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How to Buy United Security Bancshares Stock

United Security Bancshares

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California.

United Security Bancshares stock last closed at $7.71, up 2.39% from the previous day, and has increased 22.19% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.07 percentage points. United Security Bancshares stock is currently +40.18% from its 52-week low of $5.50, and -11.78% from its 52-week high of $8.74.

There are currently 17.26M UBFO shares outstanding. The market value of UBFO is $133.04M. In the past 24 hours, 26,776 UBFO shares were traded.

How to Buy United Security Bancshares Stock

Wondering how to invest in United Security Bancshares stock? Here's how.
  1. Decide where to buy United Security Bancshares stock: You need to choose an online brokerage, but don't worry - we've tried dozens of online brokerages and apps to help you determine where to buy United Security Bancshares stock.
  2. Open your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've found.
  3. Fund your brokerage account: Select your payment method and add your details.
  4. Analyze United Security Bancshares stock: The United Security Bancshares ticker symbol is UBFO. Is United Security Bancshares stock a good investment? Should you buy shares of UBFO? How do UBFO's underlying business fundamentals look? Do top analysts think United Security Bancshares is a good buy? Why has UBFO's stock price moved recently? (Hint: Our stock market analysis tools can help you decide if UBFO is a good stock to buy).
  5. Place your UBFO purchase: Decide if you will purchase UBFO shares at the current market price or use a limit order to purchase UBFO shares at a specific price.
  6. Get key alerts regarding your UBFO investment: Create a watchlist to the latest updates on your position in United Security Bancshares stock.

Step 1: Decide where to buy United Security Bancshares stock

You need an online brokerage account to access the NASDAQ market and buy UBFO shares.

A brokerage account allows you to buy and sell a number of investments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Open your brokerage account

Now that you've chosen the best brokerage, the next step is to fill out some personal info so you are able to buy UBFO today.

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Step 3: Fund your brokerage account

Now that you've opened your account on one of the most highly reviewed stock trading apps, you need to deposit funds:

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Step 4: Analyze United Security Bancshares stock

Once you have figured out the best place to buy United Security Bancshares stock, it's very important to research their stock before you invest, so you actually comprehend the risk and upside.

United Security Bancshares stock quick numbers

UBFO Price
$7.71
1w %
2.25%
1y %
22.19%
5y %
-27.67%
P/E
6.65x
P/B
1.09x
P/S
2.47x
PEG
1.32x
Revenue
$53.43M
Earnings
$19.80M
Fore. Rev. Growth
N/A
Fore. Earn. Growth
N/A
Market Cap
$133.04M
Next Earnings
Apr 24, 2024
Next Dividend
Apr 22, 2024

United Security Bancshares Fundamentals

WallStreetZen was designed to help part-time investors do better fundamental analysis quickly.

You can see all of the due diligence checks on UBFO's stock page.

Is UBFO stock undervalued?

Analysts use many financial metrics, analyses, models, and charts to gauge UBFO's intrinsic value.

Using relative valuations metrics:

  • UBFO may be undervalued based on its P/E ratio of 6.65x, relative to Banks - Regional industry P/E ratio of -10.33x
  • UBFO may be overvalued based on its P/B ratio of 1.09x, relative to Banks - Regional industry P/B ratio of 1.02x
  • UBFO could be overvalued based on its PEG ratio of 1.32x

You can access more valuation analysis on UBFO's stock here.

A quick look at UBFO Financials

Signs that UBFO is financially healthy:

  • UBFO profit margin has gone up from 34% to 37.1% in the past year.
  • UBFO's operating cash flow of $21.38M allows it to safely service it's debt of $74.65M.
  • UBFO earnings of $27.48M is not enough to cover its interest payments.

Signs that UBFO is not financially healthy:

  • Total UBFO debt is higher than 5 years ago, relative to shareholder equity.
  • UBFO has a relatively high debt to equity ratio of 8.88.

UBFO Momentum

SMA10
7.53
SMA20
7.51
SMA50
7.63
SMA100
7.84
SMA200
7.46
MACD
-0.01
MACD Signal
-0.03
MACD Histogram
0.02
RSI
57.13
Stochastic %K
63.6
Stochastic %D
44.29
StochRSI %K
60.97
StochRSI %D
40.39

How is UBFO performing as a company?

Last year, UBFO earnings were $19.80M. In the last 5 year, UBFO's earnings have grown by 6.92% per year. This was slower than the Banks - Regional industry average of 15.56%.

Last year, UBFO revenue was $53.43M. In the past 5 year, UBFO's revenue has gone up by 5.81% per year. This was slower than the Banks - Regional industry average of 7.23%.

Dig into UBFO's earnings and revenue performance here.

What are UBFO insiders up to?

In the last year, insiders at UBFO have sold more shares than they have bought.

Jagroop Gill, Director of UBFO, was the latest UBFO insider to buy. They bought $8,527.50 worth of UBFO shares on Mar 15, 2024.

Dig into more about who owns UBFO stock here.

Does UBFO provide a stable income stream?

United Security Bancshares pays a dividend of 6.1%, compared to the Banks - Regional industry's average dividend yield of 3.68%. If you owned $1,000 of UBFO stock, you would have been paid $60.96 in the past 12 months.

United Security Bancshares dividend payments have consistently grown over the past decade and have remained stable.

Dig into more data about United Security Bancshares dividend yield and history here.

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Step 5: Place your UBFO purchase

There are two primary types of orders:

  • Market order: A market order is an order to buy or sell a security at the best available price.
    Market orders are usually the easiest way to buy.
  • Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
    If you want to be sure you're buying or selling at a specific price, place a limit order.

Hit the Open Trade button and eToro will place the order.

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Step 6: Get key alerts regarding your UBFO investment

Now that you own some UBFO shares, you'll want to stay up-to-date on your new company.

Add UBFO to a watchlist to track the latest developments regarding your UBFO stock.

UBFO Feed

How to Buy Stock in United Security Bancshares

To reiterate, here are the 6 steps to buy stock in United Security Bancshares:

  1. Decide where to buy United Security Bancshares stock
  2. Open your brokerage account
  3. Fund your brokerage account
  4. Analyze United Security Bancshares stock
  5. Place your UBFO purchase
  6. Get key alerts regarding your UBFO investment

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If you want to get notifications regarding your new investment in United Security Bancshares, add UBFO to your watchlist by clicking the button below.

NASDAQ: UBFO
$7.71+0.18 (+2.39%)
Updated Mar 28, 2024
Open eToro Account
NASDAQ: UBFO
$7.71+0.18 (+2.39%)
Updated Mar 28, 2024
Open eToro Account

FAQ

How much does it cost to buy one United Security Bancshares share?

As of Mar 28, 2024, it costs $7.71 to buy one share of United Security Bancshares stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $3, you can buy 0.389 shares of UBFO.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy United Security Bancshares stock?

One way to place an order for United Security Bancshares stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.