How to Buy PayPal Stock
Paypal Holdings Inc
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide.
PayPal stock last closed at $66.08, down 3.31% from the previous day, and has decreased 15.42% in one year. It has underperformed other stocks in the Credit Services industry by 0.31 percentage points. PayPal stock is currently +18.32% from its 52-week low of $55.85, and -29.45% from its 52-week high of $93.66.
As of Nov 4, 2025, there are 935.65M shares of PYPL outstanding. The market capitalization of PYPL is $61.83B. In the past 24 hours, 19.61M PYPL shares were traded.
How to Buy PayPal Stock
Wondering how to invest in PayPal stock? Here's how.
- Choose where to buy PayPal stock: You need to decide on an online brokerage, but don't worry - we've tried dozens of online stock brokerages and apps to help you choose where to buy PayPal stock.
- Create your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
- Put funds into your investment account: Pick your payment method and add your details.
- Research PayPal stock: The PayPal ticker symbol is PYPL. Is PayPal stock a good investment? Should you buy shares of PYPL? How do PYPL's underlying business fundamentals look? Do top analysts think PayPal is a good buy? Why has PYPL's stock price moved recently? (Hint: Our stock market research tools can help you understand if PYPL is a good stock to buy).
- Execute your PYPL buy order: Decide if you will purchase PYPL shares at the current market price or use a limit order to buy PYPL stock at a given price.
- Keep an eye on your PYPL position: Create a watchlist to important notifications about your new investment in PayPal shares.
Step 1: Choose where to buy PayPal stock
You need a brokerage account to access the NASDAQ market and buy PYPL shares.
Our favorite brokerage: eToro
Based on our research, eToro is the best place to buy stocks. eToro gives you:
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Open eToro AccountStep 2: Create your brokerage account
Now that you've chosen the right brokerage, it's time to fill out some personal information so you can buy PYPL today.
How to Open a New Investment Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Provide your personal data to start your new trading account.
- Submit your data by clicking the "Create Account" button. Get started with eToro today
Step 3: Put funds into your investment account
Now that you've created your account on a mobile trading app, you can securely and quickly fund your account:
Watch this video walkthrough if you need help transferring money into your brokerage account.
Step 4: Research PayPal stock
After you have figured out the best place to buy PayPal stock, it's important to research their stock before you buy, so you truly comprehend the risk as well as the opportunity.
PayPal Numbers
PYPL Fundamentals
WallStreetZen was created to help average investors perform more accurate fundamental analysis.
You can view all of the due diligence checks on PYPL's stock page.
Is PYPL stock undervalued or overvalued?
Analysts use many financial metrics, analyses, models, and charts to gauge PYPL's true value.
Using relative valuations metrics:
- PYPL could be undervalued based on its P/E ratio of 13.11x, relative to Credit Services industry P/E ratio of 33.16x
- PYPL could be undervalued based on its P/B ratio of 3.06x, relative to Credit Services industry P/B ratio of 5.09x
- PYPL could be overvalued based on its PEG ratio of 1.33x
You can do more valuation research on PYPL's stock here.
PYPL Financial Overview
Passed Health Checks:
- PYPL's operating cash flow of $6.43B allows it to safely service it's debt of $11.28B.
- PYPL profit margin has gone up from 14.1% to 15% in the past year.
- There are more short-term assets than long-term liabilities on the PYPL balance sheet.
- There are more short-term assets than short-term liabilities on the PYPL balance sheet.
- PYPL earnings of $6.08B is not sufficient to cover its interest payments.
Failed Health Checks:
- Total PYPL debt is higher than 5 years ago, relative to shareholder equity.
- PYPL has a relatively high debt to equity ratio of 2.95.
Do Wall Street analysts think it's a good time to buy PYPL stock
Out of 15 Equities analysts who give ratings on PYPL, the consensus analyst rating on PayPal is a Buy
It's important to note that analyst forecasts are not recommendations, nor are they investment advice.
Latest PYPL Analyst Ratings
Daniel Perlin, a bottom 2% analyst from RBC Capital maintains PYPL with a buy rating and raises their PYPL price target from $88.00 to $91.00, on Oct 28, 2025.
RBC Capital's Daniel Perlin raised their price target on PayPal (NASDAQ: PYPL) by 3.4% from $88 to $91 on 2025/10/29. The analyst maintained their Buy rating on the stock.
PayPal reported its Q3 2025 earnings.
Hiking their price target, Perlin offered the following points:
- Evidence of the positive strategic shift was visible in the acceleration of U.S. Branded Experiences TPV growth of +10% Y/Y,.
