How to Buy Lake Shore Bancorp Stock

Lake Shore Bancorp Inc

Lake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services.

Lake Shore Bancorp stock last closed at $15.80, up 0% from the previous day, and has increased 22.38% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.02 percentage points. Lake Shore Bancorp stock is currently +33.89% from its 52-week low of $11.80, and -6.79% from its 52-week high of $16.95.

There are currently 5.76M LSBK shares outstanding. The market cap of LSBK is $90.99M. In the past 24 hours, 300 LSBK shares were traded.

How to Buy Lake Shore Bancorp Stock

Wondering how to invest in Lake Shore Bancorp stock? Here's how.

  1. Choose where to buy Lake Shore Bancorp stock: You need to pick a stock brokerage, but don't worry - we've analyzed dozens of online stock brokerages and apps to help you determine where to buy Lake Shore Bancorp stock.
  2. Open a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
  3. Put funds into your brokerage account: Pick your payment method and add your details.
  4. Research Lake Shore Bancorp stock: The Lake Shore Bancorp ticker symbol is LSBK. Is Lake Shore Bancorp stock a good investment? Should you buy shares of LSBK? How do LSBK's underlying business fundamentals look? Do top analysts think Lake Shore Bancorp is a good buy? Why has LSBK's stock price moved recently? (Hint: Our stock research website can help you decide if LSBK is a good stock to buy).
  5. Execute your LSBK purchase: Decide if you will purchase LSBK shares at the current market price or use a limit order to buy LSBK shares at a given price.
  6. Get key alerts regarding your LSBK position: Create a watchlist to keep track of your position in Lake Shore Bancorp stock.

Step 1: Choose where to buy Lake Shore Bancorp stock

You will need an online brokerage account in order to access the NASDAQ market and buy LSBK shares.

A brokerage account is an investment account that allows you to buy and sell a number of investments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Open a brokerage account

Now that you've picked your brokerage, you need to fill out some personal info so you are able to invest in LSBK stock today.

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Step 3: Put funds into your brokerage account

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Step 4: Research Lake Shore Bancorp stock

Once you have figured out the best place to buy Lake Shore Bancorp stock, it's absolutely critical to research their stock prior to investing, so you truly understand the risk and upside.

Lake Shore Bancorp Metrics

LSBK Price
$15.80
1w %
0.57%
1y %
22.38%
5y %
31.52%
P/E
17.95x
P/B
1x
P/S
3.53x
PEG
3.94x
Revenue
$25.79M
Earnings
$4.97M
Fore. Rev. Growth
N/A
Fore. Earn. Growth
N/A
Market Cap
$90.99M
Next Earnings
Jul 22, 2025
Next Dividend
N/A

Lake Shore Bancorp Due Diligence Checks

WallStreetZen was created to help everyday investors do more accurate fundamental analysis in less time.

You can view all of the due diligence checks on LSBK's stock page.

Is LSBK stock properly valued?

Analysts use many financial metrics, analyses, models, and charts to gauge LSBK's fair value.

Using relative valuations measures:

  • LSBK may be overvalued based on its P/E ratio of 17.95x, relative to Banks - Regional industry P/E ratio of 11.9x
  • LSBK may be undervalued based on its P/B ratio of 1x, relative to Banks - Regional industry P/B ratio of 1.15x
  • LSBK may be overvalued based on its PEG ratio of 3.94x

You can do more valuation analysis on LSBK's stock here.

LSBK Financial Overview

Positive Health Checks:

  • LSBK profit margin has gone up from 15.5% to 19.3% in the past year.
  • LSBK's operating cash flow of $3.26M allows it to safely service it's debt of $6.32M.
  • LSBK earnings of $5.93M is not enough to cover its interest payments.

Negative Health Checks:

  • Total LSBK debt is higher than 5 years ago, relative to shareholder equity.
  • LSBK has a relatively high debt to equity ratio of 6.6.

How are LSBK Revenues/Earnings doing?

Last year, LSBK earnings were $4.97M. In the past 5 year, LSBK's earnings have increased by 6.25% per year. This was slower than the Banks - Regional industry average of 17.8%.

Last year, LSBK revenue was $25.79M. Over the last five year, LSBK's revenue has gone up by 4.74% per year. This was slower than the Banks - Regional industry average of 13.05%.

You can analyze LSBK's earnings and revenue performance here.

Who is buying/selling LSBK?

Over the past year, insiders at LSBK have bought more shares than they have sold.

Jeffrey M. Werdein, EVP - Commercial Division of LSBK, was the latest LSBK insider to sell. They sold $3,224.58 worth of LSBK shares on Apr 23, 2025.

Dig into more about who owns LSBK stock here.

Can I get consistent income from LSBK stock?

Lake Shore Bancorp pays a dividend of 3.42%, compared to the Banks - Regional industry's average dividend yield of 2.96%. If you owned $1,000 of LSBK stock, you would have received $34.18 last year.

Lake Shore Bancorp dividend payments have consistently grown over the past decade and have remained stable.

Find more info about Lake Shore Bancorp dividend yield and history here.

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Step 5: Execute your LSBK purchase

You have two main options:

  • Market order: A market order is an order to buy or sell a stock at the best price on the market.
    Market orders are generally sufficient.
  • Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
    If you want to make sure you're buying or selling at an exact price, use a limit order.

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Step 6: Get key alerts regarding your LSBK position

Now that you own some LSBK stock, you'll want to keep up with your investment.

Create a watchlist to see the latest developments about your LSBK stock.

LSBK Feed

How to Buy Stock in Lake Shore Bancorp

To summarize, here are the 6 steps to buy Lake Shore Bancorp stock:

  1. Choose where to buy Lake Shore Bancorp stock
  2. Open a brokerage account
  3. Put funds into your brokerage account
  4. Research Lake Shore Bancorp stock
  5. Execute your LSBK purchase
  6. Get key alerts regarding your LSBK position

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If you would like to get the latest news on your new investment in Lake Shore Bancorp, add LSBK to your watchlist below.

NASDAQ: LSBK
$15.80+0.00 (+0%)
Updated Jun 11, 2025
Open eToro Account
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NASDAQ: LSBK
$15.80+0.00 (+0%)
Updated Jun 11, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Lake Shore Bancorp share?

As of Jun 11, 2025, it costs $15.80 to buy one share of Lake Shore Bancorp stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $7, you can buy 0.443 shares of LSBK.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Lake Shore Bancorp stock?

One way to place an order for Lake Shore Bancorp stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.