How to Buy Unum Group Stock
Unum Group
Unum Group is a property & casualty insurance company located in Tennessee, United States, which is part of the Financial Services sector, and is traded under the ticker UNM on the NYSE exchange.
Unum Group stock last closed at $78.19, down 1.34% from the previous day, and has increased 57.2% in one year. It has overperformed other stocks in the Insurance - Life industry by 0.4 percentage points. Unum Group stock is currently +61.62% from its 52-week low of $48.38, and -7.45% from its 52-week high of $84.48.
At the moment, there are 174.36M UNM shares outstanding. The market capitalization of UNM is $13.63B. In the last 24 hours, 1.15M UNM shares were traded.
How to Buy Unum Group Stock
Not sure how to invest in Unum Group stock? Here's how.
- Figure out where to buy Unum Group stock: You need to pick a stock brokerage, but don't worry - we've sifted through dozens of online stock brokerages and apps to help you determine where to buy Unum Group stock.
- Sign up for a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've found.
- Put funds into your investment account: Pick your method of payment and add your information.
- Research Unum Group stock: The Unum Group ticker symbol is UNM. Is Unum Group stock a good investment? Should you buy shares of UNM? How do UNM's underlying business fundamentals look? Do top analysts think Unum Group is a good buy? Why has UNM's stock price moved recently? (Hint: Our stock market research tools can help you decide if UNM is a good stock to buy).
- Place your UNM buy order: Decide if you will purchase UNM shares at the current market price or use a limit order to purchase UNM shares at a particular price.
- Monitor your investment in UNM: Create a watchlist to get live updates on your investment in Unum Group shares.
Step 1: Figure out where to buy Unum Group stock
You need an online brokerage account to access the NYSE market and buy UNM stock.
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Open eToro AccountStep 2: Sign up for a brokerage account
Now that you've picked the best brokerage, you need to fill out some personal info so you are able to buy UNM stock today.
How to Set Up a New Investment Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Enter your personal details to start your new trading account.
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Step 3: Put funds into your investment account
Now that you have filled out your info on the stocks app, your next step is to transfer the money for your investment:
Watch the video below to see the process of depositing money into your new investment account.
Step 4: Research Unum Group stock
Once you have decided on the best place to buy Unum Group stock, it's absolutely critical to research their stock prior to investing, so you truly understand the risk and opportunity.
Unum Group quick stats
Fundamentals of UNM
WallStreetZen was designed to help average investors do more in-depth fundamental analysis quickly.
You can view all of the due diligence checks on UNM's stock page.
Is UNM stock undervalued or overvalued?
Analysts use many financial metrics, analyses, models, and charts to gauge UNM's fair value.
Using relative valuations metrics:
- UNM may be undervalued based on its P/E ratio of 9.18x, relative to Insurance - Life industry P/E ratio of 15.46x
- UNM may be undervalued based on its P/B ratio of 1.22x, relative to Insurance - Life industry P/B ratio of 1.45x
- UNM may be overvalued based on its PEG ratio of 1.2x
You can access additional valuation analysis on UNM's stock here.
UNM Financial Health Overview
Pros:
- Total UNM debt is lower than 5 years ago, relative to shareholder equity.
- UNM's operating cash flow of $1.57B allows it to safely service it's debt of $3.74B.
- UNM profit margin has gone up from 10.5% to 12.3% in the past year.
- UNM earnings of $2.20B is not enough to cover its interest payments.
Cons:
- UNM has a relatively high debt to equity ratio of 4.57.
Is it a good time to buy Unum Group stock, according to analysts?
Out of 8 Equities analysts who monitor UNM, the consensus analyst rating on Unum Group is a Strong Buy
It's important to note that analyst ratings are not recommendations, nor are they investment advice.
Latest UNM Analyst Recommendations
John Barnidge, a top 9% analyst from Piper Sandler maintains UNM with a strong buy rating and raises their UNM price target from $87.00 to $92.00, on Apr 2, 2025.
Piper Sandler's John Barnidge raised their price target on Unum Group (NYSE: UNM) by 5.7% from $87 to $92 on 2025/04/02. The analyst maintained their Strong Buy rating on the stock.
Barnidge reported that a deep dive into their Financial Services (Insurance) sector coverage catalyzed their price target hike on Unum Group.
The analyst said they cut their EPS expectations for the group and shifted their focus to the underwriting sections of "Lifecoland," citing fee and spread challenges.
Problems that fee businesses face, according to Barnidge, include:
- Customer churn.
- Fewer fees and trade days.
- Seasonal increases in expenses.
Based on their assessment, Barnidge said the spread may face challenges in terms of variable investment income normalization, floater impact, and potential unfavorable commentary over future spread income expectations.
Jimmy Bhullar, a top 19% analyst from JP Morgan maintains UNM with a hold rating and raises their UNM price target from $81.00 to $87.00, on Apr 2, 2025.
Wilma Burdis, a top 21% analyst from Raymond James upgrades UNM to a strong buy rating and announces their UNM price target of $108.00, on Mar 5, 2025.
Jack Matten, a bottom 45% analyst from BMO Capital maintains UNM with a buy rating and raises their UNM price target from $95.00 to $102.00, on Mar 3, 2025.
You can dig deeper into what analysts are saying on the Unum Group stock forecast page.
UNM Momentum
UNM Revenue
Last year, UNM earnings were $1.57B. In the last 5 year, UNM's earnings have increased by 12.54% per year. This was faster than the Insurance - Life industry average of 1.13%.
Last year, UNM revenue was $12.78B. In the past 5 year, UNM's revenue has gone up by 1.46% per year. This was faster than the Insurance - Life industry average of -4.34%.
Learn more about UNM's earnings and revenue performance here.
What are UNM executives and large shareholders up to?
In the last 12 months, insiders at UNM have sold more shares than they have bought.
Elizabeth Claire Ahmed, EVP People Communications of UNM, was the latest UNM insider to sell. They sold $800,000.00 worth of UNM stock on May 7, 2025.
Learn more about who owns UNM shares here.
Can I rely on UNM as an income stream?
Unum Group pays a dividend of 1.61%, compared to the Insurance - Life industry's average dividend yield of 2.1%. If you owned $1,000 of UNM stock, you would have been paid $16.11 in the past year.
Unum Group dividend payments have consistently grown over the past decade and have remained stable.
Get more info about Unum Group dividend yield and history here.
UNM Social Trading Data
One of the biggest reasons eToro is our favorite brokerage is because of its social trading community.
Click below to find out what other investors have to say.
Step 5: Place your UNM buy order
You have two main order types:
- Market order: A market order is an order to buy or sell a stock at the best possible price.
Market orders are generally sufficient. - Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
If you want to ensure you're buying or selling at a specific dollar amount limit, place a limit order.
Click the Open Trade button and eToro will execute the order.
If you want more info about buying stocks on eToro, watch the how to video below:
Step 6: Monitor your investment in UNM
Now that you own some UNM shares, you'll want to stay up-to-date on your new company.
Put UNM on a watchlist to get the latest updates about your UNM stock.
UNM Feed
How to Buy Stock in Unum Group
To summarize, here are the 6 steps to buy Unum Group stock:
- Figure out where to buy Unum Group stock
- Sign up for a brokerage account
- Put funds into your investment account
- Research Unum Group stock
- Place your UNM buy order
- Monitor your investment in UNM
If you require a online brokerage, eToro is our recommended venue.
Get Started with eToro TodayIf you want to keep track of your investment in Unum Group, create a watchlist on WallStreetZen today.
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