How to Buy Wintrust Financial Stock
Wintrust Financial Corp
Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management.
Wintrust Financial stock last closed at $147.90, up 1.82% from the previous day, and has increased 11.35% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.02 percentage points. Wintrust Financial stock is currently +65.99% from its 52-week low of $89.10, and -5.19% from its 52-week high of $155.99.
As of Jan 29, 2026, there are 66.97M WTFC shares outstanding. The market cap of WTFC is $9.91B. In the past 24 hours, 431,000 WTFC shares were traded.
How to Buy Wintrust Financial Stock
Wondering how to invest in Wintrust Financial stock? Here's how.
- Decide where to buy Wintrust Financial stock: You need to pick a stock brokerage, but don't worry - we've tried dozens of online stock brokerages and apps to help you choose where to buy Wintrust Financial stock.
- Open your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
- Put funds into your brokerage account: Select your method of payment and add your info.
- Evaluate Wintrust Financial stock: The Wintrust Financial ticker symbol is WTFC. Is Wintrust Financial stock a good investment? Should you buy shares of WTFC? How do WTFC's underlying business fundamentals look? Do top analysts think Wintrust Financial is a good buy? Why has WTFC's stock price moved recently? (Hint: Our stock research website can help you evaluate if WTFC is a good stock to buy).
- Make your WTFC buy order: Decide if you will purchase WTFC shares at the current market price or use a limit order to purchase WTFC stock at a given price.
- Get key alerts regarding your WTFC position: Create a watchlist to watch your investment in Wintrust Financial shares.
Step 1: Decide where to buy Wintrust Financial stock
You will need an online brokerage account to access the NASDAQ market and buy WTFC shares.
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Open eToro AccountStep 2: Open your brokerage account
Now that you've chosen your brokerage, the next step is to fill out some personal info so you can buy WTFC today.
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Step 3: Put funds into your brokerage account
Now that you've filled out your info on the best stock trading app, you can securely and quickly fund your account:
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Step 4: Evaluate Wintrust Financial stock
Once you have figured out the best place to buy Wintrust Financial stock, it's absolutely critical to analyze their stock before you invest, so you actually comprehend the risk and opportunity.
Wintrust Financial Metrics
Fundamentals of WTFC
WallStreetZen was built to help part-time investors perform more accurate fundamental analysis in less time.
You can view all of the due diligence checks on WTFC's stock page.
How is WTFC stock valued?
Analysts use many financial metrics, analyses, models, and charts to gauge WTFC's fair value.
Using relative valuations measures:
- WTFC may be undervalued based on its P/E ratio of 13.38x, relative to Banks - Regional industry P/E ratio of 17.1x
- WTFC may be overvalued based on its P/B ratio of 1.41x, relative to Banks - Regional industry P/B ratio of 1.37x
- WTFC may be overvalued based on its PEG ratio of 1.55x
You can do additional valuation analysis on WTFC's stock here.
WTFC Financial Overview
Signs that WTFC is financially healthy:
- Total WTFC debt is lower than 5 years ago, relative to shareholder equity.
- WTFC's operating cash flow of $1.15B allows it to safely service it's debt of $4.28B.
- WTFC profit margin has gone up from 26.8% to 28.8% in the past year.
- WTFC earnings of $1.07B is not sufficient to cover its interest payments.
Signs that WTFC is not financially healthy:
- WTFC has a relatively high debt to equity ratio of 8.88.
Do Wall Street analysts think it's a good time to buy WTFC stock
Out of 10 Equities analysts who track WTFC, the consensus analyst rating on WTFC is a Strong Buy
It's important to note that analyst ratings are not recommendations, nor are they investment advice.
Most Recent WTFC Analyst Upgrades/Downgrades
Terry McEvoy, a top 14% analyst from Stephens & Co. maintains WTFC with a strong buy rating and raises their WTFC price target from $158.00 to $162.00, on Jan 22, 2026.
Stephens & Co.'s Terry McEvoy raised their price target on Wintrust Financial (NASDAQ: WTFC) by 2.5% from $158 to $162 on 2026/01/22. The analyst maintained their Strong Buy rating on the stock.
Wintrust Financial reported its Q4 and FY 2025 earnings.
Raising their price target, McEvoy told readers that management is confident a 3.5% net interest margin will be achieved in 2026, as will mid- to high-single-digit loan growth.
