How to Buy Nbt Bancorp Stock
Nbt Bancorp Inc
NBT Bancorp Inc. , a financial holding company, provides commercial banking, retail banking, and wealth management services.
Nbt Bancorp stock last closed at $45.58, down 1.53% from the previous day, and has decreased 5.63% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.19 percentage points. Nbt Bancorp stock is currently +22.17% from its 52-week low of $37.31, and -6.61% from its 52-week high of $48.80.
There are currently 52.32M shares of NBTB outstanding. The market value of NBTB is $2.38B. In the past 24 hours, 156,000 NBTB shares were traded.
How to Buy Nbt Bancorp Stock
Wondering how to invest in Nbt Bancorp stock? Here's how.
- Choose where to buy Nbt Bancorp stock: You need to pick an online brokerage, but don't worry - we've sifted through dozens of online brokerages and apps to help you figure out where to buy Nbt Bancorp stock.
- Open a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
- Deposit funds into your investment account: Choose your payment method and add your information.
- Analyze Nbt Bancorp stock: The Nbt Bancorp ticker symbol is NBTB. Is Nbt Bancorp stock a good investment? Should you buy shares of NBTB? How do NBTB's underlying business fundamentals look? Do top analysts think Nbt Bancorp is a good buy? Why has NBTB's stock price moved recently? (Hint: Our stock market research tools can help you decide if NBTB is a good stock to buy).
- Execute your NBTB purchase: Decide if you will purchase NBTB shares at the current market price or use a limit order to purchase NBTB shares at a particular price.
- Get key alerts regarding your investment in NBTB: Create a watchlist to keep track of your investment in Nbt Bancorp stock.
Step 1: Choose where to buy Nbt Bancorp stock
You need a brokerage account to access the NASDAQ market and buy NBTB shares.
Our preferred brokerage: eToro
Based on our analysis, eToro is the best stock brokerage. Here's why:
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- Social investing: eToro boasts a community with more than 20 million users around the world. Talk to, learn from, and copy the unique crypto portfolios of top investors.
- Security: eToro is a regulated and licensed fintech leader.
- Buy other financial assets: Such as ETFs and cryptos.
Get $10 towards your stock purchase by creating an account with eToro now. This offer is only for US users.
Open eToro AccountStep 2: Open a brokerage account
Now that you've chosen the right brokerage, you need to fill out some personal information so you can buy NBTB stock today.
How to Create a New Investment Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Input your personal info to start a new brokerage account.
- Send your details by pressing the "Create Account" button. Get started with eToro today
Step 3: Deposit funds into your investment account
Now that you've finished signing up on the best stock investing app, you can securely and quickly fund your account:
Watch the walkthrough below if you need help transferring funds into your new investment account.
Step 4: Analyze Nbt Bancorp stock
After you have chosen the best place to buy Nbt Bancorp stock, it's absolutely critical to evaluate their stock before you buy, so you truly comprehend the risk as well as the opportunity.
Nbt Bancorp shares quick numbers
Nbt Bancorp Fundamentals
WallStreetZen was designed to help average investors perform better fundamental analysis quickly.
You can see all of the due diligence checks on NBTB's stock page.
Is NBTB stock properly valued?
Analysts use many financial metrics, analyses, models, and charts to gauge NBTB's intrinsic value.
Using relative valuations metrics:
- NBTB could be undervalued based on its P/E ratio of 15.04x, relative to Banks - Regional industry P/E ratio of 17.73x
- NBTB may be undervalued based on its P/B ratio of 1.29x, relative to Banks - Regional industry P/B ratio of 1.43x
- NBTB may be undervalued based on its PEG ratio of 0.44x
You can do additional valuation analysis on NBTB's stock here.
NBTB Financial Health Summary
Positive Health Checks:
- Total NBTB debt is lower than 5 years ago, relative to shareholder equity.
- NBTB's operating cash flow of $218.24M allows it to safely service it's debt of $319.36M.
- NBTB earnings of $195.30M is not enough to cover its interest payments.
Negative Health Checks:
- NBTB profit margin has gone down from 24.9% to 23.8% in the past year.
- NBTB has a relatively high debt to equity ratio of 7.7.
You can dive deeper into what analysts are projecting on the Nbt Bancorp stock forecast page.
NBTB Trading Indicators
How are NBTB Revenues/Earnings doing?
Last year, NBTB earnings were $149.73M. Over the last five year, NBTB's earnings have increased by 5.95% per year. This was slower than the Banks - Regional industry average of 20.64%.
Last year, NBTB revenue was $629.73M. Over the last 5 year, NBTB's revenue has increased by 9.53% per year. This was slower than the Banks - Regional industry average of 11.15%.
Dig into NBTB's earnings and revenue performance here.
What are NBTB insiders up to?
Over the past 12 months, insiders at NBTB have sold more shares than they have bought.
Timothy E. Delaney, Director of NBTB, was the latest NBTB insider to buy. They bought $976,708.10 worth of NBTB stock on Jan 28, 2026.
Learn more about who owns NBTB shares here.
Can I get consistent income from NBTB stock?
Nbt Bancorp pays a dividend of 3.12%, compared to the Banks - Regional industry's average dividend yield of 2.6%. If you owned $1,000 worth of NBTB stock, you would have been paid $31.15 in the past 12 months.
Nbt Bancorp dividend payments have consistently grown over the past decade and have remained stable.
Get more analysis about Nbt Bancorp dividend yield and history here.
What others are saying about NBTB
One of the major reasons eToro is our favorite brokerage is because of its social trading community.
Click below to find out what other investors have to say.
Step 5: Execute your NBTB purchase
You have two primary types of orders:
- Market order: A market order is an order to buy or sell a stock at the best price on the market.
Market orders are generally the easiest way to buy. - Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
If you want to make sure you're buying or selling at an exact price limit, use a limit order.
Press the Open Trade button and eToro will execute the order.
If you require more help with buying stocks on eToro, watch the how to video below:
Step 6: Get key alerts regarding your investment in NBTB
Now that you own some shares in NBTB, you'll want to keep up with your investment.
Create a watchlist to track your NBTB stock.
NBTB Feed
How to Buy Stock in Nbt Bancorp
To reiterate, here are the 6 steps for buying Nbt Bancorp stock:
- Choose where to buy Nbt Bancorp stock
- Open a brokerage account
- Deposit funds into your investment account
- Analyze Nbt Bancorp stock
- Execute your NBTB purchase
- Get key alerts regarding your investment in NBTB
If you are looking for a online brokerage, eToro is our favorite option.
Get Started with eToro TodayIf you would like to keep an eye on your investment in Nbt Bancorp, hit the button below to create your watchlist.
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