How to Buy Unitedhealth Group Stock
Unitedhealth Group Inc
Unitedhealth Group is a healthcare plan company located in Minnesota, United States, which is part of the Healthcare sector, and is traded under the ticker UNH on the NYSE exchange.
Unitedhealth Group stock last closed at $299.84, down 1.45% from the previous day, and has decreased 48.36% in one year. It has underperformed other stocks in the Healthcare Plans industry by 0.13 percentage points. Unitedhealth Group stock is currently +27.81% from its 52-week low of $234.60, and -52.46% from its 52-week high of $630.73.
There are currently 905.67M shares of UNH outstanding. The market cap of UNH is $271.56B. In the past 24 hours, 16.63M UNH shares were traded.
How to Buy Unitedhealth Group Stock
Wondering how to invest in Unitedhealth Group stock? Here's how.
- Figure out where to buy Unitedhealth Group stock: You need to decide on an online brokerage, but don't worry - we've analyzed dozens of online brokerages and apps to help you figure out where to buy Unitedhealth Group stock.
- Sign up for your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
- Deposit money your investment account: Choose your method of payment and add your details.
- Research Unitedhealth Group stock: The Unitedhealth Group ticker symbol is UNH. Is Unitedhealth Group stock a good investment? Should you buy shares of UNH? How do UNH's underlying business fundamentals look? Do top analysts think Unitedhealth Group is a good buy? Why has UNH's stock price moved recently? (Hint: Our stock research website can help you figure out if UNH is a good stock to buy).
- Execute your UNH trade: Decide if you will purchase UNH shares at the current market price or use a limit order to purchase UNH shares at a particular price.
- Monitor your investment in UNH: Create a watchlist to keep tabs on your new investment in Unitedhealth Group shares.
Step 1: Figure out where to buy Unitedhealth Group stock
You need an online brokerage account to access the NYSE market and buy UNH shares.
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Open eToro AccountStep 2: Sign up for your brokerage account
Now that you've picked the right brokerage, you need to fill out some personal info so you are able to invest in UNH stock today.
How to Open a New Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Input your personal data to start your new brokerage account.
- Submit your data by pressing the "Create Account" button. Get started with eToro today
Step 3: Deposit money your investment account
Now that you've filled out your info on the best stock buying app, your next step is to transfer the money for your investment:
Watch the video below to see the process of transferring money into your brokerage account.
Step 4: Research Unitedhealth Group stock
After you have figured out the best place to buy Unitedhealth Group stock, it's absolutely critical to research their stock prior to buying, so you can understand the risk and opportunity.
Unitedhealth Group quick stats
Unitedhealth Group Due Diligence Checks
WallStreetZen was designed to help everyday investors perform more accurate fundamental analysis in less time.
You can view all of the due diligence checks on UNH's stock page.
What is the fair value of UNH stock?
Investors use many financial metrics, analyses, models, and charts to gauge UNH's true value.
Using relative valuations ratios:
- UNH may be undervalued based on its P/E ratio of 12.9x, relative to Healthcare Plans industry P/E ratio of 14.09x
- UNH could be overvalued based on its P/B ratio of 2.87x, relative to Healthcare Plans industry P/B ratio of 1.89x
You can access additional valuation research on UNH's stock here.
A look at UNH Cashflows and Balance Sheet
Signs that UNH is financially healthy:
- UNH profit margin has gone up from 3.7% to 5% in the past year.
- There are more short-term assets than long-term liabilities on the UNH balance sheet.
- UNH earnings of $29.90B is not enough to cover its interest payments.
- UNH's operating cash flow of $28.96B allows it to safely service it's debt of $79.19B.
Signs that UNH is not financially healthy:
- Total UNH debt is higher than 5 years ago, relative to shareholder equity.
- UNH has a relatively high debt to equity ratio of 2.15.
- There are more short-term liabilities than short-term assets on the UNH balance sheet.
Is UNH stock a Buy, Hold, or Sell, according to analysts?
Out of 19 Wall Street analysts who research UNH, the consensus analyst rating on Unitedhealth Group is a Strong Buy
It's important to note that analyst ratings are not recommendations, nor are they investment advice.
Most Recent UNH Analyst Forecasts
Michael Ha, a bottom 6% analyst from Baird downgrades UNH to a sell rating and lowers their UNH price target from $312.00 to $198.00, on Jul 31, 2025.
Baird's Michael Ha downgraded their rating on Unitedhealth Group (NYSE: UNH) from Hold to Sell on 2025/07/31. The analyst also lowered their price target by 36.5% from $312 to $198.
