How to Buy Old Point Financial Stock
Old Point Financial Corp
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia.
Old Point Financial stock last closed at $14.55, up 1.59% from the previous day, and has decreased 35.9% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.55 percentage points. Old Point Financial stock is currently +3.93% from its 52-week low of $14.00, and -34.84% from its 52-week high of $22.33.
As of Apr 26, 2024, there are 5.04M OPOF shares outstanding. The market capitalization of OPOF is $73.34M. In the past 24 hours, 144 OPOF shares were traded.
How to Buy Old Point Financial Stock
Wondering how to invest in Old Point Financial stock? Here's how.
- Choose where to buy Old Point Financial stock: You need to choose a stock brokerage, but don't worry - we've analyzed dozens of stock brokerages and apps to help you figure out where to buy Old Point Financial stock.
- Sign up for a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
- Put funds into your brokerage account: Choose your method of payment and add your information.
- Analyze Old Point Financial stock: The Old Point Financial ticker symbol is OPOF. Is Old Point Financial stock a good investment? Should you buy shares of OPOF? How do OPOF's underlying business fundamentals look? Do top analysts think Old Point Financial is a good buy? Why has OPOF's stock price moved recently? (Hint: Our stock market analysis tools can help you figure out if OPOF is a good stock to buy).
- Execute your OPOF trade: Decide if you will purchase OPOF shares at the current market price or use a limit order to purchase OPOF stock at a particular price.
- Track your investment in OPOF: Create a watchlist to track your position in Old Point Financial shares.
Step 1: Choose where to buy Old Point Financial stock
You will need an online brokerage account in order to access the NASDAQ market and buy OPOF stock.
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Open eToro AccountStep 2: Sign up for a brokerage account
Now that you've selected the best brokerage, you need to fill out some personal information so you are able to buy OPOF stock today.
How to Start a New Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Provide your personal data to create a new brokerage account.
- Send your details by pressing the "Create Account" button. Get started with eToro today
Step 3: Put funds into your brokerage account
Now that you've filled out your info on the stock trading app, you can securely and quickly fund your account:
Check out the walkthrough below if you need help depositing funds into your brokerage account.
Step 4: Analyze Old Point Financial stock
Once you have chosen the best place to buy Old Point Financial stock, it's absolutely critical to research their stock before you invest, so you actually wrap your head around the risk and upside.
Old Point Financial shares quick numbers
Old Point Financial Overview
WallStreetZen was built to help part-time investors perform more accurate fundamental analysis.
You can see all of the due diligence checks on OPOF's stock page.
Is OPOF stock overvalued?
Investors use many financial metrics, analyses, models, and charts to gauge OPOF's true value.
Using relative valuations measures:
- OPOF could be undervalued based on its P/E ratio of 9.45x, relative to Banks - Regional industry P/E ratio of -9.61x
- OPOF may be undervalued based on its P/B ratio of 0.69x, relative to Banks - Regional industry P/B ratio of 0.99x
- OPOF could be overvalued based on its PEG ratio of 1.31x
You can access more valuation research on OPOF's stock here.
How do OPOF Financials look?
Positive Health Checks:
- OPOF earnings of $9.06M is not sufficient to cover its interest payments.
Negative Health Checks:
- OPOF's operating cash flow of $11.00M allows it to safely service it's debt of $101.50M.
- OPOF profit margin has gone down from 16.2% to 13% in the past year.
- OPOF has a relatively high debt to equity ratio of 12.55.
- Total OPOF debt is higher than 5 years ago, relative to shareholder equity.
Metrics for Advanced OPOF Traders
How is OPOF performing as a company?
Last year, OPOF earnings were $7.73M. In the past 5 year, OPOF's earnings have increased by 9.91% per year. This was slower than the Banks - Regional industry average of 17.16%.
Last year, OPOF revenue was $59.47M. Over the past five year, OPOF's revenue has grown by 6.36% per year. This was slower than the Banks - Regional industry average of 7.44%.
Learn more about OPOF's earnings and revenue performance here.
Latest Insiders Trades at OPOF
In the last 12 months, executives and large shareholders at OPOF have bought more shares than they have sold.
Michael A. Glasser, Director of OPOF, was the latest OPOF insider to buy. They bought $542.40 worth of OPOF stock on Dec 5, 2023.
Dig into more about who owns OPOF shares here.
Does OPOF stock generate passive income?
Old Point Financial pays a dividend of 3.85%, compared to the Banks - Regional industry's average dividend yield of 3.82%. If you owned $1,000 of OPOF stock, you would have received $38.49 in the past 12 months.
Old Point Financial dividend payments have consistently grown over the past decade and have remained stable.
Dig into more data about Old Point Financial dividend yield and history here.
What do other investors have to say about OPOF?
One of the reasons eToro is our highest-rated brokerage is because of its social trading community.
Click below to find out what other traders have to say.
Step 5: Execute your OPOF trade
There are two main types of orders:
- Market order: A market order is an order to buy or sell a security at the best available price.
Market orders are generally the best for newer investors. - Limit order: A limit order allows you to buy or sell a security at a specific price (or better).
If you want to ensure you're buying or selling at a specific dollar amount limit, place a limit order.
Click the Open button and your broker will execute the order.
If you want additional help with investing in stocks on eToro, watch the how to video below:
Step 6: Track your investment in OPOF
Now that you own some OPOF shares, you'll want to keep up with your investment.
Make a watchlist to get notified of important updates regarding your OPOF stock.
OPOF Feed
How to Buy Stock in Old Point Financial
To reiterate, here are the 6 steps to buy stock in Old Point Financial:
- Choose where to buy Old Point Financial stock
- Sign up for a brokerage account
- Put funds into your brokerage account
- Analyze Old Point Financial stock
- Execute your OPOF trade
- Track your investment in OPOF
If you are looking for a brokerage, eToro is our recommended venue.
Get Started with eToro TodayIf you want to monitor your new investment in Old Point Financial, click the button below.
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