How to Buy Southern First Bancshares Stock

Southern First Bancshares Inc

Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides various banking products and services to general public in South Carolina, North Carolina, and Georgia.

Southern First Bancshares stock last closed at $35.76, down 3.01% from the previous day, and has increased 32.89% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.12 percentage points. Southern First Bancshares stock is currently +36.12% from its 52-week low of $26.27, and -22.1% from its 52-week high of $45.91.

As of Jun 13, 2025, there are 8.17M SFST shares outstanding. The market value of SFST is $292.12M. In the last 24 hours, 13,200 SFST shares were traded.

How to Buy Southern First Bancshares Stock

Not sure how to invest in Southern First Bancshares stock? Here's how.

  1. Figure out where to buy Southern First Bancshares stock: You need to decide on an online brokerage, but don't worry - we've tested dozens of online stock brokerages and apps to help you choose where to buy Southern First Bancshares stock.
  2. Open a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
  3. Deposit funds into your investment account: Pick your payment method and add your information.
  4. Research Southern First Bancshares stock: The Southern First Bancshares ticker symbol is SFST. Is Southern First Bancshares stock a good investment? Should you buy shares of SFST? How do SFST's underlying business fundamentals look? Do top analysts think Southern First Bancshares is a good buy? Why has SFST's stock price moved recently? (Hint: Our stock market analysis website can help you decide if SFST is a good stock to buy).
  5. Make your SFST trade: Decide if you will purchase SFST shares at the current market price or use a limit order to buy SFST stock at a given price.
  6. Keep tabs on your SFST position: Create a watchlist to important updates regarding your position in Southern First Bancshares shares.

Step 1: Figure out where to buy Southern First Bancshares stock

You will need a brokerage account to access the NASDAQ market and buy SFST shares.

A brokerage account is an investment account that enables you to buy and sell a number of financial instruments, including stocks, bonds, mutual funds, and ETFs.

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Step 2: Open a brokerage account

Now that you've selected your brokerage, you'll need to fill out some personal information so you can invest in SFST today.

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Step 3: Deposit funds into your investment account

Now that you have finished signing up on app for investing, you can securely and quickly fund your account:

Check out the walkthrough below to see the process of depositing funds into your brokerage account.

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Step 4: Research Southern First Bancshares stock

After you have identified the best place to buy Southern First Bancshares stock, it's critical to analyze their stock prior to buying, so you can understand the risk and upside.

Southern First Bancshares quick stats

SFST Price
$35.76
1w %
-0.11%
1y %
32.89%
5y %
28.68%
P/E
15.82x
P/B
0.87x
P/S
2.96x
PEG
0.84x
Revenue
$97.50M
Earnings
$18.27M
Fore. Rev. Growth
11.67%
Fore. Earn. Growth
23.23%
Market Cap
$292.12M
Next Earnings
Jul 16, 2025
Next Dividend
N/A

SFST Due Diligence Score

WallStreetZen was designed to help everyday investors do better fundamental analysis.

You can view all of the due diligence checks on SFST's stock page.

Is SFST stock undervalued or overvalued?

Investors use many financial metrics, analyses, models, and charts to gauge SFST's intrinsic value.

Using relative valuations ratios:

  • SFST may be overvalued based on its P/E ratio of 15.82x, relative to Banks - Regional industry P/E ratio of 11.9x
  • SFST may be undervalued based on its P/B ratio of 0.87x, relative to Banks - Regional industry P/B ratio of 1.15x
  • SFST could be undervalued based on its PEG ratio of 0.84x

You can do more valuation research on SFST's stock here.

A quick look at SFST Financials

Positive Health Checks:

  • SFST profit margin has gone up from 15.2% to 18.7% in the past year.
  • SFST earnings of $23.44M is not sufficient to cover its interest payments.

Negative Health Checks:

  • Total SFST debt is higher than 5 years ago, relative to shareholder equity.
  • SFST has a relatively high debt to equity ratio of 11.69.
  • SFST's operating cash flow of $36.06M allows it to safely service it's debt of $264.90M.

Is SFST stock a Buy, Hold, or Sell, according to Wall Street analysts?

Out of 1 sell side analysts who monitor SFST, the consensus analyst rating on SFST is a Strong Buy

Please keep in mind that analyst ratings are not stock recommendations, nor are they investment advice.

You can dig deeper into what analysts are saying on the Southern First Bancshares stock forecast page.

SFST Technicals

SMA10
35.81
SMA20
36.31
SMA50
34.81
SMA100
34.74
SMA200
36.26
MACD
0.21
MACD Signal
0.26
MACD Histogram
-0.05
RSI
49.28
Stochastic %K
74.03
Stochastic %D
68.19
StochRSI %K
75.09
StochRSI %D
76.79

SFST Performance Metrics

Last year, SFST earnings were $18.27M. In the past five year, SFST's earnings have gone up by -7.12% per year. This was slower than the Banks - Regional industry average of 17.8%.

Last year, SFST revenue was $97.50M. In the past five year, SFST's revenue has gone up by 4.71% per year. This was slower than the Banks - Regional industry average of 13.05%.

Dig into SFST's earnings and revenue performance here.

What are SFST insiders up to?

In the last 12 months, insiders at SFST have bought more shares than they have sold.

Anne S. Ellefson, Director of SFST, was the latest SFST insider to sell. They sold $17,506.50 worth of SFST shares on Jun 4, 2025.

Dig into more about who owns SFST shares here.

Does SFST provide a stable income stream?

No, Southern First Bancshares doesn't provide an income stream by paying out dividends.

What do other investors have to say about SFST?

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Step 5: Make your SFST trade

You have two main options:

  • Market order: A market order is an order to buy or sell a security at the best price on the market.
    Market orders are generally sufficient.
  • Limit order: A limit order lets you buy or sell a stock at a specific price (or better).
    If you want to be certain you're buying or selling at a specific dollar amount, place a limit order.

Click the Open button and your broker will place your order.

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Step 6: Keep tabs on your SFST position

Now that you own some shares in SFST, you'll want to keep up with your new company.

Start a watchlist to monitor your SFST stock.

SFST Feed

How to Buy Stock in Southern First Bancshares

To reiterate, here are the 6 steps you need to take to buy Southern First Bancshares stock right now:

  1. Figure out where to buy Southern First Bancshares stock
  2. Open a brokerage account
  3. Deposit funds into your investment account
  4. Research Southern First Bancshares stock
  5. Make your SFST trade
  6. Keep tabs on your SFST position

If you require a brokerage, eToro is our recommended option.

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If you would like to keep track of your investment in Southern First Bancshares, get started below.

NASDAQ: SFST
$35.76-1.11 (-3.01%)
Updated Jun 13, 2025
Open eToro Account
Your capital is at risk.
NASDAQ: SFST
$35.76-1.11 (-3.01%)
Updated Jun 13, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Southern First Bancshares share?

As of Jun 13, 2025, it costs $35.76 to buy one share of Southern First Bancshares stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.28 shares of SFST.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Southern First Bancshares stock?

According to 1 Wall Street analysts who monitor Southern First Bancshares, their consensus recommendation is to buy Southern First Bancshares stock.

What is the best way to buy Southern First Bancshares stock?

One way to place an order for Southern First Bancshares stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.