How to Buy Provident Financial Holdings Stock

Provident Financial Holdings Inc

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F. S. B.

Provident Financial Holdings stock last closed at $15.72, down 1.4% from the previous day, and has increased 26.15% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.02 percentage points. Provident Financial Holdings stock is currently +30.89% from its 52-week low of $12.01, and -5.87% from its 52-week high of $16.70.

There are currently 6.62M shares of PROV outstanding. The market value of PROV is $104.08M. In the last 24 hours, 6800 PROV shares were traded.

How to Buy Provident Financial Holdings Stock

Not sure how to invest in Provident Financial Holdings stock? Here's how.

  1. Decide where to buy Provident Financial Holdings stock: You need to decide on a stock brokerage, but don't worry - we've tested dozens of online brokerages and apps to help you decide where to buy Provident Financial Holdings stock.
  2. Sign up for your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
  3. Deposit funds into your brokerage account: Choose your payment method and add your info.
  4. Research Provident Financial Holdings stock: The Provident Financial Holdings ticker symbol is PROV. Is Provident Financial Holdings stock a good investment? Should you buy shares of PROV? How do PROV's underlying business fundamentals look? Do top analysts think Provident Financial Holdings is a good buy? Why has PROV's stock price moved recently? (Hint: Our stock research website can help you evaluate if PROV is a good stock to buy).
  5. Execute your PROV buy order: Decide if you will purchase PROV shares at the current market price or use a limit order to purchase PROV shares at a given price.
  6. Monitor your PROV investment: Create a watchlist to key updates about your new investment in Provident Financial Holdings stock.

Step 1: Decide where to buy Provident Financial Holdings stock

You will need an online brokerage account to access the NASDAQ market and buy PROV shares.

A brokerage account is an investment account that allows you to buy and sell a number of financial instruments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Sign up for your brokerage account

Now that you've selected your brokerage, it's time to fill out some personal information so you are able to invest in PROV stock today.

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  1. Send your information by pressing the "Create Account" button.
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Step 3: Deposit funds into your brokerage account

Now that you've filled out your info on apps for stocks, you need to deposit funds:

Watch the walkthrough below to see the process of transferring funds into your investment account.

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Step 4: Research Provident Financial Holdings stock

After you have identified the best place to buy Provident Financial Holdings stock, it's very important to research their stock prior to investing, so you can comprehend the risk as well as the upside.

Provident Financial Holdings Metrics

PROV Price
$15.72
1w %
-1.27%
1y %
26.15%
5y %
15.59%
P/E
16.04x
P/B
0.81x
P/S
2.62x
PEG
N/A
Revenue
$39.67M
Earnings
$6.58M
Fore. Rev. Growth
-0.86%
Fore. Earn. Growth
-3.06%
Market Cap
$104.08M
Next Earnings
Jul 28, 2025
Next Dividend
N/A

Provident Financial Holdings Overview

WallStreetZen was designed to help everyday investors perform better fundamental analysis in minutes instead of hours.

You can see all of the due diligence checks on PROV's stock page.

Is PROV stock overvalued?

Analysts use a variety of different financial metrics, analyses, models, and charts to gauge PROV's fair value.

Using relative valuations measures:

  • PROV may be overvalued based on its P/E ratio of 16.04x, relative to Banks - Regional industry P/E ratio of 12.63x
  • PROV could be undervalued based on its P/B ratio of 0.81x, relative to Banks - Regional industry P/B ratio of 1.2x

You can access additional valuation analysis on PROV's stock here.

Is PROV a healthy company?

Passed Health Checks:

  • PROV earnings of $9.33M is not sufficient to cover its interest payments.

Failed Health Checks:

  • Total PROV debt is higher than 5 years ago, relative to shareholder equity.
  • PROV has a relatively high debt to equity ratio of 8.78.
  • PROV's operating cash flow of $5.45M allows it to safely service it's debt of $215.58M.
  • PROV profit margin has gone down from 18.3% to 16.6% in the past year.

Is it a good time to buy PROV stock, according to analysts?

Out of 1 Equities analysts who track PROV, the consensus analyst rating on PROV is a Hold

Please note that analyst ratings are not recommendations, nor are they investment advice.

You can dive deeper into what analysts are projecting on the Provident Financial Holdings stock forecast page.

Metrics for Advanced PROV Traders

SMA10
15.5
SMA20
15.46
SMA50
15.23
SMA100
15
SMA200
15.22
MACD
0.1
MACD Signal
0.1
MACD Histogram
0
RSI
52.47
Stochastic %K
57.9
Stochastic %D
54.88
StochRSI %K
47.98
StochRSI %D
39.6

PROV Performance Numbers

Last year, PROV earnings were $6.58M. During the past 5 year, PROV's earnings have grown by 1.49% per year. This was slower than the Banks - Regional industry average of 16.86%.

Last year, PROV revenue was $39.67M. Over the last five year, PROV's revenue has grown by -0.98% per year. This was slower than the Banks - Regional industry average of 13.28%.

You can research PROV's earnings and revenue performance here.

What are PROV insiders up to?

Over the past year, insiders at PROV have sold more shares than they have bought.

Gwendolyn Wertz, Senior Vice President of PROV, was the latest PROV insider to sell. They sold $29,876.00 worth of PROV stock on Jun 10, 2025.

Learn more about who owns PROV stock here.

Can I get consistent income from PROV stock?

Provident Financial Holdings pays a dividend of 2.67%, compared to the Banks - Regional industry's average dividend yield of 2.82%. If you owned $1,000 worth of PROV stock, you would have received $26.72 last year.

Provident Financial Holdings dividend payments have consistently grown over the past decade and have remained stable.

Dig into more analysis about Provident Financial Holdings dividend yield and history here.

What do other investors have to say about PROV?

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Step 5: Execute your PROV buy order

There are two main order types:

  • Market order: A market order is an order to buy or sell a security at the best available price.
    Market orders are generally fine.
  • Limit order: A limit order enables you to buy or sell a stock at a specific price (or better).
    If you want to make sure you're buying or selling at a specific dollar amount limit, place a limit order.

Press the Open button and eToro will place the order.

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Step 6: Monitor your PROV investment

Now that you own some PROV stock, you'll want to stay up-to-date on your investment.

Start a watchlist to get notified of the latest news about your PROV stock.

PROV Feed

How to Buy Stock in Provident Financial Holdings

To reiterate, here are the 6 steps you need to take to buy Provident Financial Holdings stock right now:

  1. Decide where to buy Provident Financial Holdings stock
  2. Sign up for your brokerage account
  3. Deposit funds into your brokerage account
  4. Research Provident Financial Holdings stock
  5. Execute your PROV buy order
  6. Monitor your PROV investment

If you need a brokerage, eToro is our recommended venue.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you want to get the latest news on your investment in Provident Financial Holdings, create a watchlist on WallStreetZen today.

NASDAQ: PROV
$15.72+0.00 (+0%)
Updated Jun 27, 2025
Open eToro Account
Your capital is at risk.
NASDAQ: PROV
$15.72+0.00 (+0%)
Updated Jun 27, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Provident Financial Holdings share?

As of Jun 27, 2025, it costs $15.72 to buy one share of Provident Financial Holdings stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $7, you can buy 0.445 shares of PROV.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Provident Financial Holdings stock?

According to 1 Wall Street analysts who monitor Provident Financial Holdings, their consensus recommendation is to hold Provident Financial Holdings stock.

What is the best way to buy Provident Financial Holdings stock?

One way to place an order for Provident Financial Holdings stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.