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NASDAQ: PYPL

How to Buy PayPal Stock

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Paypal Holdings Inc

PayPal Holdings, Inc. operates as a technology platform and digital payments company that enables digital and mobile payments on behalf of consumers and merchants worldwide.

PayPal stock last closed at $88.70, down 2.66% from the previous day, and has decreased 65.75% in one year. It has underperformed other stocks in the Credit Services industry by 0.25 percentage points. PayPal stock is currently +31.25% from its 52-week low of $67.58, and -67.57% from its 52-week high of $273.51.

As of Sep 29, 2022, there are 1.16B shares of PYPL outstanding. The market capitalization of PYPL is $102.58B. In the past 24 hours, 10.73M PYPL shares were traded.

How to Buy PayPal Stock

Wondering how to invest in PayPal stock? Here's how.
  1. Choose where to buy PayPal stock: You need to decide on an online brokerage, but don't worry - we've tried dozens of online stock brokerages and apps to help you choose where to buy PayPal stock.
  2. Create your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified. It's the best place to buy PYPL stock.
  3. Put funds into your investment account: Pick your payment method and add your details.
  4. Research PayPal stock: The PayPal ticker symbol is PYPL. Is PayPal stock a good investment? Should you buy shares of PYPL? How do PYPL's underlying business fundamentals look? Do top analysts think PayPal is a good buy? Why has PYPL's stock price moved recently? (Hint: Our stock market research tools can help you understand if PYPL is a good stock to buy).
  5. Execute your PYPL buy order: Decide if you will purchase PYPL shares at the current market price or use a limit order to buy PYPL stock at a given price.
  6. Keep an eye on your PYPL position: Create a watchlist to important notifications about your new investment in PayPal shares.

Step 1: Choose where to buy PayPal stock

You need a brokerage account to access the NASDAQ market and buy PYPL shares.

A brokerage account allows you to buy and sell a number of investments, including stocks, bonds, mutual funds, and ETFs.

Our favorite brokerage: eToro

Based on our research, eToro is the best place to buy stocks. eToro gives you:

  • You can invest in stocks with 0% commissions: Invest without paying trading commissions.
  • Buy fractional shares: Even if you can't afford a full share, you can still purchase the stock.
  • Access to world financial markets: From Tech to Energy, New York to Tokyo — you can fill your portfolio with stocks from the globe's leading exchanges.
  • Social investing: eToro offers a community with more than 20 million users worldwide. Talk to, learn from, and copy the trades of top investors.
  • Security: eToro is a regulated and licensed brokerage platform.
  • Buy other financial assets: Such as ETFs, commodities, cryptos, and foreign currencies.

Get $10 towards your your purchase of PYPL stock by creating an account with eToro today.

Open eToro Account

Step 2: Create your brokerage account

Now that you've selected it's time brokerage, chosen to fill out some personal information so you can buy PYPL today.

How to Start a New Investment Account on eToro

  1. Click here to get started.
  2. Enter your personal details to create a new trading account.
  1. Send your information by hitting the "Create Account" button.
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Step 3: Put funds into your investment account

Check out the walkthrough below for more details transferring funds into your brokerage account.

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Step 4: Research PayPal stock

It's crucial to analyze stocks prior to investing, so you actually understand the risk and upside.

PayPal Numbers

PYPL Price
$88.70
1w %
1.19%
1y %
-65.75%
5y %
38.53%
P/E
50.4x
P/B
5.19x
P/S
3.89x
PEG
1.42x
Revenue
$26.39B
Earnings
$2.06B
Fore. Rev. Growth
10.5%
Fore. Earn. Growth
35.54%
Market Cap
$102.58B
Next Earnings
Nov 7, 2022
Next Dividend
N/A

PayPal Due Diligence Checks

WallStreetZen was built to help everyday investors perform more in-depth fundamental analysis.

You can view all of the due diligence checks on PYPL's stock page.

Is PYPL stock undervalued or overvalued?

Investors use many financial metrics, analyses, models, and charts to gauge PYPL's true value.

Using relative valuations methods:

  • PYPL may be overvalued based on its P/E ratio of 50.4x, relative to Credit Services industry P/E ratio of 24.4x
  • PYPL could be overvalued based on its P/B ratio of 5.19x, relative to Credit Services industry P/B ratio of 2.84x
  • PYPL may be overvalued based on its PEG ratio of 1.42x

You can do additional valuation analysis on PYPL's stock here.

PYPL Financials at a glance

Passed Health Checks:

  • PYPL's operating cash flow of $5.98B allows it to safely service it's debt of $10.20B.
  • There are more short-term assets than long-term liabilities on the PYPL balance sheet.
  • There are more short-term assets than short-term liabilities on the PYPL balance sheet.
  • PYPL earnings of $2.55B is not sufficient to cover its interest payments.

Failed Health Checks:

  • PYPL profit margin has gone down from 20.4% to 7.8% in the past year.
  • Total PYPL debt is higher than 5 years ago, relative to shareholder equity.
  • PYPL has a relatively high debt to equity ratio of 2.94.

Do analysts think it's a good time to buy PayPal stock

Out of 33 Equities analysts who give recommendations on PYPL, the consensus analyst rating on PayPal is a Strong Buy

Should I buy or sell PYPL stock?

