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How to Buy Pathfinder Bancorp Stock

Pathfinder Bancorp Inc

Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York.

Pathfinder Bancorp stock last closed at $12.72, up 0% from the previous day, and has decreased 15.82% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.33 percentage points. Pathfinder Bancorp stock is currently +11.45% from its 52-week low of $11.41, and -20% from its 52-week high of $15.90.

At the moment, there are 6.1M shares of PBHC outstanding. The market value of PBHC is $77.59M. In the last 24 hours, 272 PBHC shares were traded.

How to Buy Pathfinder Bancorp Stock

Wondering how to invest in Pathfinder Bancorp stock? Here's how.
  1. Choose where to buy Pathfinder Bancorp stock: You need to pick a stock brokerage, but don't worry - we've researched dozens of stock brokerages and apps to help you figure out where to buy Pathfinder Bancorp stock.
  2. Create a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
  3. Deposit funds into your investment account: Select your method of payment and add your details.
  4. Research Pathfinder Bancorp stock: The Pathfinder Bancorp ticker symbol is PBHC. Is Pathfinder Bancorp stock a good investment? Should you buy shares of PBHC? How do PBHC's underlying business fundamentals look? Do top analysts think Pathfinder Bancorp is a good buy? Why has PBHC's stock price moved recently? (Hint: Our stock market analysis tools can help you decide if PBHC is a good stock to buy).
  5. Execute your PBHC buy order: Decide if you will purchase PBHC shares at the current market price or use a limit order to buy PBHC stock at a given price.
  6. Get key alerts regarding your PBHC investment: Create a watchlist to get live updates on your new investment in Pathfinder Bancorp stock.

Step 1: Choose where to buy Pathfinder Bancorp stock

You need a brokerage account in order to access the NASDAQ market and buy PBHC stock.

A brokerage account is an investment account that enables you to buy and sell a variety of financial instruments, including stocks, bonds, mutual funds, and ETFs.

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Step 2: Create a brokerage account

Now that you've chosen the best brokerage, the next step is to fill out some personal details so you can invest in PBHC today.

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Step 3: Deposit funds into your investment account

Now that you have created your account on the stocks app, your next step is to transfer the money for your investment:

Check out this video walkthrough for more details depositing funds into your brokerage account.

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Step 4: Research Pathfinder Bancorp stock

Once you have identified the best place to buy Pathfinder Bancorp stock, it's very important to analyze their stock before you invest, so you actually comprehend the risk and upside.

Pathfinder Bancorp quick stats

PBHC Price
$12.72
1w %
-0.47%
1y %
-15.82%
5y %
-8.49%
P/E
8.42x
P/B
0.65x
P/S
1.88x
PEG
1.25x
Revenue
$41.18M
Earnings
$9.29M
Fore. Rev. Growth
N/A
Fore. Earn. Growth
N/A
Market Cap
$77.59M
Next Earnings
Jun 6, 2024
Next Dividend
May 10, 2024

Pathfinder Bancorp Due Diligence Checks

WallStreetZen was designed to help average investors do more in-depth fundamental analysis in less time.

You can see all of the due diligence checks on PBHC's stock page.

Is PBHC stock overvalued?

Investors use many financial metrics, analyses, models, and charts to gauge PBHC's true value.

Using relative valuations metrics:

  • PBHC may be undervalued based on its P/E ratio of 8.42x, relative to Banks - Regional industry P/E ratio of -9.5x
  • PBHC could be undervalued based on its P/B ratio of 0.65x, relative to Banks - Regional industry P/B ratio of 0.98x
  • PBHC could be overvalued based on its PEG ratio of 1.25x

You can access more valuation research on PBHC's stock here.

PBHC Financial Health

Positive Financial Indicators:

  • PBHC earnings of $11.66M is not sufficient to cover its interest payments.
  • Total PBHC debt is lower than 5 years ago, relative to shareholder equity.

Negative Financial Indicators:

  • PBHC profit margin has gone down from 29% to 22.6% in the past year.
  • PBHC's operating cash flow of $15.43M allows it to safely service it's debt of $211.61M.
  • PBHC has a relatively high debt to equity ratio of 11.26.

Metrics for Advanced PBHC Traders

SMA10
12.49
SMA20
12.39
SMA50
12.21
SMA100
12.73
SMA200
13.19
MACD
0.1
MACD Signal
0.06
MACD Histogram
0.05
RSI
57.28
Stochastic %K
74.76
Stochastic %D
72.78
StochRSI %K
87.44
StochRSI %D
84.54

Is PBHC Making Money?

Last year, PBHC earnings were $9.29M. In the last five year, PBHC's earnings have grown by 9.25% per year. This was slower than the Banks - Regional industry average of 16.33%.

Last year, PBHC revenue was $41.18M. In the past five year, PBHC's revenue has increased by 7.94% per year. This was faster than the Banks - Regional industry average of 7.61%.

You can research PBHC's earnings and revenue performance here.

What are PBHC executives and large shareholders up to?

Over the past year, insiders at PBHC have bought more shares than they have sold.

James A. Dowd, President and CEO of PBHC, was the latest PBHC insider to buy. They bought $5,333.75 worth of PBHC shares on Mar 13, 2024.

Research more about who owns PBHC stock here.

Does PBHC stock generate passive income?

Pathfinder Bancorp pays a dividend of 2.91%, compared to the Banks - Regional industry's average dividend yield of 3.85%. If you owned $1,000 of PBHC stock, you would have been paid $29.09 in the past 12 months.

Pathfinder Bancorp dividend payments have consistently grown over the past decade and have remained stable.

Get more data about Pathfinder Bancorp dividend yield and history here.

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Step 5: Execute your PBHC buy order

There are two primary order types:

  • Market order: A market order is an order to buy or sell a security at the best price on the market.
    Market orders are generally fine.
  • Limit order: A limit order allows you to buy or sell a security at a specific price (or better).
    If you want to be certain you're buying or selling at an exact price, use a limit order.

Click the Open button and your broker will place your order.

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Step 6: Get key alerts regarding your PBHC investment

Now that you own some PBHC shares, you'll want to stay up-to-date on your investment.

Start a watchlist to get the latest updates about your PBHC stock.

PBHC Feed

How to Buy Stock in Pathfinder Bancorp

To reiterate, here are the 6 steps for buying Pathfinder Bancorp stock:

  1. Choose where to buy Pathfinder Bancorp stock
  2. Create a brokerage account
  3. Deposit funds into your investment account
  4. Research Pathfinder Bancorp stock
  5. Execute your PBHC buy order
  6. Get key alerts regarding your PBHC investment

If you are looking for a brokerage, eToro is our favorite venue.

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If you would like to keep an eye on your new investment in Pathfinder Bancorp, click below.

NASDAQ: PBHC
$12.72+0.00 (+0%)
Updated May 1, 2024
Open eToro Account
NASDAQ: PBHC
$12.72+0.00 (+0%)
Updated May 1, 2024
Open eToro Account

FAQ

How much does it cost to buy one Pathfinder Bancorp share?

As of May 1, 2024, it costs $12.72 to buy one share of Pathfinder Bancorp stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $6, you can buy 0.472 shares of PBHC.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Pathfinder Bancorp stock?

One way to place an order for Pathfinder Bancorp stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.