How to Buy Orrstown Financial Services Stock

Orrstown Financial Services Inc

Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States.

Orrstown Financial Services stock last closed at $38.08, up 0.82% from the previous day, and has increased 13.54% in one year. It has underperformed other stocks in the Banks - Regional industry by 0 percentage points. Orrstown Financial Services stock is currently +48.95% from its 52-week low of $25.57, and -6.48% from its 52-week high of $40.72.

At the moment, there are 19.5M shares of ORRF outstanding. The market cap of ORRF is $742.51M. In the past 24 hours, 290,000 ORRF shares were traded.

How to Buy Orrstown Financial Services Stock

Wondering how to invest in Orrstown Financial Services stock? Here's how.

  1. Decide where to buy Orrstown Financial Services stock: You need to choose a stock brokerage, but don't worry - we've sifted through dozens of online brokerages and apps to help you choose where to buy Orrstown Financial Services stock.
  2. Create a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've selected.
  3. Deposit money your brokerage account: Select your payment method and add your information.
  4. Evaluate Orrstown Financial Services stock: The Orrstown Financial Services ticker symbol is ORRF. Is Orrstown Financial Services stock a good investment? Should you buy shares of ORRF? How do ORRF's underlying business fundamentals look? Do top analysts think Orrstown Financial Services is a good buy? Why has ORRF's stock price moved recently? (Hint: Our stock analysis website can help you understand if ORRF is a good stock to buy).
  5. Execute your ORRF trade: Decide if you will purchase ORRF shares at the current market price or use a limit order to purchase ORRF shares at a specific price.
  6. Get the latest news on your investment in ORRF: Create a watchlist to important notifications about your investment in Orrstown Financial Services stock.

Step 1: Decide where to buy Orrstown Financial Services stock

You will need an online brokerage account in order to access the NASDAQ market and buy ORRF stock.

A brokerage account is an investment account that allows you to buy and sell a variety of financial instruments, such as stocks, bonds, mutual funds, and ETFs.

Our recommended brokerage: eToro

We believe that eToro is the best place to buy stocks. eToro gives you:

  • Invest in stocks with zero commissions: Invest without paying trading commissions.
  • Buy fractional shares: Even if you can't afford a full share, you can still purchase the stock.
  • Access to global financial markets: From Technology to Financial Services, New York to London (for US users, only US stocks are available) — you can fill your portfolio with stocks from the globe's top exchanges.
  • Social investing: eToro has a community with more than 20 million users globally. Talk to, learn from, and copy the crypto trades of other investors.
  • Security: eToro is a regulated and licensed brokerage platform.
  • Buy other financial assets: Such as ETFs and cryptos.

Get $10 towards your stock purchase by creating an account with eToro today. This offer is only for US users.

Open eToro Account
eToro securities trading is offered by eToro USA Securities, Inc. (“the BD”), member of FINRA and SIPC. Cryptocurrency is offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk, and content is provided for educational purposes only, does not imply a recommendation, and is not a guarantee of future performance. https://www.wallstreetzen.com is not an affiliate and may be compensated if you access certain products or services offered by the MSB and/or the BD.

Step 2: Create a brokerage account

Now that you've picked the best brokerage, the next step is to fill out some personal information so you are able to invest in ORRF today.

How to Create a New Account on eToro

  1. Click here to get started.
    eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
  2. Input your personal details to start a new brokerage account.
  1. Submit your details by hitting the "Create Account" button.
  2. Get started with eToro today
    eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Step 3: Deposit money your brokerage account

Now that you have finished signing up on the best stock trading app for beginners, you can securely and quickly fund your account:

Check out the tutorial below to see the process of transferring money into your investment account.

Get started with eToro today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Step 4: Evaluate Orrstown Financial Services stock

After you have identified the best place to buy Orrstown Financial Services stock, it's absolutely critical to research their stock prior to investing, so you truly comprehend the risk as well as the upside.

Orrstown Financial Services stock quick numbers

ORRF Price
$38.08
1w %
1.17%
1y %
13.54%
5y %
102.88%
P/E
9.64x
P/B
1.3x
P/S
3x
PEG
1.37x
Revenue
$247.30M
Earnings
$73.05M
Fore. Rev. Growth
-4.52%
Fore. Earn. Growth
8.71%
Market Cap
$742.51M
Next Earnings
Apr 21, 2026
Next Dividend
N/A

ORRF Fundamentals

WallStreetZen was designed to help part-time investors do more in-depth fundamental analysis in minutes instead of hours.

You can view all of the due diligence checks on ORRF's stock page.