Based on 33 analysts offering ratings for Paypal Holdings Inc.
Strong Buy
Strong Buy
15 analysts 45.45%
Buy
10 analysts 30.3%
Hold
8 analysts 24.24%
Sell
0 analysts 0%
Strong Sell
0 analysts 0%

Latest PYPL Analyst Recommendations

James Friedman, a bottom 9% analyst from Susquehanna downgrades PYPL to a hold rating and lowers their PYPL price target from $115.00 to $100.00, on Sep 20, 2022.

Friedman lowered his price target on PayPal Holdings, Inc. by 13%.

Braintree* is quickly gaining share as a percentage of PayPal's total payment volume, "creating negative leverage from the mix," the analyst told investors.

Braintree represented 31% of PayPal's payment volume in 2021 and may reach 44% by 2023, Friedman estimated.

If it does, it will contribute ~72% of PayPal's overall volume growth next year, the analyst continued.

"As Braintree is likely to continue driving PayPal as a whole, its unit economics may drag on the company's consolidated results," Friedman cautioned.

Consensus estimates may be underestimating both "the yield and transaction expense pressure that PayPal may experience in the future," the analyst argued.

* From here: Braintree is a company that specializes in mobile and web payment systems for e-commerce companies. It was acquired by PayPal on 2013/09/26.

John Davis, a bottom 1% analyst from Raymond James upgrades PYPL to a buy rating and announces their PYPL price target of $123.00, on Sep 14, 2022.

Ramsey El-Assal, a bottom 1% analyst from Barclays maintains PYPL with a strong buy rating and lowers their PYPL price target from $131.00 to $125.00, on Sep 12, 2022.

Bryan Keane, a top 9% analyst from Deutsche Bank maintains PYPL with a strong buy rating and raises their PYPL price target from $114.00 to $140.00, on Sep 12, 2022.

Jeff Cantwell, a bottom 8% analyst from Wells Fargo maintains PYPL with a strong buy rating and lowers their PYPL price target from $123.00 to $120.00, on Sep 8, 2022.

You can dive deeper into what analysts are forecasting on the PayPal stock forecast page.

PYPL Trading Indicators

SMA10
89.63
SMA20
92.29
SMA50
92.65
SMA100
84.98
SMA200
108.4
MACD
-1.39
MACD Signal
-0.61
MACD Histogram
-0.78
RSI
44.97
Stochastic %K
28.96
Stochastic %D
18.39
StochRSI %K
38.36
StochRSI %D
22.44

PYPL Performance Metrics

Last year, PYPL earnings were $2.06B. In the past five year, PYPL's earnings have gone up by 6.91% per year. This was slower than the Credit Services industry average of 17.73%.

Last year, PYPL revenue was $26.39B. In the past five year, PYPL's revenue has increased by 17.55% per year. This was faster than the Credit Services industry average of 12.04%.

Find out more about PYPL's earnings and revenue performance here.

What are PYPL executives and large shareholders up to?

Over the last 12 months, executives and large shareholders at PYPL have sold more shares than they have bought.

Gabrielle Scheibe, Acting CFO SVP Cap Mkts IR and Treasurer of PYPL, was the latest PYPL insider to sell. They sold $14,242.50 worth of PYPL shares on Sep 16, 2022.

Learn more about who owns PYPL shares here.

Can I rely on PYPL as an income stream?

No, PayPal doesn't provide an income stream by paying out dividends.

Get analysis from other traders

One of the primary reasons eToro is our favorite brokerage is because of its social trading community.

Click below to find out what other community members have to say.

Step 5: Execute your PYPL buy order

You have two primary options:

  • Market order: A market order is an order to buy or sell a stock at the best price on the market.
    Market orders are usually sufficient.
  • Limit order: A limit order lets you buy or sell a stock at a specific price (or better).
    If you want to be certain you're buying or selling at a particular dollar amount, use a limit order.

Click the Open button and eToro will execute the order.

If you need additional help investing in stocks on eToro, watch the helpful video below:

Open eToro Account

Step 6: Keep an eye on your PYPL position

Now that you own some PYPL shares, you'll want to stay up-to-date on your new company.

Make a watchlist to get notified of important updates regarding your PYPL stock.

PYPL Feed

How to Buy Stock in PayPal

To reiterate, here are the 6 steps for buying PayPal stock:

  1. Choose where to buy PayPal stock
  2. Create your brokerage account
  3. Put funds into your investment account
  4. Research PayPal stock
  5. Execute your PYPL buy order
  6. Keep an eye on your PYPL position

If you require a online brokerage, eToro is our recommended venue.

Get Started with eToro Today

If you want to track your investment in PayPal, hit the button below to create your watchlist.

NASDAQ: PYPL
$88.70-2.42 (-2.66%)
Updated Sep 29, 2022
Open eToro Account
NASDAQ: PYPL
$88.70-2.42 (-2.66%)
Updated Sep 29, 2022
Open eToro Account

FAQ

How much does it cost to buy one PayPal share?

As of Sep 29, 2022, it costs $88.70 to buy one share of PayPal stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.113 shares of PYPL.

Get Started with eToro Today

Is now a good time to buy PayPal stock?

According to 33 Wall Street analysts who monitor PayPal, their consensus recommendation is to buy PayPal stock.

What is the best way to buy PayPal stock?

The best way to buy PayPal stock is within a brokerage account on eToro.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.