How to Buy Lake Shore Bancorp Stock

Lake Shore Bancorp Inc

Lake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services.

Lake Shore Bancorp stock last closed at $14.74, up 0.82% from the previous day, and has increased 26.96% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.09 percentage points. Lake Shore Bancorp stock is currently +29.3% from its 52-week low of $11.40, and -13.04% from its 52-week high of $16.95.

There are currently 5.73M LSBK shares outstanding. The market cap of LSBK is $84.51M. In the past 24 hours, 1415 LSBK shares were traded.

How to Buy Lake Shore Bancorp Stock

Wondering how to invest in Lake Shore Bancorp stock? Here's how.

  1. Choose where to buy Lake Shore Bancorp stock: You need to pick a stock brokerage, but don't worry - we've analyzed dozens of online stock brokerages and apps to help you determine where to buy Lake Shore Bancorp stock.
  2. Open a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
  3. Put funds into your brokerage account: Pick your payment method and add your details.
  4. Research Lake Shore Bancorp stock: The Lake Shore Bancorp ticker symbol is LSBK. Is Lake Shore Bancorp stock a good investment? Should you buy shares of LSBK? How do LSBK's underlying business fundamentals look? Do top analysts think Lake Shore Bancorp is a good buy? Why has LSBK's stock price moved recently? (Hint: Our stock research website can help you decide if LSBK is a good stock to buy).
  5. Execute your LSBK purchase: Decide if you will purchase LSBK shares at the current market price or use a limit order to buy LSBK shares at a given price.
  6. Get key alerts regarding your LSBK position: Create a watchlist to keep track of your position in Lake Shore Bancorp stock.

Step 1: Choose where to buy Lake Shore Bancorp stock

You will need an online brokerage account in order to access the NASDAQ market and buy LSBK shares.

A brokerage account is an investment account that allows you to buy and sell a number of investments, such as stocks, bonds, mutual funds, and ETFs.

Our recommended brokerage: eToro

Based on our research, eToro is the best online stock brokerage. eToro gives you:

  • You can invest in stocks with zero commissions: Invest without paying trading commissions.
  • Buy fractional shares: Even if you don't have the money to buy a full share, you can still invest in the stock.
  • Access to world markets: From Tech to Energy, New York to Hong Kong (for US users, only US stocks are available) — you can fill your portfolio with stocks from the globe's top stock exchanges.
  • Social investing: eToro offers a community with more than 20 million users globally. Talk to, learn from, and copy the crypto trades of top investors.
  • Security: eToro is a regulated and licensed brokerage platform.
  • Buy other financial assets: Such as ETFs and cryptocurrencies.

Get $10 towards your purchase of shares by signing up for an account with eToro now. This offer is only for US users.

Open eToro Account
eToro securities trading is offered by eToro USA Securities, Inc. (“the BD”), member of FINRA and SIPC. Cryptocurrency is offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk, and content is provided for educational purposes only, does not imply a recommendation, and is not a guarantee of future performance. https://www.wallstreetzen.com is not an affiliate and may be compensated if you access certain products or services offered by the MSB and/or the BD.

Step 2: Open a brokerage account

Now that you've picked your brokerage, you need to fill out some personal info so you are able to invest in LSBK stock today.

How to Create a New Account on eToro

  1. Click here to get started.
    eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
  2. Enter your personal details to open a new trading account.
  1. Send your application by clicking the "Create Account" button.
  2. Get started with eToro today
    eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Step 3: Put funds into your brokerage account

Now that you have opened your account on one of the most highly reviewed stock trading apps, you can securely and quickly fund your account:

Check out the video below if you need help transferring funds into your new investment account.

Get started with eToro today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Step 4: Research Lake Shore Bancorp stock

Once you have figured out the best place to buy Lake Shore Bancorp stock, it's absolutely critical to research their stock prior to investing, so you truly understand the risk and upside.

Lake Shore Bancorp Metrics

LSBK Price
$14.74
1w %
1.94%
1y %
26.96%
5y %
22.73%
P/E
16.75x
P/B
0.94x
P/S
3.27x
PEG
4.34x
Revenue
$25.85M
Earnings
$4.93M
Fore. Rev. Growth
N/A
Fore. Earn. Growth
N/A
Market Cap
$84.51M
Next Earnings
N/A
Next Dividend
N/A

Lake Shore Bancorp Due Diligence Checks

WallStreetZen was created to help everyday investors do more accurate fundamental analysis in less time.

