How to Buy Pathfinder Bancorp Stock
Pathfinder Bancorp Inc
Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York.
Pathfinder Bancorp stock last closed at $14.63, down 3.81% from the previous day, and has decreased 10.25% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.14 percentage points. Pathfinder Bancorp stock is currently +6.71% from its 52-week low of $13.71, and -26.33% from its 52-week high of $19.86.
At the moment, there are 6.14M shares of PBHC outstanding. The market value of PBHC is $89.85M. In the last 24 hours, 1200 PBHC shares were traded.
How to Buy Pathfinder Bancorp Stock
Wondering how to invest in Pathfinder Bancorp stock? Here's how.
- Choose where to buy Pathfinder Bancorp stock: You need to pick a stock brokerage, but don't worry - we've researched dozens of stock brokerages and apps to help you figure out where to buy Pathfinder Bancorp stock.
- Create a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
- Deposit funds into your investment account: Select your method of payment and add your details.
- Research Pathfinder Bancorp stock: The Pathfinder Bancorp ticker symbol is PBHC. Is Pathfinder Bancorp stock a good investment? Should you buy shares of PBHC? How do PBHC's underlying business fundamentals look? Do top analysts think Pathfinder Bancorp is a good buy? Why has PBHC's stock price moved recently? (Hint: Our stock market analysis tools can help you decide if PBHC is a good stock to buy).
- Execute your PBHC buy order: Decide if you will purchase PBHC shares at the current market price or use a limit order to buy PBHC stock at a given price.
- Get key alerts regarding your PBHC investment: Create a watchlist to get live updates on your new investment in Pathfinder Bancorp stock.
Step 1: Choose where to buy Pathfinder Bancorp stock
You need a brokerage account in order to access the NASDAQ market and buy PBHC stock.
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Open eToro AccountStep 2: Create a brokerage account
Now that you've chosen the best brokerage, the next step is to fill out some personal details so you can invest in PBHC today.
How to Open a New Brokerage Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Input your personal details to create a new brokerage account.
- Submit your data by pressing the "Create Account" button. Get started with eToro today
Step 3: Deposit funds into your investment account
Now that you have created your account on the stocks app, your next step is to transfer the money for your investment:
Check out this video walkthrough for more details depositing funds into your brokerage account.
Step 4: Research Pathfinder Bancorp stock
Once you have identified the best place to buy Pathfinder Bancorp stock, it's very important to analyze their stock before you invest, so you actually comprehend the risk and upside.
Pathfinder Bancorp quick stats
Pathfinder Bancorp Due Diligence Checks
WallStreetZen was designed to help average investors do more in-depth fundamental analysis in less time.
You can see all of the due diligence checks on PBHC's stock page.
Is PBHC stock overvalued?
Investors use many financial metrics, analyses, models, and charts to gauge PBHC's true value.
Using relative valuations metrics:
- PBHC may be overvalued based on its P/E ratio of 21.51x, relative to Banks - Regional industry P/E ratio of 12.31x
- PBHC could be undervalued based on its P/B ratio of 0.72x, relative to Banks - Regional industry P/B ratio of 1.18x
You can access additional valuation research on PBHC's stock here.
Is PBHC a healthy company?
Positive Financial Indicators:
- Total PBHC debt is lower than 5 years ago, relative to shareholder equity.
- PBHC earnings of $4.78M is not sufficient to cover its interest payments.
Negative Financial Indicators:
- PBHC's operating cash flow of $16.40M allows it to safely service it's debt of $93.00M.
- PBHC profit margin has gone down from 21.6% to 10.3% in the past year.
- PBHC has a relatively high debt to equity ratio of 10.97.
PBHC Growth Metrics
Last year, PBHC earnings were $4.24M. Over the past 5 year, PBHC's earnings have increased by -6.47% per year. This was slower than the Banks - Regional industry average of 16.06%.
Last year, PBHC revenue was $41.32M. During the past 5 year, PBHC's revenue has grown by 5.15% per year. This was slower than the Banks - Regional industry average of 13.65%.
You can research PBHC's earnings and revenue performance here.
Latest Insiders Trades at PBHC
Over the past year, insiders at PBHC have bought more shares than they have sold.
Adam C. Gagas, Director of PBHC, was the latest PBHC insider to buy. They bought $29,055.80 worth of PBHC shares on May 12, 2025.
Learn more about who owns PBHC stock here.
Does PBHC provide a stable income stream?
Pathfinder Bancorp pays a dividend of 2.73%, compared to the Banks - Regional industry's average dividend yield of 2.84%. If you owned $1,000 worth of PBHC stock, you would have been paid $27.34 last year.
Pathfinder Bancorp dividend payments have consistently grown over the past decade and have remained stable.
Find more analysis about Pathfinder Bancorp dividend yield and history here.
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Step 5: Execute your PBHC buy order
There are two main types of orders:
- Market order: A market order is an order to buy or sell a security at the best price on the market.
Market orders are mostly fine. - Limit order: A limit order allows you to buy or sell a stock at a specific price (or better).
If you want to be certain you're buying or selling at a given price limit, use a limit order.
Click the Open Trade button and your broker will place your order.
If you require more help buying stocks on eToro, click the helpful video below:
Step 6: Get key alerts regarding your PBHC investment
Now that you own some PBHC stock, you'll want to stay up-to-date on your new stock purchase.
Add PBHC to a watchlist to see the latest developments about your PBHC stock.
PBHC Feed
How to Buy Stock in Pathfinder Bancorp
To summarize, here are the 6 steps to buy stock in Pathfinder Bancorp:
- Choose where to buy Pathfinder Bancorp stock
- Create a brokerage account
- Deposit funds into your investment account
- Research Pathfinder Bancorp stock
- Execute your PBHC buy order
- Get key alerts regarding your PBHC investment
If you are looking for a brokerage, eToro is our recommended option.
Get Started with eToro TodayIf you want to get the latest scoop on your investment in Pathfinder Bancorp, create a watchlist on WallStreetZen today.
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