How to Buy Pathfinder Bancorp Stock
Pathfinder Bancorp Inc
Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York.
Pathfinder Bancorp stock last closed at $14.25, up 2.52% from the previous day, and has decreased 1.66% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.25 percentage points. Pathfinder Bancorp stock is currently +18.19% from its 52-week low of $12.06, and -13.64% from its 52-week high of $16.50.
At the moment, there are 6.26M shares of PBHC outstanding. The market value of PBHC is $89.16M. In the last 24 hours, 3300 PBHC shares were traded.
How to Buy Pathfinder Bancorp Stock
Wondering how to invest in Pathfinder Bancorp stock? Here's how.
- Choose where to buy Pathfinder Bancorp stock: You need to pick a stock brokerage, but don't worry - we've researched dozens of stock brokerages and apps to help you figure out where to buy Pathfinder Bancorp stock.
- Create a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
- Deposit funds into your investment account: Select your method of payment and add your details.
- Research Pathfinder Bancorp stock: The Pathfinder Bancorp ticker symbol is PBHC. Is Pathfinder Bancorp stock a good investment? Should you buy shares of PBHC? How do PBHC's underlying business fundamentals look? Do top analysts think Pathfinder Bancorp is a good buy? Why has PBHC's stock price moved recently? (Hint: Our stock market analysis tools can help you decide if PBHC is a good stock to buy).
- Execute your PBHC buy order: Decide if you will purchase PBHC shares at the current market price or use a limit order to buy PBHC stock at a given price.
- Get key alerts regarding your PBHC investment: Create a watchlist to get live updates on your new investment in Pathfinder Bancorp stock.
Step 1: Choose where to buy Pathfinder Bancorp stock
You need a brokerage account in order to access the NASDAQ market and buy PBHC stock.
Our recommended brokerage: eToro
Based on our experience, eToro is the best stock brokerage. eToro gives you:
- Invest in stocks with zero commissions: Invest without paying trading commissions.
- Buy fractional shares: Even if you can't afford a full share, you can still buy the stock.
- Access to global markets: From Technology to Energy, New York to Tokyo (for US users, only US stocks are available) — you can fill your portfolio with stocks from the globe's top stock exchanges.
- Social investing: eToro has a community of more than 20 million users worldwide. Talk to, learn from, and copy the unique crypto portfolios of other investors.
- Security: eToro is a regulated and licensed brokerage platform.
- Buy other financial assets: Such as ETFs and cryptocurrencies.
Get $10 towards your purchase of stock by opening an account with eToro today. This offer is only for US users.
Open eToro AccountStep 2: Create a brokerage account
Now that you've chosen the best brokerage, the next step is to fill out some personal details so you can invest in PBHC today.
How to Open a New Brokerage Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Input your personal details to create a new brokerage account.
- Submit your data by pressing the "Create Account" button. Get started with eToro today
Step 3: Deposit funds into your investment account
Now that you have created your account on the stocks app, your next step is to transfer the money for your investment:
Check out this video walkthrough for more details depositing funds into your brokerage account.
Step 4: Research Pathfinder Bancorp stock
Once you have identified the best place to buy Pathfinder Bancorp stock, it's very important to analyze their stock before you invest, so you actually comprehend the risk and upside.
Pathfinder Bancorp quick stats
Pathfinder Bancorp Due Diligence Checks
WallStreetZen was designed to help average investors do more in-depth fundamental analysis in less time.
You can see all of the due diligence checks on PBHC's stock page.
Is PBHC stock overvalued?
Investors use many financial metrics, analyses, models, and charts to gauge PBHC's true value.
Using relative valuations metrics:
- PBHC may be undervalued based on its P/B ratio of 0.73x, relative to Banks - Regional industry P/B ratio of 1.26x
You can access additional valuation analysis on PBHC's stock here.
A look at PBHC Cashflows and Balance Sheet
Positive Financial Indicators:
- Total PBHC debt is lower than 5 years ago, relative to shareholder equity.
Negative Financial Indicators:
- PBHC's operating cash flow of $11.68M allows it to safely service it's debt of $105.92M.
- PBHC earnings of -$4.09M is not sufficient to cover its interest payments.
- PBHC profit margin has gone down from 8.5% to -6.3% in the past year.
- PBHC has a relatively high debt to equity ratio of 10.65.
PBHC Technicals
PBHC Growth Metrics
Last year, PBHC revenue was $30.49M. Over the past 5 year, PBHC's revenue has increased by -1.82% per year. This was slower than the Banks - Regional industry average of 12.06%.
You can analyze PBHC's earnings and revenue performance here.
Are PBHC insiders buying or selling the stock?
Over the last year, executives and large shareholders at PBHC have bought more shares than they have sold.
James A. Dowd, President and CEO of PBHC, was the latest PBHC insider to buy. They bought $68,100.00 worth of PBHC shares on Mar 13, 2026.
Learn more about who owns PBHC stock here.
Can I get consistent income from PBHC stock?
Pathfinder Bancorp pays a dividend of 2.81%, compared to the Banks - Regional industry's average dividend yield of 2.7%. If you owned $1,000 worth of PBHC stock, you would have received $28.07 in the past 12 months.
Pathfinder Bancorp dividend payments have consistently grown over the past decade and have remained stable.
Find more data about Pathfinder Bancorp dividend yield and history here.
Get analysis from other traders
One of the reasons eToro is our top-rated brokerage is because of its social trading community.
Click below to see what other community members have to say.
Step 5: Execute your PBHC buy order
There are two primary types of orders:
- Market order: A market order is an order to buy or sell a security at the best possible price.
Market orders are generally the best for newer investors. - Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
If you want to be sure you're buying or selling at a specific price limit, use a limit order.
Hit the Open button and eToro will execute your order.
If you require more help with buying stocks on eToro, watch the how to video below:
Step 6: Get key alerts regarding your PBHC investment
Now that you own some shares in PBHC, you'll want to stay up-to-date on your new company.
Put PBHC on a watchlist to keep tabs on your PBHC stock.
PBHC Feed
How to Buy Stock in Pathfinder Bancorp
To reiterate, here are the 6 steps you need to take to buy Pathfinder Bancorp stock right now:
- Choose where to buy Pathfinder Bancorp stock
- Create a brokerage account
- Deposit funds into your investment account
- Research Pathfinder Bancorp stock
- Execute your PBHC buy order
- Get key alerts regarding your PBHC investment
If you require a online brokerage, eToro is our recommended venue.
Get Started with eToro TodayIf you want to keep track of your investment in Pathfinder Bancorp, hit the button below to create your watchlist.
Trending Content
FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterInformation is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.