- Global online penetration was about 25% of branded volumes.
- Venmo monetization continued to gain momentum at 40% Y/Y TPV growth.
- Buy Now, Pay Later TPV grew by more than 20% Y/Y.
- The company's partnership announcement with OpenAI, pursuant to which PayPal will be integrated into ChatGPT and further support payment processing for merchants leveraging OpenAI Instant Checkout, highlights the strength of the company's global distribution model.
- Management's commentary about a slower consumer in 2025/09 and 10 because of smaller basket sizes, will weigh on investor enthusiasm.
Earnings Report
For Q3 2025, PayPal reported:
- EPS of $1.34, which beat the Zacks Consensus Estimate of $1.19 and Q3 2024 by 11.7%.
- Revenue of $8.42B, which beat the Zacks Consensus Estimate of $8.26B and was up 7.3% Y/Y.
Management guided:
For Q4 2025:
- EPS of $1.27 to $1.31.
For FY 2025:
- EPS of $5.35 to $5.39, up from the prior $5.15 to $5.30.
President & CEO Alex Criss commented: “PayPal delivered another strong quarter and we are raising guidance, with broad-based profitable growth across branded experiences, PSP, and Venmo.
"We have returned the company to growth and are on pace for 6% to 7% transaction margin dollar growth in 2025 when excluding interest on customer balances. We are also building for an agentic future, partnering with leaders such as Google, OpenAI, and Perplexity.
"This is a stronger company today than we were two years ago.
"With differentiated competitive advantages, clear strategic direction, and building execution momentum, we believe we are exceptionally well-placed to win into the future.”
Bryan Keane, a top 13% analyst from Citigroup initiates coverage on PYPL with a hold rating and announces their PYPL price target of $78.00, on Oct 22, 2025.
Jason Kupferberg, a bottom 4% analyst from Wells Fargo initiates coverage on PYPL with a hold rating and announces their PYPL price target of $74.00, on Oct 22, 2025.
Will Nance, a bottom 10% analyst from Goldman Sachs downgrades PYPL to a strong sell rating and lowers their PYPL price target from $79.00 to $70.00, on Oct 13, 2025.
Paul Golding, a top 3% analyst from Macquarie maintains PYPL with a buy rating and maintains their PYPL price target from $95.00 to $95.00, on Jul 30, 2025.
You can dive deeper into what analysts are saying on the PayPal stock forecast page.
Metrics for Advanced PYPL Traders
Is PYPL Making Money?
Last year, PYPL earnings were $4.92B. Over the past five year, PYPL's earnings have gone up by 13.55% per year. This was slower than the Credit Services industry average of 16.67%.
Last year, PYPL revenue was $32.86B. Over the last five year, PYPL's revenue has gone up by 10.11% per year. This was slower than the Credit Services industry average of 13.04%.
Dig into PYPL's earnings and revenue performance here.
What are PYPL insiders up to?
Over the last year, executives and large shareholders at PYPL have sold more shares than they have bought.
Suzan Kereere, President Global Markets of PYPL, was the latest PYPL insider to sell. They sold $688,530.00 worth of PYPL shares on Nov 3, 2025.
Dig into more about who owns PYPL shares here.
Does PYPL provide a stable income stream?
No, PayPal doesn't provide an income stream by paying out dividends.
What others are saying about PYPL
One of the reasons eToro is our highest-rated brokerage is because of its social trading community.
Click below to see what other traders have to say.
Step 5: Execute your PYPL buy order
There are two main order types:
- Market order: A market order is an order to buy or sell a stock at the best possible price.
Market orders are mostly fine. - Limit order: A limit order allows you to buy or sell a stock at a specific price (or better).
If you want to be sure you're buying or selling at an exact dollar amount limit, place a limit order.
Hit the Open Trade button and your broker will execute the order.
If you require additional assistance buying stocks on eToro, watch the helpful video below:
Step 6: Keep an eye on your PYPL position
Now that you own some PYPL stock, you'll want to keep up with your new investment.
Add PYPL to a watchlist to monitor your PYPL stock.
PYPL Feed
How to Buy Stock in PayPal
To reiterate, here are the 6 steps you need to take to buy PayPal stock right now:
- Choose where to buy PayPal stock
- Create your brokerage account
- Put funds into your investment account
- Research PayPal stock
- Execute your PYPL buy order
- Keep an eye on your PYPL position
If you require a brokerage account, eToro is our recommended venue.
Get Started with eToro TodayIf you would like to keep tabs on your investment in PayPal, click the button below.
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