How to Buy Qfin Holdings Stock

Qfin Holdings Inc

Qifu Technology, Inc. , together with its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China.

Qfin Holdings stock last closed at $13.15, down 0.45% from the previous day, and has decreased 69.42% in one year. It has underperformed other stocks in the Credit Services industry by 0.73 percentage points. Qfin Holdings stock is currently +6.91% from its 52-week low of $12.30, and -72.02% from its 52-week high of $47.00.

At the moment, there are 243.82M QFIN shares outstanding. The market capitalization of QFIN is $1.60B. In the past 24 hours, 648,000 QFIN shares were traded.

How to Buy Qfin Holdings Stock

Not sure how to invest in Qfin Holdings stock? Here's how.

  1. Figure out where to buy Qfin Holdings stock: You need to decide on a stock brokerage, but don't worry - we've researched dozens of online brokerages and apps to help you choose where to buy Qfin Holdings stock.
  2. Sign up for a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
  3. Put funds into your brokerage account: Pick your payment method and add your details.
  4. Research Qfin Holdings stock: The Qfin Holdings ticker symbol is QFIN. Is Qfin Holdings stock a good investment? Should you buy shares of QFIN? How do QFIN's underlying business fundamentals look? Do top analysts think Qfin Holdings is a good buy? Why has QFIN's stock price moved recently? (Hint: Our stock market analysis tools can help you decide if QFIN is a good stock to buy).
  5. Make your QFIN buy order: Decide if you will purchase QFIN shares at the current market price or use a limit order to buy QFIN shares at a given price.
  6. Watch your QFIN position: Create a watchlist to track your new investment in Qfin Holdings shares.

Step 1: Figure out where to buy Qfin Holdings stock

You will need an online brokerage account in order to access the NASDAQ market and buy QFIN stock.

A brokerage account is an investment account that enables you to buy and sell a number of investments, including stocks, bonds, mutual funds, and ETFs.

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Step 2: Sign up for a brokerage account

Now that you've picked your brokerage, you need to fill out some personal info so you can buy QFIN today.

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Step 3: Put funds into your brokerage account

Now that you've filled out your info on investing apps, you can securely and quickly fund your account:

Check out the video below to see the process of transferring funds into your new investment account.

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Step 4: Research Qfin Holdings stock

After you have figured out the best place to buy Qfin Holdings stock, it's important to research their stock before you buy, so you truly understand the risk and upside.

Qfin Holdings Numbers

QFIN Price
$13.15
1w %
-1.79%
1y %
-69.42%
5y %
-41.61%
P/E
1.99x
P/B
0.45x
P/S
0.62x
PEG
0.02x
Revenue
$2.82B
Earnings
$878.25M
Fore. Rev. Growth
128.91%
Fore. Earn. Growth
116.74%
Market Cap
$1.60B
Next Earnings
May 27, 2026
Next Dividend
May 14, 2026

QFIN Due Diligence Checks

WallStreetZen was created to help everyday investors perform more accurate fundamental analysis.

You can see all of the due diligence checks on QFIN's stock page.

How is QFIN stock valued?

Investors use many financial metrics, analyses, models, and charts to gauge QFIN's true value.

Using relative valuations measures:

  • QFIN could be undervalued based on its P/E ratio of 1.99x, relative to Credit Services industry P/E ratio of 26.51x
  • QFIN may be undervalued based on its P/B ratio of 0.45x, relative to Credit Services industry P/B ratio of 4.49x
  • QFIN may be undervalued based on its PEG ratio of 0.02x

You can access more valuation analysis on QFIN's stock here.

QFIN Financial Overview

Positive Health Checks:

  • QFIN's operating cash flow of $1.63B allows it to safely service it's debt of $557.95M.
  • There are more short-term assets than short-term liabilities on the QFIN balance sheet.
  • Total QFIN debt is lower than 5 years ago, relative to shareholder equity.
  • QFIN earnings of $1.08B is not sufficient to cover its interest payments.
  • There are more short-term assets than long-term liabilities on the QFIN balance sheet.

