How to Buy Provident Financial Holdings Stock

Provident Financial Holdings Inc

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F. S. B.

Provident Financial Holdings stock last closed at $16.03, down 0.43% from the previous day, and has increased 14.42% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.04 percentage points. Provident Financial Holdings stock is currently +18.74% from its 52-week low of $13.50, and -3.64% from its 52-week high of $16.64.

There are currently 6.38M shares of PROV outstanding. The market value of PROV is $102.19M. In the last 24 hours, 12,100 PROV shares were traded.

How to Buy Provident Financial Holdings Stock

Not sure how to invest in Provident Financial Holdings stock? Here's how.

  1. Decide where to buy Provident Financial Holdings stock: You need to decide on a stock brokerage, but don't worry - we've tested dozens of online brokerages and apps to help you decide where to buy Provident Financial Holdings stock.
  2. Sign up for your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
  3. Deposit funds into your brokerage account: Choose your payment method and add your info.
  4. Research Provident Financial Holdings stock: The Provident Financial Holdings ticker symbol is PROV. Is Provident Financial Holdings stock a good investment? Should you buy shares of PROV? How do PROV's underlying business fundamentals look? Do top analysts think Provident Financial Holdings is a good buy? Why has PROV's stock price moved recently? (Hint: Our stock research website can help you evaluate if PROV is a good stock to buy).
  5. Execute your PROV buy order: Decide if you will purchase PROV shares at the current market price or use a limit order to purchase PROV shares at a given price.
  6. Monitor your PROV investment: Create a watchlist to key updates about your new investment in Provident Financial Holdings stock.

Step 1: Decide where to buy Provident Financial Holdings stock

You will need an online brokerage account to access the NASDAQ market and buy PROV shares.

A brokerage account is an investment account that allows you to buy and sell a number of financial instruments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Sign up for your brokerage account

Now that you've selected your brokerage, it's time to fill out some personal information so you are able to invest in PROV stock today.

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Step 3: Deposit funds into your brokerage account

Now that you've filled out your info on apps for stocks, you need to deposit funds:

Watch the walkthrough below to see the process of transferring funds into your investment account.

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Step 4: Research Provident Financial Holdings stock

After you have identified the best place to buy Provident Financial Holdings stock, it's very important to research their stock prior to investing, so you can comprehend the risk as well as the upside.

Provident Financial Holdings Metrics

PROV Price
$16.03
1w %
-0.12%
1y %
14.42%
5y %
-5.65%
P/E
16.03x
P/B
0.8x
P/S
2.5x
PEG
0.31x
Revenue
$40.80M
Earnings
$6.60M
Fore. Rev. Growth
1.24%
Fore. Earn. Growth
63.2%
Market Cap
$102.19M
Next Earnings
May 4, 2026
Next Dividend
N/A

Provident Financial Holdings Overview

WallStreetZen was designed to help everyday investors perform better fundamental analysis in minutes instead of hours.

You can see all of the due diligence checks on PROV's stock page.

Is PROV stock overvalued?

Analysts use a variety of different financial metrics, analyses, models, and charts to gauge PROV's fair value.

Using relative valuations measures:

  • PROV may be overvalued based on its P/E ratio of 16.03x, relative to Banks - Regional industry P/E ratio of 13.53x
  • PROV could be undervalued based on its P/B ratio of 0.8x, relative to Banks - Regional industry P/B ratio of 1.17x
  • PROV could be undervalued based on its PEG ratio of 0.31x

You can access additional valuation research on PROV's stock here.

PROV Financial Health Overview

Passed Health Checks:

  • PROV earnings of $9.75M is not sufficient to cover its interest payments.

Failed Health Checks:

  • Total PROV debt is higher than 5 years ago, relative to shareholder equity.
  • PROV has a relatively high debt to equity ratio of 8.63.
  • PROV profit margin of X% has stayed the same in the past year.
  • PROV's operating cash flow of $9.52M allows it to safely service it's debt of $213.06M.

You can dig deeper into what analysts are saying on the Provident Financial Holdings stock forecast page.

PROV Technicals

SMA10
16.01
SMA20
16.05
SMA50
16.11
SMA100
15.86
SMA200
15.7
MACD
-0.02
MACD Signal
-0.02
MACD Histogram
0
RSI
48.62
Stochastic %K
49.25
Stochastic %D
49.9
StochRSI %K
49.53
StochRSI %D
47.7

PROV Performance Numbers

Last year, PROV earnings were $6.60M. In the past five year, PROV's earnings have grown by 6.79% per year. This was slower than the Banks - Regional industry average of 17.34%.

Last year, PROV revenue was $40.80M. Over the past 5 year, PROV's revenue has increased by 2.74% per year. This was slower than the Banks - Regional industry average of 10.81%.

You can research PROV's earnings and revenue performance here.

Are PROV insiders buying or selling the stock?

In the last year, insiders at PROV have sold more shares than they have bought.

Gwendolyn Wertz, Senior Vice President of PROV, was the latest PROV insider to sell. They sold $75,072.00 worth of PROV stock on Nov 12, 2025.

Get more info about who owns PROV stock here.

Does PROV provide a stable income stream?

Provident Financial Holdings pays a dividend of 3.49%, compared to the Banks - Regional industry's average dividend yield of 2.92%. If you owned $1,000 worth of PROV stock, you would have received $34.93 in the past 12 months.

Provident Financial Holdings dividend payments have consistently grown over the past decade and have remained stable.

Find more info about Provident Financial Holdings dividend yield and history here.

PROV Social Trading Data

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Step 5: Execute your PROV buy order

You have two primary options:

  • Market order: A market order is an order to buy or sell a stock at the best possible price.
    Market orders are mostly sufficient.
  • Limit order: A limit order enables you to buy or sell a stock at a specific price (or better).
    If you want to make sure you're buying or selling at a particular dollar amount, use a limit order.

Click the Open button and your broker will execute the order.

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Step 6: Monitor your PROV investment

Now that you own some shares in PROV, you'll want to keep up with your shares.

Put PROV on a watchlist to get notified of important updates regarding your PROV stock.

PROV Feed

How to Buy Stock in Provident Financial Holdings

To summarize, here are the 6 steps to buy Provident Financial Holdings stock:

  1. Decide where to buy Provident Financial Holdings stock
  2. Sign up for your brokerage account
  3. Deposit funds into your brokerage account
  4. Research Provident Financial Holdings stock
  5. Execute your PROV buy order
  6. Monitor your PROV investment

If you require a online brokerage, eToro is our recommended option.

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If you want to track your investment in Provident Financial Holdings, click below.

NASDAQ: PROV
$16.03-0.07 (-0.43%)
Updated Mar 20, 2026
Open eToro Account
Your capital is at risk.
NASDAQ: PROV
$16.03-0.07 (-0.43%)
Updated Mar 20, 2026
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Provident Financial Holdings share?

As of Mar 20, 2026, it costs $16.03 to buy one share of Provident Financial Holdings stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $8, you can buy 0.499 shares of PROV.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Provident Financial Holdings stock?

One way to place an order for Provident Financial Holdings stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.