How to Buy Pennymac Financial Services Stock

Pennymac Financial Services Inc

Pennymac Financial Services is a mortgage company located in California, United States, which is part of the Financial Services sector, and is traded under the ticker PFSI on the NYSE exchange.

Pennymac Financial Services stock last closed at $97.44, up 1.5% from the previous day, and has increased 13.78% in one year. It has overperformed other stocks in the Mortgage Finance industry by 0.05 percentage points. Pennymac Financial Services stock is currently +13.65% from its 52-week low of $85.74, and -18.21% from its 52-week high of $119.13.

There are currently 51.66M shares of PFSI outstanding. The market cap of PFSI is $5.03B. In the past 24 hours, 321,686 PFSI shares were traded.

How to Buy Pennymac Financial Services Stock

Wondering how to invest in Pennymac Financial Services stock? Here's how.

  1. Figure out where to buy Pennymac Financial Services stock: You need to decide on an online brokerage, but don't worry - we've analyzed dozens of online brokerages and apps to help you decide where to buy Pennymac Financial Services stock.
  2. Create your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
  3. Put funds into your investment account: Pick your method of payment and add your information.
  4. Research Pennymac Financial Services stock: The Pennymac Financial Services ticker symbol is PFSI. Is Pennymac Financial Services stock a good investment? Should you buy shares of PFSI? How do PFSI's underlying business fundamentals look? Do top analysts think Pennymac Financial Services is a good buy? Why has PFSI's stock price moved recently? (Hint: Our stock analysis website can help you decide if PFSI is a good stock to buy).
  5. Make your PFSI trade: Decide if you will purchase PFSI shares at the current market price or use a limit order to buy PFSI shares at a particular price.
  6. Get the latest news on your investment in PFSI: Create a watchlist to important updates regarding your investment in Pennymac Financial Services shares.

Step 1: Figure out where to buy Pennymac Financial Services stock

You will need an online brokerage account to access the NYSE market and buy PFSI shares.

A brokerage account enables you to buy and sell a variety of investments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Create your brokerage account

Now that you've picked your brokerage, you need to fill out some personal information so you can invest in PFSI stock today.

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Step 3: Put funds into your investment account

Now that you have finished signing up on stock market apps, your next step is to transfer the money for your investment:

Watch the walkthrough below to see the process of depositing money into your new investment account.

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Step 4: Research Pennymac Financial Services stock

Once you have identified the best place to buy Pennymac Financial Services stock, it's important to research their stock before you invest, so you actually understand the risk as well as the upside.

Pennymac Financial Services Metrics

PFSI Price
$97.44
1w %
3.95%
1y %
13.78%
5y %
222.97%
P/E
14.31x
P/B
1.29x
P/S
2.92x
PEG
0.34x
Revenue
$1.72B
Earnings
$348.40M
Fore. Rev. Growth
24.49%
Fore. Earn. Growth
47.08%
Market Cap
$5.03B
Next Earnings
N/A
Next Dividend
May 23, 2025

Pennymac Financial Services Due Diligence Checks

WallStreetZen was created to help average investors perform more accurate fundamental analysis quickly.

You can view all of the due diligence checks on PFSI's stock page.

Is PFSI stock properly valued?

You can use a variety of different financial metrics, analyses, models, and charts to gauge PFSI's intrinsic value.

Using relative valuations metrics:

  • PFSI could be undervalued based on its P/E ratio of 14.31x, relative to Mortgage Finance industry P/E ratio of 33.49x
  • PFSI may be overvalued based on its P/B ratio of 1.29x, relative to Mortgage Finance industry P/B ratio of 0.36x
  • PFSI could be undervalued based on its PEG ratio of 0.34x

You can do more valuation analysis on PFSI's stock here.

PFSI Financials at a glance

Positive Health Checks:

  • PFSI profit margin has gone up from 10.9% to 20.3% in the past year.

