%$0.3600$1.4483%4
OSBC
OLD SECOND BANCORP INC
$940.34M1.01%12.80%$0.0600$0.1823%0
INDB
INDEPENDENT BANK CORP
$3.52B3.29%52.40%$0.5900$2.3268%02025-09-292025-10-07
VABK
VIRGINIA NATIONAL BANKSHARES CORP
$212.34M3.50%40.50%$0.3600$1.3871%0
AVBC
AVIDIA BANCORP INC
$317.81MN/AN/AN/AN/AN/AN/A
NU
NU HOLDINGS LTD
$78.04BN/A0.00%N/AN/AN/AN/A
UCB
UNITED COMMUNITY BANKS INC
$3.82B2.29%45.00%$0.2400$0.7252%02025-10-03
STBA
S&T BANCORP INC
$1.49B3.51%29.00%$0.3400$1.3671%0
WAFD
WAFD INC
$2.44B3.46%40.20%$0.2700$1.0770%1
FBP
FIRST BANCORP
$3.53B1.55%36.00%$0.1800$0.3436%0
ABCB
AMERIS BANCORP
$5.17B0.73%12.90%$0.2000$0.5516%02025-09-302025-10-06
BANF
BANCFIRST CORP
$4.33B1.42%26.10%$0.4600$1.8433%02025-09-302025-10-15
FHB
FIRST HAWAIIAN INC
$3.12B3.11%53.60%$0.2600$0.7866%0
FSUN
FIRSTSUN CAPITAL BANCORP
$1.10BN/A0.00%N/AN/AN/AN/A
TRST
TRUSTCO BANK CORP N Y
$729.35M3.77%51.10%$0.3800$1.4674%02025-10-01
NIC
NICOLET BANKSHARES INC
$1.94B0.92%13.00%$0.3200$1.2020%0
CATY
CATHAY GENERAL BANCORP
$3.40B2.80%34.20%$0.3400$1.3660%0
BCH
BANK OF CHILE
$15.46B6.87%79.60%$2.1037$2.1091%2
VBNK
VERSABANK
$408.53M0.58%13.40%$0.0180$0.0712%12025-10-102025-10-31
PRK
PARK NATIONAL CORP
$2.67B2.87%46.00%$1.0700$4.7761%7
AX
AXOS FINANCIAL INC
$5.00BN/A0.00%N/AN/AN/AN/A
OBK
ORIGIN BANCORP INC
$1.11B1.26%26.70%$0.1500$0.4529%0
PEBO
PEOPLES BANCORP INC
$1.08B5.35%54.40%$0.4100$1.6285%0
LOB
LIVE OAK BANCSHARES INC
$1.65B0.25%9.80%$0.0300$0.093%1
WABC
WESTAMERICA BANCORPORATION
$1.25B2.77%37.70%$0.4600$1.3659%0
RVSB
RIVERVIEW BANCORP INC
$107.82M1.56%34.80%$0.0200$0.0836%1
BKU
BANKUNITED INC
$2.89B1.56%35.10%$0.3100$0.6036%0
SYBT
STOCK YARDS BANCORP INC
$2.17B1.70%28.40%$0.3200$1.2539%02025-10-01
BVFL
BV FINANCIAL INC
$166.19MN/A0.00%N/AN/AN/AN/A
VLY
VALLEY NATIONAL BANCORP
$6.06B4.07%62.90%$0.1100$0.4477%02025-10-01
HOPE
HOPE BANCORP INC
$1.38B3.89%70.90%$0.1400$0.4275%0
FHN
FIRST HORIZON CORP
$11.49B2.65%38.20%$0.1500$0.6058%02025-10-01
FCNCA
FIRST CITIZENS BANCSHARES INC
$24.58B0.42%4.10%$1.9500$7.807%0
FBLA
FB BANCORP INC
$244.00MN/AN/AN/AN/AN/AN/A
IBN
ICICI BANK LTD
