How to Buy United Community Banks Stock
United Community Banks Inc
United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors.
United Community Banks stock last closed at $29.20, down 0.24% from the previous day, and has increased 2.6% in one year. It has overperformed other stocks in the Banks - Regional industry by 0 percentage points. United Community Banks stock is currently +27.34% from its 52-week low of $22.93, and -17.47% from its 52-week high of $35.38.
As of Oct 31, 2025, there are 121.5M shares of UCB outstanding. The market capitalization of UCB is $3.55B. In the past 24 hours, 670,000 UCB shares were traded.
How to Buy United Community Banks Stock
Not sure how to invest in United Community Banks stock? Here's how.
- Figure out where to buy United Community Banks stock: You need to decide on an online brokerage, but don't worry - we've analyzed dozens of stock brokerages and apps to help you determine where to buy United Community Banks stock.
- Open your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've selected.
- Deposit funds into your brokerage account: Choose your method of payment and add your information.
- Research United Community Banks stock: The United Community Banks ticker symbol is UCB. Is United Community Banks stock a good investment? Should you buy shares of UCB? How do UCB's underlying business fundamentals look? Do top analysts think United Community Banks is a good buy? Why has UCB's stock price moved recently? (Hint: Our stock market research tools can help you understand if UCB is a good stock to buy).
- Place your UCB purchase: Decide if you will purchase UCB shares at the current market price or use a limit order to purchase UCB stock at a given price.
- Get key alerts regarding your UCB investment: Create a watchlist to track your new investment in United Community Banks stock.
Step 1: Figure out where to buy United Community Banks stock
You will need an online brokerage account to access the NYSE market and buy UCB shares.
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Open eToro AccountStep 2: Open your brokerage account
Now that you've chosen your brokerage, it's time to fill out some personal info so you can buy UCB today.
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- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Provide your personal data to create a new brokerage account.
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Step 3: Deposit funds into your brokerage account
Now that you have finished signing up on the best stock investing app, you can securely and quickly fund your account:
Check out the video below if you need help transferring funds into your investment account.
Step 4: Research United Community Banks stock
After you have chosen the best place to buy United Community Banks stock, it's crucial to analyze their stock prior to investing, so you can comprehend the risk as well as the upside.
United Community Banks quick stats
United Community Banks Due Diligence Checks
WallStreetZen was built to help everyday investors perform better fundamental analysis in less time.
You can view all of the due diligence checks on UCB's stock page.
How is UCB stock valued?
Investors use a variety of different financial metrics, analyses, models, and charts to gauge UCB's true value.
Using relative valuations methods:
- UCB could be overvalued based on its P/E ratio of 13.84x, relative to Banks - Regional industry P/E ratio of 12.33x
- UCB could be undervalued based on its P/B ratio of 1.01x, relative to Banks - Regional industry P/B ratio of 1.22x
- UCB may be undervalued based on its PEG ratio of 0.94x
You can do more valuation analysis on UCB's stock here.
A look at UCB Cashflows and Balance Sheet
Passed Financial Due Diligence Checks:
- Total UCB debt is lower than 5 years ago, relative to shareholder equity.
- UCB profit margin has gone up from 22% to 27.4% in the past year.
- UCB earnings of $325.50M is not sufficient to cover its interest payments.
- UCB's operating cash flow of $359.56M allows it to safely service it's debt of $254.29M.
Failed Financial Due Diligence Checks:
- UCB has a relatively high debt to equity ratio of 6.96.
Is it a good time to buy United Community Banks stock, according to analysts?
Out of 2 Equities analysts who give forecasts on UCB, the consensus analyst rating on UCB is a Buy
Please keep in mind that analyst ratings are not recommendations, nor are they investment advice.
You can dig deeper into what analysts are forecasting on the United Community Banks stock forecast page.
UCB Trading Indicators
How is UCB performing as a company?
Last year, UCB earnings were $253.35M. In the past 5 year, UCB's earnings have increased by -0.47% per year. This was slower than the Banks - Regional industry average of 35.84%.
Last year, UCB revenue was $923.01M. Over the past 5 year, UCB's revenue has gone up by 10.91% per year. This was slower than the Banks - Regional industry average of 12.19%.
Learn more about UCB's earnings and revenue performance here.
Latest Insiders Trades at UCB
In the past year, insiders at UCB have sold more shares than they have bought.
Richard Bradshaw, EVP Chief Banking Officer of UCB, was the latest UCB insider to sell. They sold $50,000.42 worth of UCB shares on Oct 27, 2025.
Learn more about who owns UCB stock here.
Can I rely on UCB as an income stream?
No, United Community Banks doesn't provide an income stream by paying out dividends.
What others are saying about UCB
One of the primary reasons eToro is our highest-rated brokerage is because of its social trading community.
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Step 5: Place your UCB purchase
There are two primary types of orders:
- Market order: A market order is an order to buy or sell a stock at the best possible price.
Market orders are mostly fine for most investors. - Limit order: A limit order lets you buy or sell a stock at a specific price (or better).
If you want to ensure you're buying or selling at an exact price limit, use a limit order.
Click the Open Trade button and eToro will place the order.
If you need additional help buying stocks on eToro, click the how to video below:
Step 6: Get key alerts regarding your UCB investment
Now that you own some shares in UCB, you'll want to stay up-to-date on your new investment.
Create a watchlist to track the latest developments regarding your UCB stock.
UCB Feed
How to Buy Stock in United Community Banks
To reiterate, here are the 6 steps for buying United Community Banks stock:
- Figure out where to buy United Community Banks stock
- Open your brokerage account
- Deposit funds into your brokerage account
- Research United Community Banks stock
- Place your UCB purchase
- Get key alerts regarding your UCB investment
If you are looking for a brokerage account, eToro is our recommended venue.
Get Started with eToro TodayIf you want to keep track of your investment in United Community Banks, get started below.
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