UnitedHealth Group reported its Q2 2025 earnings.
Ha downgraded the stock and cut their price target in response because, they said, the company's road ahead is more challenging following the print.
The analyst said they do not believe UnitedHealth Group will be able to maintain 1% OptumHealth value-based care margins in 2026.
Further, Ha said, the company's other segments now appear more challenged than expected.
Even in an optimistic earnings growth scenario, the stock's current price "does not appear overly inexpensive," the analyst cautioned.
Earnings Report
For Q2 2025, UnitedHealth Group reported:
- EPS of $4.08, which missed the Zacks Consensus Estimate of $4.84 and Q2 2024 by 40%.
- Revenue of $111.6B, which beat the Zacks Consensus Estimate by 0.1% and was up 12.9% Y/Y.
For FY 2025, management guided:
- EPS of $16.00, down from the prior $26.00 to $26.50.
- Revenue of $445.5B to $448B.
CEO Stephen Hemsley commented: “UnitedHealth Group has embarked on a rigorous path back to being a high-performing company fully serving the health needs of individuals and society broadly.
“As we strengthen operating disciplines, positioning us for growth in 2026 and beyond, the people at UnitedHealth Group will continue to support the millions of patients, physicians and customers who rely on us, guided by a culture of service and longstanding values."
Ben Hendrix, a top 22% analyst from RBC Capital maintains UNH with a buy rating and lowers their UNH price target from $355.00 to $286.00, on Jul 30, 2025.
Michael Wiederhorn, a bottom 8% analyst from Oppenheimer maintains UNH with a buy rating and lowers their UNH price target from $400.00 to $325.00, on Jul 30, 2025.
Matthew Gillmor, a top 10% analyst from KeyBanc maintains UNH with a strong buy rating and lowers their UNH price target from $400.00 to $350.00, on Jul 30, 2025.
Jessica Tassan, a bottom 16% analyst from Piper Sandler maintains UNH with a strong buy rating and lowers their UNH price target from $353.00 to $317.00, on Jul 30, 2025.
You can dive deeper into what analysts are saying on the Unitedhealth Group stock forecast page.
Metrics for Advanced UNH Traders
Is UNH Growing Revenue?
Last year, UNH earnings were $21.30B. Over the last five year, UNH's earnings have gone up by 5.24% per year. This was faster than the Healthcare Plans industry average of 1.12%.
Last year, UNH revenue was $422.82B. In the last five year, UNH's revenue has grown by 11.28% per year. This was slower than the Healthcare Plans industry average of 11.49%.
You can research UNH's earnings and revenue performance here.
Latest Insiders Trades at UNH
In the past 12 months, insiders at UNH have bought more shares than they have sold.
Patrick Hugh Conway, Chief Executive Officer Optum of UNH, was the latest UNH insider to sell. They sold $179,645.00 worth of UNH shares on Jun 10, 2025.
Learn more about who owns UNH shares here.
Can I rely on UNH as an income stream?
Unitedhealth Group pays a dividend of 2.84%, compared to the Healthcare Plans industry's average dividend yield of 1.84%. If you owned $1,000 worth of UNH stock, you would have received $28.38 in the past 12 months.
Unitedhealth Group dividend payments have consistently grown over the past decade and have remained stable.
Find more info about Unitedhealth Group dividend yield and history here.
UNH Social Trading Data
One of the primary reasons eToro is our top-rated brokerage is because of its social trading community.
Click below to find out what other investors have to say.
Step 5: Execute your UNH trade
You have two main options:
- Market order: A market order is an order to buy or sell a security at the best available price.
Market orders are generally the best for newer investors. - Limit order: A limit order allows you to buy or sell a stock at a specific price (or better).
If you want to ensure you're buying or selling at a particular price limit, use a limit order.
Click the Open button and eToro will place your order.
If you want additional info about investing in stocks on eToro, click the how to video below:
Step 6: Monitor your investment in UNH
Now that you own some shares in UNH, you'll want to keep up with your new company.
Create a watchlist to keep tabs on your UNH stock.
UNH Feed
How to Buy Stock in Unitedhealth Group
To reiterate, here are the 6 steps to buy Unitedhealth Group stock:
- Figure out where to buy Unitedhealth Group stock
- Sign up for your brokerage account
- Deposit money your investment account
- Research Unitedhealth Group stock
- Execute your UNH trade
- Monitor your investment in UNH
If you require a online brokerage, eToro is our favorite option.
Get Started with eToro TodayIf you would like to keep tabs on your investment in Unitedhealth Group, click below.
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