$111.64BN/A14.20%$0.2389N/AN/A3
GGAL
GRUPO FINANCIERO GALICIA SA
$5.06B1.81%24.20%$0.1504$0.5742%11
MYFW
FIRST WESTERN FINANCIAL INC
$223.42MN/A0.00%N/AN/AN/AN/A
CHCO
CITY HOLDING CO
$1.80B1.91%38.00%$0.7900$2.3744%0
MBIN
MERCHANTS BANCORP
$1.46B1.23%8.30%$0.1000$0.3928%12025-10-01
HTBK
HERITAGE COMMERCE CORP
$620.27M5.16%76.50%$0.1300$0.5284%0
BANR
BANNER CORP
$2.28B2.19%45.50%$0.4800$1.4450%3
HBAN
HUNTINGTON BANCSHARES INC
$25.31B2.68%45.60%$0.1550$0.4758%02025-10-01
MVBF
MVB FINANCIAL CORP
$316.94M2.79%45.60%$0.1700$0.6860%0
BOKF
BOK FINANCIAL CORP
$7.04B2.06%27.00%$0.5700$2.2847%0
ESQ
ESQUIRE FINANCIAL HOLDINGS INC
$890.06M0.48%10.90%$0.1750$0.509%0
TFSL
TFS FINANCIAL CORP
$3.76B8.45%389.70%$0.2825$1.1394%02025-09-24
CMA
COMERICA INC
$8.84B4.13%54.00%$0.7100$2.8478%02025-10-01
CBU
COMMUNITY FINANCIAL SYSTEM INC
$3.18B3.07%50.60%$0.4700$1.8565%02025-10-10
FCBC
FIRST COMMUNITY BANKSHARES INC
$666.30M2.56%121.20%$0.3100$0.9356%1
GBFH
GBANK FINANCIAL HOLDINGS INC
$581.62MN/AN/AN/AN/AN/AN/A
FIBK
FIRST INTERSTATE BANCSYSTEM INC
$3.49B4.24%63.50%$0.4700$1.4179%1
BOH
BANK OF HAWAII CORP
$2.63B5.30%90.90%$0.7000$3.5085%0
TCBK
TRICO BANCSHARES
$1.46B3.01%38.80%$0.3600$1.3564%0
TFIN
TRIUMPH FINANCIAL INC
$1.31BN/A0.00%N/AN/AN/AN/A
STEL
STELLAR BANCORP INC
$1.56B1.85%26.60%$0.1400$0.5643%02025-09-30
FFIN
FIRST FINANCIAL BANKSHARES INC
$4.92B2.15%42.40%$0.1900$0.7449%02025-10-01
UBFO
UNITED SECURITY BANCSHARES
$168.82M3.73%62.30%$0.1200$0.3674%0
INBK
FIRST INTERNET BANCORP
$208.68M0.75%13.60%$0.0600$0.1817%02025-09-302025-10-15
BFC
BANK FIRST CORP
$1.24B3.82%75.80%$0.4500$4.8075%22025-09-242025-10-08
HFWA
HERITAGE FINANCIAL CORP
$832.87M3.87%65.50%$0.2400$0.9575%5
HOMB
HOME BANCSHARES INC
$5.66B2.77%36.20%$0.2000$0.8059%0
BSAC
BANCO SANTANDER CHILE
$15.08BN/A38.90%$0.7557N/AN/A4
HWC
HANCOCK WHITNEY CORP
$5.38B2.78%30.40%$0.4500$1.7560%0
FBK
FB FINANCIAL CORP
$2.94B1.01%37.30%$0.1900$0.5523%0
MTB
M&T BANK CORP
$31.35B2.77%34.80%$1.5000$5.5559%02025-09-30
SRBK
SR BANCORP INC
$138.19M0.65%250.00%$0.0500$0.1014%0
FITB
FIFTH THIRD BANCORP
