How to Buy PayPal Stock
Paypal Holdings Inc
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide.
PayPal stock last closed at $59.81, up 0.62% from the previous day, and has decreased 31.08% in one year. It has underperformed other stocks in the Credit Services industry by 0.45 percentage points. PayPal stock is currently +7.09% from its 52-week low of $55.85, and -35.86% from its 52-week high of $93.25.
As of Dec 19, 2025, there are 935.65M shares of PYPL outstanding. The market capitalization of PYPL is $55.96B. In the past 24 hours, 31.91M PYPL shares were traded.
How to Buy PayPal Stock
Wondering how to invest in PayPal stock? Here's how.
- Choose where to buy PayPal stock: You need to decide on an online brokerage, but don't worry - we've tried dozens of online stock brokerages and apps to help you choose where to buy PayPal stock.
- Create your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
- Put funds into your investment account: Pick your payment method and add your details.
- Research PayPal stock: The PayPal ticker symbol is PYPL. Is PayPal stock a good investment? Should you buy shares of PYPL? How do PYPL's underlying business fundamentals look? Do top analysts think PayPal is a good buy? Why has PYPL's stock price moved recently? (Hint: Our stock market research tools can help you understand if PYPL is a good stock to buy).
- Execute your PYPL buy order: Decide if you will purchase PYPL shares at the current market price or use a limit order to buy PYPL stock at a given price.
- Keep an eye on your PYPL position: Create a watchlist to important notifications about your new investment in PayPal shares.
Step 1: Choose where to buy PayPal stock
You need a brokerage account to access the NASDAQ market and buy PYPL shares.
Our favorite brokerage: eToro
Based on our research, eToro is the best place to buy stocks. eToro gives you:
- You can invest in stocks with 0% commissions: Invest without paying trading commissions.
- Buy fractional shares: Even if you can't afford a full share, you can still purchase the stock.
- Access to world financial markets: From Tech to Energy, New York to Tokyo (for US users, only US stocks are available) — you can fill your portfolio with stocks from the globe's leading exchanges.
- Social investing: eToro offers a community with more than 20 million users worldwide. Talk to, learn from, and copy the crypto trades of top investors.
- Security: eToro is a regulated and licensed brokerage platform.
- Buy other financial assets: Such as ETFs and cryptos.
Get $10 towards your share purchase by creating an account with eToro today. This offer is only for US users.
Open eToro AccountStep 2: Create your brokerage account
Now that you've chosen the right brokerage, it's time to fill out some personal information so you can buy PYPL today.
How to Open a New Investment Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Provide your personal data to start your new trading account.
- Submit your data by clicking the "Create Account" button. Get started with eToro today
Step 3: Put funds into your investment account
Now that you've created your account on a mobile trading app, you can securely and quickly fund your account:
Watch this video walkthrough if you need help transferring money into your brokerage account.
Step 4: Research PayPal stock
After you have figured out the best place to buy PayPal stock, it's important to research their stock before you buy, so you truly comprehend the risk as well as the opportunity.
PayPal Numbers
PYPL Fundamentals
WallStreetZen was created to help average investors perform more accurate fundamental analysis.
You can view all of the due diligence checks on PYPL's stock page.
Is PYPL stock undervalued or overvalued?
Analysts use many financial metrics, analyses, models, and charts to gauge PYPL's true value.
Using relative valuations metrics:
- PYPL could be undervalued based on its P/E ratio of 11.87x, relative to Credit Services industry P/E ratio of 37.18x
- PYPL could be undervalued based on its P/B ratio of 2.77x, relative to Credit Services industry P/B ratio of 5.23x
- PYPL could be overvalued based on its PEG ratio of 1.2x
You can do more valuation research on PYPL's stock here.
PYPL Financial Overview
Passed Health Checks:
- PYPL's operating cash flow of $6.43B allows it to safely service it's debt of $11.28B.
- PYPL profit margin has gone up from 14.1% to 15% in the past year.
- There are more short-term assets than long-term liabilities on the PYPL balance sheet.
- There are more short-term assets than short-term liabilities on the PYPL balance sheet.
- PYPL earnings of $6.08B is not sufficient to cover its interest payments.
Failed Health Checks:
- Total PYPL debt is higher than 5 years ago, relative to shareholder equity.
- PYPL has a relatively high debt to equity ratio of 2.95.
Do Wall Street analysts think it's a good time to buy PYPL stock
Out of 17 Equities analysts who give ratings on PYPL, the consensus analyst rating on PayPal is a Hold
It's important to note that analyst forecasts are not recommendations, nor are they investment advice.
Latest PYPL Analyst Ratings
Matthew Coad, a bottom 8% analyst from Truist Securities maintains PYPL with a strong sell rating and raises their PYPL price target from $65.00 to $66.00, on Nov 4, 2025.