Negative Health Checks:

  • QFIN has a relatively high debt to equity ratio of 1.36.
  • QFIN profit margin has gone down from 36.5% to 31.2% in the past year.

Is it a good time to buy Qfin Holdings stock, according to Wall Street analysts?

Out of 2 sell side analysts who give forecasts on QFIN, the consensus analyst rating on QFIN is a Buy

Please note that analyst forecasts are not recommendations, nor are they investment advice.

You can dig deeper into what analysts are forecasting on the Qfin Holdings stock forecast page.

QFIN Trading Indicators

SMA10
13.21
SMA20
13.45
SMA50
13.61
SMA100
15.32
SMA200
21.17
MACD
-0.11
MACD Signal
-0.14
MACD Histogram
0.03
RSI
46.49
Stochastic %K
45.48
Stochastic %D
47.04
StochRSI %K
67.65
StochRSI %D
68.14

Is QFIN Growing Revenue?

Last year, QFIN earnings were $878.25M. During the past 5 year, QFIN's earnings have increased by 12.25% per year. This was slower than the Credit Services industry average of 15.08%.

Last year, QFIN revenue was $2.82B. During the past five year, QFIN's revenue has gone up by 5.63% per year. This was slower than the Credit Services industry average of 14.57%.

Dig into QFIN's earnings and revenue performance here.

Who is buying/selling QFIN?

Over the last year, insiders at QFIN have bought more shares than they have sold.

Xiaohuan Chen, Director of QFIN, was the latest QFIN insider to buy. They bought $2,449,100.00 worth of QFIN shares on Mar 27, 2026.

Dig into more about who owns QFIN shares here.

Does QFIN provide a stable income stream?

Qfin Holdings pays a dividend of 11.63%, compared to the Credit Services industry's average dividend yield of 5.97%. If you owned $1,000 of QFIN stock, you would have been paid $116.35 in the past year.

Qfin Holdings dividend payments have consistently grown over the past 5 years but have not remained stable.

Find more info about Qfin Holdings dividend yield and history here.

What do other traders have to say about QFIN?

One of the reasons eToro is our favorite brokerage is because of its social trading community.

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Step 5: Make your QFIN buy order

You have two main types of orders:

  • Market order: A market order is an order to buy or sell a security at the best price on the market.
    Market orders are generally the easiest way to buy.
  • Limit order: A limit order enables you to buy or sell a stock at a specific price (or better).
    If you want to be sure you're buying or selling at a specific dollar amount, use a limit order.

Click the Open button and your broker will place your order.

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Step 6: Watch your QFIN position

Now that you own some QFIN stock, you'll want to stay up-to-date on your new investment.

Add QFIN to a watchlist to track your QFIN stock.

QFIN Feed

How to Buy Stock in Qfin Holdings

To summarize, here are the 6 steps to buy stock in Qfin Holdings:

  1. Figure out where to buy Qfin Holdings stock
  2. Sign up for a brokerage account
  3. Put funds into your brokerage account
  4. Research Qfin Holdings stock
  5. Make your QFIN buy order
  6. Watch your QFIN position

If you are looking for a online brokerage, eToro is our favorite venue.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you want to track your new investment in Qfin Holdings, create your watchlist below.

NASDAQ: QFIN
$13.15-0.06 (-0.45%)
Updated May 8, 2026
Open eToro Account
Your capital is at risk.
NASDAQ: QFIN
$13.15-0.06 (-0.45%)
Updated May 8, 2026
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Qfin Holdings share?

As of May 8, 2026, it costs $13.15 to buy one share of Qfin Holdings stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $6, you can buy 0.456 shares of QFIN.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Qfin Holdings stock?

According to 2 Wall Street analysts who monitor Qfin Holdings, their consensus recommendation is to buy Qfin Holdings stock.

What is the best way to buy Qfin Holdings stock?

One way to place an order for Qfin Holdings stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.