Negative Health Checks:

  • PFSI has a relatively high debt to equity ratio of 5.12.
  • Total PFSI debt is higher than 5 years ago, relative to shareholder equity.

Do Wall Street analysts think it's a good time to buy Pennymac Financial Services stock

Out of 4 sell side analysts who give forecasts on PFSI, the consensus analyst rating on Pennymac Financial Services is a Strong Buy

Please note that analyst ratings are not stock recommendations, nor are they investment advice.

You can dive deeper into what analysts are forecasting on the Pennymac Financial Services stock forecast page.

PFSI Technicals

SMA10
95.39
SMA20
96.17
SMA50
98.76
SMA100
101.41
SMA200
102.89
MACD
-1.05
MACD Signal
-1.35
MACD Histogram
0.3
RSI
51.12
Stochastic %K
67.29
Stochastic %D
57.13
StochRSI %K
95.92
StochRSI %D
85.02

PFSI Earnings

Last year, PFSI earnings were $348.40M. During the past 5 year, PFSI's earnings have gone up by -3.9% per year. This was faster than the Mortgage Finance industry average of -42.9%.

Last year, PFSI revenue was $1.72B. During the last five year, PFSI's revenue has gone up by -2.51% per year. This was slower than the Mortgage Finance industry average of 3.09%.

You can research PFSI's earnings and revenue performance here.

What are PFSI insiders up to?

Over the last year, insiders at PFSI have sold more shares than they have bought.

Mark Elbaum, Chief Capital Markets Officer of PFSI, was the latest PFSI insider to sell. They sold $42,180.80 worth of PFSI shares on Apr 4, 2025.

Learn more about who owns PFSI shares here.

Can I get consistent income from PFSI stock?

Pennymac Financial Services pays a dividend of 0.62%, compared to the Mortgage Finance industry's average dividend yield of 4.53%. If you owned $1,000 worth of PFSI stock, you would have received $6.16 last year.

Pennymac Financial Services dividend payments have not consistently grown over the past 7 years and have not remained stable.

Dig into more analysis about Pennymac Financial Services dividend yield and history here.

PFSI Social Trading Data

One of the major reasons eToro is our favorite brokerage is because of its social trading community.

Click below to find out what other community members have to say.

Step 5: Make your PFSI trade

There are two primary types of orders:

  • Market order: A market order is an order to buy or sell a security at the best available price.
    Market orders are generally fine for most investors.
  • Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
    If you want to make sure you're buying or selling at an exact price, place a limit order.

Press the Open Trade button and your broker will place your order.

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Step 6: Get the latest news on your investment in PFSI

Now that you own some PFSI stock, you'll want to stay up-to-date on your new shares.

Put PFSI on a watchlist to see the latest developments about your PFSI stock.

PFSI Feed

How to Buy Stock in Pennymac Financial Services

To summarize, here are the 6 steps to buy Pennymac Financial Services stock:

  1. Figure out where to buy Pennymac Financial Services stock
  2. Create your brokerage account
  3. Put funds into your investment account
  4. Research Pennymac Financial Services stock
  5. Make your PFSI trade
  6. Get the latest news on your investment in PFSI

If you need a place to buy stocks, eToro is our favorite venue.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you would like to keep an eye on your new investment in Pennymac Financial Services, create a watchlist today.

NYSE: PFSI
$97.44+1.44 (+1.5%)
Updated Apr 30, 2025
Open eToro Account
Your capital is at risk.
NYSE: PFSI
$97.44+1.44 (+1.5%)
Updated Apr 30, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Pennymac Financial Services share?

As of Apr 30, 2025, it costs $97.44 to buy one share of Pennymac Financial Services stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.103 shares of PFSI.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Pennymac Financial Services stock?

According to 4 Wall Street analysts who monitor Pennymac Financial Services, their consensus recommendation is to buy Pennymac Financial Services stock.

What is the best way to buy Pennymac Financial Services stock?

One way to place an order for Pennymac Financial Services stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.