How to Buy United Community Banks Stock
United Community Banks Inc
United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors.
United Community Banks stock last closed at $25.98, up 0.62% from the previous day, and has increased 6.13% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.13 percentage points. United Community Banks stock is currently +27.54% from its 52-week low of $20.37, and -15.51% from its 52-week high of $30.75.
As of Apr 26, 2024, there are 119.08M shares of UCBI outstanding. The market capitalization of UCBI is $3.09B. In the past 24 hours, 377,375 UCBI shares were traded.
How to Buy United Community Banks Stock
Not sure how to invest in United Community Banks stock? Here's how.
- Figure out where to buy United Community Banks stock: You need to decide on an online brokerage, but don't worry - we've analyzed dozens of stock brokerages and apps to help you determine where to buy United Community Banks stock.
- Open your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've selected.
- Deposit funds into your brokerage account: Choose your method of payment and add your information.
- Research United Community Banks stock: The United Community Banks ticker symbol is UCBI. Is United Community Banks stock a good investment? Should you buy shares of UCBI? How do UCBI's underlying business fundamentals look? Do top analysts think United Community Banks is a good buy? Why has UCBI's stock price moved recently? (Hint: Our stock market research tools can help you understand if UCBI is a good stock to buy).
- Place your UCBI purchase: Decide if you will purchase UCBI shares at the current market price or use a limit order to purchase UCBI stock at a given price.
- Get key alerts regarding your UCBI investment: Create a watchlist to track your new investment in United Community Banks stock.
Step 1: Figure out where to buy United Community Banks stock
You will need an online brokerage account to access the NASDAQ market and buy UCBI shares.
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Open eToro AccountStep 2: Open your brokerage account
Now that you've chosen your brokerage, it's time to fill out some personal info so you can buy UCBI today.
How to Set Up a New Brokerage Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Provide your personal data to create a new brokerage account.
- Send your details by hitting the "Create Account" button. Get started with eToro today
Step 3: Deposit funds into your brokerage account
Now that you have finished signing up on the best stock investing app, you can securely and quickly fund your account:
Check out the video below if you need help transferring funds into your investment account.
Step 4: Research United Community Banks stock
After you have chosen the best place to buy United Community Banks stock, it's crucial to analyze their stock prior to investing, so you can comprehend the risk as well as the upside.
United Community Banks quick stats
United Community Banks Due Diligence Checks
WallStreetZen was built to help everyday investors perform better fundamental analysis in less time.
You can view all of the due diligence checks on UCBI's stock page.
How is UCBI stock valued?
Investors use a variety of different financial metrics, analyses, models, and charts to gauge UCBI's true value.
Using relative valuations methods:
- UCBI could be undervalued based on its P/E ratio of 16.87x, relative to Banks - Regional industry P/E ratio of -9.61x
- UCBI could be undervalued based on its P/B ratio of 0.95x, relative to Banks - Regional industry P/B ratio of 0.99x
You can do more valuation research on UCBI's stock here.
UCBI Financial Summary
Passed Financial Due Diligence Checks:
- Total UCBI debt is lower than 5 years ago, relative to shareholder equity.
- UCBI's operating cash flow of $293.97M allows it to safely service it's debt of $324.82M.
- UCBI earnings of $225.85M is not sufficient to cover its interest payments.
Failed Financial Due Diligence Checks:
- UCBI has a relatively high debt to equity ratio of 7.37.
- UCBI profit margin has gone down from 32.6% to 22.5% in the past year.
Do analysts think it's a good time to buy UCBI stock
Out of 4 Wall Street analysts who give recommendations on UCBI, the consensus analyst rating on United Community Banks is a Buy
Please note that analyst ratings are not recommendations, nor are they financial advice.
You can dig deeper into what analysts are forecasting on the United Community Banks stock forecast page.
UCBI Momentum
UCBI Performance Metrics
Last year, UCBI earnings were $180.85M. In the past 5 year, UCBI's earnings have grown by -5.74% per year. This was slower than the Banks - Regional industry average of 17.16%.
Last year, UCBI revenue was $803.82M. During the past 5 year, UCBI's revenue has gone up by 9.01% per year. This was faster than the Banks - Regional industry average of 7.44%.
Find out more about UCBI's earnings and revenue performance here.
Who is buying/selling UCBI?
Over the past 12 months, executives and large shareholders at UCBI have sold more shares than they have bought.
Holly N. Berry, EVP Chief HR Officer of UCBI, was the latest UCBI insider to sell. They sold $8,076.72 worth of UCBI stock on Feb 15, 2024.
Research more about who owns UCBI shares here.
Does UCBI provide a stable income stream?
United Community Banks pays a dividend of 3.54%, compared to the Banks - Regional industry's average dividend yield of 3.82%. If you owned $1,000 of UCBI stock, you would have received $35.41 in the past 12 months.
United Community Banks dividend payments have consistently grown over the past decade and have remained stable.
Dig into more info about United Community Banks dividend yield and history here.
What do other traders have to say about UCBI?
One of the primary reasons eToro is our top-rated brokerage is because of its social trading community.
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Step 5: Place your UCBI purchase
There are two primary order types:
- Market order: A market order is an order to buy or sell a stock at the best price on the market.
Market orders are usually fine. - Limit order: A limit order allows you to buy or sell a stock at a specific price (or better).
If you want to ensure you're buying or selling at an exact dollar amount limit, place a limit order.
Hit the Open Trade button and eToro will execute your order.
If you need more help buying stocks on eToro, click the how to video below:
Step 6: Get key alerts regarding your UCBI investment
Now that you own some shares in UCBI, you'll want to stay up-to-date on your new investment.
Make a watchlist to keep tabs on your UCBI stock.
UCBI Feed
How to Buy Stock in United Community Banks
To summarize, here are the 6 steps to buy stock in United Community Banks:
- Figure out where to buy United Community Banks stock
- Open your brokerage account
- Deposit funds into your brokerage account
- Research United Community Banks stock
- Place your UCBI purchase
- Get key alerts regarding your UCBI investment
If you need a brokerage, eToro is our recommended venue.
Get Started with eToro TodayIf you would like to keep tabs on your investment in United Community Banks, create a watchlist on WallStreetZen today.
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