How is ORRF stock valued?

You can use a variety of different financial metrics, analyses, models, and charts to gauge ORRF's true value.

Using relative valuations metrics:

  • ORRF could be undervalued based on its P/E ratio of 9.64x, relative to Banks - Regional industry P/E ratio of 17.06x
  • ORRF may be undervalued based on its P/B ratio of 1.3x, relative to Banks - Regional industry P/B ratio of 1.41x
  • ORRF could be overvalued based on its PEG ratio of 1.37x

You can do more valuation analysis on ORRF's stock here.

A look at ORRF Cashflows and Balance Sheet

Positive Financial Indicators:

  • ORRF earnings of $92.28M is not sufficient to cover its interest payments.
  • Total ORRF debt is lower than 5 years ago, relative to shareholder equity.
  • ORRF's operating cash flow of $66.61M allows it to safely service it's debt of $278.69M.
  • ORRF profit margin has gone up from 10.8% to 29.5% in the past year.

Negative Financial Indicators:

  • ORRF has a relatively high debt to equity ratio of 8.56.

You can dig deeper into what analysts are forecasting on the Orrstown Financial Services stock forecast page.

ORRF Trading Indicators

SMA10
38
SMA20
37.4
SMA50
36.87
SMA100
35.56
SMA200
34.12
MACD
0.39
MACD Signal
0.44
MACD Histogram
-0.05
RSI
55.98
Stochastic %K
45.92
Stochastic %D
48.78
StochRSI %K
31.34
StochRSI %D
38.11

ORRF Revenue

Last year, ORRF earnings were $73.05M. In the last 5 year, ORRF's earnings have increased by 16.13% per year. This was slower than the Banks - Regional industry average of 20.79%.

Last year, ORRF revenue was $247.30M. Over the past five year, ORRF's revenue has gone up by 19.63% per year. This was faster than the Banks - Regional industry average of 11.04%.

You can analyze ORRF's earnings and revenue performance here.

What are ORRF executives and large shareholders up to?

Over the past year, insiders at ORRF have sold more shares than they have bought.

Thomas R. Quinn Jr., President CEO of ORRF, was the latest ORRF insider to sell. They sold $388,261.39 worth of ORRF shares on Feb 19, 2026.

Get more info about who owns ORRF shares here.

Can I get consistent income from ORRF stock?

Orrstown Financial Services pays a dividend of 2.89%, compared to the Banks - Regional industry's average dividend yield of 2.67%. If you owned $1,000 of ORRF stock, you would have been paid $28.89 last year.

Orrstown Financial Services dividend payments have consistently grown over the past decade and have remained stable.

Get more data about Orrstown Financial Services dividend yield and history here.

ORRF Social Trading Data

One of the major reasons eToro is our highest-rated brokerage is because of its social trading community.

Click below to find out what other community members have to say.

Step 5: Execute your ORRF trade

There are two main options:

  • Market order: A market order is an order to buy or sell a security at the best available price.
    Market orders are usually the best for newer investors.
  • Limit order: A limit order is an order to buy or sell a security at a specific price (or better).
    If you want to be sure you're buying or selling at an exact dollar amount limit, place a limit order.

Click the Open Trade button and your broker will place the order.

If you need additional help buying stocks on eToro, watch the helpful video below:

Open eToro Account

Step 6: Get the latest news on your investment in ORRF

Now that you own some ORRF shares, you'll want to stay up-to-date on your investment.

Make a watchlist to get notified of the latest news about your ORRF stock.

ORRF Feed

How to Buy Stock in Orrstown Financial Services

To reiterate, here are the 6 steps you need to take to buy Orrstown Financial Services stock right now:

  1. Decide where to buy Orrstown Financial Services stock
  2. Create a brokerage account
  3. Deposit money your brokerage account
  4. Evaluate Orrstown Financial Services stock
  5. Execute your ORRF trade
  6. Get the latest news on your investment in ORRF

If you need a brokerage, eToro is our favorite option.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you would like to monitor your investment in Orrstown Financial Services, get started below.

NASDAQ: ORRF
$38.08+0.31 (+0.82%)
Updated Feb 20, 2026
Open eToro Account
Your capital is at risk.
NASDAQ: ORRF
$38.08+0.31 (+0.82%)
Updated Feb 20, 2026
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Orrstown Financial Services share?

As of Feb 20, 2026, it costs $38.08 to buy one share of Orrstown Financial Services stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.263 shares of ORRF.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Orrstown Financial Services stock?

One way to place an order for Orrstown Financial Services stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.