Joseph Vafi, a top 1% analyst from Canaccord Genuity maintains PYPL with a strong buy rating and raises their PYPL price target from $96.00 to $100.00, on Oct 29, 2025.
Canaccord Genuity's Joseph Vafi raised their price target on PayPal (NASDAQ: PYPL) by 4.2% from $96 to $100 on 2025/10/30. The analyst maintained their Strong Buy rating on the stock.
PayPal reported its Q3 2025 earnings.
Vafi called Q3 "another quarter of steady progress at PayPal on what has now been a two-year journey in business refocus under CEO Alex Chriss and his team."
The analyst said that the quarter's operational highlights included unbranded PSP business further turning the corner to becoming a gross margin dollar contributor, BNPL continuing outsized growth, and better Venmo P&L contribution.
Earnings Report
For Q3 2025, PayPal reported:
- EPS of $1.34, which beat the Zacks Consensus Estimate of $1.19 and Q3 2024 by 11.7%.
- Revenue of $8.42B, which beat the Zacks Consensus Estimate of $8.26B and was up 7.3% Y/Y.
Management guided:
For Q4 2025:
- EPS of $1.27 to $1.31.
For FY 2025:
- EPS of $5.35 to $5.39, up from the prior $5.15 to $5.30.
President & CEO Alex Criss commented: “PayPal delivered another strong quarter and we are raising guidance, with broad-based profitable growth across branded experiences, PSP, and Venmo.
"We have returned the company to growth and are on pace for 6% to 7% transaction margin dollar growth in 2025 when excluding interest on customer balances. We are also building for an agentic future, partnering with leaders such as Google, OpenAI, and Perplexity.
"This is a stronger company today than we were two years ago.
"With differentiated competitive advantages, clear strategic direction, and building execution momentum, we believe we are exceptionally well-placed to win into the future.”
Stephen Biggar, a top 10% analyst from Argus Research maintains PYPL with a strong buy rating and raises their PYPL price target from $81.00 to $87.00, on Oct 29, 2025.
Sanjay Sakhrani, a top 17% analyst from Keefe, Bruyette & Woods maintains PYPL with a buy rating and raises their PYPL price target from $85.00 to $90.00, on Oct 29, 2025.
Timothy Chiodo, a top 24% analyst from UBS maintains PYPL with a hold rating and raises their PYPL price target from $75.00 to $80.00, on Oct 29, 2025.
You can dive deeper into what analysts are saying on the PayPal stock forecast page.
Metrics for Advanced PYPL Traders
Is PYPL Making Money?
Last year, PYPL earnings were $4.92B. Over the past five year, PYPL's earnings have gone up by 13.55% per year. This was slower than the Credit Services industry average of 21.22%.
Last year, PYPL revenue was $32.86B. Over the last five year, PYPL's revenue has gone up by 10.11% per year. This was slower than the Credit Services industry average of 13.61%.
Dig into PYPL's earnings and revenue performance here.
What are PYPL insiders up to?
Over the last year, executives and large shareholders at PYPL have sold more shares than they have bought.
Michelle Gill, EVP GM SMB Financial Svcs of PYPL, was the latest PYPL insider to sell. They sold $367,000.32 worth of PYPL shares on Dec 15, 2025.
Dig into more about who owns PYPL shares here.
Does PYPL provide a stable income stream?
PayPal pays a dividend of 0.23%, compared to the Credit Services industry's average dividend yield of 4.64%. If you owned $1,000 of PYPL stock, you would have received $2.34 in the past year.
Get more info about PayPal dividend yield and history here.
PYPL Social Trading Data
One of the biggest reasons eToro is our top-rated brokerage is because of its social trading community.
Click below to see what other community members have to say.
Step 5: Execute your PYPL buy order
There are two main order types:
- Market order: A market order is an order to buy or sell a stock at the best possible price.
Market orders are usually the best for newer investors. - Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
If you want to make sure you're buying or selling at a specific price, place a limit order.
Hit the Open button and your broker will execute the order.
If you want additional help with buying stocks on eToro, click the helpful video below:
Step 6: Keep an eye on your PYPL position
Now that you own some shares in PYPL, you'll want to stay up-to-date on your new shares.
Create a watchlist to get notified of the latest news about your PYPL stock.
PYPL Feed
How to Buy Stock in PayPal
To summarize, here are the 6 steps to buy stock in PayPal:
- Choose where to buy PayPal stock
- Create your brokerage account
- Put funds into your investment account
- Research PayPal stock
- Execute your PYPL buy order
- Keep an eye on your PYPL position
If you are looking for a place to buy stocks, eToro is our favorite option.
Get Started with eToro TodayIf you would like to get notifications regarding your new investment in PayPal, create your watchlist below.
More Articles You May Like
FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterInformation is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.