How to Buy Unitedhealth Group Stock

Unitedhealth Group Inc

Unitedhealth Group is a healthcare plan company located in Minnesota, United States, which is part of the Healthcare sector, and is traded under the ticker UNH on the NYSE exchange.

Unitedhealth Group stock last closed at $532.51, up 0.52% from the previous day, and has increased 3.76% in one year. It has overperformed other stocks in the Healthcare Plans industry by 0.15 percentage points. Unitedhealth Group stock is currently +22.03% from its 52-week low of $436.38, and -15.57% from its 52-week high of $630.73.

There are currently 920.28M shares of UNH outstanding. The market cap of UNH is $490.06B. In the past 24 hours, 3.66M UNH shares were traded.

How to Buy Unitedhealth Group Stock

Wondering how to invest in Unitedhealth Group stock? Here's how.

  1. Figure out where to buy Unitedhealth Group stock: You need to decide on an online brokerage, but don't worry - we've analyzed dozens of online brokerages and apps to help you figure out where to buy Unitedhealth Group stock.
  2. Sign up for your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
  3. Deposit money your investment account: Choose your method of payment and add your details.
  4. Research Unitedhealth Group stock: The Unitedhealth Group ticker symbol is UNH. Is Unitedhealth Group stock a good investment? Should you buy shares of UNH? How do UNH's underlying business fundamentals look? Do top analysts think Unitedhealth Group is a good buy? Why has UNH's stock price moved recently? (Hint: Our stock research website can help you figure out if UNH is a good stock to buy).
  5. Execute your UNH trade: Decide if you will purchase UNH shares at the current market price or use a limit order to purchase UNH shares at a particular price.
  6. Monitor your investment in UNH: Create a watchlist to keep tabs on your new investment in Unitedhealth Group shares.

Step 1: Figure out where to buy Unitedhealth Group stock

You need an online brokerage account to access the NYSE market and buy UNH shares.

A brokerage account allows you to buy and sell a variety of investments, including stocks, bonds, mutual funds, and ETFs.

Our preferred brokerage: eToro

We believe that eToro is the best brokerage. Here's why:

  • You can invest in stocks with 0% commissions: Invest without commissions.
  • Buy fractional shares: Even if you don't have the money to buy a full share, you can still buy the stock.
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  • Social investing: eToro boasts a community with more than 20 million users worldwide. Talk to, learn from, and copy the unique crypto portfolios of other investors.
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  • Buy other assets: Such as ETFs and cryptocurrencies.

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Step 2: Sign up for your brokerage account

Now that you've picked the right brokerage, you need to fill out some personal info so you are able to invest in UNH stock today.

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  2. Input your personal data to start your new brokerage account.
  1. Submit your data by pressing the "Create Account" button.
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Step 3: Deposit money your investment account

Now that you've filled out your info on the best stock buying app, your next step is to transfer the money for your investment:

Watch the video below to see the process of transferring money into your brokerage account.

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Step 4: Research Unitedhealth Group stock

After you have figured out the best place to buy Unitedhealth Group stock, it's absolutely critical to research their stock prior to buying, so you can understand the risk and opportunity.

Unitedhealth Group quick stats

UNH Price
$532.51
1w %
4.46%
1y %
3.76%
5y %
81.86%
P/E
34.29x
P/B
5.18x
P/S
1.25x
PEG
1.01x
Revenue
$393.90B
Earnings
$14.32B
Fore. Rev. Growth
9.73%
Fore. Earn. Growth
33.86%
Market Cap
$490.06B
Next Earnings
N/A
Next Dividend
N/A

Unitedhealth Group Due Diligence Checks

WallStreetZen was designed to help everyday investors perform more accurate fundamental analysis in less time.

You can view all of the due diligence checks on UNH's stock page.

What is the fair value of UNH stock?

Investors use many financial metrics, analyses, models, and charts to gauge UNH's true value.

Using relative valuations ratios:

  • UNH may be overvalued based on its P/E ratio of 34.29x, relative to Healthcare Plans industry P/E ratio of 28.17x
  • UNH could be overvalued based on its P/B ratio of 5.18x, relative to Healthcare Plans industry P/B ratio of 2.71x
  • UNH could be overvalued based on its PEG ratio of 1.01x

You can access more valuation research on UNH's stock here.

UNH Financial Overview

Signs that UNH is financially healthy:

  • UNH earnings of $23.06B is not enough to cover its interest payments.
  • UNH's operating cash flow of $16.64B allows it to safely service it's debt of $78.01B.
  • Total UNH debt is lower than 5 years ago, relative to shareholder equity.

Signs that UNH is not financially healthy:

  • There are more long-term liabilities than short-term assets on the UNH balance sheet.
  • UNH has a relatively high debt to equity ratio of 2.06.
  • There are more short-term liabilities than short-term assets on the UNH balance sheet.
  • UNH profit margin has gone down from 6% to 3.6% in the past year.

Is it a good time to buy Unitedhealth Group stock, according to analysts?

