How to Buy Smartfinancial Stock

Smartfinancial Inc

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers.

Smartfinancial stock last closed at $21.45, down 3.25% from the previous day, and has decreased 17.34% in one year. It has overperformed other stocks in the Banks - Regional industry by 0 percentage points. Smartfinancial stock is currently +13.73% from its 52-week low of $18.86, and -29.67% from its 52-week high of $30.50.

At the moment, there are 17M shares of SMBK outstanding. The market capitalization of SMBK is $364.74M. In the last 24 hours, 24,231 SMBK shares were traded.

How to Buy Smartfinancial Stock

Wondering how to invest in Smartfinancial stock? Here's how.
  1. Decide where to buy Smartfinancial stock: You need to pick a stock brokerage, but don't worry - we've researched dozens of stock brokerages and apps to help you decide where to buy Smartfinancial stock.
  2. Sign up for your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
  3. Deposit funds into your brokerage account: Select your payment method and add your information.
  4. Research Smartfinancial stock: The Smartfinancial ticker symbol is SMBK. Is Smartfinancial stock a good investment? Should you buy shares of SMBK? How do SMBK's underlying business fundamentals look? Do top analysts think Smartfinancial is a good buy? Why has SMBK's stock price moved recently? (Hint: Our stock market research website can help you decide if SMBK is a good stock to buy).
  5. Make your SMBK trade: Decide if you will purchase SMBK shares at the current market price or use a limit order to purchase SMBK stock at a given price.
  6. Monitor your investment in SMBK: Create a watchlist to the latest updates on your position in Smartfinancial shares.

Step 1: Decide where to buy Smartfinancial stock

You will need a brokerage account to access the NASDAQ market and buy SMBK stock.

A brokerage account allows you to buy and sell a number of investments, such as stocks, bonds, mutual funds, and ETFs.

Our recommended brokerage: eToro

Based on our research, eToro is the best online stock brokerage. eToro gives you:

  • You can invest in stocks with 0% commissions: Invest without commissions.
  • Buy fractional shares: Even if you don't have the money to buy a full share, you can still invest in the stock.
  • Access to global markets: From Tech to Industrials, New York to Tokyo — you can fill your portfolio with stocks from the world's leading exchanges.
  • Social investing: eToro offers a community with more than 20 million users worldwide. Talk to, learn from, and copy the crypto trades of top investors.
  • Security: eToro is a regulated and licensed brokerage platform.
  • Buy other assets: Such as ETFs and cryptos.

Get $10 towards your purchase of stock by opening an account with eToro today.

Open eToro Account
eToro securities trading is offered by eToro USA Securities, Inc. (“the BD”), member of FINRA and SIPC. Cryptocurrency is offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk, and content is provided for educational purposes only, does not imply a recommendation, and is not a guarantee of future performance. https://www.wallstreetzen.com is not an affiliate and may be compensated if you access certain products or services offered by the MSB and/or the BD.

Step 2: Sign up for your brokerage account

Now that you've chosen the best brokerage, you need to fill out some personal info so you are able to invest in SMBK stock today.

How to Start a New Investment Account on eToro

  1. Click here to get started.
  2. Provide your personal info to create your new trading account.
  1. Send your application by pressing the "Create Account" button.
Get started with eToro today

Step 3: Deposit funds into your brokerage account

Now that you have opened your account on the highest rated stock app, your next step is to transfer the money for your investment:

Watch the video below if you need help depositing money into your new brokerage account.

Get started with eToro today

Step 4: Research Smartfinancial stock

Once you have decided on the best place to buy Smartfinancial stock, it's important to analyze their stock prior to buying, so you truly wrap your head around the risk and opportunity.

Smartfinancial shares data

SMBK Price
1w %
1y %
5y %
Fore. Rev. Growth
Fore. Earn. Growth
Market Cap
Next Earnings
Jul 24, 2023
Next Dividend

Smartfinancial Zen Score

WallStreetZen was built to help average investors perform more in-depth fundamental analysis in less time.

You can see all of the due diligence checks on SMBK's stock page.

Is SMBK stock undervalued or overvalued?

You can use many financial metrics, analyses, models, and charts to gauge SMBK's intrinsic value.

Using relative valuations methods:

  • SMBK could be undervalued based on its P/E ratio of 7.74x, relative to Banks - Regional industry P/E ratio of 19.56x
  • SMBK could be undervalued based on its P/B ratio of 0.82x, relative to Banks - Regional industry P/B ratio of 0.89x
  • SMBK may be undervalued based on its PEG ratio of 0.32x

You can access more valuation analysis on SMBK's stock here.

Is SMBK a healthy company?