$29.88B2.46%45.80%$0.3700$1.1154%02025-09-302025-10-15
CVBF
CVB FINANCIAL CORP
$2.70B3.06%54.40%$0.2000$0.6065%02025-10-012025-10-16
RNST
RENASANT CORP
$3.55B1.76%34.80%$0.2200$0.6641%02025-09-30
LKFN
LAKELAND FINANCIAL CORP
$1.66B2.27%53.80%$0.5000$1.4851%1
WAL
WESTERN ALLIANCE BANCORPORATION
$9.89B1.27%19.70%$0.3800$1.1429%0
CFR
CULLEN/FROST BANKERS INC
$8.07B3.11%41.40%$1.0000$3.9065%0
FLG
FLAGSTAR FINANCIAL INC
$4.85B0.34%-2.50%$0.0100$0.045%3
SFBS
SERVISFIRST BANCSHARES INC
$4.55B1.17%28.60%$0.3350$0.9827%02025-10-012025-10-10
CCB
COASTAL FINANCIAL CORP
$1.76BN/A0.00%N/AN/AN/AN/A
BANC
BANC OF CALIFORNIA INC
$2.44B1.82%61.50%$0.1000$0.3042%12025-10-01
OCFC
OCEANFIRST FINANCIAL CORP
$1.03B3.35%56.70%$0.2000$0.6069%0
FFWM
FIRST FOUNDATION INC
$472.07MN/A0.00%$0.0100N/AN/A2
PB
PROSPERITY BANCSHARES INC
$6.20B3.56%43.40%$0.5800$2.3272%02025-10-01
EGBN
EAGLE BANCORP INC
$645.82M2.33%-63.40%$0.1650$0.5052%1
CFSB
CFSB BANCORP INC
$91.88MN/A0.00%N/AN/AN/AN/A
OPHC
OPTIMUMBANK HOLDINGS INC
$49.59MN/A0.00%N/AN/AN/AN/A
NSTS
NSTS BANCORP INC
$61.66MN/A0.00%N/AN/AN/AN/A
MBWM
MERCANTILE BANK CORP
$751.82M3.20%29.00%$0.3800$1.4867%2
PBBK
PB BANKSHARES INC
$49.85MN/A0.00%N/AN/AN/AN/A
MGYR
MAGYAR BANCORP INC
$112.25M1.67%13.30%$0.0800$0.2938%4
MCHB
MECHANICS BANCORP
$248.62MN/A0.00%$0.1000N/AN/A1
MBBC
MARATHON BANCORP INC
$30.83MN/A0.00%N/AN/AN/AN/A
PBHC
PATHFINDER BANCORP INC
$92.40M2.67%111.10%$0.1000$0.4058%0
WSBK
WINCHESTER BANCORP INC
$89.24MN/A0.00%N/AN/AN/AN/A
BFIN
BANKFINANCIAL CORP
$153.76M2.43%250.00%$0.1000$0.3054%0
ITUB
ITAU UNIBANCO HOLDING SA
$72.44B1.69%33.60%$0.0030$0.1339%412025-10-022025-10-08
SNV
SYNOVUS FINANCIAL CORP
$6.91B1.57%29.40%$0.3900$0.7836%02025-10-01
BBT
BEACON FINANCIAL CORP
$1.15B2.90%27.90%$0.1800$0.7262%1
HFBL
HOME FEDERAL BANCORP INC OF LOUISIANA
$42.63M2.89%47.70%$0.1350$0.4062%0
BYFC
BROADWAY FINANCIAL CORP
$67.50MN/A0.00%N/AN/AN/AN/A
COLB
COLUMBIA BANKING SYSTEM INC
$5.55B5.46%56.90%$0.3600$1.4485%3
CLST
CATALYST BANCORP INC
$54.63MN/A0.00%N/AN/AN/AN/A
GNTY
GUARANTY BANCSHARES INC
$560.35M6.16%31.00%$2.3000$3.0488%0
1234