In response to the print, their "estimate for the year is now 8% higher," the analyst added.
Earnings Report
Wintrust Financial reported:
For Q4 2025:
- EPS of $3.15, which beat the Zacks Consensus Estimate of $2.93 and Q4 2024's 2.63.
For FY 2025:
- EPS of $11.40, up from FY 2024's $10.31.
Management did not provide financial guidance in its press release.
President & CEO Timothy S. Crane commented: “We are pleased with our strong 2025 results, including the 19% improvement in net income.
"Throughout the year, we leveraged our unique position in the markets we serve to achieve robust growth in both loans and deposits.
"Wintrust ended the year with solid momentum, evidenced by record net income, record net interest income, a stable net interest margin, and strong balance sheet growth.
“Net interest margin in the fourth quarter remained within our expected range, improving by four basis points to 3.54%.
"The improvement in net interest margin, coupled with strong average earning asset growth, supported record net interest income in the fourth quarter of 2025.
"As we look ahead, we remain encouraged by the outlook and believe that a relatively stable net interest margin, combined with continued balance sheet growth, positions us well to deliver net interest income expansion in future quarters.”
Jon G. Arfstrom, a top 38% analyst from RBC Capital maintains WTFC with a buy rating and raises their WTFC price target from $160.00 to $175.00, on Jan 22, 2026.
Nathan Race, a top 8% analyst from Piper Sandler maintains WTFC with a strong buy rating and raises their WTFC price target from $161.00 to $184.00, on Jan 22, 2026.
Ben Gerlinger, a top 15% analyst from Citigroup maintains WTFC with a strong buy rating and raises their WTFC price target from $159.00 to $167.00, on Dec 30, 2025.
David Chiaverini, a top 13% analyst from Jefferies maintains WTFC with a strong buy rating and lowers their WTFC price target from $165.00 to $160.00, on Oct 21, 2025.
You can dive deeper into what analysts are forecasting on the Wintrust Financial stock forecast page.
WTFC Technicals
How is WTFC performing as a company?
Last year, WTFC earnings were $737.87M. During the last five year, WTFC's earnings have increased by 19.52% per year. This was slower than the Banks - Regional industry average of 21.48%.
Last year, WTFC revenue was $2.57B. During the last five year, WTFC's revenue has increased by 13.21% per year. This was faster than the Banks - Regional industry average of 11.42%.
You can analyze WTFC's earnings and revenue performance here.
Latest Insiders Trades at WTFC
Over the last 12 months, executives and large shareholders at WTFC have bought more shares than they have sold.
David L. Stoehr, CHIEF FINANCIAL OFFICER of WTFC, was the latest WTFC insider to sell. They sold $365,253.84 worth of WTFC shares on Jan 29, 2026.
Get more info about who owns WTFC shares here.
Does WTFC stock generate passive income?
Wintrust Financial pays a dividend of 1.35%, compared to the Banks - Regional industry's average dividend yield of 2.6%. If you owned $1,000 of WTFC stock, you would have been paid $13.52 in the past 12 months.
Wintrust Financial dividend payments have consistently grown over the past decade and have remained stable.
Dig into more analysis about Wintrust Financial dividend yield and history here.
WTFC Social Trading Data
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Step 5: Make your WTFC buy order
You have two main types of orders:
- Market order: A market order is an order to buy or sell a security at the best possible price.
Market orders are mostly the best for newer investors. - Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
If you want to be certain you're buying or selling at a specific price limit, place a limit order.
Press the Open Trade button and your broker will execute your order.
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Step 6: Get key alerts regarding your WTFC position
Now that you own some WTFC shares, you'll want to keep up with your stock purchase.
Put WTFC on a watchlist to keep tabs on your WTFC stock.
WTFC Feed
How to Buy Stock in Wintrust Financial
To summarize, here are the 6 steps you need to take to buy Wintrust Financial stock right now:
- Decide where to buy Wintrust Financial stock
- Open your brokerage account
- Put funds into your brokerage account
- Evaluate Wintrust Financial stock
- Make your WTFC buy order
- Get key alerts regarding your WTFC position
If you require a online brokerage, eToro is our recommended venue.
Get Started with eToro TodayIf you would like to get the latest scoop on your investment in Wintrust Financial, create your watchlist below.
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