You can view all of the due diligence checks on LSBK's stock page.

Is LSBK stock properly valued?

Analysts use many financial metrics, analyses, models, and charts to gauge LSBK's fair value.

Using relative valuations measures:

  • LSBK may be overvalued based on its P/E ratio of 16.75x, relative to Banks - Regional industry P/E ratio of 13.39x
  • LSBK may be undervalued based on its P/B ratio of 0.94x, relative to Banks - Regional industry P/B ratio of 1.13x
  • LSBK may be overvalued based on its PEG ratio of 4.34x

You can do more valuation analysis on LSBK's stock here.

LSBK Financial Overview

Positive Health Checks:

  • LSBK profit margin has gone up from 17.2% to 19.1% in the past year.
  • LSBK earnings of $5.87M is not enough to cover its interest payments.

Negative Health Checks:

  • Total LSBK debt is higher than 5 years ago, relative to shareholder equity.
  • LSBK has a relatively high debt to equity ratio of 6.63.
  • LSBK's operating cash flow of $2.51M allows it to safely service it's debt of $13.48M.

LSBK Technical Indicators

SMA10
14.7
SMA20
14.55
SMA50
15.36
SMA100
14.72
SMA200
13.92
MACD
-0.13
MACD Signal
-0.22
MACD Histogram
0.09
RSI
48.12
Stochastic %K
59.35
Stochastic %D
73.2
StochRSI %K
63.33
StochRSI %D
76.15

How is LSBK performing as a company?

Last year, LSBK earnings were $4.93M. In the past five year, LSBK's earnings have gone up by 5.29% per year. This was slower than the Banks - Regional industry average of 18.45%.

Last year, LSBK revenue was $25.85M. During the last 5 year, LSBK's revenue has increased by 4.58% per year. This was slower than the Banks - Regional industry average of 10.26%.

You can research LSBK's earnings and revenue performance here.

Latest Insiders Trades at LSBK

In the last 12 months, executives and large shareholders at LSBK have bought more shares than they have sold.

Jeffrey M. Werdein, EVP - Commercial Division of LSBK, was the latest LSBK insider to sell. They sold $3,224.58 worth of LSBK shares on Apr 23, 2025.

Dig into more about who owns LSBK shares here.

Can I get consistent income from LSBK stock?

Lake Shore Bancorp pays a dividend of 4.88%, compared to the Banks - Regional industry's average dividend yield of 2.91%. If you owned $1,000 of LSBK stock, you would have received $48.85 in the past year.

Lake Shore Bancorp dividend payments have consistently grown over the past decade and have remained stable.

Get more data about Lake Shore Bancorp dividend yield and history here.

What others are saying about LSBK

One of the major reasons eToro is our top-rated brokerage is because of its social trading community.

Click below to learn what other investors have to say.

Step 5: Execute your LSBK purchase

You have two main options:

  • Market order: A market order is an order to buy or sell a security at the best price on the market.
    Market orders are usually the best for newer investors.
  • Limit order: A limit order enables you to buy or sell a stock at a specific price (or better).
    If you want to ensure you're buying or selling at an exact price, place a limit order.

Press the Open button and your broker will execute the order.

If you want additional info about investing in stocks on eToro, watch the helpful video below:

Open eToro Account

Step 6: Get key alerts regarding your LSBK position

Now that you own some LSBK shares, you'll want to keep up with your investment.

Start a watchlist to get notified of important updates regarding your LSBK stock.

LSBK Feed

How to Buy Stock in Lake Shore Bancorp

To summarize, here are the 6 steps for buying Lake Shore Bancorp stock:

  1. Choose where to buy Lake Shore Bancorp stock
  2. Open a brokerage account
  3. Put funds into your brokerage account
  4. Research Lake Shore Bancorp stock
  5. Execute your LSBK purchase
  6. Get key alerts regarding your LSBK position

If you require a online brokerage, eToro is our favorite venue.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you would like to watch your investment in Lake Shore Bancorp, create your watchlist below.

NASDAQ: LSBK
$14.74+0.12 (+0.82%)
Updated Apr 30, 2025
Open eToro Account
Your capital is at risk.
NASDAQ: LSBK
$14.74+0.12 (+0.82%)
Updated Apr 30, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Lake Shore Bancorp share?

As of Apr 30, 2025, it costs $14.74 to buy one share of Lake Shore Bancorp stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $7, you can buy 0.475 shares of LSBK.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Lake Shore Bancorp stock?

One way to place an order for Lake Shore Bancorp stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.