Bank Stocks FAQ

What are the best bank stocks to buy right now in Sep 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Intercorp Financial Services (NYSE:IFS)


Intercorp Financial Services (NYSE:IFS) is the #1 top bank stock out of 327 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Intercorp Financial Services (NYSE:IFS) is: Value: B, Growth: B, Momentum: B, Sentiment: A, Safety: C, Financials: C, and AI: A.

Intercorp Financial Services (NYSE:IFS) has a Due Diligence Score of 29, which is -7 points lower than the bank industry average of 36. Although this number is below the industry average, our proven quant model rates IFS as a "A".

IFS passed 12 out of 38 due diligence checks and has average fundamentals. Intercorp Financial Services has seen its stock return 62.56% over the past year, overperforming other bank stocks by 54 percentage points.

2. Citizens Financial Services (NASDAQ:CZFS)


Citizens Financial Services (NASDAQ:CZFS) is the #2 top bank stock out of 327 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Citizens Financial Services (NASDAQ:CZFS) is: Value: A, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

Citizens Financial Services (NASDAQ:CZFS) has a Due Diligence Score of 44, which is 8 points higher than the bank industry average of 36.

CZFS passed 15 out of 38 due diligence checks and has strong fundamentals. Citizens Financial Services has seen its stock return 17.42% over the past year, overperforming other bank stocks by 9 percentage points.

3. Peoples Financial Services (NASDAQ:PFIS)


Peoples Financial Services (NASDAQ:PFIS) is the #3 top bank stock out of 327 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Peoples Financial Services (NASDAQ:PFIS) is: Value: B, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

Peoples Financial Services (NASDAQ:PFIS) has a Due Diligence Score of 58, which is 22 points higher than the bank industry average of 36.

PFIS passed 20 out of 38 due diligence checks and has strong fundamentals. Peoples Financial Services has seen its stock return 8.38% over the past year.

What are the bank stocks with highest dividends?

Out of 258 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Credicorp (NYSE:BAP)


Credicorp (NYSE:BAP) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.72%. Credicorp's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Credicorp's dividend has shown consistent growth over the last 10 years.

Credicorp's dividend payout ratio of 65.1% indicates that its dividend yield is sustainable for the long-term.

2. ICICI Bank (NYSE:IBN)


ICICI Bank (NYSE:IBN) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.72%. ICICI Bank's dividend payout is not stable, having dropped more than 10% three times in the last 10 years. ICICI Bank's dividend has shown consistent growth over the last 10 years.

ICICI Bank's dividend payout ratio of 14.2% indicates that its dividend yield is sustainable for the long-term.

3. Bancolombia Sa (NYSE:CIB)


Bancolombia Sa (NYSE:CIB) has an annual dividend yield of 9.95%, which is 7 percentage points higher than the bank industry average of 2.72%. Bancolombia Sa's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Bancolombia Sa's dividend has shown consistent growth over the last 10 years.

Bancolombia Sa's dividend payout ratio of 55.2% indicates that its high dividend yield is sustainable for the long-term.

Why are bank stocks down?

Bank stocks were down -0.1% in the last day, and up 0.72% over the last week.

We couldn't find a catalyst for why bank stocks are down.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Newtekone (NASDAQ:NEWT)


Newtekone (NASDAQ:NEWT) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 25 points higher than the bank industry average of 46. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has gained 2.44% in the past year. It has underperformed other stocks in the bank industry by -6 percentage points.

2. Op Bancorp (NASDAQ:OPBK)


Op Bancorp (NASDAQ:OPBK) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Op Bancorp has a valuation score of 100, which is 54 points higher than the bank industry average of 46. It passed 7 out of 7 valuation due diligence checks.

Op Bancorp's stock has gained 12.81% in the past year. It has overperformed other stocks in the bank industry by 4 percentage points.

3. Woori Financial Group (NYSE:WF)


Woori Financial Group (NYSE:WF) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Woori Financial Group has a valuation score of 57, which is 11 points higher than the bank industry average of 46. It passed 4 out of 7 valuation due diligence checks.

Woori Financial Group's stock has gained 59.69% in the past year. It has overperformed other stocks in the bank industry by 51 percentage points.

Are bank stocks a good buy now?

38.86% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 9.87% over the next year.

0.36% of bank stocks have a Zen Rating of A (Strong Buy), 6.76% of bank stocks are rated B (Buy), 76.16% are rated C (Hold), 15.66% are rated D (Sell), and 1.07% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 12.28x.
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