  • SMBK profit margin has gone up from 23.8% to 27.6% in the past year.
  • SMBK's operating cash flow of $57.45M allows it to safely service it's debt of $58.58M.
  • SMBK earnings of $59.23M is not enough to cover its interest payments.


  • Total SMBK debt is higher than 5 years ago, relative to shareholder equity.
  • SMBK has a relatively high debt to equity ratio of 9.76.

Is it a good time to buy Smartfinancial stock, according to Wall Street analysts?

Out of 4 sell side analysts who give forecasts on SMBK, the consensus analyst rating on SMBK is a Buy

It's important to note that analyst ratings are not stock recommendations, nor are they investment advice.

Most Recent SMBK Analyst Ratings

Catherine Mealor, a top 22% analyst from Keefe, Bruyette & Woods maintains SMBK with a hold rating and lowers their SMBK price target from $25.00 to $24.00, on Apr 27, 2023.

Matt Olney, a top 24% analyst from Stephens & Co. reiterates SMBK with a strong buy rating and maintains their SMBK price target from $26.00 to $26.00, on Apr 25, 2023.

Feddie Strickland, a bottom 37% analyst from Janney Montgomery Scott downgrades SMBK to a hold rating and announces their SMBK price target of $30.00, on Jan 25, 2023.

Stephen Scouten, a top 15% analyst from Piper Sandler downgrades SMBK to a hold rating and lowers their SMBK price target from $34.00 to $28.00, on Jan 25, 2023.

You can dive deeper into what analysts are projecting on the Smartfinancial stock forecast page.

SMBK Momentum

MACD Signal
MACD Histogram
Stochastic %K
Stochastic %D
StochRSI %K
StochRSI %D

How is SMBK performing as a company?

Last year, SMBK earnings were $46.26M. In the last five year, SMBK's earnings have grown by 33.23% per year. This was faster than the Banks - Regional industry average of 19.71%.

Last year, SMBK revenue was $167.33M. Over the past five year, SMBK's revenue has increased by 23.86% per year. This was faster than the Banks - Regional industry average of 6.1%.

Learn more about SMBK's earnings and revenue performance here.

Are SMBK executives and large shareholders buying or selling the stock?

In the last year, executives and large shareholders at SMBK have bought more shares than they have sold.

Ted Charles Miller, Director of SMBK, was the latest SMBK insider to buy. They bought $99,980.00 worth of SMBK stock on May 12, 2023.

Research more about who owns SMBK shares here.

Does SMBK provide a stable income stream?

Smartfinancial pays a dividend of 1.72%, compared to the Banks - Regional industry's average dividend yield of 4.12%. If you owned $1,000 worth of SMBK stock, you would have been paid $17.25 in the past 12 months.

Smartfinancial dividend payments have consistently grown over the past decade and have remained stable.

Get more info about Smartfinancial dividend yield and history here.

What others are saying about SMBK

One of the primary reasons eToro is our favorite brokerage is because of its social trading community.

Click below to see what other investors have to say.

Step 5: Make your SMBK trade

There are two primary types of orders:

  • Market order: A market order is an order to buy or sell a security at the best price on the market.
    Market orders are usually sufficient.
  • Limit order: A limit order is an order to buy or sell a security at a specific price (or better).
    If you want to be certain you're buying or selling at an exact dollar amount limit, use a limit order.

Hit the Open Trade button and your broker will execute the order.

If you require additional info about buying stocks on eToro, watch the helpful video below:

Open eToro Account

Step 6: Monitor your investment in SMBK

Now that you own some shares in SMBK, you'll want to keep up with your new stock purchase.

Make a watchlist to get notified of important updates regarding your SMBK stock.


How to Buy Stock in Smartfinancial

To reiterate, here are the 6 steps to buy Smartfinancial stock:

  1. Decide where to buy Smartfinancial stock
  2. Sign up for your brokerage account
  3. Deposit funds into your brokerage account
  4. Research Smartfinancial stock
  5. Make your SMBK trade
  6. Monitor your investment in SMBK

If you need a brokerage, eToro is our recommended venue.

Get Started with eToro Today

If you would like to keep an eye on your new investment in Smartfinancial, click the button below.

$21.45-0.72 (-3.25%)
Updated Jun 5, 2023
Open eToro Account
$21.45-0.72 (-3.25%)
Updated Jun 5, 2023
Open eToro Account


How much does it cost to buy one Smartfinancial share?

As of Jun 5, 2023, it costs $21.45 to buy one share of Smartfinancial stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.466 shares of SMBK.

Get Started with eToro Today

Is now a good time to buy Smartfinancial stock?

According to 4 Wall Street analysts who monitor Smartfinancial, their consensus recommendation is to buy Smartfinancial stock.

What is the best way to buy Smartfinancial stock?

One way to place an order for Smartfinancial stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.