Out of 14 sell side analysts who give forecasts on UNH, the consensus analyst rating on Unitedhealth Group is a Strong Buy

Please keep in mind that analyst ratings are not stock recommendations, nor are they financial advice.

Latest UNH Analyst Recommendations

Michael Wiederhorn, a top 31% analyst from Oppenheimer maintains UNH with a buy rating and raises their UNH price target from $610.00 to $640.00, on Dec 6, 2024.

Oppenheimer's Michael Wiederhorn raised their price target on Unitedhealth Group (NYSE: UNH) by 4.9% from $610 to $640 on 2024/12/06. The analyst maintained their Buy rating on the stock.

Because Unitedhealth Group's investor conference was postponed, Wiederhorn said they revised their model using only the publicly available data provided in its 8-K Form.

Scott Fidel, a top 10% analyst from Stephens & Co. maintains UNH with a strong buy rating and raises their UNH price target from $605.00 to $675.00, on Dec 5, 2024.

George Hill, a top 14% analyst from Deutsche Bank maintains UNH with a strong buy rating and raises their UNH price target from $595.00 to $625.00, on Dec 3, 2024.

Gary Taylor, a bottom 6% analyst from TD Cowen maintains UNH with a strong buy rating and raises their UNH price target from $601.00 to $609.00, on Oct 18, 2024.

Kevin Caliendo, a top 18% analyst from UBS maintains UNH with a strong buy rating and lowers their UNH price target from $680.00 to $650.00, on Oct 16, 2024.

You can dive deeper into what analysts are forecasting on the Unitedhealth Group stock forecast page.

UNH Technicals

SMA10
527.63
SMA20
519.36
SMA50
548.66
SMA100
565.27
SMA200
542.56
MACD
-2.88
MACD Signal
-6.13
MACD Histogram
3.25
RSI
52.16
Stochastic %K
55.01
Stochastic %D
47.22
StochRSI %K
63.29
StochRSI %D
55.94

UNH Growth Numbers

Last year, UNH earnings were $14.32B. Over the last 5 year, UNH's earnings have grown by 2.13% per year. This was slower than the Healthcare Plans industry average of 2.88%.

Last year, UNH revenue was $393.90B. Over the last 5 year, UNH's revenue has increased by 10.45% per year. This was slower than the Healthcare Plans industry average of 12.3%.

Find out more about UNH's earnings and revenue performance here.

What are UNH executives and large shareholders up to?

In the past 12 months, executives and large shareholders at UNH have bought more shares than they have sold.

Timothy Patrick Flynn, Director of UNH, was the latest UNH insider to buy. They bought $511,575.00 worth of UNH stock on Jan 17, 2025.

Learn more about who owns UNH shares here.

Does UNH stock generate passive income?

Unitedhealth Group pays a dividend of 1.54%, compared to the Healthcare Plans industry's average dividend yield of 1.93%. If you owned $1,000 of UNH stock, you would have been paid $15.36 in the past year.

Unitedhealth Group dividend payments have consistently grown over the past decade and have remained stable.

Get more info about Unitedhealth Group dividend yield and history here.

UNH Social Trading Data

One of the primary reasons eToro is our favorite brokerage is because of its social trading community.

Click below to see what other investors have to say.

Step 5: Execute your UNH trade

You have two main order types:

  • Market order: A market order is an order to buy or sell a stock at the best price on the market.
    Market orders are mostly the easiest way to buy.
  • Limit order: A limit order is an order to buy or sell a stock at a specific price (or better).
    If you want to be certain you're buying or selling at a particular price, use a limit order.

Press the Open button and eToro will execute the order.

If you want additional info about buying stocks on eToro, click the how to video below:

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Step 6: Monitor your investment in UNH

Now that you own some UNH stock, you'll want to stay up-to-date on your investment.

Create a watchlist to keep track of your UNH stock.

UNH Feed

How to Buy Stock in Unitedhealth Group

To summarize, here are the 6 steps to buy Unitedhealth Group stock:

  1. Figure out where to buy Unitedhealth Group stock
  2. Sign up for your brokerage account
  3. Deposit money your investment account
  4. Research Unitedhealth Group stock
  5. Execute your UNH trade
  6. Monitor your investment in UNH

If you are looking for a brokerage, eToro is our favorite venue.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you want to get notifications regarding your new investment in Unitedhealth Group, create a watchlist on WallStreetZen today.

NYSE: UNH
$532.51+2.74 (+0.52%)
Updated Jan 24, 2025
Open eToro Account
Your capital is at risk.
NYSE: UNH
$532.51+2.74 (+0.52%)
Updated Jan 24, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Unitedhealth Group share?

As of Jan 24, 2025, it costs $532.51 to buy one share of Unitedhealth Group stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $100, you can buy 0.188 shares of UNH.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Unitedhealth Group stock?

According to 14 Wall Street analysts who monitor Unitedhealth Group, their consensus recommendation is to buy Unitedhealth Group stock.

What is the best way to buy Unitedhealth Group stock?

One way to place an order for Unitedhealth Group stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.